The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 1,573 6,842 SH   SOLE 0 0 0 6,842
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,918 7,805 SH   SOLE 0 0 0 7,805
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,151 50,262 SH   SOLE 0 0 0 50,262
AMAZON COM INC COM 023135106 342 105 SH   SOLE 0 0 0 105
BRISTOL-MYERS SQUIBB CO COM 110122108 884 14,246 SH   SOLE 0 0 0 14,246
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 641 2,763 SH   SOLE 0 0 0 2,763
IRON MTN INC NEW COM 46284V101 1,235 41,894 SH   SOLE 0 0 0 41,894
ABBOTT LABS COM 002824100 237 2,167 SH   SOLE 0 0 0 2,167
BEST BUY INC COM 086516101 1,079 10,815 SH   SOLE 0 0 0 10,815
ALTRIA GROUP INC COM 02209S103 510 12,444 SH   SOLE 0 0 0 12,444
INTEL CORP COM 458140100 1,274 25,575 SH   SOLE 0 0 0 25,575
ORACLE CORP COM 68389X105 1,779 27,500 SH   SOLE 0 0 0 27,500
QUALCOMM INC COM 747525103 1,411 9,260 SH   SOLE 0 0 0 9,260
DISNEY WALT CO COM 254687106 723 3,990 SH   SOLE 0 0 0 3,990
HONEYWELL INTL INC COM 438516106 258 1,211 SH   SOLE 0 0 0 1,211
JOHNSON & JOHNSON COM 478160104 1,604 10,191 SH   SOLE 0 0 0 10,191
PFIZER INC COM 717081103 629 17,077 SH   SOLE 0 0 0 17,077
LOWES COS INC COM 548661107 1,912 11,914 SH   SOLE 0 0 0 11,914
CHEVRON CORP NEW COM 166764100 785 9,294 SH   SOLE 0 0 0 9,294
MICROSOFT CORP COM 594918104 6,961 31,295 SH   SOLE 0 0 0 31,295
AT&T INC COM 00206R102 843 29,326 SH   SOLE 0 0 0 29,326
CISCO SYS INC COM 17275R102 901 20,137 SH   SOLE 0 0 0 20,137
INTERNATIONAL BUSINESS MACHS COM 459200101 3,009 23,904 SH   SOLE 0 0 0 23,904
COCA COLA CO COM 191216100 241 4,403 SH   SOLE 0 0 0 4,403
LOCKHEED MARTIN CORP COM 539830109 1,022 2,879 SH   SOLE 0 0 0 2,879
PEPSICO INC COM 713448108 508 3,425 SH   SOLE 0 0 0 3,425
VERIZON COMMUNICATIONS INC COM 92343V104 460 7,835 SH   SOLE 0 0 0 7,835
SPDR SER TR PRTFLO S&P500 GW 78464A409 10,948 198,004 SH   SOLE 0 0 0 198,004
ISHARES TR RUS MID CAP ETF 464287499 869 12,676 SH   SOLE 0 0 0 12,676
SELECT SECTOR SPDR TR ENERGY 81369Y506 3,154 83,222 SH   SOLE 0 0 0 83,222
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 695 7,852 SH   SOLE 0 0 0 7,852
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 221 1,697 SH   SOLE 0 0 0 1,697
DEERE & CO COM 244199105 391 1,455 SH   SOLE 0 0 0 1,455
BK OF AMERICA CORP COM 060505104 800 26,378 SH   SOLE 0 0 0 26,378
EXXON MOBIL CORP COM 30231G102 631 15,314 SH   SOLE 0 0 0 15,314
WALMART INC COM 931142103 5,950 41,278 SH   SOLE 0 0 0 41,278
UNION PAC CORP COM 907818108 231 1,110 SH   SOLE 0 0 0 1,110
TEXAS INSTRS INC COM 882508104 1,112 6,773 SH   SOLE 0 0 0 6,773
TARGET CORP COM 87612E106 1,078 6,104 SH   SOLE 0 0 0 6,104
CAPITAL ONE FINL CORP COM 14040H105 3,511 35,517 SH   SOLE 0 0 0 35,517
LILLY ELI & CO COM 532457108 782 4,630 SH   SOLE 0 0 0 4,630
CVS HEALTH CORP COM 126650100 2,197 32,172 SH   SOLE 0 0 0 32,172
DOMINION ENERGY INC COM 25746U109 1,950 25,928 SH   SOLE 0 0 0 25,928
MERCK & CO. INC COM 58933Y105 1,351 16,511 SH   SOLE 0 0 0 16,511
PROCTER AND GAMBLE CO COM 742718109 336 2,417 SH   SOLE 0 0 0 2,417
GENERAL ELECTRIC CO COM 369604103 160 14,854 SH   SOLE 0 0 0 14,854
KIMBERLY-CLARK CORP COM 494368103 270 2,000 SH   SOLE 0 0 0 2,000
GOLDMAN SACHS GROUP INC COM 38141G104 285 1,080 SH   SOLE 0 0 0 1,080
HOME DEPOT INC COM 437076102 3,095 11,654 SH   SOLE 0 0 0 11,654
MCDONALDS CORP COM 580135101 485 2,258 SH   SOLE 0 0 0 2,258
JPMORGAN CHASE & CO COM 46625H100 4,605 36,240 SH   SOLE 0 0 0 36,240
TJX COS INC NEW COM 872540109 1,585 23,205 SH   SOLE 0 0 0 23,205
HP INC COM 40434L105 223 9,063 SH   SOLE 0 0 0 9,063
ISHARES TR BARCLAYS 7 10 YR 464287440 860 7,168 SH   SOLE 0 0 0 7,168
CORNING INC COM 219350105 360 9,999 SH   SOLE 0 0 0 9,999
FISERV INC COM 337738108 2,675 23,494 SH   SOLE 0 0 0 23,494
UNITEDHEALTH GROUP INC COM 91324P102 1,298 3,700 SH   SOLE 0 0 0 3,700
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,775 6,795 SH   SOLE 0 0 0 6,795
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,576 22,032 SH   SOLE 0 0 0 22,032
MARSH & MCLENNAN COS INC COM 571748102 2,725 23,293 SH   SOLE 0 0 0 23,293
3M CO COM 88579Y101 931 5,326 SH   SOLE 0 0 0 5,326
ALBEMARLE CORP COM 012653101 2,274 15,413 SH   SOLE 0 0 0 15,413
COMCAST CORP NEW CL A 20030N101 2,349 44,836 SH   SOLE 0 0 0 44,836
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,798 9,235 SH   SOLE 0 0 0 9,235
WELLTOWER INC COM 95040Q104 899 13,917 SH   SOLE 0 0 0 13,917
NEXTERA ENERGY INC COM 65339F101 1,267 16,425 SH   SOLE 0 0 0 16,425
DUKE ENERGY CORP NEW COM NEW 26441C204 1,880 20,533 SH   SOLE 0 0 0 20,533
CONSTELLATION BRANDS INC CL A 21036P108 503 2,298 SH   SOLE 0 0 0 2,298
APPLE INC COM 037833100 7,816 58,906 SH   SOLE 0 0 0 58,906
CATERPILLAR INC COM 149123101 529 2,909 SH   SOLE 0 0 0 2,909
INTERNATIONAL PAPER CO COM 460146103 229 4,600 SH   SOLE 0 0 0 4,600
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,127 71,564 SH   SOLE 0 0 0 71,564
ROSS STORES INC COM 778296103 737 6,000 SH   SOLE 0 0 0 6,000
AMERICAN EXPRESS CO COM 025816109 729 6,033 SH   SOLE 0 0 0 6,033
REGIONS FINANCIAL CORP NEW COM 7591EP100 403 25,000 SH   SOLE 0 0 0 25,000
GENERAL DYNAMICS CORP COM 369550108 460 3,090 SH   SOLE 0 0 0 3,090
SOUTHERN CO COM 842587107 1,764 28,710 SH   SOLE 0 0 0 28,710
PAYCHEX INC COM 704326107 236 2,535 SH   SOLE 0 0 0 2,535
ROCKWELL AUTOMATION INC COM 773903109 235 937 SH   SOLE 0 0 0 937
NVIDIA CORPORATION COM 67066G104 3,916 7,498 SH   SOLE 0 0 0 7,498
TRAVELERS COMPANIES INC COM 89417E109 593 4,225 SH   SOLE 0 0 0 4,225
AMERICAN ELEC PWR CO INC COM 025537101 1,187 14,251 SH   SOLE 0 0 0 14,251
RYDER SYS INC COM 783549108 1,276 20,661 SH   SOLE 0 0 0 20,661
SPDR GOLD TR GOLD SHS 78463V107 294 1,646 SH   SOLE 0 0 0 1,646
VANGUARD INDEX FDS MID CAP ETF 922908629 1,684 8,144 SH   SOLE 0 0 0 8,144
VANGUARD INDEX FDS SMALL CP ETF 922908751 591 3,037 SH   SOLE 0 0 0 3,037
FMC CORP COM NEW 302491303 1,094 9,519 SH   SOLE 0 0 0 9,519
AMERIPRISE FINL INC COM 03076C106 486 2,500 SH   SOLE 0 0 0 2,500
BLACKROCK INCOME TR INC COM 09247F100 3,306 544,687 SH   SOLE 0 0 0 544,687
BLACKROCK CORPOR HI YLD FD I COM 09255P107 9,658 845,003 SH   SOLE 0 0 0 845,003
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,366 8,838 SH   SOLE 0 0 0 8,838
THERMO FISHER SCIENTIFIC INC COM 883556102 3,956 8,492 SH   SOLE 0 0 0 8,492
DEXCOM INC COM 252131107 1,192 3,225 SH   SOLE 0 0 0 3,225
ROCKWELL MED INC COM 774374102 13 12,486 SH   SOLE 0 0 0 12,486
ROPER TECHNOLOGIES INC COM 776696106 711 1,650 SH   SOLE 0 0 0 1,650
ARENA PHARMACEUTICALS INC COM NEW 040047607 282 3,670 SH   SOLE 0 0 0 3,670
MASTERCARD INCORPORATED CL A 57636Q104 262 734 SH   SOLE 0 0 0 734
EQUINIX INC COM 29444U700 3,968 5,556 SH   SOLE 0 0 0 5,556
DIGITAL RLTY TR INC COM 253868103 1,494 10,710 SH   SOLE 0 0 0 10,710
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 8,426 39,732 SH   SOLE 0 0 0 39,732
SPDR SER TR S&P REGL BKG 78464A698 3,405 65,545 SH   SOLE 0 0 0 65,545
SPDR SER TR S&P BK ETF 78464A797 3,974 95,021 SH   SOLE 0 0 0 95,021
ISHARES TR ISHS 1-5YR INVS 464288646 22,232 402,966 SH   SOLE 0 0 0 402,966
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,692 53,207 SH   SOLE 0 0 0 53,207
BLACKSTONE GROUP INC COM CL A 09260D107 258 3,988 SH   SOLE 0 0 0 3,988
ISHARES TR 3 7 YR TREAS BD 464288661 4,108 30,893 SH   SOLE 0 0 0 30,893
VISA INC COM CL A 92826C839 206 943 SH   SOLE 0 0 0 943
SPDR SER TR PORTFOLIO S&P500 78464A854 3,003 68,311 SH   SOLE 0 0 0 68,311
SPDR SER TR PORTFOLIO INTRMD 78464A375 18,320 492,742 SH   SOLE 0 0 0 492,742
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 242 2,494 SH   SOLE 0 0 0 2,494
VERISK ANALYTICS INC COM 92345Y106 390 1,881 SH   SOLE 0 0 0 1,881
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,173 38,111 SH   SOLE 0 0 0 38,111
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 645 10,468 SH   SOLE 0 0 0 10,468
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,081 19,999 SH   SOLE 0 0 0 19,999
SPDR SER TR PORTFOLIO SHORT 78464A474 4,097 130,491 SH   SOLE 0 0 0 130,491
SPDR SER TR PORTFLI MORTGAGE 78464A383 1,360 51,491 SH   SOLE 0 0 0 51,491
TESLA INC COM 88160R101 378 536 SH   SOLE 0 0 0 536
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,478 30,487 SH   SOLE 0 0 0 30,487
GENERAL MTRS CO COM 37045V100 462 11,105 SH   SOLE 0 0 0 11,105
FIRST TR EXCHANGE-TRADED ALP MID CP GR ALPH 33737M102 2,738 41,877 SH   SOLE 0 0 0 41,877
ISHARES TR FLTG RATE NT ETF 46429B655 2,481 48,916 SH   SOLE 0 0 0 48,916
MARATHON PETE CORP COM 56585A102 259 6,260 SH   SOLE 0 0 0 6,260
XYLEM INC COM 98419M100 204 2,003 SH   SOLE 0 0 0 2,003
MANNING & NAPIER INC CL A 56382Q102 63 10,000 SH   SOLE 0 0 0 10,000
PHILLIPS 66 COM 718546104 264 3,781 SH   SOLE 0 0 0 3,781
FACEBOOK INC CL A 30303M102 285 1,042 SH   SOLE 0 0 0 1,042
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,342 3,979 SH   SOLE 0 0 0 3,979
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 11,456 224,190 SH   SOLE 0 0 0 224,190
ABBVIE INC COM 00287Y109 269 2,512 SH   SOLE 0 0 0 2,512
ZOETIS INC CL A 98978V103 248 1,500 SH   SOLE 0 0 0 1,500
ISHARES TR 0-5YR HI YL CP 46434V407 10,744 236,451 SH   SOLE 0 0 0 236,451
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 1,447 55,767 SH   SOLE 0 0 0 55,767
WISDOMTREE TR YIELD ENHANCD US 97717X511 508 9,464 SH   SOLE 0 0 0 9,464
CHARTER COMMUNICATIONS INC N CL A 16119P108 357 540 SH   SOLE 0 0 0 540
INVESCO ACTIVELY MANAGED ETF VAR RATE INVT 46090A879 13,320 533,009 SH   SOLE 0 0 0 533,009
DELL TECHNOLOGIES INC CL C 24703L202 1,029 14,046 SH   SOLE 0 0 0 14,046