The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   515,746 4,972 SH   SOLE   0 0 4,972
ALPHABET INC CAP STK CL C 02079K107   593,008 5,702 SH   SOLE   0 0 5,702
AMAZON COM INC COM 023135106   369,468 3,577 SH   SOLE   0 0 3,577
APPLE INC COM 037833100   636,296 3,859 SH   SOLE   0 0 3,859
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   201,627 653 SH   SOLE   0 0 653
COCA COLA CO COM 191216100   228,681 3,687 SH   SOLE   0 0 3,687
ELEVANCE HEALTH INC COM 036752103   313,278 681 SH   SOLE   0 0 681
EXXON MOBIL CORP COM 30231G102   206,911 1,887 SH   SOLE   0 0 1,887
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   378,420 11,900 SH   SOLE   0 0 11,900
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   2,252,464 14,903 SH   SOLE   0 0 14,903
ISHARES TR RUS MID CAP ETF 464287499   473,047 6,766 SH   SOLE   0 0 6,766
ISHARES TR MSCI EAFE ETF 464287465   769,216 10,755 SH   SOLE   0 0 10,755
ISHARES TR RUS 1000 GRW ETF 464287614   405,917 1,661 SH   SOLE   0 0 1,661
ISHARES TR CORE S&P TTL STK 464287150   226,886 2,506 SH   SOLE   0 0 2,506
ISHARES TR MODERT ALLOC ETF 464289875   1,351,678 33,911 SH   SOLE   0 0 33,911
ISHARES TR CONSER ALLOC ETF 464289883   504,930 14,443 SH   SOLE   0 0 14,443
ISHARES TR GRWT ALLOCAT ETF 464289867   485,101 9,696 SH   SOLE   0 0 9,696
JOHNSON & JOHNSON COM 478160104   256,001 1,652 SH   SOLE   0 0 1,652
JPMORGAN CHASE & CO COM 46625H100   624,821 4,795 SH   SOLE   0 0 4,795
LILLY ELI & CO COM 532457108   212,047 617 SH   SOLE   0 0 617
LOCKHEED MARTIN CORP COM 539830109   243,932 516 SH   SOLE   0 0 516
MARRIOTT INTL INC NEW CL A 571903202   340,057 2,048 SH   SOLE   0 0 2,048
MICROSOFT CORP COM 594918104   988,195 3,428 SH   SOLE   0 0 3,428
NORTHROP GRUMMAN CORP COM 666807102   378,149 819 SH   SOLE   0 0 819
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   4,624,129 132,877 SH   SOLE   0 0 132,877
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,759,130 73,026 SH   SOLE   0 0 73,026
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,755,847 112,392 SH   SOLE   0 0 112,392
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,581,916 52,792 SH   SOLE   0 0 52,792
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,532,447 117,937 SH   SOLE   0 0 117,937
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   2,178,565 44,762 SH   SOLE   0 0 44,762
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   32,262,499 587,445 SH   SOLE   0 0 587,445
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   26,522,908 825,744 SH   SOLE   0 0 825,744
SPDR S&P 500 ETF TR TR UNIT 78462F103   572,850 1,399 SH   SOLE   0 0 1,399
SPDR SER TR S&P 600 SMCP VAL 78464A300   11,535,284 151,421 SH   SOLE   0 0 151,421
SPDR SER TR PRTFLO S&P500 GW 78464A409   26,340,576 475,805 SH   SOLE   0 0 475,805
SPDR SER TR PORTFOLIO S&P600 78468R853   244,946 6,485 SH   SOLE   0 0 6,485
SPDR SER TR PRTFLO S&P500 VL 78464A508   9,780,429 240,187 SH   SOLE   0 0 240,187
SPDR SER TR PORTFOLIO S&P400 78464A847   17,917,829 407,779 SH   SOLE   0 0 407,779
SPDR SER TR PORTFOLIO AGRGTE 78464A649   24,901,664 965,555 SH   SOLE   0 0 965,555
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,145,724 27,924 SH   SOLE   0 0 27,924
UNION PAC CORP COM 907818108   398,534 1,980 SH   SOLE   0 0 1,980
UNITEDHEALTH GROUP INC COM 91324P102   271,897 575 SH   SOLE   0 0 575
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   2,239,601 30,335 SH   SOLE   0 0 30,335
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   765,065 5,457 SH   SOLE   0 0 5,457