The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,118 5,630 SH   SOLE   0 0 5,630
ABBOTT LABS COM 002824100 1,016 8,762 SH   SOLE   0 0 8,762
ABBVIE INC COM 00287Y109 3,532 31,356 SH   SOLE   0 0 31,356
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,305 4,428 SH   SOLE   0 0 4,428
ALLSTATE CORP COM 020002101 1,179 9,042 SH   SOLE   0 0 9,042
ALPHABET INC CAP STK CL A 02079K305 628 257 SH   SOLE   0 0 257
ALTRIA GROUP INC COM 02209S103 1,647 34,534 SH   SOLE   0 0 34,534
AMAZON COM INC COM 023135106 447 130 SH   SOLE   0 0 130
AMDOCS LTD SHS G02602103 1,150 14,861 SH   SOLE   0 0 14,861
AMGEN INC COM 031162100 2,035 8,350 SH   SOLE   0 0 8,350
APPLE INC COM 037833100 3,218 23,499 SH   SOLE   0 0 23,499
AT&T INC COM 00206R102 914 31,773 SH   SOLE   0 0 31,773
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 345 1,241 SH   SOLE   0 0 1,241
BHP GROUP LTD SPONSORED ADS 088606108 1,106 15,187 SH   SOLE   0 0 15,187
BLOCK H & R INC COM 093671105 2,424 103,229 SH   SOLE   0 0 103,229
BRISTOL-MYERS SQUIBB CO COM 110122108 1,191 17,823 SH   SOLE   0 0 17,823
BROADCOM INC COM 11135F101 2,896 6,073 SH   SOLE   0 0 6,073
CISCO SYS INC COM 17275R102 1,236 23,324 SH   SOLE   0 0 23,324
CLOROX CO DEL COM 189054109 832 4,627 SH   SOLE   0 0 4,627
COLGATE PALMOLIVE CO COM 194162103 1,028 12,634 SH   SOLE   0 0 12,634
DISCOVER FINL SVCS COM 254709108 939 7,936 SH   SOLE   0 0 7,936
EMERSON ELEC CO COM 291011104 1,184 12,299 SH   SOLE   0 0 12,299
EMPLOYERS HLDGS INC COM 292218104 1,311 30,631 SH   SOLE   0 0 30,631
EXPEDITORS INTL WASH INC COM 302130109 910 7,188 SH   SOLE   0 0 7,188
FMC CORP COM NEW 302491303 952 8,803 SH   SOLE   0 0 8,803
FORTINET INC COM 34959E109 1,059 4,445 SH   SOLE   0 0 4,445
FREEPORT-MCMORAN INC CL B 35671D857 1,152 31,051 SH   SOLE   0 0 31,051
GARTNER INC COM 366651107 976 4,028 SH   SOLE   0 0 4,028
GENERAL MLS INC COM 370334104 929 15,254 SH   SOLE   0 0 15,254
GILEAD SCIENCES INC COM 375558103 1,160 16,845 SH   SOLE   0 0 16,845
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 922 23,144 SH   SOLE   0 0 23,144
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 259 4,855 SH   SOLE   0 0 4,855
HOME DEPOT INC COM 437076102 2,531 7,938 SH   SOLE   0 0 7,938
HORMEL FOODS CORP COM 440452100 858 17,971 SH   SOLE   0 0 17,971
HP INC COM 40434L105 1,422 47,118 SH   SOLE   0 0 47,118
INFOSYS LTD SPONSORED ADR 456788108 1,330 62,778 SH   SOLE   0 0 62,778
INTEL CORP COM 458140100 2,254 40,156 SH   SOLE   0 0 40,156
INTERNATIONAL BUSINESS MACHS COM 459200101 1,213 8,278 SH   SOLE   0 0 8,278
ISHARES INC CORE MSCI EMKT 46434G103 2,231 33,310 SH   SOLE   0 0 33,310
ISHARES TR CORE S&P MCP ETF 464287507 20,167 75,046 SH   SOLE   0 0 75,046
ISHARES TR CORE S&P500 ETF 464287200 20,082 46,711 SH   SOLE   0 0 46,711
ISHARES TR CORE S&P SCP ETF 464287804 10,774 95,362 SH   SOLE   0 0 95,362
ISHARES TR CORE MSCI EAFE 46432F842 8,601 114,896 SH   SOLE   0 0 114,896
ISHARES TR CORE S&P TTL STK 464287150 5,467 55,361 SH   SOLE   0 0 55,361
ISHARES TR CORE US AGGBD ET 464287226 3,107 26,936 SH   SOLE   0 0 26,936
ISHARES TR CORE MSCI TOTAL 46432F834 1,556 21,222 SH   SOLE   0 0 21,222
JOHNSON & JOHNSON COM 478160104 1,227 7,447 SH   SOLE   0 0 7,447
KELLOGG CO COM 487836108 902 14,017 SH   SOLE   0 0 14,017
KIMBERLY-CLARK CORP COM 494368103 1,013 7,573 SH   SOLE   0 0 7,573
LAM RESEARCH CORP COM 512807108 907 1,394 SH   SOLE   0 0 1,394
LANCASTER COLONY CORP COM 513847103 1,183 6,115 SH   SOLE   0 0 6,115
LILLY ELI & CO COM 532457108 1,571 6,843 SH   SOLE   0 0 6,843
LOWES COS INC COM 548661107 950 4,897 SH   SOLE   0 0 4,897
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,210 11,765 SH   SOLE   0 0 11,765
MCDONALDS CORP COM 580135101 1,195 5,172 SH   SOLE   0 0 5,172
MEDIFAST INC COM 58470H101 1,147 4,053 SH   SOLE   0 0 4,053
MERCK & CO INC COM 58933Y105 1,874 24,103 SH   SOLE   0 0 24,103
MICROSOFT CORP COM 594918104 2,154 7,951 SH   SOLE   0 0 7,951
MOODYS CORP COM 615369105 1,233 3,403 SH   SOLE   0 0 3,403
NATIONAL BK HLDGS CORP CL A 633707104 1,106 29,313 SH   SOLE   0 0 29,313
NIKE INC CL B 654106103 4,312 27,914 SH   SOLE   0 0 27,914
NOVO-NORDISK A S ADR 670100205 2,487 29,688 SH   SOLE   0 0 29,688
NUCOR CORP COM 670346105 1,063 11,081 SH   SOLE   0 0 11,081
ONE GAS INC COM 68235P108 992 13,383 SH   SOLE   0 0 13,383
ONEMAIN HLDGS INC COM 68268W103 1,014 16,930 SH   SOLE   0 0 16,930
PAYCHEX INC COM 704326107 1,228 11,440 SH   SOLE   0 0 11,440
PAYPAL HLDGS INC COM 70450Y103 308 1,056 SH   SOLE   0 0 1,056
PFIZER INC COM 717081103 2,013 51,415 SH   SOLE   0 0 51,415
PHILIP MORRIS INTL INC COM 718172109 1,796 18,118 SH   SOLE   0 0 18,118
PREMIER INC CL A 74051N102 1,063 30,563 SH   SOLE   0 0 30,563
QUALCOMM INC COM 747525103 1,993 13,943 SH   SOLE   0 0 13,943
RENT A CTR INC NEW COM 76009N100 1,003 18,898 SH   SOLE   0 0 18,898
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,397 13,433 SH   SOLE   0 0 13,433
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 671 17,009 SH   SOLE   0 0 17,009
SCHWAB STRATEGIC TR US TIPS ETF 808524870 261 4,173 SH   SOLE   0 0 4,173
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 228 2,916 SH   SOLE   0 0 2,916
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,479 16,824 SH   SOLE   0 0 16,824
STRATEGIC ED INC COM 86272C103 932 12,257 SH   SOLE   0 0 12,257
TAPESTRY INC COM 876030107 866 19,906 SH   SOLE   0 0 19,906
TESLA INC COM 88160R101 489 719 SH   SOLE   0 0 719
TEXAS INSTRS INC COM 882508104 2,674 13,907 SH   SOLE   0 0 13,907
UNILEVER PLC SPON ADR NEW 904767704 1,048 17,912 SH   SOLE   0 0 17,912
UNITED PARCEL SERVICE INC CL B 911312106 2,325 11,181 SH   SOLE   0 0 11,181
US BANCORP DEL COM NEW 902973304 452 7,937 SH   SOLE   0 0 7,937
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,951 254,997 SH   SOLE   0 0 254,997
VANGUARD BD INDEX FDS INTERMED TERM 921937819 13,607 151,253 SH   SOLE   0 0 151,253
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 10,016 97,210 SH   SOLE   0 0 97,210
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 22,942 401,792 SH   SOLE   0 0 401,792
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 83,725 212,759 SH   SOLE   0 0 212,759
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,614 15,855 SH   SOLE   0 0 15,855
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,075 148,682 SH   SOLE   0 0 148,682
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 10,181 184,104 SH   SOLE   0 0 184,104
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,261 20,520 SH   SOLE   0 0 20,520
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,197 17,647 SH   SOLE   0 0 17,647
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 498 5,683 SH   SOLE   0 0 5,683
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,775 43,771 SH   SOLE   0 0 43,771
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 32,714 634,981 SH   SOLE   0 0 634,981
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 6,833 65,219 SH   SOLE   0 0 65,219
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3,187 46,881 SH   SOLE   0 0 46,881
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,143 35,930 SH   SOLE   0 0 35,930
VANGUARD WORLD FD ESG US STK ETF 921910733 3,979 49,752 SH   SOLE   0 0 49,752
VANGUARD WORLD FD ESG INTL STK ETF 921910725 3,539 55,166 SH   SOLE   0 0 55,166
VANGUARD WORLD FD ESG US CORP BD 921910691 1,388 18,639 SH   SOLE   0 0 18,639
VERIZON COMMUNICATIONS INC COM 92343V104 1,808 32,271 SH   SOLE   0 0 32,271
VIRTU FINL INC CL A 928254101 890 32,209 SH   SOLE   0 0 32,209