The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   200,754 1,540 SH   SOLE   0 0 1,540
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   314,152 15,700 SH   SOLE   0 0 15,700
APPLE INC COM 037833100   1,189,807 6,134 SH   SOLE   0 0 6,134
BANK AMERICA CORP COM 060505104   356,051 12,410 SH   SOLE   0 0 12,410
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   296,670 870 SH   SOLE   0 0 870
BROADCOM INC COM 11135F101   510,374 588 SH   SOLE   0 0 588
BUTTERFLY NETWORK INC COM CL A 124155102   77,131 33,535 SH   SOLE   0 0 33,535
GENERAL DYNAMICS CORP COM 369550108   324,192 1,507 SH   SOLE   0 0 1,507
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   37,200 20,000 SH   SOLE   0 0 20,000
HYPERFINE INC COM CL A 44916K106   22,728 10,571 SH   SOLE   0 0 10,571
INVESCO QQQ TR UNIT SER 1 46090E103   467,672 1,267 SH   SOLE   0 0 1,267
ISHARES INC CORE MSCI EMKT 46434G103   6,498,628 131,845 SH   SOLE   0 0 131,845
ISHARES TR PFD AND INCM SEC 464288687   1,094,009 35,371 SH   SOLE   0 0 35,371
ISHARES TR CORE S&P US VLU 464287663   3,775,500 48,242 SH   SOLE   0 0 48,242
ISHARES TR U.S. REAL ES ETF 464287739   3,708,301 42,851 SH   SOLE   0 0 42,851
ISHARES TR S&P SML 600 GWT 464287887   4,057,243 35,302 SH   SOLE   0 0 35,302
ISHARES TR CORE S&P TTL STK 464287150   1,497,869 15,309 SH   SOLE   0 0 15,309
ISHARES TR CORE S&P500 ETF 464287200   38,234,050 85,784 SH   SOLE   0 0 85,784
ISHARES TR IBDS DEC28 ETF 46435U515   2,692,120 109,879 SH   SOLE   0 0 109,879
ISHARES TR S&P 500 VAL ETF 464287408   8,538,678 52,965 SH   SOLE   0 0 52,965
ISHARES TR FLTG RATE NT ETF 46429B655   1,790,483 35,230 SH   SOLE   0 0 35,230
ISHARES TR CORE DIV GRWTH 46434V621   3,340,485 64,827 SH   SOLE   0 0 64,827
ISHARES TR IBONDS DEC24 ETF 46434VBG4   246,139 9,998 PRN   SOLE   0 0 9,998
ISHARES TR IBONDS DEC2023 46435G318   380,586 14,931 SH   SOLE   0 0 14,931
ISHARES TR RUS 2000 GRW ETF 464287648   704,145 2,903 SH   SOLE   0 0 2,903
ISHARES TR SELECT DIVID ETF 464287168   2,901,714 25,613 SH   SOLE   0 0 25,613
ISHARES TR TIPS BD ETF 464287176   4,082,452 37,936 SH   SOLE   0 0 37,936
ISHARES TR RUS 2000 VAL ETF 464287630   643,856 4,574 SH   SOLE   0 0 4,574
ISHARES TR US HLTHCARE ETF 464287762   559,497 1,998 SH   SOLE   0 0 1,998
ISHARES TR CORE S&P SCP ETF 464287804   13,268,423 133,152 SH   SOLE   0 0 133,152
ISHARES TR IBONDS DEC25 ETF 46434VBD1   2,821,659 115,736 PRN   SOLE   0 0 115,736
ISHARES TR S&P MC 400GR ETF 464287606   4,630,039 61,733 SH   SOLE   0 0 61,733
ISHARES TR IBONDS DEC 46435U697   232,598 9,029 SH   SOLE   0 0 9,029
ISHARES TR INTL SEL DIV ETF 464288448   231,019 8,773 SH   SOLE   0 0 8,773
ISHARES TR IBONDS DEC2026 46435GAA0   2,688,004 114,530 PRN   SOLE   0 0 114,530
ISHARES TR CORE S&P MCP ETF 464287507   12,600,994 48,189 SH   SOLE   0 0 48,189
ISHARES TR S&P MC 400VL ETF 464287705   2,079,164 19,407 SH   SOLE   0 0 19,407
ISHARES TR RUS 1000 GRW ETF 464287614   1,573,004 5,715 SH   SOLE   0 0 5,715
ISHARES TR EAFE SML CP ETF 464288273   3,224,123 54,666 SH   SOLE   0 0 54,666
ISHARES TR IBONDS DEC 2032 46436E312   3,705,188 150,496 SH   SOLE   0 0 150,496
ISHARES TR CORE 1 5 YR USD 46432F859   1,357,876 29,111 SH   SOLE   0 0 29,111
ISHARES TR MSCI EAFE ETF 464287465   681,099 9,395 SH   SOLE   0 0 9,395
ISHARES TR RUSSELL 2000 ETF 464287655   366,162 1,954 SH   SOLE   0 0 1,954
ISHARES TR RUS 1000 VAL ETF 464287598   696,969 4,415 SH   SOLE   0 0 4,415
ISHARES TR CORE MSCI TOTAL 46432F834   2,138,664 34,153 SH   SOLE   0 0 34,153
ISHARES TR MSCI ACWI EX US 464288240   231,560 4,705 SH   SOLE   0 0 4,705
ISHARES TR IBONDS DEC 2030 46436E726   3,940,556 185,874 SH   SOLE   0 0 185,874
ISHARES TR S&P 500 GRWT ETF 464287309   13,648,637 193,650 SH   SOLE   0 0 193,650
ISHARES TR 1 3 YR TREAS BD 464287457   962,974 11,877 SH   SOLE   0 0 11,877
ISHARES TR CORE MSCI EAFE 46432F842   15,333,092 227,151 SH   SOLE   0 0 227,151
ISHARES TR CORE US AGGBD ET 464287226   840,995 8,589 SH   SOLE   0 0 8,589
ISHARES TR 0-5YR HI YL CP 46434V407   1,065,071 25,695 SH   SOLE   0 0 25,695
ISHARES TR RUS MDCP VAL ETF 464287473   579,895 5,279 SH   SOLE   0 0 5,279
ISHARES TR IBONDS DEC 29 46436E205   3,917,263 174,488 SH   SOLE   0 0 174,488
ISHARES TR IBONDS DEC23 ETF 46434VAX8   692,518 27,383 PRN   SOLE   0 0 27,383
ISHARES TR IBONDS 27 ETF 46435UAA9   2,678,274 114,066 PRN   SOLE   0 0 114,066
ISHARES TR IBONDS DEC 2031 46436E486   3,699,075 182,491 SH   SOLE   0 0 182,491
ISHARES TR SP SMCP600VL ETF 464287879   387,195 4,074 SH   SOLE   0 0 4,074
JOHNSON & JOHNSON COM 478160104   297,838 1,799 SH   SOLE   0 0 1,799
JPMORGAN CHASE & CO COM 46625H100   58,270,845 400,652 SH   SOLE   0 0 400,652
LAM RESEARCH CORP COM 512807108   261,004 406 SH   SOLE   0 0 406
MICROSOFT CORP COM 594918104   1,143,027 3,355 SH   SOLE   0 0 3,355
PROCTER AND GAMBLE CO COM 742718109   601,026 3,961 SH   SOLE   0 0 3,961
QUANTUM SI INC COM CL A 74765K105   46,078 25,742 SH   SOLE   0 0 25,742
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   352,094 2,025 SH   SOLE   0 0 2,025
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   438,658 13,013 SH   SOLE   0 0 13,013
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,756,898 8,475 SH   SOLE   0 0 8,475
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   297,548 621 SH   SOLE   0 0 621
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   824,985 5,962 SH   SOLE   0 0 5,962
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   505,180 6,046 SH   SOLE   0 0 6,046
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,408,298 8,514 SH   SOLE   0 0 8,514
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   237,069 2,146 SH   SOLE   0 0 2,146
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   646,860 8,553 SH   SOLE   0 0 8,553
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   265,085 4,519 SH   SOLE   0 0 4,519
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   316,051 1,945 SH   SOLE   0 0 1,945
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   249,654 5,407 SH   SOLE   0 0 5,407
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,661,828 11,690 SH   SOLE   0 0 11,690