The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,308,970 10,074 SH   SOLE   0 0 10,074
COSTCO WHSL CORP NEW COM 22160K105   986,497 2,161 SH   SOLE   0 0 2,161
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,569,930 142,569 SH   SOLE   0 0 142,569
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,612,837 73,478 SH   SOLE   0 0 73,478
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,875,616 45,076 SH   SOLE   0 0 45,076
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   13,565,973 265,219 SH   SOLE   0 0 265,219
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   21,516,694 707,786 SH   SOLE   0 0 707,786
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   330,005 15,278 SH   SOLE   0 0 15,278
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   7,311,292 177,631 SH   SOLE   0 0 177,631
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   3,063,052 66,458 SH   SOLE   0 0 66,458
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   31,146,574 750,158 SH   SOLE   0 0 750,158
DUKE ENERGY CORP NEW COM NEW 26441C204   344,281 3,343 SH   SOLE   0 0 3,343
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   4,879,396 31,450 SH   SOLE   0 0 31,450
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,158,036 36,517 SH   SOLE   0 0 36,517
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   592,416 3,740 SH   SOLE   0 0 3,740
ISHARES INC CORE MSCI EMKT 46434G103   307,205 6,578 SH   SOLE   0 0 6,578
ISHARES INC MSCI EMERG MRKT 464286533   9,991,109 188,334 SH   SOLE   0 0 188,334
ISHARES TR US TREAS BD ETF 46429B267   1,595,148 70,209 SH   SOLE   0 0 70,209
ISHARES TR 0-5 YR TIPS ETF 46429B747   529,761 5,464 SH   SOLE   0 0 5,464
ISHARES TR US INFRASTRUC 46435U713   1,272,128 35,084 SH   SOLE   0 0 35,084
ISHARES TR MSCI USA MIN VOL 46429B697   2,954,989 40,985 SH   SOLE   0 0 40,985
ISHARES TR ESG ADV TTL USD 46436E619   239,147 5,667 SH   SOLE   0 0 5,667
ISHARES TR CORE MSCI TOTAL 46432F834   1,810,163 31,274 SH   SOLE   0 0 31,274
ISHARES TR CORE MSCI EAFE 46432F842   1,923,693 31,209 SH   SOLE   0 0 31,209
ISHARES TR MSCI USA MMENTM 46432F396   5,687,373 38,973 SH   SOLE   0 0 38,973
ISHARES TR 0-5YR HI YL CP 46434V407   206,658 5,054 SH   SOLE   0 0 5,054
ISHARES TR BLACKROCK ULTRA 46434V878   1,192,705 23,835 SH   SOLE   0 0 23,835
ISHARES TR CORE DIV GRWTH 46434V621   1,125,700 22,514 SH   SOLE   0 0 22,514
ISHARES TR CORE TOTAL USD 46434V613   1,494,752 33,268 SH   SOLE   0 0 33,268
ISHARES TR CONV BD ETF 46435G102   3,656,513 52,634 SH   SOLE   0 0 52,634
ISHARES TR U S EQUITY FACTR 46434V282   21,430,349 549,355 SH   SOLE   0 0 549,355
ISHARES TR FALN ANGLS USD 46435G474   592,065 24,058 SH   SOLE   0 0 24,058
ISHARES TR CR 5 10 YR ETF 46435G417   811,200 18,971 SH   SOLE   0 0 18,971
ISHARES TR ESG AWR MSCI USA 46435G425   958,761 11,313 SH   SOLE   0 0 11,313
ISHARES TR MSCI KLD400 SOC 464288570   334,488 4,659 SH   SOLE   0 0 4,659
ISHARES TR MBS ETF 464288588   6,676,954 71,989 SH   SOLE   0 0 71,989
ISHARES TR USD INV GRDE ETF 464288620   1,300,720 26,486 SH   SOLE   0 0 26,486
ISHARES TR 10-20 YR TRS ETF 464288653   13,976,215 129,194 SH   SOLE   0 0 129,194
ISHARES TR ISHS 5-10YR INVT 464288638   3,365,838 67,983 SH   SOLE   0 0 67,983
ISHARES TR CORE US AGGBD ET 464287226   2,122,085 21,879 SH   SOLE   0 0 21,879
ISHARES TR TIPS BD ETF 464287176   561,152 5,272 SH   SOLE   0 0 5,272
ISHARES TR EAFE VALUE ETF 464288877   3,070,152 66,917 SH   SOLE   0 0 66,917
ISHARES TR EAFE GRWTH ETF 464288885   12,456,836 148,721 SH   SOLE   0 0 148,721
ISHARES TR 1 3 YR TREAS BD 464287457   499,844 6,158 SH   SOLE   0 0 6,158
ISHARES TR 7-10 YR TRSY BD 464287440   1,803,925 18,834 SH   SOLE   0 0 18,834
ISHARES TR U.S. ENERGY ETF 464287796   1,573,265 33,841 SH   SOLE   0 0 33,841
ISHARES TR U.S. TECH ETF 464287721   5,325,549 71,493 SH   SOLE   0 0 71,493
ISHARES TR CORE S&P SCP ETF 464287804   1,229,255 12,989 SH   SOLE   0 0 12,989
ISHARES TR SP SMCP600VL ETF 464287879   1,528,559 16,740 SH   SOLE   0 0 16,740
ISHARES TR S&P 500 VAL ETF 464287408   3,039,652 20,953 SH   SOLE   0 0 20,953
ISHARES TR CORE S&P500 ETF 464287200   44,318,396 115,349 SH   SOLE   0 0 115,349
ISHARES TR S&P 500 GRWT ETF 464287309   1,169,943 19,999 SH   SOLE   0 0 19,999
ISHARES TR RUS 1000 VAL ETF 464287598   1,208,802 7,971 SH   SOLE   0 0 7,971
ISHARES TR RUS 1000 GRW ETF 464287614   4,937,140 23,045 SH   SOLE   0 0 23,045
ISHARES TR RUSSELL 2000 ETF 464287655   416,061 2,386 SH   SOLE   0 0 2,386
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   2,989,947 106,064 SH   SOLE   0 0 106,064
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,114,413 22,230 SH   SOLE   0 0 22,230
JPMORGAN CHASE & CO COM 46625H100   277,319 2,068 SH   SOLE   0 0 2,068
LILLY ELI & CO COM 532457108   2,127,369 5,815 SH   SOLE   0 0 5,815
MICROSOFT CORP COM 594918104   335,988 1,401 SH   SOLE   0 0 1,401
PROCTER AND GAMBLE CO COM 742718109   419,367 2,767 SH   SOLE   0 0 2,767
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   669,839 20,796 SH   SOLE   0 0 20,796
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,365,742 30,249 SH   SOLE   0 0 30,249
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,136,832 28,063 SH   SOLE   0 0 28,063
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,359,550 20,593 SH   SOLE   0 0 20,593
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   274,454 11,595 SH   SOLE   0 0 11,595
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,197,308 26,228 SH   SOLE   0 0 26,228
SIMON PPTY GROUP INC NEW COM 828806109   331,646 2,823 SH   SOLE   0 0 2,823
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,575,884 17,195 SH   SOLE   0 0 17,195
SPDR SER TR S&P 600 SMCP VAL 78464A300   917,953 12,368 SH   SOLE   0 0 12,368
SPDR SER TR S&P DIVID ETF 78464A763   1,074,501 8,588 SH   SOLE   0 0 8,588
SPDR SER TR PORTFOLIO S&P500 78464A854   4,192,639 93,211 SH   SOLE   0 0 93,211
VANGUARD BD INDEX FDS INTERMED TERM 921937819   2,437,250 32,794 SH   SOLE   0 0 32,794
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,478,585 76,261 SH   SOLE   0 0 76,261
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,803,263 13,671 SH   SOLE   0 0 13,671
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,066,436 11,862 SH   SOLE   0 0 11,862
VANGUARD INDEX FDS VALUE ETF 922908744   2,458,838 17,517 SH   SOLE   0 0 17,517
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,963,244 12,363 SH   SOLE   0 0 12,363
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,370,332 23,811 SH   SOLE   0 0 23,811
VANGUARD INDEX FDS TOTAL STK MKT 922908769   209,134 1,094 SH   SOLE   0 0 1,094
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   241,063 6,184 SH   SOLE   0 0 6,184
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   24,311,907 313,662 SH   SOLE   0 0 313,662
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   519,749 8,435 SH   SOLE   0 0 8,435
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   420,323 10,015 SH   SOLE   0 0 10,015
VANGUARD WELLINGTON FD US MOMENTUM 921935508   373,707 3,276 SH   SOLE   0 0 3,276
VANGUARD WELLINGTON FD US MINIMUM 921935409   317,964 3,232 SH   SOLE   0 0 3,232
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   691,142 6,387 SH   SOLE   0 0 6,387
VANGUARD WORLD FD ESG US STK ETF 921910733   643,913 9,777 SH   SOLE   0 0 9,777
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,047,689 3,280 SH   SOLE   0 0 3,280
WESCO INTL INC COM 95082P105   544,370 4,348 SH   SOLE   0 0 4,348