The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 554 300 SH   SOLE   0 0 300
APPLE INC COM 037833100 603 2,053 SH   SOLE   0 0 2,053
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 461 2,036 SH   SOLE   0 0 2,036
BOEING CO COM 097023105 258 793 SH   SOLE   0 0 793
COCA COLA CO COM 191216100 245 4,430 SH   SOLE   0 0 4,430
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 20,996 165,704 SH   SOLE   0 0 165,704
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 5,464 43,101 SH   SOLE   0 0 43,101
ISHARES TR MRNGSTR INC ETF 46432F875 267 10,467 SH   SOLE   0 0 10,467
ISHARES TR GRWT ALLOCAT ETF 464289867 2,123 44,371 SH   SOLE   0 0 44,371
ISHARES TR CONSER ALLOC ETF 464289883 2,477 68,342 SH   SOLE   0 0 68,342
ISHARES TR CORE S&P TTL STK 464287150 466 6,416 SH   SOLE   0 0 6,416
ISHARES TR RUS 1000 GRW ETF 464287614 292 1,662 SH   SOLE   0 0 1,662
ISHARES TR RUSSELL 2000 ETF 464287655 748 4,512 SH   SOLE   0 0 4,512
ISHARES TR RUS MID CAP ETF 464287499 532 8,920 SH   SOLE   0 0 8,920
ISHARES TR MSCI EMG MKT ETF 464287234 512 11,401 SH   SOLE   0 0 11,401
ISHARES TR MSCI EAFE ETF 464287465 255 3,679 SH   SOLE   0 0 3,679
ISHARES TR MODERT ALLOC ETF 464289875 7,309 182,133 SH   SOLE   0 0 182,133
JOHNSON & JOHNSON COM 478160104 361 2,478 SH   SOLE   0 0 2,478
JPMORGAN CHASE & CO COM 46625H100 381 2,735 SH   SOLE   0 0 2,735
LOCKHEED MARTIN CORP COM 539830109 351 901 SH   SOLE   0 0 901
MARRIOTT INTL INC NEW CL A 571903202 346 2,284 SH   SOLE   0 0 2,284
MICROSOFT CORP COM 594918104 816 5,176 SH   SOLE   0 0 5,176
NORTHROP GRUMMAN CORP COM 666807102 303 881 SH   SOLE   0 0 881
PFIZER INC COM 717081103 212 5,421 SH   SOLE   0 0 5,421
PROCTER & GAMBLE CO COM 742718109 329 2,638 SH   SOLE   0 0 2,638
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,459 53,290 SH   SOLE   0 0 53,290
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,512 37,566 SH   SOLE   0 0 37,566
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,034 56,794 SH   SOLE   0 0 56,794
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,822 113,640 SH   SOLE   0 0 113,640
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,676 39,564 SH   SOLE   0 0 39,564
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 5,646 132,284 SH   SOLE   0 0 132,284
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 324 5,386 SH   SOLE   0 0 5,386
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 443 14,143 SH   SOLE   0 0 14,143
SPDR S&P 500 ETF TR TR UNIT 78462F103 386 1,200 SH   SOLE   0 0 1,200
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 19,051 454,566 SH   SOLE   0 0 454,566
SPDR SERIES TRUST S&P DIVID ETF 78464A763 221 2,052 SH   SOLE   0 0 2,052
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 719 24,463 SH   SOLE   0 0 24,463
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,526 92,382 SH   SOLE   0 0 92,382
UNITEDHEALTH GROUP INC COM 91324P102 519 1,767 SH   SOLE   0 0 1,767
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 14,327 170,839 SH   SOLE   0 0 170,839
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,414 19,159 SH   SOLE   0 0 19,159
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,115 365,760 SH   SOLE   0 0 365,760
VERIZON COMMUNICATIONS INC COM 92343V104 239 3,886 SH   SOLE   0 0 3,886