The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 425 14,055 SH   SOLE   0 0 14,055
ARK ETF TR INNOVATION ETF 00214Q104 314 2,619 SH   SOLE   0 0 2,619
ABBOTT LABS COM 002824100 696 5,806 SH   SOLE   0 0 5,805
ABBVIE INC COM 00287Y109 1,233 11,393 SH   SOLE   0 0 11,392
ADOBE SYSTEMS INCORPORATED COM 00724F101 672 1,413 SH   SOLE   0 0 1,413
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 603 2,660 SH   SOLE   0 0 2,660
ALLSTATE CORP COM 020002101 385 3,354 SH   SOLE   0 0 3,354
ALPHABET INC CAP STK CL C 02079K107 1,096 530 SH   SOLE   0 0 530
ALPHABET INC CAP STK CL A 02079K305 1,400 679 SH   SOLE   0 0 679
ALTRIA GROUP INC COM 02209S103 244 4,764 SH   SOLE   0 0 4,763
AMAZON COM INC COM 023135106 2,472 799 SH   SOLE   0 0 799
AMERICAN EXPRESS CO COM 025816109 521 3,680 SH   SOLE   0 0 3,680
AMERICAN TOWER CORP NEW COM 03027X100 273 1,143 SH   SOLE   0 0 1,143
AMGEN INC COM 031162100 716 2,879 SH   SOLE   0 0 2,879
ANNALY CAPITAL MANAGEMENT IN COM 035710409 522 60,660 SH   SOLE   0 0 60,659
APPLE INC COM 037833100 14,851 121,579 SH   SOLE   0 0 121,579
AUTONATION INC COM 05329W102 569 6,100 SH   SOLE   0 0 6,099
AUTOZONE INC COM 053332102 483 344 SH   SOLE   0 0 344
BGC PARTNERS INC CL A 05541T101 132 27,282 SH   SOLE   0 0 27,282
BK OF AMERICA CORP COM 060505104 532 13,742 SH   SOLE   0 0 13,742
BANK NEW YORK MELLON CORP COM 064058100 523 11,057 SH   SOLE   0 0 11,056
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,529 9,901 SH   SOLE   0 0 9,901
BLACKROCK INC COM 09247X101 289 384 SH   SOLE   0 0 383
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 203 7,990 SH   SOLE   0 0 7,990
BLACKSTONE GROUP INC COM 09260D107 502 6,730 SH   SOLE   0 0 6,729
BOEING CO COM 097023105 556 2,182 SH   SOLE   0 0 2,182
BRISTOL-MYERS SQUIBB CO COM 110122108 220 3,483 SH   SOLE   0 0 3,483
BROADCOM INC COM 11135F101 209 450 SH   SOLE   0 0 450
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 655 14,727 SH   SOLE   0 0 14,727
CSX CORP COM 126408103 271 2,812 SH   SOLE   0 0 2,812
CVS HEALTH CORP COM 126650100 860 11,434 SH   SOLE   0 0 11,433
CAPITAL ONE FINL CORP COM 14040H105 374 2,939 SH   SOLE   0 0 2,939
CARNIVAL CORP UNIT 99/99/9999 143658300 295 11,121 SH   SOLE   0 0 11,121
CARRIER GLOBAL CORPORATION COM 14448C104 489 11,583 SH   SOLE   0 0 11,582
CATERPILLAR INC COM 149123101 328 1,416 SH   SOLE   0 0 1,415
CELSIUS HLDGS INC COM NEW 15118V207 636 13,244 SH   SOLE   0 0 13,244
CHEVRON CORP NEW COM 166764100 622 5,931 SH   SOLE   0 0 5,931
CISCO SYS INC COM 17275R102 1,011 19,556 SH   SOLE   0 0 19,556
COCA COLA CO COM 191216100 1,779 33,758 SH   SOLE   0 0 33,758
COMCAST CORP NEW CL A 20030N101 1,034 19,118 SH   SOLE   0 0 19,117
CONAGRA BRANDS INC COM 205887102 583 15,505 SH   SOLE   0 0 15,505
CORNING INC COM 219350105 288 6,622 SH   SOLE   0 0 6,622
COSTCO WHSL CORP NEW COM 22160K105 624 1,770 SH   SOLE   0 0 1,769
COSTAR GROUP INC COM 22160N109 320 389 SH   SOLE   0 0 389
DANAHER CORPORATION COM 235851102 678 3,011 SH   SOLE   0 0 3,011
DEERE & CO COM 244199105 321 858 SH   SOLE   0 0 857
DISNEY WALT CO COM 254687106 938 5,085 SH   SOLE   0 0 5,085
DISCOVER FINL SVCS COM 254709108 431 4,540 SH   SOLE   0 0 4,540
ELECTRONIC ARTS INC COM 285512109 509 3,762 SH   SOLE   0 0 3,761
LILLY ELI & CO COM 532457108 317 1,699 SH   SOLE   0 0 1,699
LOWES COS INC COM 548661107 202 1,063 SH   SOLE   0 0 1,063
MARRIOTT INTL INC NEW CL A 571903202 448 3,025 SH   SOLE   0 0 3,025
MASTERCARD INCORPORATED CL A 57636Q104 446 1,252 SH   SOLE   0 0 1,252
MCDONALDS CORP COM 580135101 770 3,433 SH   SOLE   0 0 3,433
MERCK & CO. INC COM 58933Y105 850 11,023 SH   SOLE   0 0 11,023
MICROSOFT CORP COM 594918104 4,731 20,065 SH   SOLE   0 0 20,065
MICRON TECHNOLOGY INC COM 595112103 268 3,038 SH   SOLE   0 0 3,038
MONROE CAP CORP COM 610335101 440 43,849 SH   SOLE   0 0 43,849
MONSTER BEVERAGE CORP NEW COM 61174X109 452 4,962 SH   SOLE   0 0 4,962
NRG ENERGY INC COM NEW 629377508 390 10,346 SH   SOLE   0 0 10,346
NETFLIX INC COM 64110L106 359 688 SH   SOLE   0 0 688
NEXSTAR MEDIA GROUP INC CL A 65336K103 490 3,486 SH   SOLE   0 0 3,486
NEXTERA ENERGY INC COM 65339F101 1,385 18,320 SH   SOLE   0 0 18,320
NORFOLK SOUTHN CORP COM 655844108 296 1,103 SH   SOLE   0 0 1,103
NVIDIA CORPORATION COM 67066G104 600 1,123 SH   SOLE   0 0 1,123
ORACLE CORP COM 68389X105 549 7,828 SH   SOLE   0 0 7,827
OTIS WORLDWIDE CORP COM 68902V107 339 4,953 SH   SOLE   0 0 4,953
PVH CORPORATION COM 693656100 485 4,590 SH   SOLE   0 0 4,589
PAYPAL HLDGS INC COM 70450Y103 391 1,610 SH   SOLE   0 0 1,610
PEPSICO INC COM 713448108 4,586 32,420 SH   SOLE   0 0 32,419
PFIZER INC COM 717081103 641 17,688 SH   SOLE   0 0 17,687
PROCTER AND GAMBLE CO COM 742718109 2,522 18,625 SH   SOLE   0 0 18,625
QUALCOMM INC COM 747525103 886 6,681 SH   SOLE   0 0 6,681
RAYTHEON TECHNOLOGIES CORP COM 75513E101 759 9,827 SH   SOLE   0 0 9,826
REALTY INCOME CORP COM 756109104 290 4,568 SH   SOLE   0 0 4,567
REGULUS THERAPEUTICS INC COM NEW 75915K200 80 51,376 SH   SOLE   0 0 51,376
REPUBLIC SVCS INC COM 760759100 488 4,910 SH   SOLE   0 0 4,910
RESTAURANT BRANDS INTL INC COM 76131D103 515 7,924 SH   SOLE   0 0 7,924
S&P GLOBAL INC COM 78409V104 624 1,767 SH   SOLE   0 0 1,767
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,101 30,534 SH   SOLE   0 0 30,533
SPDR GOLD TR GOLD SHS 78463V107 387 2,416 SH   SOLE   0 0 2,416
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 897 2,717 SH   SOLE   0 0 2,717
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 643 1,350 SH   SOLE   0 0 1,349
SPDR SER TR SPDR S&P 500 ETF 78468R796 905 9,212 SH   SOLE   0 0 9,212
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 252 3,141 SH   SOLE   0 0 3,141
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 338 4,253 SH   SOLE   0 0 4,253
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 12,204 126,195 SH   SOLE   0 0 126,195
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,712 53,865 SH   SOLE   0 0 53,865
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 451 5,721 SH   SOLE   0 0 5,721
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 267 2,290 SH   SOLE   0 0 2,290
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,056 6,281 SH   SOLE   0 0 6,280
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,150 23,432 SH   SOLE   0 0 23,432
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 535 15,710 SH   SOLE   0 0 15,710
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 230 2,333 SH   SOLE   0 0 2,333
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,914 21,938 SH   SOLE   0 0 21,937
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 709 9,671 SH   SOLE   0 0 9,671
SEMPRA ENERGY COM 816851109 269 2,028 SH   SOLE   0 0 2,028
ENTERPRISE PRODS PARTNERS L COM 293792107 305 13,835 SH   SOLE   0 0 13,834
EXXON MOBIL CORP COM 30231G102 1,476 26,442 SH   SOLE   0 0 26,441
FACEBOOK INC CL A 30303M102 1,684 5,719 SH   SOLE   0 0 5,718
FACTSET RESH SYS INC COM 303075105 463 1,500 SH   SOLE   0 0 1,500
FEDEX CORP COM 31428X106 476 1,675 SH   SOLE   0 0 1,675
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 381 9,363 SH   SOLE   0 0 9,363
FOCUS FINL PARTNERS INC COM CL A 34417P100 2,150 51,654 SH   SOLE   0 0 51,654
GENERAL DYNAMICS CORP COM 369550108 271 1,493 SH   SOLE   0 0 1,493
GENERAL ELECTRIC CO COM 369604103 513 39,067 SH   SOLE   0 0 39,067
GOLDMAN SACHS GROUP INC COM 38141G104 433 1,323 SH   SOLE   0 0 1,323
GRAINGER W W INC COM 384802104 246 614 SH   SOLE   0 0 614
HOME DEPOT INC COM 437076102 1,942 6,363 SH   SOLE   0 0 6,362
HONEYWELL INTL INC COM 438516106 400 1,842 SH   SOLE   0 0 1,842
HORMEL FOODS CORP COM 440452100 550 11,515 SH   SOLE   0 0 11,515
ILLUMINA INC COM 452327109 288 749 SH   SOLE   0 0 749
INGREDION INC COM 457187102 229 2,552 SH   SOLE   0 0 2,552
INTEL CORP COM 458140100 1,292 20,181 SH   SOLE   0 0 20,180
INTERNATIONAL BUSINESS MACHS COM 459200101 553 4,149 SH   SOLE   0 0 4,148
INVESCO QQQ TR UNIT SER 1 46090E103 2,473 7,750 SH   SOLE   0 0 7,750
INTUITIVE SURGICAL INC COM NEW 46120E602 530 717 SH   SOLE   0 0 717
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,012 7,142 SH   SOLE   0 0 7,142
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 860 14,786 SH   SOLE   0 0 14,786
ISHARES TR CORE S&P TTL STK 464287150 406 4,434 SH   SOLE   0 0 4,434
ISHARES TR SELECT DIVID ETF 464287168 301 2,640 SH   SOLE   0 0 2,639
ISHARES TR CORE S&P500 ETF 464287200 6,815 17,131 SH   SOLE   0 0 17,130
ISHARES TR MSCI EMG MKT ETF 464287234 398 7,460 SH   SOLE   0 0 7,460
ISHARES TR MSCI EAFE ETF 464287465 812 10,701 SH   SOLE   0 0 10,701
ISHARES TR RUS MD CP GR ETF 464287481 489 4,794 SH   SOLE   0 0 4,794
ISHARES TR RUS MID CAP ETF 464287499 370 5,008 SH   SOLE   0 0 5,008
ISHARES TR CORE S&P MCP ETF 464287507 4,960 19,056 SH   SOLE   0 0 19,056
ISHARES TR NASDAQ BIOTECH 464287556 219 1,457 SH   SOLE   0 0 1,457
ISHARES TR COHEN STEER REIT 464287564 564 9,762 SH   SOLE   0 0 9,762
ISHARES TR RUS 1000 GRW ETF 464287614 555 2,283 SH   SOLE   0 0 2,283
ISHARES TR RUSSELL 2000 ETF 464287655 970 4,390 SH   SOLE   0 0 4,390
ISHARES TR U.S. REAL ES ETF 464287739 393 4,277 SH   SOLE   0 0 4,277
ISHARES TR CORE S&P SCP ETF 464287804 966 8,905 SH   SOLE   0 0 8,905
ISHARES TR EUROPE ETF 464287861 305 6,068 SH   SOLE   0 0 6,068
ISHARES TR INTL SEL DIV ETF 464288448 218 6,915 SH   SOLE   0 0 6,915
ISHARES TR IBOXX HI YD ETF 464288513 208 2,390 SH   SOLE   0 0 2,390
ISHARES TR PFD AND INCM SEC 464288687 548 14,268 SH   SOLE   0 0 14,267
ISHARES TR EAFE VALUE ETF 464288877 209 4,098 SH   SOLE   0 0 4,098
ISHARES TR EAFE GRWTH ETF 464288885 211 2,103 SH   SOLE   0 0 2,103
ISHARES TR MSCI USA MIN VOL 46429B697 814 11,760 SH   SOLE   0 0 11,760
ISHARES TR CORE MSCI EAFE 46432F842 3,333 46,254 SH   SOLE   0 0 46,253
JPMORGAN CHASE & CO COM 46625H100 2,734 17,958 SH   SOLE   0 0 17,957
JOHNSON & JOHNSON COM 478160104 1,903 11,578 SH   SOLE   0 0 11,578
SHOPIFY INC CL A 82509L107 201 182 SH   SOLE   0 0 182
STANLEY BLACK & DECKER INC COM 854502101 2,267 11,352 SH   SOLE   0 0 11,352
STARBUCKS CORP COM 855244109 813 7,436 SH   SOLE   0 0 7,436
STRYKER CORPORATION COM 863667101 593 2,433 SH   SOLE   0 0 2,433
SYSCO CORP COM 871829107 274 3,481 SH   SOLE   0 0 3,481
TJX COS INC NEW COM 872540109 452 6,840 SH   SOLE   0 0 6,840
TESLA INC COM 88160R101 242 363 SH   SOLE   0 0 363
TEXAS INSTRS INC COM 882508104 849 4,492 SH   SOLE   0 0 4,491
THERMO FISHER SCIENTIFIC INC COM 883556102 406 890 SH   SOLE   0 0 890
US BANCORP DEL COM NEW 902973304 352 6,360 SH   SOLE   0 0 6,359
UNION PAC CORP COM 907818108 1,219 5,531 SH   SOLE   0 0 5,531
UNITED PARCEL SERVICE INC CL B 911312106 832 4,892 SH   SOLE   0 0 4,891
UNITED RENTALS INC COM 911363109 349 1,061 SH   SOLE   0 0 1,061
UNITEDHEALTH GROUP INC COM 91324P102 929 2,498 SH   SOLE   0 0 2,497
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 371 2,522 SH   SOLE   0 0 2,521
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,046 4,450 SH   SOLE   0 0 4,450
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 328 3,876 SH   SOLE   0 0 3,876
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 241 4,907 SH   SOLE   0 0 4,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 935 17,956 SH   SOLE   0 0 17,956
VANGUARD WORLD FDS INF TECH ETF 92204A702 282 788 SH   SOLE   0 0 788
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 812 2,229 SH   SOLE   0 0 2,229
VANGUARD INDEX FDS MID CAP ETF 922908629 3,982 17,992 SH   SOLE   0 0 17,992
VERIZON COMMUNICATIONS INC COM 92343V104 1,421 24,435 SH   SOLE   0 0 24,434
VISA INC COM CL A 92826C839 1,225 5,784 SH   SOLE   0 0 5,783
WALMART INC COM 931142103 835 6,148 SH   SOLE   0 0 6,147
WISDOMTREE TR EMG MKTS SMCAP 97717W281 258 5,021 SH   SOLE   0 0 5,021
WISDOMTREE TR EMER MKT HIGH FD 97717W315 755 17,020 SH   SOLE   0 0 17,020
WISDOMTREE TR US DIVID EX FNCL 97717W406 461 4,891 SH   SOLE   0 0 4,891
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,094 27,059 SH   SOLE   0 0 27,059
WISDOMTREE TR US SMALLCAP DIVD 97717W604 576 18,501 SH   SOLE   0 0 18,501
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 335 4,600 SH   SOLE   0 0 4,600
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 217 4,068 SH   SOLE   0 0 4,068
LINDE PLC SHS G5494J103 405 1,445 SH   SOLE   0 0 1,445
MEDTRONIC PLC SHS G5960L103 212 1,792 SH   SOLE   0 0 1,791