The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 347 101 SH   SOLE   0 0 101
APPLE INC COM 037833100 1,111 8,115 SH   SOLE   0 0 8,115
COSTCO WHSL CORP NEW COM 22160K105 851 2,150 SH   SOLE   0 0 2,150
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7,137 122,210 SH   SOLE   0 0 122,210
DUKE ENERGY CORP NEW COM NEW 26441C204 345 3,494 SH   SOLE   0 0 3,494
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 459 12,005 SH   SOLE   0 0 12,005
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 6,386 42,366 SH   SOLE   0 0 42,366
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 7,035 43,875 SH   SOLE   0 0 43,875
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 761 4,073 SH   SOLE   0 0 4,073
ISHARES GOLD TR ISHARES NEW 464285204 238 7,073 SH   SOLE   0 0 7,073
ISHARES INC CORE MSCI EMKT 46434G103 3,976 59,349 SH   SOLE   0 0 59,349
ISHARES TR CORE S&P SCP ETF 464287804 1,791 15,857 SH   SOLE   0 0 15,857
ISHARES TR SP SMCP600VL ETF 464287879 3,864 36,649 SH   SOLE   0 0 36,649
ISHARES TR S&P 500 VAL ETF 464287408 3,815 25,841 SH   SOLE   0 0 25,841
ISHARES TR CORE S&P500 ETF 464287200 29,003 67,462 SH   SOLE   0 0 67,462
ISHARES TR S&P 500 GRWT ETF 464287309 1,625 22,339 SH   SOLE   0 0 22,339
ISHARES TR RUS 1000 VAL ETF 464287598 1,814 11,439 SH   SOLE   0 0 11,439
ISHARES TR RUS 1000 GRW ETF 464287614 7,682 28,295 SH   SOLE   0 0 28,295
ISHARES TR RUSSELL 2000 ETF 464287655 632 2,753 SH   SOLE   0 0 2,753
ISHARES TR U.S. REAL ES ETF 464287739 1,497 14,685 SH   SOLE   0 0 14,685
ISHARES TR GLOBAL FINLS ETF 464287333 3,401 43,828 SH   SOLE   0 0 43,828
ISHARES TR GLOBAL TECH ETF 464287291 216 639 SH   SOLE   0 0 639
ISHARES TR U.S. ENERGY ETF 464287796 3,813 131,092 SH   SOLE   0 0 131,092
ISHARES TR CORE US AGGBD ET 464287226 1,415 12,273 SH   SOLE   0 0 12,273
ISHARES TR TIPS BD ETF 464287176 420 3,280 SH   SOLE   0 0 3,280
ISHARES TR EAFE VALUE ETF 464288877 13,539 261,565 SH   SOLE   0 0 261,565
ISHARES TR U.S. MED DVC ETF 464288810 842 2,332 SH   SOLE   0 0 2,332
ISHARES TR SHORT TREAS BD 464288679 8,099 73,297 SH   SOLE   0 0 73,297
ISHARES TR USD INV GRDE ETF 464288620 426 7,039 SH   SOLE   0 0 7,039
ISHARES TR MBS ETF 464288588 341 3,150 SH   SOLE   0 0 3,150
ISHARES TR EAFE SML CP ETF 464288273 1,829 24,663 SH   SOLE   0 0 24,663
ISHARES TR US TREAS BD ETF 46429B267 702 26,387 SH   SOLE   0 0 26,387
ISHARES TR CORE MSCI TOTAL 46432F834 1,236 16,864 SH   SOLE   0 0 16,864
ISHARES TR CORE MSCI EAFE 46432F842 2,070 27,652 SH   SOLE   0 0 27,652
ISHARES TR MSCI USA MMENTM 46432F396 2,744 15,822 SH   SOLE   0 0 15,822
ISHARES TR CORE DIV GRWTH 46434V621 2,828 56,155 SH   SOLE   0 0 56,155
ISHARES TR FALN ANGLS USD 46435G474 7,362 245,725 SH   SOLE   0 0 245,725
ISHARES TR ESG AWR MSCI USA 46435G425 19,901 202,101 SH   SOLE   0 0 202,101
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 5,037 146,009 SH   SOLE   0 0 146,009
LILLY ELI & CO COM 532457108 1,214 5,288 SH   SOLE   0 0 5,288
MICROSOFT CORP COM 594918104 311 1,148 SH   SOLE   0 0 1,148
PRICE T ROWE GROUP INC COM 74144T108 274 1,382 SH   SOLE   0 0 1,382
PROCTER AND GAMBLE CO COM 742718109 364 2,698 SH   SOLE   0 0 2,698
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 965 24,471 SH   SOLE   0 0 24,471
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,840 17,697 SH   SOLE   0 0 17,697
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,965 38,060 SH   SOLE   0 0 38,060
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,876 27,437 SH   SOLE   0 0 27,437
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,294 69,780 SH   SOLE   0 0 69,780
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 428 8,358 SH   SOLE   0 0 8,358
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 630 11,530 SH   SOLE   0 0 11,530
SIMON PPTY GROUP INC NEW COM 828806109 343 2,630 SH   SOLE   0 0 2,630
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,800 8,878 SH   SOLE   0 0 8,878
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,938 22,610 SH   SOLE   0 0 22,610
SPDR SER TR S&P DIVID ETF 78464A763 1,780 14,559 SH   SOLE   0 0 14,559
SPDR SER TR PORTFOLIO CRPORT 78464A144 299 8,453 SH   SOLE   0 0 8,453
THERAPEUTICSMD INC COM 88338N107 15 12,948 SH   SOLE   0 0 12,948
VANGUARD INDEX FDS VALUE ETF 922908744 13,966 101,598 SH   SOLE   0 0 101,598
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,834 27,835 SH   SOLE   0 0 27,835
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,492 15,500 SH   SOLE   0 0 15,500
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 545 10,032 SH   SOLE   0 0 10,032
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 22,328 234,855 SH   SOLE   0 0 234,855
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,926 56,788 SH   SOLE   0 0 56,788
WESCO INTL INC COM 95082P105 447 4,348 SH   SOLE   0 0 4,348
XPRESSPA GROUP INC COM 98420U703 82 53,031 SH   SOLE   0 0 53,031