The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ANNALY CAPITAL MANAGEMENT INC COM COM 035710409 294 29,434 SH   SOLE NONE 0 0 29,434
BANK OF AMERICA CORP COM 060505104 232 8,430 SH   SOLE NONE 0 0 8,430
GENERAL DYNAMICS CORP COM USD1.00 COM 369550108 383 2,267 SH   SOLE NONE 0 0 2,267
INVESCO DB COMMDY INDX TRCK FD UNIT UNIT 46138B103 750 47,185 SH   SOLE NONE 0 0 47,185
ISHARES CORE 1-5 YEAR USD BOND ETF CORE 1 5 YR USD 46432F859 1,897 38,050 SH   SOLE NONE 0 0 38,050
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 18,109 63,640 SH   SOLE NONE 0 0 63,640
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 6,848 36,160 SH   SOLE NONE 0 0 36,160
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 8,792 113,971 SH   SOLE NONE 0 0 113,971
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226 4,812 44,126 SH   SOLE NONE 0 0 44,126
ISHARES EDGE MSCI MIN VOL EAFE ETF MIN VOL EAFE ETF 46429B689 385 5,356 SH   SOLE NONE 0 0 5,356
ISHARES IBONDS DEC 2019 TERM CORPORATE ETF IBONDS DEC19 ETF 46434VAU4 1,564 62,944 SH   SOLE NONE 0 0 62,944
ISHARES IBONDS DEC 2020 TERM CORPORATE ETF IBONDS DEC20 ETF 46434VAQ3 2,480 98,292 SH   SOLE NONE 0 0 98,292
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF IBONDS DEC21 ETF 46434VBK5 3,451 139,611 SH   SOLE NONE 0 0 139,611
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF IBONDS DEC2021 46435G789 1,055 41,138 SH   SOLE NONE 0 0 41,138
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF IBONDS DEC22 ETF 46434VBA7 2,207 88,627 SH   SOLE NONE 0 0 88,627
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF IBONDS DEC2022 46435G755 859 33,149 SH   SOLE NONE 0 0 33,149
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF IBONDS DEC23 ETF 46434VAX8 535 21,405 SH   SOLE NONE 0 0 21,405
ISHARES IBONDS SEP 2019 TERM MUNI BOND ETF IBONDS SEP19 ETF 46429B564 610 23,995 SH   SOLE NONE 0 0 23,995
ISHARES IBONDS SEP 2020 TERM MUNI BOND ETF IBONDS SEP2020 46434V571 900 35,325 SH   SOLE NONE 0 0 35,325
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 342 2,874 SH   SOLE NONE 0 0 2,874
ISHARES INC CORE MSCI EMERGING MKTS ETF CORE MSCI EMKT 46434G103 5,328 103,040 SH   SOLE NONE 0 0 103,040
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465 1,999 30,831 SH   SOLE NONE 0 0 30,831
ISHARES NEW YORK MUNI BOND ETF NEW YORK MUN ETF 464288323 217 3,901 SH   SOLE NONE 0 0 3,901
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 828 5,473 SH   SOLE NONE 0 0 5,473
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 446 3,613 SH   SOLE NONE 0 0 3,613
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 226 1,479 SH   SOLE NONE 0 0 1,479
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 619 3,149 SH   SOLE NONE 0 0 3,149
ISHARES RUSSELL 2000 VALUE ETF RUS 2000 VAL ETF 464287630 462 3,860 SH   SOLE NONE 0 0 3,860
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 8,750 50,766 SH   SOLE NONE 0 0 50,766
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 5,188 46,022 SH   SOLE NONE 0 0 46,022
ISHARES S&P MID CAP 400 GROWTH ETF S&P MC 400GR ETF 464287606 3,517 16,054 SH   SOLE NONE 0 0 16,054
ISHARES S&P MIDCAP 400 VALUE ETF S&P MC 400VL ETF 464287705 1,900 12,105 SH   SOLE NONE 0 0 12,105
ISHARES S&P SMALLCAP 600 VALUE ETF SP SMCP600VL ETF 464287879 1,040 7,049 SH   SOLE NONE 0 0 7,049
ISHARES SELECT DIVIDEND ETF SELECT DIVID ETF 464287168 4,290 43,695 SH   SOLE NONE 0 0 43,695
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158 767 7,239 SH   SOLE NONE 0 0 7,239
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 1,671 14,783 SH   SOLE NONE 0 0 14,783
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 1,875 32,305 SH   SOLE NONE 0 0 32,305
ISHARES TR EAFE SML CP ETF EAFE SML CP ETF 464288273 3,929 68,405 SH   SOLE NONE 0 0 68,405
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 1,345 26,421 SH   SOLE NONE 0 0 26,421
ISHARES TR IBONDS DEC2023 IBONDS DEC2023 46435G318 701 27,529 SH   SOLE NONE 0 0 27,529
ISHARES TR IBOXX HI YD ETF IBOXX HI YD ETF 464288513 340 3,942 SH   SOLE NONE 0 0 3,942
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 286 9,285 SH   SOLE NONE 0 0 9,285
ISHARES TR MSCI ACWI EX US MSCI ACWI EX US 464288240 336 7,269 SH   SOLE NONE 0 0 7,269
ISHARES TR PFD AND INCM SEC PFD AND INCM SEC 464288687 774 21,197 SH   SOLE NONE 0 0 21,197
ISHARES TR S&P SMALL CAP 600 GROWTH ETF S&P SML 600 GWT 464287887 3,019 16,919 SH   SOLE NONE 0 0 16,919
ISHARES TRUST CORE DIVID GWTH CORE DIV GRWTH 46434V621 908 24,726 SH   SOLE NONE 0 0 24,726
ISHARES TRUST CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 8,806 144,918 SH   SOLE NONE 0 0 144,918
ISHARES TRUST MSCI EMG MKTS ETF USD DIS MSCI EMG MKT ETF 464287234 625 14,568 SH   SOLE NONE 0 0 14,568
ISHARES U S ENERGY ETF U.S. ENERGY ETF 464287796 395 10,971 SH   SOLE NONE 0 0 10,971
ISHARES U S REAL ESTATE ETF U.S. REAL ES ETF 464287739 4,303 49,447 SH   SOLE NONE 0 0 49,447
JOHNSON &JOHNSON COM USD1.00 COM 478160104 244 1,745 SH   SOLE NONE 0 0 1,745
JPMORGAN CHASE & CO ALERIAN MLP INDEX ETN BASED ON WAP DUE 05/24/2024 PUTTABLE NOT RATED ALERIAN ML ETN 46625H365 200 7,857 SH   SOLE NONE 0 0 7,857
JPMORGAN CHASE &CO. COM USD1.00 COM 46625H100 40,514 400,222 SH   SOLE NONE 0 0 400,222
MFA FINL INC COM COM 55272X102 279 38,485 SH   SOLE NONE 0 0 38,485
MICROSOFT CORP COM 594918104 293 2,486 SH   SOLE NONE 0 0 2,486
PFIZER INC COM 717081103 210 4,950 SH   SOLE NONE 0 0 4,950
PROCTER AND GAMBLE CO COM COM 742718109 421 4,049 SH   SOLE NONE 0 0 4,049
SPDR S&P500 ETF TRUST S&P 500 ETF USD DIS TR UNIT 78462F103 2,124 7,520 SH   SOLE NONE 0 0 7,520
VANGUARD CHARLOTTE TOTAL INTL BD INDEX FD ETF INTL BD IDX ETF 92203J407 1,862 33,392 SH   SOLE NONE 0 0 33,392
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553 382 4,401 SH   SOLE NONE 0 0 4,401
VANGUARD SECTOR INDEX FDS VANGUARD UTILS VIPERS UTILITIES ETF 92204A876 1,320 10,185 SH   SOLE NONE 0 0 10,185
VERIZON COMMUNICATIONS COM 92343V104 210 3,554 SH   SOLE NONE 0 0 3,554