The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 1,584 8,361 SH   SOLE   0 0 8,361
ISHARES TR CORE S&P500 ETF 464287200 286 1,005 SH   SOLE   0 0 1,005
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,558 12,594 SH   SOLE   0 0 12,594
BRISTOL MYERS SQUIBB CO COM 110122108 663 13,891 SH   SOLE   0 0 13,891
AMGEN INC COM 031162100 260 1,368 SH   SOLE   0 0 1,368
ALTRIA GROUP INC COM 02209S103 1,308 22,773 SH   SOLE   0 0 22,773
INTEL CORP COM 458140100 685 12,760 SH   SOLE   0 0 12,760
ORACLE CORP COM 68389X105 1,419 26,420 SH   SOLE   0 0 26,420
DISNEY WALT CO COM DISNEY 254687106 301 2,708 SH   SOLE   0 0 2,708
JOHNSON & JOHNSON COM 478160104 1,347 9,637 SH   SOLE   0 0 9,637
PFIZER INC COM 717081103 917 21,591 SH   SOLE   0 0 21,591
ISHARES TR MSCI EAFE ETF 464287465 675 10,413 SH   SOLE   0 0 10,413
AMERISOURCEBERGEN CORP COM 03073E105 704 8,849 SH   SOLE   0 0 8,849
CHEVRON CORP NEW COM 166764100 991 8,045 SH   SOLE   0 0 8,045
MICROSOFT CORP COM 594918104 3,511 29,768 SH   SOLE   0 0 29,768
AT&T INC COM 00206R102 963 30,714 SH   SOLE   0 0 30,714
CITIGROUP INC COM NEW 172967424 228 3,672 SH   SOLE   0 0 3,672
CISCO SYS INC COM 17275R102 1,205 22,327 SH   SOLE   0 0 22,327
INTERNATIONAL BUSINESS MACHS COM 459200101 2,728 19,335 SH   SOLE   0 0 19,335
LOCKHEED MARTIN CORP COM 539830109 373 1,242 SH   SOLE   0 0 1,242
PEPSICO INC COM 713448108 391 3,187 SH   SOLE   0 0 3,187
VERIZON COMMUNICATIONS INC COM 92343V104 738 12,488 SH   SOLE   0 0 12,488
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 2,175 58,455 SH   SOLE   0 0 58,455
ISHARES TR RUS MID CAP ETF 464287499 715 13,260 SH   SOLE   0 0 13,260
BANK AMER CORP COM 060505104 721 26,128 SH   SOLE   0 0 26,128
EXXON MOBIL CORP COM 30231G102 658 8,140 SH   SOLE   0 0 8,140
WALMART INC COM 931142103 3,019 30,951 SH   SOLE   0 0 30,951
TEXAS INSTRS INC COM 882508104 805 7,590 SH   SOLE   0 0 7,590
TARGET CORP COM 87612E106 489 6,097 SH   SOLE   0 0 6,097
CAPITAL ONE FINL CORP COM 14040H105 540 6,615 SH   SOLE   0 0 6,615
LILLY ELI & CO COM 532457108 516 3,980 SH   SOLE   0 0 3,980
CVS HEALTH CORP COM 126650100 524 9,712 SH   SOLE   0 0 9,712
DOMINION ENERGY INC COM 25746U109 588 7,667 SH   SOLE   0 0 7,667
MERCK & CO INC COM 58933Y105 242 2,907 SH   SOLE   0 0 2,907
RAYTHEON CO COM NEW 755111507 1,644 9,030 SH   SOLE   0 0 9,030
GENERAL ELECTRIC CO COM 369604103 113 11,299 SH   SOLE   0 0 11,299
KIMBERLY CLARK CORP COM 494368103 248 2,000 SH   SOLE   0 0 2,000
GOLDMAN SACHS GROUP INC COM 38141G104 207 1,080 SH   SOLE   0 0 1,080
HOME DEPOT INC COM 437076102 3,003 15,647 SH   SOLE   0 0 15,647
MCDONALDS CORP COM 580135101 431 2,268 SH   SOLE   0 0 2,268
JPMORGAN CHASE & CO COM 46625H100 1,550 15,307 SH   SOLE   0 0 15,307
TJX COS INC NEW COM 872540109 1,183 22,240 SH   SOLE   0 0 22,240
WELLS FARGO CO NEW COM 949746101 430 8,898 SH   SOLE   0 0 8,898
FISERV INC COM 337738108 1,243 14,076 SH   SOLE   0 0 14,076
FORD MTR CO DEL COM 345370860 133 15,174 SH   SOLE   0 0 15,174
UNITEDHEALTH GROUP INC COM 91324P102 715 2,891 SH   SOLE   0 0 2,891
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,200 6,818 SH   SOLE   0 0 6,818
UNITED TECHNOLOGIES CORP COM 913017109 658 5,108 SH   SOLE   0 0 5,108
MARSH & MCLENNAN COS INC COM 571748102 1,101 11,729 SH   SOLE   0 0 11,729
ALBEMARLE CORP COM 012653101 651 7,945 SH   SOLE   0 0 7,945
COMCAST CORP NEW CL A 20030N101 1,859 46,506 SH   SOLE   0 0 46,506
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,294 15,855 SH   SOLE   0 0 15,855
WELLTOWER INC COM 95040Q104 577 7,433 SH   SOLE   0 0 7,433
DUKE ENERGY CORP NEW COM NEW 26441C204 409 4,539 SH   SOLE   0 0 4,539
CONSTELLATION BRANDS INC CL A 21036P108 209 1,193 SH   SOLE   0 0 1,193
CONOCOPHILLIPS COM 20825C104 430 6,441 SH   SOLE   0 0 6,441
APPLE INC COM 037833100 2,588 13,623 SH   SOLE   0 0 13,623
INTL PAPER CO COM 460146103 217 4,700 SH   SOLE   0 0 4,700
ROSS STORES INC COM 778296103 559 6,000 SH   SOLE   0 0 6,000
AMERICAN EXPRESS CO COM 025816109 574 5,250 SH   SOLE   0 0 5,250
REGIONS FINL CORP NEW COM 7591EP100 354 25,000 SH   SOLE   0 0 25,000
GENERAL DYNAMICS CORP COM 369550108 521 3,078 SH   SOLE   0 0 3,078
SOUTHERN CO COM 842587107 291 5,632 SH   SOLE   0 0 5,632
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,066 25,089 SH   SOLE   0 0 25,089
PAYCHEX INC COM 704326107 210 2,623 SH   SOLE   0 0 2,623
VENTAS INC COM 92276F100 226 3,545 SH   SOLE   0 0 3,545
NVIDIA CORP COM 67066G104 1,342 7,471 SH   SOLE   0 0 7,471
TRAVELERS COMPANIES INC COM 89417E109 560 4,084 SH   SOLE   0 0 4,084
AMERICAN ELEC PWR CO INC COM 025537101 309 3,684 SH   SOLE   0 0 3,684
VANGUARD INDEX FDS MID CAP ETF 922908629 5,756 35,809 SH   SOLE   0 0 35,809
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,278 8,366 SH   SOLE   0 0 8,366
F M C CORP COM NEW 302491303 723 9,416 SH   SOLE   0 0 9,416
AMERIPRISE FINL INC COM 03076C106 328 2,560 SH   SOLE   0 0 2,560
BLACKROCK INCOME TR INC COM 09247F100 623 104,687 SH   SOLE   0 0 104,687
BLACKROCK CORPOR HI YLD FD I COM 09255P107 4,584 446,755 SH   SOLE   0 0 446,755
VANGUARD INDEX FDS SML CP GRW ETF 922908595 464 2,580 SH   SOLE   0 0 2,580
THERMO FISHER SCIENTIFIC INC COM 883556102 1,135 4,145 SH   SOLE   0 0 4,145
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 3,927 73,257 SH   SOLE   0 0 73,257
EQUINIX INC COM 29444U700 2,382 5,257 SH   SOLE   0 0 5,257
DIGITAL RLTY TR INC COM 253868103 368 3,092 SH   SOLE   0 0 3,092
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 8,944 62,646 SH   SOLE   0 0 62,646
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 1,038 16,466 SH   SOLE   0 0 16,466
ISHARES TR IBOXX HI YD ETF 464288513 4,477 51,774 SH   SOLE   0 0 51,774
ISHARES TR SH TR CRPORT ETF 464288646 3,076 58,237 SH   SOLE   0 0 58,237
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,449 133,322 SH   SOLE   0 0 133,322
ISHARES TR EAFE SML CP ETF 464288273 3,936 68,524 SH   SOLE   0 0 68,524
VISA INC COM CL A 92826C839 1,745 11,174 SH   SOLE   0 0 11,174
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 292 3,356 SH   SOLE   0 0 3,356
VERISK ANALYTICS INC COM 92345Y106 250 1,881 SH   SOLE   0 0 1,881
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,117 51,616 SH   SOLE   0 0 51,616
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 436 7,221 SH   SOLE   0 0 7,221
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 462 8,817 SH   SOLE   0 0 8,817
TESLA INC COM 88160R101 277 988 SH   SOLE   0 0 988
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,367 55,354 SH   SOLE   0 0 55,354
GENERAL MTRS CO COM 37045V100 376 10,126 SH   SOLE   0 0 10,126
ISHARES TR FLTG RATE NT ETF 46429B655 6,358 124,885 SH   SOLE   0 0 124,885
MARATHON PETE CORP COM 56585A102 357 5,961 SH   SOLE   0 0 5,961
PHILLIPS 66 COM 718546104 301 3,164 SH   SOLE   0 0 3,164
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,279 26,273 SH   SOLE   0 0 26,273
ABBVIE INC COM 00287Y109 209 2,594 SH   SOLE   0 0 2,594
ISHARES TR USA MOMENTUM FCT 46432F396 11,723 104,503 SH   SOLE   0 0 104,503
ALPHABET INC CAP STK CL C 02079K107 244 208 SH   SOLE   0 0 208
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 1,180 48,012 SH   SOLE   0 0 48,012
COCA COLA EUROPEAN PARTNERS SHS G25839104 259 5,000 SH   SOLE   0 0 5,000
INVESCO ACTIVELY MANAGD ETF VAR RATE INVT 46090A879 3,215 129,206 SH   SOLE   0 0 129,206