The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   1,003 35,179 SH   SOLE   0 0 35,178
ABBOTT LABS COM 002824100   576 5,293 SH   SOLE   0 0 5,293
ABBVIE INC COM 00287Y109   1,046 11,942 SH   SOLE   0 0 11,942
ADOBE SYSTEMS INCORPORATED COM 00724F101   616 1,257 SH   SOLE   0 0 1,257
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   517 1,758 SH   SOLE   0 0 1,758
ALLSTATE CORP COM 020002101   546 5,804 SH   SOLE   0 0 5,803
ALPHABET INC CAP STK CL C 02079K107   798 543 SH   SOLE   0 0 543
ALPHABET INC CAP STK CL A 02079K305   945 645 SH   SOLE   0 0 645
AMAZON COM INC COM 023135106   2,418 768 SH   SOLE   0 0 768
AMERICAN EXPRESS CO COM 025816109   344 3,428 SH   SOLE   0 0 3,428
AMERICAN TOWER CORP NEW COM 03027X100   278 1,149 SH   SOLE   0 0 1,149
AMGEN INC COM 031162100   800 3,147 SH   SOLE   0 0 3,147
ANNALY CAPITAL MANAGEMENT IN COM 035710409   436 61,204 SH   SOLE   0 0 61,204
APPLE INC COM 037833100   13,668 118,023 SH   SOLE   0 0 118,023
AUTONATION INC COM 05329W102   468 8,849 SH   SOLE   0 0 8,849
BGC PARTNERS INC CL A 05541T101   67 27,857 SH   SOLE   0 0 27,857
BK OF AMERICA CORP COM 060505104   469 19,451 SH   SOLE   0 0 19,450
BANK NEW YORK MELLON CORP COM 064058100   676 19,698 SH   SOLE   0 0 19,697
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,486 6,979 SH   SOLE   0 0 6,979
BIOGEN INC COM 09062X103   207 730 SH   SOLE   0 0 730
BOEING CO COM 097023105   352 2,133 SH   SOLE   0 0 2,133
BRISTOL-MYERS SQUIBB CO COM 110122108   252 4,182 SH   SOLE   0 0 4,182
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104   487 14,727 SH   SOLE   0 0 14,727
CVS HEALTH CORP COM 126650100   688 11,784 SH   SOLE   0 0 11,783
CANADIAN IMP BK COMM COM 136069101   573 7,669 SH   SOLE   0 0 7,668
CAPITAL ONE FINL CORP COM 14040H105   208 2,899 SH   SOLE   0 0 2,899
CARRIER GLOBAL CORPORATION COM 14448C104   411 13,448 SH   SOLE   0 0 13,448
CELSIUS HLDGS INC COM NEW 15118V207   1,448 63,744 SH   SOLE   0 0 63,744
CHEVRON CORP NEW COM 166764100   439 6,104 SH   SOLE   0 0 6,103
CISCO SYS INC COM 17275R102   297 7,545 SH   SOLE   0 0 7,545
CLOROX CO DEL COM 189054109   285 1,357 SH   SOLE   0 0 1,357
COCA COLA CO COM 191216100   1,511 30,611 SH   SOLE   0 0 30,611
COLGATE PALMOLIVE CO COM 194162103   315 4,086 SH   SOLE   0 0 4,085
COMCAST CORP NEW CL A 20030N101   481 10,407 SH   SOLE   0 0 10,406
CORNING INC COM 219350105   356 10,993 SH   SOLE   0 0 10,993
COSTCO WHSL CORP NEW COM 22160K105   523 1,473 SH   SOLE   0 0 1,473
DANAHER CORPORATION COM 235851102   789 3,664 SH   SOLE   0 0 3,664
DISNEY WALT CO COM DISNEY 254687106   636 5,126 SH   SOLE   0 0 5,126
ELECTRONIC ARTS INC COM 285512109   487 3,738 SH   SOLE   0 0 3,738
ENTERPRISE PRODS PARTNERS L COM 293792107   218 13,830 SH   SOLE   0 0 13,829
EXXON MOBIL CORP COM 30231G102   764 22,256 SH   SOLE   0 0 22,255
FACEBOOK INC CL A 30303M102   1,633 6,236 SH   SOLE   0 0 6,236
FACTSET RESH SYS INC COM 303075105   502 1,500 SH   SOLE   0 0 1,500
FEDEX CORP COM 31428X106   365 1,452 SH   SOLE   0 0 1,451
FOCUS FINL PARTNERS INC COM CL A 34417P100   2,571 78,412 SH   SOLE   0 0 78,412
GENERAL ELECTRIC CO COM 369604103   232 37,226 SH   SOLE   0 0 37,225
GOLDMAN SACHS GROUP INC COM 38141G104   272 1,353 SH   SOLE   0 0 1,353
GRAINGER W W INC COM 384802104   327 916 SH   SOLE   0 0 916
HOME DEPOT INC COM 437076102   1,853 6,671 SH   SOLE   0 0 6,671
HONEYWELL INTL INC COM 438516106   340 2,063 SH   SOLE   0 0 2,063
HORMEL FOODS CORP COM 440452100   257 5,252 SH   SOLE   0 0 5,252
ILLUMINA INC COM 452327109   236 764 SH   SOLE   0 0 764
INTEL CORP COM 458140100   1,202 23,223 SH   SOLE   0 0 23,222
INTERNATIONAL BUSINESS MACHS COM 459200101   727 5,974 SH   SOLE   0 0 5,973
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   438 3,575 SH   SOLE   0 0 3,575
INVESCO QQQ TR UNIT SER 1 46090E103   2,428 8,738 SH   SOLE   0 0 8,737
INTUITIVE SURGICAL INC COM NEW 46120E602   481 678 SH   SOLE   0 0 678
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   832 7,697 SH   SOLE   0 0 7,697
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   777 14,479 SH   SOLE   0 0 14,478
ISHARES TR CORE S&P TTL STK 464287150   335 4,434 SH   SOLE   0 0 4,434
ISHARES TR SELECT DIVID ETF 464287168   210 2,575 SH   SOLE   0 0 2,575
ISHARES TR CORE S&P500 ETF 464287200   5,272 15,689 SH   SOLE   0 0 15,688
ISHARES TR MSCI EAFE ETF 464287465   727 11,429 SH   SOLE   0 0 11,428
ISHARES TR RUS MD CP GR ETF 464287481   394 2,282 SH   SOLE   0 0 2,282
ISHARES TR RUS MID CAP ETF 464287499   287 5,008 SH   SOLE   0 0 5,008
ISHARES TR CORE S&P MCP ETF 464287507   2,999 16,185 SH   SOLE   0 0 16,184
ISHARES TR COHEN STEER REIT 464287564   543 5,326 SH   SOLE   0 0 5,326
ISHARES TR RUS 1000 GRW ETF 464287614   495 2,283 SH   SOLE   0 0 2,283
ISHARES TR RUSSELL 2000 ETF 464287655   665 4,438 SH   SOLE   0 0 4,438
ISHARES TR U.S. REAL ES ETF 464287739   341 4,277 SH   SOLE   0 0 4,277
ISHARES TR CORE S&P SCP ETF 464287804   620 8,825 SH   SOLE   0 0 8,825
ISHARES TR EUROPE ETF 464287861   253 6,055 SH   SOLE   0 0 6,054
ISHARES TR INTL SEL DIV ETF 464288448   470 18,855 SH   SOLE   0 0 18,855
ISHARES TR PFD AND INCM SEC 464288687   607 16,655 SH   SOLE   0 0 16,654
ISHARES TR MSCI USA MIN VOL 46429B697   874 13,710 SH   SOLE   0 0 13,710
ISHARES TR CORE MSCI EAFE 46432F842   2,985 49,523 SH   SOLE   0 0 49,522
ISHARES INC CORE MSCI EMKT 46434G103   459 8,697 SH   SOLE   0 0 8,697
JPMORGAN CHASE & CO COM 46625H100   1,215 12,624 SH   SOLE   0 0 12,623
JOHNSON & JOHNSON COM 478160104   1,636 10,986 SH   SOLE   0 0 10,986
LILLY ELI & CO COM 532457108   266 1,796 SH   SOLE   0 0 1,796
LOCKHEED MARTIN CORP COM 539830109   462 1,204 SH   SOLE   0 0 1,204
UNION PAC CORP COM 907818108   695 3,530 SH   SOLE   0 0 3,530
UNITED AIRLS HLDGS INC COM 910047109   546 15,700 SH   SOLE   0 0 15,700
UNITED PARCEL SERVICE INC CL B 911312106   784 4,703 SH   SOLE   0 0 4,702
UNITEDHEALTH GROUP INC COM 91324P102   834 2,676 SH   SOLE   0 0 2,676
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106   208 5,315 SH   SOLE   0 0 5,315
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   361 2,809 SH   SOLE   0 0 2,808
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   356 4,037 SH   SOLE   0 0 4,037
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   201 4,907 SH   SOLE   0 0 4,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   799 18,481 SH   SOLE   0 0 18,480
VANGUARD WORLD FDS INF TECH ETF 92204A702   215 690 SH   SOLE   0 0 690
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   388 1,261 SH   SOLE   0 0 1,260
VANGUARD INDEX FDS MID CAP ETF 922908629   2,958 16,781 SH   SOLE   0 0 16,781
VERIZON COMMUNICATIONS INC COM 92343V104   727 12,227 SH   SOLE   0 0 12,227
VISA INC COM CL A 92826C839   1,432 7,160 SH   SOLE   0 0 7,160
WALMART INC COM 931142103   883 6,311 SH   SOLE   0 0 6,311
WASTE MGMT INC DEL COM 94106L109   372 3,288 SH   SOLE   0 0 3,288
WISDOMTREE TR EMG MKTS SMCAP 97717W281   208 5,021 SH   SOLE   0 0 5,021
WISDOMTREE TR EMER MKT HIGH FD 97717W315   690 19,574 SH   SOLE   0 0 19,574
WISDOMTREE TR US DIVID EX FNCL 97717W406   549 7,277 SH   SOLE   0 0 7,276
WISDOMTREE TR US MIDCAP DIVID 97717W505   898 31,035 SH   SOLE   0 0 31,035
WISDOMTREE TR US SMALLCAP DIVD 97717W604   520 24,681 SH   SOLE   0 0 24,681
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   284 4,600 SH   SOLE   0 0 4,600
LINDE PLC SHS G5494J103   344 1,445 SH   SOLE   0 0 1,445
MEDTRONIC PLC SHS G5960L103   312 3,006 SH   SOLE   0 0 3,005
MARRIOTT INTL INC NEW CL A 571903202   250 2,700 SH   SOLE   0 0 2,700
MASTERCARD INCORPORATED CL A 57636Q104   473 1,399 SH   SOLE   0 0 1,399
MCDONALDS CORP COM 580135101   756 3,447 SH   SOLE   0 0 3,446
MERCK & CO. INC COM 58933Y105   488 5,880 SH   SOLE   0 0 5,880
MICROSOFT CORP COM 594918104   4,049 19,250 SH   SOLE   0 0 19,249
MONDELEZ INTL INC CL A 609207105   466 8,120 SH   SOLE   0 0 8,119
MONROE CAP CORP COM 610335101   286 41,844 SH   SOLE   0 0 41,843
MONSTER BEVERAGE CORP NEW COM 61174X109   398 4,962 SH   SOLE   0 0 4,962
NETFLIX INC COM 64110L106   316 632 SH   SOLE   0 0 632
NEXTERA ENERGY INC COM 65339F101   1,510 5,441 SH   SOLE   0 0 5,440
NIKE INC CL B 654106103   201 1,598 SH   SOLE   0 0 1,598
NORFOLK SOUTHN CORP COM 655844108   236 1,103 SH   SOLE   0 0 1,103
NVIDIA CORPORATION COM 67066G104   627 1,158 SH   SOLE   0 0 1,158
ORACLE CORP COM 68389X105   509 8,533 SH   SOLE   0 0 8,532
OTIS WORLDWIDE CORP COM 68902V107   313 5,008 SH   SOLE   0 0 5,007
PVH CORPORATION COM 693656100   505 8,461 SH   SOLE   0 0 8,461
PAYPAL HLDGS INC COM 70450Y103   250 1,270 SH   SOLE   0 0 1,270
PEPSICO INC COM 713448108   4,620 33,337 SH   SOLE   0 0 33,336
PFIZER INC COM 717081103   1,123 30,610 SH   SOLE   0 0 30,609
PROCTER AND GAMBLE CO COM 742718109   2,611 18,783 SH   SOLE   0 0 18,782
QUALCOMM INC COM 747525103   269 2,282 SH   SOLE   0 0 2,282
RAYTHEON TECHNOLOGIES CORP COM 75513E101   769 13,372 SH   SOLE   0 0 13,372
REALTY INCOME CORP COM 756109104   455 7,493 SH   SOLE   0 0 7,492
REPUBLIC SVCS INC COM 760759100   355 3,808 SH   SOLE   0 0 3,807
ROGERS COMMUNICATIONS INC CL B 775109200   519 13,091 SH   SOLE   0 0 13,090
S&P GLOBAL INC COM 78409V104   637 1,767 SH   SOLE   0 0 1,767
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,242 33,568 SH   SOLE   0 0 33,567
SPDR GOLD TR GOLD SHS 78463V107   361 2,038 SH   SOLE   0 0 2,038
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   754 2,717 SH   SOLE   0 0 2,717
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   493 1,454 SH   SOLE   0 0 1,453
SPDR SER TR SPDR S&P 500 ETF 78468R796   384 4,593 SH   SOLE   0 0 4,593
SALESFORCE COM INC COM 79466L302   227 904 SH   SOLE   0 0 904
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   10,546 132,421 SH   SOLE   0 0 132,421
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,498 55,965 SH   SOLE   0 0 55,964
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   245 2,327 SH   SOLE   0 0 2,327
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,320 8,982 SH   SOLE   0 0 8,981
SELECT SECTOR SPDR TR ENERGY 81369Y506   659 22,010 SH   SOLE   0 0 22,010
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605   357 14,832 SH   SOLE   0 0 14,832
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   3,442 29,499 SH   SOLE   0 0 29,498
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   529 8,900 SH   SOLE   0 0 8,900
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   519 8,746 SH   SOLE   0 0 8,745
SEMPRA ENERGY COM 816851109   240 2,028 SH   SOLE   0 0 2,028
SMUCKER J M CO COM NEW 832696405   263 2,273 SH   SOLE   0 0 2,273
STANLEY BLACK & DECKER INC COM 854502101   2,016 12,430 SH   SOLE   0 0 12,430
STARBUCKS CORP COM 855244109   819 9,535 SH   SOLE   0 0 9,535
STRYKER CORPORATION COM 863667101   507 2,433 SH   SOLE   0 0 2,433
SYSCO CORP COM 871829107   217 3,481 SH   SOLE   0 0 3,481
TJX COS INC NEW COM 872540109   463 8,316 SH   SOLE   0 0 8,316
THERMO FISHER SCIENTIFIC INC COM 883556102   393 890 SH   SOLE   0 0 890