Condensed Consolidated Balance Sheets - USD ($)	Sep. 30, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 11,415,968	$ 8,986,540
Interest-earning demand deposits	22,848,985	12,770,650
Cash and cash equivalents	34,264,953	21,757,190
Interest-earning time deposits	0	300,000
Investment securities - available for sale	250,449,435	258,191,630
Investment securities - held to maturity	2,771,714	3,497,913
Loans held for sale	1,441,000	1,092,920
Loans and leases, net of allowance for credit losses of $16,364,629 and $15,790,885, respectively	1,178,231,605	1,158,879,008
Premises and equipment, net	13,426,599	12,922,028
Federal Home Loan Bank stock	13,907,100	13,907,100
Interest receivable	5,832,015	6,030,000
Mortgage-servicing rights	1,896,665	1,950,504
Cash surrender value of life insurance	3,929,070	3,856,494
Other assets	19,415,208	22,490,073
Total assets	1,525,565,364	1,504,874,860
Liabilities
Noninterest-bearing deposits	110,814,992	110,105,973
Interest-bearing deposits	1,007,443,355	983,833,884
Total deposits	1,118,258,347	1,093,939,857
Federal Home Loan Bank advances	254,000,000	265,000,000
Advances by borrowers for taxes and insurance	801,579	590,439
Interest payable	2,914,144	4,831,674
Other liabilities	9,556,118	7,641,130
Total liabilities	1,385,530,188	1,372,003,100
Commitments and Contingent Liabilities	0	0
Stockholders' Equity
Common stock	104,263	108,150
Additional paid-in capital	92,836,644	97,709,231
Retained earnings	95,371,985	91,582,986
Unearned employee stock ownership plan (ESOP)	(10,170,922)	(10,722,410)
Accumulated other comprehensive loss	(38,106,794)	(45,806,197)
Total stockholders' equity	140,035,176	132,871,760
Total liabilities and stockholders' equity	$ 1,525,565,364	$ 1,504,874,860