The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 418 14,537 SH   SOLE   0 0 14,536
ARK ETF TR INNOVATION ETF 00214Q104 240 1,928 SH   SOLE   0 0 1,928
ABBOTT LABS COM 002824100 635 5,798 SH   SOLE   0 0 5,798
ABBVIE INC COM 00287Y109 1,270 11,849 SH   SOLE   0 0 11,848
ADOBE SYSTEMS INCORPORATED COM 00724F101 621 1,242 SH   SOLE   0 0 1,242
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 472 2,027 SH   SOLE   0 0 2,027
ALLSTATE CORP COM 020002101 643 5,849 SH   SOLE   0 0 5,848
ALPHABET INC CAP STK CL C 02079K107 979 559 SH   SOLE   0 0 559
ALPHABET INC CAP STK CL A 02079K305 1,162 663 SH   SOLE   0 0 663
AMAZON COM INC COM 023135106 2,531 777 SH   SOLE   0 0 777
AMERICAN EXPRESS CO COM 025816109 415 3,429 SH   SOLE   0 0 3,429
AMERICAN TOWER CORP NEW COM 03027X100 258 1,149 SH   SOLE   0 0 1,149
AMGEN INC COM 031162100 655 2,850 SH   SOLE   0 0 2,850
ANNALY CAPITAL MANAGEMENT IN COM 035710409 518 61,321 SH   SOLE   0 0 61,321
APPLE INC COM 037833100 15,745 118,660 SH   SOLE   0 0 118,660
AUTONATION INC COM 05329W102 615 8,818 SH   SOLE   0 0 8,817
BGC PARTNERS INC CL A 05541T101 111 27,857 SH   SOLE   0 0 27,857
BK OF AMERICA CORP COM 060505104 416 13,723 SH   SOLE   0 0 13,722
BANK NEW YORK MELLON CORP COM 064058100 762 17,957 SH   SOLE   0 0 17,956
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,948 8,401 SH   SOLE   0 0 8,401
BOEING CO COM 097023105 441 2,061 SH   SOLE   0 0 2,061
BRISTOL-MYERS SQUIBB CO COM 110122108 216 3,480 SH   SOLE   0 0 3,479
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 608 14,727 SH   SOLE   0 0 14,727
CSX CORP COM 126408103 255 2,812 SH   SOLE   0 0 2,812
CVS HEALTH CORP COM 126650100 791 11,580 SH   SOLE   0 0 11,579
CANADIAN IMP BK COMM COM 136069101 652 7,629 SH   SOLE   0 0 7,628
CAPITAL ONE FINL CORP COM 14040H105 287 2,899 SH   SOLE   0 0 2,899
CARNIVAL CORP UNIT 99/99/9999 143658300 241 11,121 SH   SOLE   0 0 11,121
CARRIER GLOBAL CORPORATION COM 14448C104 500 13,251 SH   SOLE   0 0 13,249
CATERPILLAR INC COM 149123101 239 1,314 SH   SOLE   0 0 1,313
CELSIUS HLDGS INC COM NEW 15118V207 2,050 40,744 SH   SOLE   0 0 40,744
CHEVRON CORP NEW COM 166764100 534 6,322 SH   SOLE   0 0 6,320
CISCO SYS INC COM 17275R102 319 7,121 SH   SOLE   0 0 7,120
COCA COLA CO COM 191216100 1,668 30,417 SH   SOLE   0 0 30,416
COLGATE PALMOLIVE CO COM 194162103 366 4,277 SH   SOLE   0 0 4,277
COMCAST CORP NEW CL A 20030N101 519 9,896 SH   SOLE   0 0 9,896
CORNING INC COM 219350105 334 9,265 SH   SOLE   0 0 9,265
COSTCO WHSL CORP NEW COM 22160K105 542 1,438 SH   SOLE   0 0 1,437
DANAHER CORPORATION COM 235851102 869 3,911 SH   SOLE   0 0 3,911
DEERE & CO COM 244199105 231 858 SH   SOLE   0 0 857
DISNEY WALT CO COM 254687106 916 5,057 SH   SOLE   0 0 5,057
ELECTRONIC ARTS INC COM 285512109 530 3,688 SH   SOLE   0 0 3,688
ENTERPRISE PRODS PARTNERS L COM 293792107 271 13,832 SH   SOLE   0 0 13,832
EXXON MOBIL CORP COM 30231G102 846 20,526 SH   SOLE   0 0 20,525
FACEBOOK INC CL A 30303M102 1,712 6,269 SH   SOLE   0 0 6,268
FACTSET RESH SYS INC COM 303075105 499 1,500 SH   SOLE   0 0 1,500
FEDEX CORP COM 31428X106 374 1,439 SH   SOLE   0 0 1,439
FOCUS FINL PARTNERS INC COM CL A 34417P100 2,837 65,211 SH   SOLE   0 0 65,211
GENERAL DYNAMICS CORP COM 369550108 201 1,352 SH   SOLE   0 0 1,352
GENERAL ELECTRIC CO COM 369604103 403 37,310 SH   SOLE   0 0 37,310
GOLDMAN SACHS GROUP INC COM 38141G104 357 1,353 SH   SOLE   0 0 1,353
GRAINGER W W INC COM 384802104 252 616 SH   SOLE   0 0 616
HOME DEPOT INC COM 437076102 1,779 6,697 SH   SOLE   0 0 6,696
HONEYWELL INTL INC COM 438516106 469 2,207 SH   SOLE   0 0 2,207
HORMEL FOODS CORP COM 440452100 298 6,384 SH   SOLE   0 0 6,383
ILLUMINA INC COM 452327109 283 764 SH   SOLE   0 0 764
INGREDION INC COM 457187102 202 2,563 SH   SOLE   0 0 2,563
INTEL CORP COM 458140100 1,002 20,112 SH   SOLE   0 0 20,111
INTERNATIONAL BUSINESS MACHS COM 459200101 1,092 8,673 SH   SOLE   0 0 8,673
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 390 3,585 SH   SOLE   0 0 3,585
INVESCO QQQ TR UNIT SER 1 46090E103 2,423 7,723 SH   SOLE   0 0 7,722
INTUITIVE SURGICAL INC COM NEW 46120E602 544 664 SH   SOLE   0 0 664
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 911 7,142 SH   SOLE   0 0 7,142
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 831 14,785 SH   SOLE   0 0 14,784
ISHARES TR CORE S&P TTL STK 464287150 382 4,434 SH   SOLE   0 0 4,434
ISHARES TR SELECT DIVID ETF 464287168 254 2,640 SH   SOLE   0 0 2,639
ISHARES TR CORE S&P500 ETF 464287200 6,426 17,119 SH   SOLE   0 0 17,118
ISHARES TR MSCI EMG MKT ETF 464287234 394 7,620 SH   SOLE   0 0 7,620
ISHARES TR MSCI EAFE ETF 464287465 754 10,337 SH   SOLE   0 0 10,337
ISHARES TR RUS MD CP GR ETF 464287481 492 4,794 SH   SOLE   0 0 4,794
ISHARES TR RUS MID CAP ETF 464287499 343 5,008 SH   SOLE   0 0 5,008
ISHARES TR CORE S&P MCP ETF 464287507 4,137 18,001 SH   SOLE   0 0 18,000
ISHARES TR NASDAQ BIOTECH 464287556 221 1,457 SH   SOLE   0 0 1,457
ISHARES TR COHEN STEER REIT 464287564 526 9,762 SH   SOLE   0 0 9,762
ISHARES TR RUS 1000 GRW ETF 464287614 551 2,283 SH   SOLE   0 0 2,283
ISHARES TR RUSSELL 2000 ETF 464287655 856 4,368 SH   SOLE   0 0 4,368
ISHARES TR U.S. REAL ES ETF 464287739 366 4,277 SH   SOLE   0 0 4,277
ISHARES TR CORE S&P SCP ETF 464287804 577 6,282 SH   SOLE   0 0 6,281
ISHARES TR EUROPE ETF 464287861 291 6,069 SH   SOLE   0 0 6,068
ISHARES TR IBOXX HI YD ETF 464288513 209 2,390 SH   SOLE   0 0 2,390
ISHARES TR PFD AND INCM SEC 464288687 577 14,990 SH   SOLE   0 0 14,990
ISHARES TR EAFE GRWTH ETF 464288885 212 2,103 SH   SOLE   0 0 2,103
ISHARES TR MSCI USA MIN VOL 46429B697 904 13,322 SH   SOLE   0 0 13,322
ISHARES TR CORE MSCI EAFE 46432F842 3,313 47,955 SH   SOLE   0 0 47,954
JPMORGAN CHASE & CO COM 46625H100 1,589 12,502 SH   SOLE   0 0 12,501
JOHNSON & JOHNSON COM 478160104 1,750 11,123 SH   SOLE   0 0 11,122
LILLY ELI & CO COM 532457108 302 1,791 SH   SOLE   0 0 1,791
LOCKHEED MARTIN CORP COM 539830109 415 1,168 SH   SOLE   0 0 1,168
MARRIOTT INTL INC NEW CL A 571903202 389 2,950 SH   SOLE   0 0 2,950
MASTERCARD INCORPORATED CL A 57636Q104 572 1,602 SH   SOLE   0 0 1,602
MCDONALDS CORP COM 580135101 738 3,439 SH   SOLE   0 0 3,438
MERCK & CO. INC COM 58933Y105 382 4,669 SH   SOLE   0 0 4,669
MICROSOFT CORP COM 594918104 4,201 18,888 SH   SOLE   0 0 18,887
MICRON TECHNOLOGY INC COM 595112103 228 3,038 SH   SOLE   0 0 3,038
MONDELEZ INTL INC CL A 609207105 491 8,397 SH   SOLE   0 0 8,397
MONROE CAP CORP COM 610335101 345 42,903 SH   SOLE   0 0 42,903
MONSTER BEVERAGE CORP NEW COM 61174X109 459 4,962 SH   SOLE   0 0 4,962
NETFLIX INC COM 64110L106 342 632 SH   SOLE   0 0 632
NEXTERA ENERGY INC COM 65339F101 1,412 18,300 SH   SOLE   0 0 18,300
NIKE INC CL B 654106103 201 1,423 SH   SOLE   0 0 1,423
NORFOLK SOUTHN CORP COM 655844108 262 1,103 SH   SOLE   0 0 1,103
NVIDIA CORPORATION COM 67066G104 615 1,178 SH   SOLE   0 0 1,178
ORACLE CORP COM 68389X105 506 7,825 SH   SOLE   0 0 7,824
OTIS WORLDWIDE CORP COM 68902V107 340 5,032 SH   SOLE   0 0 5,030
PVH CORPORATION COM 693656100 794 8,460 SH   SOLE   0 0 8,459
PAYPAL HLDGS INC COM 70450Y103 383 1,636 SH   SOLE   0 0 1,636
PEPSICO INC COM 713448108 4,878 32,895 SH   SOLE   0 0 32,893
PFIZER INC COM 717081103 1,116 30,326 SH   SOLE   0 0 30,325
PHILIP MORRIS INTL INC COM 718172109 207 2,495 SH   SOLE   0 0 2,495
PROCTER AND GAMBLE CO COM 742718109 2,604 18,718 SH   SOLE   0 0 18,717
QUALCOMM INC COM 747525103 338 2,218 SH   SOLE   0 0 2,218
RAYTHEON TECHNOLOGIES CORP COM 75513E101 855 11,952 SH   SOLE   0 0 11,951
REALTY INCOME CORP COM 756109104 438 7,046 SH   SOLE   0 0 7,044
REGULUS THERAPEUTICS INC COM NEW 75915K200 69 51,376 SH   SOLE   0 0 51,376
REPUBLIC SVCS INC COM 760759100 368 3,823 SH   SOLE   0 0 3,822
ROGERS COMMUNICATIONS INC CL B 775109200 613 13,151 SH   SOLE   0 0 13,150
S&P GLOBAL INC COM 78409V104 581 1,767 SH   SOLE   0 0 1,767
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,088 32,330 SH   SOLE   0 0 32,329
SPDR GOLD TR GOLD SHS 78463V107 371 2,082 SH   SOLE   0 0 2,082
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 831 2,717 SH   SOLE   0 0 2,717
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 617 1,468 SH   SOLE   0 0 1,468
SPDR SER TR SPDR S&P 500 ETF 78468R796 857 9,212 SH   SOLE   0 0 9,212
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106 245 3,141 SH   SOLE   0 0 3,141
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205 328 4,253 SH   SOLE   0 0 4,253
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 11,750 129,137 SH   SOLE   0 0 129,136
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,684 54,936 SH   SOLE   0 0 54,936
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 260 2,290 SH   SOLE   0 0 2,290
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,506 9,369 SH   SOLE   0 0 9,368
SELECT SECTOR SPDR TR ENERGY 81369Y506 842 22,222 SH   SOLE   0 0 22,221
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 421 14,285 SH   SOLE   0 0 14,285
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 207 2,333 SH   SOLE   0 0 2,333
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,326 25,583 SH   SOLE   0 0 25,583
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 638 9,455 SH   SOLE   0 0 9,454
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 547 8,728 SH   SOLE   0 0 8,726
SEMPRA ENERGY COM 816851109 258 2,028 SH   SOLE   0 0 2,028
SMUCKER J M CO COM NEW 832696405 332 2,871 SH   SOLE   0 0 2,870
STANLEY BLACK & DECKER INC COM 854502101 2,027 11,352 SH   SOLE   0 0 11,352
STARBUCKS CORP COM 855244109 963 9,002 SH   SOLE   0 0 9,002
STRYKER CORPORATION COM 863667101 596 2,433 SH   SOLE   0 0 2,433
SYSCO CORP COM 871829107 258 3,481 SH   SOLE   0 0 3,481
TJX COS INC NEW COM 872540109 497 7,283 SH   SOLE   0 0 7,283
TESLA INC COM 88160R101 234 332 SH   SOLE   0 0 332
TEXAS INSTRS INC COM 882508104 711 4,331 SH   SOLE   0 0 4,330
THERMO FISHER SCIENTIFIC INC COM 883556102 415 890 SH   SOLE   0 0 890
US BANCORP DEL COM NEW 902973304 297 6,368 SH   SOLE   0 0 6,368
UNION PAC CORP COM 907818108 751 3,605 SH   SOLE   0 0 3,605
UNITED PARCEL SERVICE INC CL B 911312106 706 4,191 SH   SOLE   0 0 4,191
UNITED RENTALS INC COM 911363109 246 1,061 SH   SOLE   0 0 1,061
UNITEDHEALTH GROUP INC COM 91324P102 947 2,702 SH   SOLE   0 0 2,701
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 365 2,588 SH   SOLE   0 0 2,588
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,024 4,450 SH   SOLE   0 0 4,450
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 336 3,808 SH   SOLE   0 0 3,808
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 232 4,907 SH   SOLE   0 0 4,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 910 18,154 SH   SOLE   0 0 18,154
VANGUARD WORLD FDS INF TECH ETF 92204A702 226 640 SH   SOLE   0 0 640
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 777 2,260 SH   SOLE   0 0 2,260
VANGUARD INDEX FDS MID CAP ETF 922908629 3,658 17,690 SH   SOLE   0 0 17,690
VERIZON COMMUNICATIONS INC COM 92343V104 1,328 22,608 SH   SOLE   0 0 22,608
VISA INC COM CL A 92826C839 1,594 7,289 SH   SOLE   0 0 7,288
WALMART INC COM 931142103 893 6,193 SH   SOLE   0 0 6,192
WASTE MGMT INC DEL COM 94106L109 390 3,307 SH   SOLE   0 0 3,307
WISDOMTREE TR EMG MKTS SMCAP 97717W281 240 5,021 SH   SOLE   0 0 5,021
WISDOMTREE TR EMER MKT HIGH FD 97717W315 700 17,020 SH   SOLE   0 0 17,020
WISDOMTREE TR US DIVID EX FNCL 97717W406 447 5,344 SH   SOLE   0 0 5,343
WISDOMTREE TR US MIDCAP DIVID 97717W505 942 27,059 SH   SOLE   0 0 27,059
WISDOMTREE TR US SMALLCAP DIVD 97717W604 492 18,501 SH   SOLE   0 0 18,501
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 305 4,600 SH   SOLE   0 0 4,600
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 201 4,068 SH   SOLE   0 0 4,068
LINDE PLC SHS G5494J103 381 1,445 SH   SOLE   0 0 1,445
MEDTRONIC PLC SHS G5960L103 260 2,218 SH   SOLE   0 0 2,218