The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,074 8,950 SH   SOLE   0 0 8,950
ABBVIE INC COM 00287Y109 1,329 8,498 SH   SOLE   0 0 8,497
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,445 3,311 SH   SOLE   0 0 3,311
AIR PRODS & CHEMS INC COM 009158106 582 2,332 SH   SOLE   0 0 2,332
ALPHABET INC CAP STK CL C 02079K107 855 328 SH   SOLE   0 0 327
ALPHABET INC CAP STK CL A 02079K305 3,166 1,218 SH   SOLE   0 0 1,217
AMAZON COM INC COM 023135106 825 261 SH   SOLE   0 0 261
AMERICAN ELEC PWR CO INC COM 025537101 524 5,113 SH   SOLE   0 0 5,112
ANALOG DEVICES INC COM 032654105 1,982 12,212 SH   SOLE   0 0 12,211
APPLE INC COM 037833100 8,393 50,135 SH   SOLE   0 0 50,134
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,927 14,664 SH   SOLE   0 0 14,663
BRISTOL-MYERS SQUIBB CO COM 110122108 460 6,016 SH   SOLE   0 0 6,015
CSX CORP COM 126408103 2,260 64,036 SH   SOLE   0 0 64,036
CHURCH & DWIGHT CO INC COM 171340102 415 4,050 SH   SOLE   0 0 4,050
CISCO SYS INC COM 17275R102 547 10,773 SH   SOLE   0 0 10,773
COCA COLA CO COM 191216100 747 12,956 SH   SOLE   0 0 12,956
COSTCO WHSL CORP NEW COM 22160K105 288 485 SH   SOLE   0 0 485
DANAHER CORPORATION COM 235851102 854 3,126 SH   SOLE   0 0 3,126
DISNEY WALT CO COM 254687106 2,244 17,011 SH   SOLE   0 0 17,010
DOLLAR GEN CORP NEW COM 256677105 1,762 6,899 SH   SOLE   0 0 6,899
DOMINION ENERGY INC COM 25746U109 336 4,389 SH   SOLE   0 0 4,389
META PLATFORMS INC CL A 30303M102 1,394 6,414 SH   SOLE   0 0 6,414
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 4,107 74,950 SH   SOLE   0 0 74,950
HOME DEPOT INC COM 437076102 2,276 7,394 SH   SOLE   0 0 7,394
INTEL CORP COM 458140100 670 13,981 SH   SOLE   0 0 13,980
INVESCO QQQ TR UNIT SER 1 46090E103 203 585 SH   SOLE   0 0 585
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,682 16,982 SH   SOLE   0 0 16,982
IRONNET INC COM 46323Q105 48 15,000 SH   SOLE   0 0 15,000
ISHARES GOLD TR ISHARES NEW 464285204 230 6,205 SH   SOLE   0 0 6,205
ISHARES TR CORE S&P TTL STK 464287150 216 2,176 SH   SOLE   0 0 2,175
ISHARES TR CORE S&P500 ETF 464287200 10,134 22,672 SH   SOLE   0 0 22,672
ISHARES TR CORE US AGGBD ET 464287226 303 2,942 SH   SOLE   0 0 2,942
ISHARES TR RUS MDCP VAL ETF 464287473 1,055 8,748 SH   SOLE   0 0 8,748
ISHARES TR RUS MD CP GR ETF 464287481 401 4,085 SH   SOLE   0 0 4,085
ISHARES TR RUS MID CAP ETF 464287499 6,147 78,933 SH   SOLE   0 0 78,932
ISHARES TR CORE S&P MCP ETF 464287507 467 1,748 SH   SOLE   0 0 1,748
ISHARES TR RUS 1000 GRW ETF 464287614 1,091 4,085 SH   SOLE   0 0 4,085
ISHARES TR RUSSELL 2000 ETF 464287655 6,351 31,508 SH   SOLE   0 0 31,508
ISHARES TR U.S. TECH ETF 464287721 521 5,378 SH   SOLE   0 0 5,378
ISHARES TR U.S. FINLS ETF 464287788 744 9,004 SH   SOLE   0 0 9,004
ISHARES TR CORE S&P SCP ETF 464287804 542 5,075 SH   SOLE   0 0 5,075
ISHARES TR MRGSTR MD CP GRW 464288307 357 5,645 SH   SOLE   0 0 5,645
ISHARES SILVER TR ISHARES 46428Q109 774 33,303 SH   SOLE   0 0 33,303
ISHARES TR US TREAS BD ETF 46429B267 2,677 110,990 SH   SOLE   0 0 110,990
ISHARES TR CORE 1 5 YR USD 46432F859 9,930 207,470 SH   SOLE   0 0 207,470
ISHARES TR 0-5YR INVT GR CP 46434V100 6,933 142,019 SH   SOLE   0 0 142,019
ISHARES TR CORE DIV GRWTH 46434V621 14,640 274,926 SH   SOLE   0 0 274,925
JPMORGAN CHASE & CO COM 46625H100 1,924 14,671 SH   SOLE   0 0 14,671
JOHNSON & JOHNSON COM 478160104 2,334 13,120 SH   SOLE   0 0 13,119
MERCK & CO INC COM 58933Y105 2,208 25,738 SH   SOLE   0 0 25,738
MICROSOFT CORP COM 594918104 3,770 13,319 SH   SOLE   0 0 13,318
NEXTERA ENERGY INC COM 65339F101 2,013 24,893 SH   SOLE   0 0 24,893
NIKE INC CL B 654106103 1,433 10,457 SH   SOLE   0 0 10,457
NORFOLK SOUTHN CORP COM 655844108 1,532 5,785 SH   SOLE   0 0 5,785
NVIDIA CORPORATION COM 67066G104 390 1,871 SH   SOLE   0 0 1,871
OREILLY AUTOMOTIVE INC COM 67103H107 613 840 SH   SOLE   0 0 840
PARKER-HANNIFIN CORP COM 701094104 2,049 7,242 SH   SOLE   0 0 7,242
PEPSICO INC COM 713448108 1,916 11,083 SH   SOLE   0 0 11,083
PFIZER INC COM 717081103 488 10,240 SH   SOLE   0 0 10,239
PRICE T ROWE GROUP INC COM 74144T108 557 3,840 SH   SOLE   0 0 3,840
PROCTER AND GAMBLE CO COM 742718109 3,752 23,922 SH   SOLE   0 0 23,922
PROSHARES TR S&P 500 DV ARIST 74348A467 416 4,305 SH   SOLE   0 0 4,305
QUALCOMM INC COM 747525103 363 2,573 SH   SOLE   0 0 2,573
ROSS STORES INC COM 778296103 405 3,775 SH   SOLE   0 0 3,775
SPDR GOLD TR GOLD SHS 78463V107 241 1,735 SH   SOLE   0 0 1,735
SPDR SER TR PORTFOLI S&P1500 78464A805 1,300 23,725 SH   SOLE   0 0 23,724
SCHWAB CHARLES CORP COM 808513105 637 8,280 SH   SOLE   0 0 8,280
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 591 8,241 SH   SOLE   0 0 8,241
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 672 13,845 SH   SOLE   0 0 13,845
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,505 71,078 SH   SOLE   0 0 71,078
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 356 2,570 SH   SOLE   0 0 2,570
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 406 4,006 SH   SOLE   0 0 4,006
SHERWIN WILLIAMS CO COM 824348106 1,753 6,951 SH   SOLE   0 0 6,951
TJX COS INC NEW COM 872540109 293 4,475 SH   SOLE   0 0 4,475
THERMO FISHER SCIENTIFIC INC COM 883556102 2,485 4,329 SH   SOLE   0 0 4,329
TRAVELERS COMPANIES INC COM 89417E109 1,281 7,274 SH   SOLE   0 0 7,274
UNION PAC CORP COM 907818108 826 3,364 SH   SOLE   0 0 3,364
UNITED PARCEL SERVICE INC CL B 911312106 937 4,915 SH   SOLE   0 0 4,915
UNITEDHEALTH GROUP INC COM 91324P102 1,013 1,884 SH   SOLE   0 0 1,884
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,099 37,658 SH   SOLE   0 0 37,657
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,805 114,223 SH   SOLE   0 0 114,223
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 714 15,194 SH   SOLE   0 0 15,194
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 10,758 94,902 SH   SOLE   0 0 94,902
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 3,891 12,782 SH   SOLE   0 0 12,782
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 1,534 17,153 SH   SOLE   0 0 17,152
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,718 6,704 SH   SOLE   0 0 6,704
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,417 8,845 SH   SOLE   0 0 8,845
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 8,899 150,826 SH   SOLE   0 0 150,826
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,531 45,863 SH   SOLE   0 0 45,863
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,287 21,037 SH   SOLE   0 0 21,037
VANGUARD INDEX FDS SML CP GRW ETF 922908595 378 1,560 SH   SOLE   0 0 1,560
VANGUARD INDEX FDS SM CP VAL ETF 922908611 396 2,241 SH   SOLE   0 0 2,241
VANGUARD INDEX FDS MID CAP ETF 922908629 201 850 SH   SOLE   0 0 850
VANGUARD INDEX FDS GROWTH ETF 922908736 8,067 29,227 SH   SOLE   0 0 29,227
VANGUARD INDEX FDS SMALL CP ETF 922908751 438 2,073 SH   SOLE   0 0 2,073
VISA INC COM CL A 92826C839 2,009 9,315 SH   SOLE   0 0 9,314
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,686 5,261 SH   SOLE   0 0 5,260
EATON CORP PLC SHS G29183103 1,316 9,142 SH   SOLE   0 0 9,141
ICON PLC SHS G4705A100 1,507 6,088 SH   SOLE   0 0 6,088
MEDTRONIC PLC SHS G5960L103 936 8,496 SH   SOLE   0 0 8,496
CHUBB LIMITED COM H1467J104 461 2,195 SH   SOLE   0 0 2,195