<?xml version="1.0" ?>
<proxyVoteTable xmlns="http://www.sec.gov/edgar/document/npxproxy/informationtable">
  <proxyTable>
    <issuerName>Axos Financial Inc</issuerName>
    <cusip>05465C100</cusip>
    <isin>US05465C1009</isin>
    <figi></figi>
    <meetingDate>11/09/2023</meetingDate>
    <voteDescription>To approve in a non-binding and advisory vote, the compensation of the Company's Named Executive Officers as disclosed in this Proxy Statement.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>23880</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>23880</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Axos Financial Inc</issuerName>
    <cusip>05465C100</cusip>
    <isin>US05465C1009</isin>
    <figi></figi>
    <meetingDate>11/09/2023</meetingDate>
    <voteDescription>To recommend, in a non-binding and advisory vote, whether future non-binding and advisory stockholder votes on executive compensation should occur every year, every two years, or every three years.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>23880</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>3 Years</howVoted>
        <sharesVoted>23880</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Lennar Corporation</issuerName>
    <cusip>526057104</cusip>
    <isin>US5260573028</isin>
    <figi></figi>
    <meetingDate>04/10/2024</meetingDate>
    <voteDescription>Approval, on an advisory basis, of the compensation of our named executive officers.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>3500</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>3500</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>US Bancorp</issuerName>
    <cusip>902973304</cusip>
    <isin>US9029733048</isin>
    <figi></figi>
    <meetingDate>04/16/2024</meetingDate>
    <voteDescription>An advisory vote to approve the compensation of our executives disclosed in the proxy statement.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>30000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>30000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Truist Financial Corporation</issuerName>
    <cusip>89832Q109</cusip>
    <isin>US89832Q1094</isin>
    <figi></figi>
    <meetingDate>04/23/2024</meetingDate>
    <voteDescription>Advisory vote to approve Truist's executive compensation program.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>35000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>35000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>First Horizon Corporation</issuerName>
    <cusip>320517105</cusip>
    <isin>US3205171057</isin>
    <figi></figi>
    <meetingDate>04/23/2024</meetingDate>
    <voteDescription>Approval of an advisory resolution to approve executive compensation.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>52485</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>52485</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Synovus Financial Corp.</issuerName>
    <cusip>87161C501</cusip>
    <isin>US87161C7092</isin>
    <figi></figi>
    <meetingDate>04/24/2024</meetingDate>
    <voteDescription>To approve, on an advisory basis, the compensation of Synovus' named executive officers as determined by the Compensation and Human Capital Committee.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>15000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>15000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Webster Financial Corporation</issuerName>
    <cusip>947890109</cusip>
    <isin>US9478901096</isin>
    <figi></figi>
    <meetingDate>04/24/2024</meetingDate>
    <voteDescription>To approve, on a non-binding, advisory basis, the compensation of the named executive officers of Webster</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>10000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>10000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Globe Life Inc</issuerName>
    <cusip>37959E102</cusip>
    <isin>US37959E1029</isin>
    <figi></figi>
    <meetingDate>04/25/2024</meetingDate>
    <voteDescription>Approval of 2023 Executive Compensation.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>8000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>8000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Walker &amp; Dunlop Inc</issuerName>
    <cusip>93148P102</cusip>
    <isin>US93148P1021</isin>
    <figi></figi>
    <meetingDate>05/02/2024</meetingDate>
    <voteDescription>Advisory resolution to approve executive compensation</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>7000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>7000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Guild Holdings Company</issuerName>
    <cusip>40172N107</cusip>
    <isin>US40172N1072</isin>
    <figi></figi>
    <meetingDate>05/08/2024</meetingDate>
    <voteDescription>To approve, on an advisory basis, the compensation of the Company's named executive officers, as disclosed in the proxy statement.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>1235315</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>1235315</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>The Hartford Financial Services Group, Inc.</issuerName>
    <cusip>416515104</cusip>
    <isin>US4165151048</isin>
    <figi></figi>
    <meetingDate>05/15/2024</meetingDate>
    <voteDescription>Management proposal to approve, on a non-binding advisory basis, the compensation of the Company's named executive officers as disclosed in the Company's proxy statement.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>6500</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>6500</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>BankUnited, Inc.</issuerName>
    <cusip>06652K103</cusip>
    <isin>US06652KAA16</isin>
    <figi></figi>
    <meetingDate>05/15/2024</meetingDate>
    <voteDescription>Advisory vote to approve the compensation of the Company's named executive officers.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>27500</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>27500</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>BankUnited, Inc.</issuerName>
    <cusip>06652K103</cusip>
    <isin>US06652KAA16</isin>
    <figi></figi>
    <meetingDate>05/15/2024</meetingDate>
    <voteDescription>Advisory vote on the frequency of the shareholder vote to approve the compensation of our named executive officers in the future.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>27500</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>1 year</howVoted>
        <sharesVoted>27500</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Enact Holdings, Inc.</issuerName>
    <cusip>29249E109</cusip>
    <isin>US29249E1091</isin>
    <figi></figi>
    <meetingDate>05/16/2024</meetingDate>
    <voteDescription>Advisory vote to approve executive compensation.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>2653503</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>2653503</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Chubb Limited</issuerName>
    <cusip>H1467J104</cusip>
    <isin>CH0044328745</isin>
    <figi></figi>
    <meetingDate>05/16/2024</meetingDate>
    <voteDescription>Advisory vote to approve executive compensation under U.S. securities law requirements</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>4000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>4000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>Meritage Homes Corporation</issuerName>
    <cusip>59001A102</cusip>
    <isin>US59001A1025</isin>
    <figi></figi>
    <meetingDate>05/16/2024</meetingDate>
    <voteDescription>Advisory vote to approve compensation of the Company's Named Executive Officers ("Say on Pay").</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>3000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>3000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>JPMorgan Chase &amp; Co</issuerName>
    <cusip>46625H100</cusip>
    <isin>US46625H1005</isin>
    <figi></figi>
    <meetingDate>05/21/2024</meetingDate>
    <voteDescription>Advisory resolution to approve executive compensation</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>3506</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>3506</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>First American Financial Corporation</issuerName>
    <cusip>31847R102</cusip>
    <isin>US31847RAF91</isin>
    <figi></figi>
    <meetingDate>05/21/2024</meetingDate>
    <voteDescription>Advisory vote to approve executive compensation.</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>11000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>11000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
  <proxyTable>
    <issuerName>MFA Financial, Inc.</issuerName>
    <cusip>55272X607</cusip>
    <isin>US55272X6076</isin>
    <figi></figi>
    <meetingDate>06/04/2024</meetingDate>
    <voteDescription>Approval of the advisory (non-binding) resolution to approve the Company's executive compensation</voteDescription>
    <voteCategories>
      <voteCategory>
        <categoryType>SECTION 14A SAY-ON-PAY VOTES</categoryType>
      </voteCategory>
    </voteCategories>
    <voteSource>ISSUER</voteSource>
    <sharesVoted>70000</sharesVoted>
    <sharesOnLoan>0</sharesOnLoan>
    <vote>
      <voteRecord>
        <howVoted>For</howVoted>
        <sharesVoted>70000</sharesVoted>
        <managementRecommendation>FOR</managementRecommendation>
      </voteRecord>
    </vote>
    <voteSeries></voteSeries>
    <voteOtherInfo></voteOtherInfo>
  </proxyTable>
</proxyVoteTable>
