The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 405 14,074 SH   SOLE   0 0 14,073
ARK ETF TR INNOVATION ETF 00214Q104 324 2,477 SH   SOLE   0 0 2,477
ABBOTT LABS COM 002824100 677 5,838 SH   SOLE   0 0 5,837
ABBVIE INC COM 00287Y109 1,430 12,695 SH   SOLE   0 0 12,694
ADOBE SYSTEMS INCORPORATED COM 00724F101 844 1,441 SH   SOLE   0 0 1,441
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 505 2,225 SH   SOLE   0 0 2,225
ALLSTATE CORP COM 020002101 442 3,391 SH   SOLE   0 0 3,390
ALPHABET INC CAP STK CL C 02079K107 1,328 530 SH   SOLE   0 0 530
ALPHABET INC CAP STK CL A 02079K305 1,673 685 SH   SOLE   0 0 685
ALTRIA GROUP INC COM 02209S103 231 4,847 SH   SOLE   0 0 4,846
AMAZON COM INC COM 023135106 2,718 790 SH   SOLE   0 0 790
AMERICAN EXPRESS CO COM 025816109 608 3,681 SH   SOLE   0 0 3,680
AMERICAN TOWER CORP NEW COM 03027X100 474 1,755 SH   SOLE   0 0 1,755
AMGEN INC COM 031162100 702 2,880 SH   SOLE   0 0 2,880
ANNALY CAPITAL MANAGEMENT IN COM 035710409 547 61,630 SH   SOLE   0 0 61,629
APPLE INC COM 037833100 15,274 111,518 SH   SOLE   0 0 111,518
AUTONATION INC COM 05329W102 578 6,099 SH   SOLE   0 0 6,098
AUTOZONE INC COM 053332102 518 347 SH   SOLE   0 0 347
BGC PARTNERS INC CL A 05541T101 152 26,832 SH   SOLE   0 0 26,832
BK OF AMERICA CORP COM 060505104 564 13,681 SH   SOLE   0 0 13,680
BANK NEW YORK MELLON CORP COM 064058100 559 10,910 SH   SOLE   0 0 10,910
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,671 9,610 SH   SOLE   0 0 9,610
BIOGEN INC COM 09062X103 215 620 SH   SOLE   0 0 620
BLACKROCK INC COM 09247X101 336 384 SH   SOLE   0 0 383
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 210 7,990 SH   SOLE   0 0 7,990
BLACKSTONE GROUP INC COM 09260D107 664 6,838 SH   SOLE   0 0 6,838
BOEING CO COM 097023105 501 2,091 SH   SOLE   0 0 2,091
BRISTOL-MYERS SQUIBB CO COM 110122108 201 3,014 SH   SOLE   0 0 3,014
BROADCOM INC COM 11135F101 218 457 SH   SOLE   0 0 457
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 751 14,727 SH   SOLE   0 0 14,727
CSX CORP COM 126408103 271 8,436 SH   SOLE   0 0 8,436
CVS HEALTH CORP COM 126650100 963 11,544 SH   SOLE   0 0 11,543
CAPITAL ONE FINL CORP COM 14040H105 459 2,965 SH   SOLE   0 0 2,965
CARNIVAL CORP UNIT 99/99/9999 143658300 293 11,121 SH   SOLE   0 0 11,121
CARRIER GLOBAL CORPORATION COM 14448C104 556 11,444 SH   SOLE   0 0 11,444
CATERPILLAR INC COM 149123101 352 1,616 SH   SOLE   0 0 1,616
CELSIUS HLDGS INC COM NEW 15118V207 437 5,744 SH   SOLE   0 0 5,744
CHEVRON CORP NEW COM 166764100 621 5,928 SH   SOLE   0 0 5,927
CISCO SYS INC COM 17275R102 304 5,732 SH   SOLE   0 0 5,732
COCA COLA CO COM 191216100 1,841 34,031 SH   SOLE   0 0 34,030
COMCAST CORP NEW CL A 20030N101 1,106 19,400 SH   SOLE   0 0 19,399
CONAGRA BRANDS INC COM 205887102 582 15,998 SH   SOLE   0 0 15,997
CORNING INC COM 219350105 271 6,622 SH   SOLE   0 0 6,622
COSTCO WHSL CORP NEW COM 22160K105 704 1,778 SH   SOLE   0 0 1,778
DANAHER CORPORATION COM 235851102 812 3,024 SH   SOLE   0 0 3,024
DEERE & CO COM 244199105 304 863 SH   SOLE   0 0 862
DISNEY WALT CO COM 254687106 899 5,112 SH   SOLE   0 0 5,112
DISCOVER FINL SVCS COM 254709108 540 4,565 SH   SOLE   0 0 4,565
ELECTRONIC ARTS INC COM 285512109 547 3,806 SH   SOLE   0 0 3,806
ENTERPRISE PRODS PARTNERS L COM 293792107 334 13,836 SH   SOLE   0 0 13,836
EXXON MOBIL CORP COM 30231G102 1,638 25,973 SH   SOLE   0 0 25,973
FACEBOOK INC CL A 30303M102 2,051 5,898 SH   SOLE   0 0 5,897
FACTSET RESH SYS INC COM 303075105 503 1,500 SH   SOLE   0 0 1,500
FEDEX CORP COM 31428X106 505 1,694 SH   SOLE   0 0 1,693
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 411 9,464 SH   SOLE   0 0 9,463
FOCUS FINL PARTNERS INC COM CL A 34417P100 2,505 51,654 SH   SOLE   0 0 51,654
GENERAL DYNAMICS CORP COM 369550108 253 1,343 SH   SOLE   0 0 1,343
GENERAL ELECTRIC CO COM 369604103 507 37,652 SH   SOLE   0 0 37,651
GOLDMAN SACHS GROUP INC COM 38141G104 502 1,323 SH   SOLE   0 0 1,323
HOME DEPOT INC COM 437076102 2,035 6,383 SH   SOLE   0 0 6,382
HONEYWELL INTL INC COM 438516106 409 1,866 SH   SOLE   0 0 1,866
HORMEL FOODS CORP COM 440452100 559 11,699 SH   SOLE   0 0 11,699
ILLUMINA INC COM 452327109 331 699 SH   SOLE   0 0 699
INGREDION INC COM 457187102 231 2,552 SH   SOLE   0 0 2,552
INTEL CORP COM 458140100 1,188 21,167 SH   SOLE   0 0 21,167
INTERNATIONAL BUSINESS MACHS COM 459200101 608 4,149 SH   SOLE   0 0 4,148
INVESCO QQQ TR UNIT SER 1 46090E103 2,666 7,521 SH   SOLE   0 0 7,520
INTUITIVE SURGICAL INC COM NEW 46120E602 759 825 SH   SOLE   0 0 825
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,078 7,154 SH   SOLE   0 0 7,153
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 822 13,503 SH   SOLE   0 0 13,502
ISHARES TR CORE S&P TTL STK 464287150 438 4,434 SH   SOLE   0 0 4,434
ISHARES TR SELECT DIVID ETF 464287168 308 2,640 SH   SOLE   0 0 2,639
ISHARES TR CORE S&P500 ETF 464287200 7,361 17,121 SH   SOLE   0 0 17,121
ISHARES TR MSCI EMG MKT ETF 464287234 411 7,461 SH   SOLE   0 0 7,460
ISHARES TR MSCI EAFE ETF 464287465 875 11,091 SH   SOLE   0 0 11,091
ISHARES TR RUS MD CP GR ETF 464287481 613 5,415 SH   SOLE   0 0 5,415
ISHARES TR RUS MID CAP ETF 464287499 397 5,008 SH   SOLE   0 0 5,008
ISHARES TR CORE S&P MCP ETF 464287507 5,206 19,372 SH   SOLE   0 0 19,371
ISHARES TR ISHARES BIOTECH 464287556 217 1,328 SH   SOLE   0 0 1,328
ISHARES TR COHEN STEER REIT 464287564 620 9,482 SH   SOLE   0 0 9,482
ISHARES TR RUS 1000 VAL ETF 464287598 244 1,539 SH   SOLE   0 0 1,539
ISHARES TR RUS 1000 GRW ETF 464287614 606 2,232 SH   SOLE   0 0 2,232
ISHARES TR RUSSELL 2000 ETF 464287655 1,016 4,430 SH   SOLE   0 0 4,430
ISHARES TR U.S. REAL ES ETF 464287739 445 4,362 SH   SOLE   0 0 4,362
ISHARES TR CORE S&P SCP ETF 464287804 1,078 9,545 SH   SOLE   0 0 9,545
ISHARES TR EUROPE ETF 464287861 325 6,098 SH   SOLE   0 0 6,098
ISHARES TR INTL SEL DIV ETF 464288448 249 7,679 SH   SOLE   0 0 7,679
ISHARES TR IBOXX HI YD ETF 464288513 210 2,390 SH   SOLE   0 0 2,390
ISHARES TR PFD AND INCM SEC 464288687 569 14,457 SH   SOLE   0 0 14,456
ISHARES TR EAFE VALUE ETF 464288877 212 4,098 SH   SOLE   0 0 4,098
ISHARES TR EAFE GRWTH ETF 464288885 226 2,103 SH   SOLE   0 0 2,103
ISHARES TR MSCI USA MIN VOL 46429B697 825 11,206 SH   SOLE   0 0 11,206
ISHARES TR CORE MSCI EAFE 46432F842 3,382 45,183 SH   SOLE   0 0 45,183
ISHARES INC CORE MSCI EMKT 46434G103 224 3,350 SH   SOLE   0 0 3,350
JPMORGAN CHASE & CO COM 46625H100 2,796 17,978 SH   SOLE   0 0 17,977
SPDR SER TR SPDR S&P 500 ETF 78468R796 915 8,616 SH   SOLE   0 0 8,616
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 228 2,780 SH   SOLE   0 0 2,780
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,870 123,429 SH   SOLE   0 0 123,428
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,750 53,212 SH   SOLE   0 0 53,211
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 482 5,852 SH   SOLE   0 0 5,851
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 389 3,090 SH   SOLE   0 0 3,090
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,146 6,420 SH   SOLE   0 0 6,420
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,295 24,033 SH   SOLE   0 0 24,032
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 617 16,811 SH   SOLE   0 0 16,810
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 254 2,481 SH   SOLE   0 0 2,481
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,024 27,253 SH   SOLE   0 0 27,253
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 797 9,845 SH   SOLE   0 0 9,844
SEMPRA ENERGY COM 816851109 269 2,028 SH   SOLE   0 0 2,028
SHOPIFY INC CL A 82509L107 263 180 SH   SOLE   0 0 180
STANLEY BLACK & DECKER INC COM 854502101 2,331 11,369 SH   SOLE   0 0 11,369
STARBUCKS CORP COM 855244109 842 7,529 SH   SOLE   0 0 7,528
STRYKER CORPORATION COM 863667101 658 2,533 SH   SOLE   0 0 2,533
SYSCO CORP COM 871829107 271 3,481 SH   SOLE   0 0 3,481
TJX COS INC NEW COM 872540109 461 6,838 SH   SOLE   0 0 6,837
TESLA INC COM 88160R101 307 451 SH   SOLE   0 0 451
THERMO FISHER SCIENTIFIC INC COM 883556102 455 901 SH   SOLE   0 0 901
US BANCORP DEL COM NEW 902973304 363 6,366 SH   SOLE   0 0 6,365
UNION PAC CORP COM 907818108 1,260 5,727 SH   SOLE   0 0 5,726
UNITED PARCEL SERVICE INC CL B 911312106 1,020 4,903 SH   SOLE   0 0 4,902
UNITED RENTALS INC COM 911363109 340 1,066 SH   SOLE   0 0 1,066
UNITEDHEALTH GROUP INC COM 91324P102 1,031 2,574 SH   SOLE   0 0 2,573
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 391 2,524 SH   SOLE   0 0 2,524
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,168 4,450 SH   SOLE   0 0 4,450
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 343 3,993 SH   SOLE   0 0 3,993
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 253 4,907 SH   SOLE   0 0 4,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,008 18,567 SH   SOLE   0 0 18,567
VANGUARD WORLD FDS INF TECH ETF 92204A702 302 758 SH   SOLE   0 0 758
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 915 2,325 SH   SOLE   0 0 2,325
VANGUARD INDEX FDS MID CAP ETF 922908629 4,277 18,018 SH   SOLE   0 0 18,018
VANGUARD INDEX FDS SMALL CP ETF 922908751 206 913 SH   SOLE   0 0 913
VANGUARD INDEX FDS TOTAL STK MKT 922908769 220 989 SH   SOLE   0 0 989
VERIZON COMMUNICATIONS INC COM 92343V104 1,237 22,072 SH   SOLE   0 0 22,071
VISA INC COM CL A 92826C839 1,370 5,859 SH   SOLE   0 0 5,858
WALMART INC COM 931142103 877 6,222 SH   SOLE   0 0 6,221
WISDOMTREE TR EMG MKTS SMCAP 97717W281 274 5,021 SH   SOLE   0 0 5,021
WISDOMTREE TR EMER MKT HIGH FD 97717W315 777 17,020 SH   SOLE   0 0 17,020
WISDOMTREE TR US DIVID EX FNCL 97717W406 207 2,128 SH   SOLE   0 0 2,127
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,135 27,059 SH   SOLE   0 0 27,059
WISDOMTREE TR US SMALLCAP DIVD 97717W604 580 18,201 SH   SOLE   0 0 18,201
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 351 4,600 SH   SOLE   0 0 4,600
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 226 4,068 SH   SOLE   0 0 4,068
LINDE PLC SHS G5494J103 418 1,445 SH   SOLE   0 0 1,445
MEDTRONIC PLC SHS G5960L103 226 1,820 SH   SOLE   0 0 1,820
JOHNSON & JOHNSON COM 478160104 1,314 7,979 SH   SOLE   0 0 7,978
LILLY ELI & CO COM 532457108 390 1,699 SH   SOLE   0 0 1,699
LOWES COS INC COM 548661107 206 1,063 SH   SOLE   0 0 1,063
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 222 4,534 SH   SOLE   0 0 4,534
MARRIOTT INTL INC NEW CL A 571903202 413 3,025 SH   SOLE   0 0 3,025
MASTERCARD INCORPORATED CL A 57636Q104 465 1,274 SH   SOLE   0 0 1,273
MCDONALDS CORP COM 580135101 794 3,436 SH   SOLE   0 0 3,435
MERCK & CO INC COM 58933Y105 974 12,521 SH   SOLE   0 0 12,521
MICROSOFT CORP COM 594918104 5,376 19,844 SH   SOLE   0 0 19,843
MICRON TECHNOLOGY INC COM 595112103 258 3,038 SH   SOLE   0 0 3,038
MONROE CAP CORP COM 610335101 479 44,624 SH   SOLE   0 0 44,624
MONSTER BEVERAGE CORP NEW COM 61174X109 426 4,662 SH   SOLE   0 0 4,662
NRG ENERGY INC COM NEW 629377508 432 10,718 SH   SOLE   0 0 10,718
NETFLIX INC COM 64110L106 358 678 SH   SOLE   0 0 678
NEXSTAR MEDIA GROUP INC CL A 65336K103 529 3,578 SH   SOLE   0 0 3,577
NEXTERA ENERGY INC COM 65339F101 1,346 18,366 SH   SOLE   0 0 18,366
NIKE INC CL B 654106103 229 1,480 SH   SOLE   0 0 1,480
NORFOLK SOUTHN CORP COM 655844108 293 1,103 SH   SOLE   0 0 1,103
NVIDIA CORPORATION COM 67066G104 902 1,127 SH   SOLE   0 0 1,127
ORACLE CORP COM 68389X105 610 7,831 SH   SOLE   0 0 7,830
OTIS WORLDWIDE CORP COM 68902V107 399 4,885 SH   SOLE   0 0 4,884
PVH CORPORATION COM 693656100 497 4,623 SH   SOLE   0 0 4,622
PAYPAL HLDGS INC COM 70450Y103 473 1,623 SH   SOLE   0 0 1,623
PEPSICO INC COM 713448108 4,778 32,248 SH   SOLE   0 0 32,248
PFIZER INC COM 717081103 688 17,574 SH   SOLE   0 0 17,574
PHILIP MORRIS INTL INC COM 718172109 216 2,181 SH   SOLE   0 0 2,181
PROCTER AND GAMBLE CO COM 742718109 2,500 18,530 SH   SOLE   0 0 18,530
QUALCOMM INC COM 747525103 980 6,855 SH   SOLE   0 0 6,854
RAYTHEON TECHNOLOGIES CORP COM 75513E101 812 9,520 SH   SOLE   0 0 9,520
REALTY INCOME CORP COM 756109104 305 4,568 SH   SOLE   0 0 4,568
REGULUS THERAPEUTICS INC COM NEW 75915K200 33 41,000 SH   SOLE   0 0 41,000
REPUBLIC SVCS INC COM 760759100 518 4,710 SH   SOLE   0 0 4,709
RESTAURANT BRANDS INTL INC COM 76131D103 523 8,114 SH   SOLE   0 0 8,114
S&P GLOBAL INC COM 78409V104 760 1,851 SH   SOLE   0 0 1,851
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,751 29,787 SH   SOLE   0 0 29,787
SPDR GOLD TR GOLD SHS 78463V107 398 2,401 SH   SOLE   0 0 2,401
SPDR SER TR DJ REIT ETF 78464A607 224 2,131 SH   SOLE   0 0 2,131
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 937 2,717 SH   SOLE   0 0 2,717
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 663 1,351 SH   SOLE   0 0 1,350
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 801 9,110 SH   SOLE   0 0 9,110