The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares 1-3 Year Treasury Bond 1 3 YR TREAS BD 464287457 1,452 17,123 SH   SOLE NONE 0 0 17,123
iShares Core US Aggregate Bond ETF CORE US AGGBD ET 464287226 490 4,328 SH   SOLE NONE 0 0 4,328
iShares High Yield Corporate Bd ETF IBOXX HI YD ETF 464288513 248 2,844 SH   SOLE NONE 0 0 2,844
iShares iBoxx Invt Grade Bond ETF IBOXX INV CP ETF 464287242 1,982 15,547 SH   SOLE NONE 0 0 15,547
iShares JPMorgan USD Emerging Markets Bond ETF JPMORGAN USD EMG 464288281 2,317 20,441 SH   SOLE NONE 0 0 20,441
iShares Trust 0-5 YR Corporate Bond Fund ETF 0-5YR INVT GR CP 46434V100 521 10,183 SH   SOLE NONE 0 0 10,183
iShares US Preferred Stock ETF PFD AND INCM SEC 464288687 428 11,416 SH   SOLE NONE 0 0 11,416
SPDR Barclays Capital Convertible Bond ETF BLMBRG BRC CNVRT 78464A359 1,060 20,211 SH   SOLE NONE 0 0 20,211
SPDR Barclays Convertible Securities ETF BLMBRG BRC CNVRT 78464A359 675 12,862 SH   SOLE NONE 0 0 12,862
SPDR Nuveen SP High Yield Muni ETF NUV HGHYLD MUN 78464A284 602 10,138 SH   SOLE NONE 0 0 10,138
Vanguard Intermediate-Term Corp Bd ETF INT-TERM CORP 92206C870 527 5,773 SH   SOLE NONE 0 0 5,773
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 502 6,190 SH   SOLE NONE 0 0 6,190
Vanguard Total Intl Bd Idx ETF INTL BD IDX ETF 92203J407 621 10,548 SH   SOLE NONE 0 0 10,548
Schwab International Equity ETF INTL EQTY ETF 808524805 836 26,225 SH   SOLE NONE 0 0 26,225
Abbvie Inc COM 00287Y109 1,027 13,563 SH   SOLE NONE 0 0 13,563
Alibaba Group HLDG SPONSORED ADS 01609W102 482 2,880 SH   SOLE NONE 0 0 2,880
Alphabet Inc Cap STK (GOOG) CAP STK CL C 02079K107 1,462 1,199 SH   SOLE NONE 0 0 1,199
Altria Group Inc COM 02209S103 562 13,476 SH   SOLE NONE 0 0 13,476
Amazon Com Inc COM 023135106 3,415 1,967 SH   SOLE NONE 0 0 1,967
Amgen Incorporated COM 031162100 235 1,215 SH   SOLE NONE 0 0 1,215
Bank Of America COM 060505104 300 10,300 SH   SOLE NONE 0 0 10,300
Bce Inc Com NPV COM NEW 05534B760 202 4,118 SH   SOLE NONE 0 0 4,118
Berkshire Hathaway CL B NEW 084670702 323 1,555 SH   SOLE NONE 0 0 1,555
Berkshire Hathaway CL A 084670108 312 1 SH   SOLE NONE 0 0 1
Boeing Co COM 097023105 2,641 6,942 SH   SOLE NONE 0 0 6,942
Calavo Growers Inc COM 128246105 300 3,155 SH   SOLE NONE 0 0 3,155
Caterpillar Inc COM 149123101 671 5,309 SH   SOLE NONE 0 0 5,309
Celgene Corp COM 151020104 359 3,617 SH   SOLE NONE 0 0 3,617
Chevron Corporation COM 166764100 1,416 11,939 SH   SOLE NONE 0 0 11,939
Cisco Systems Inc COM 17275R102 1,267 25,649 SH   SOLE NONE 0 0 25,649
Communication Services Select Sector SPDR ETF COMMUNICATION 81369Y852 982 19,829 SH   SOLE NONE 0 0 19,829
Deutsche X-trackers MSCI Japan Hedged Eq ETF XTRACK MSCI JAPN 233051507 1,037 26,049 SH   SOLE NONE 0 0 26,049
Diageo PLC New ADR F SPON ADR NEW 25243Q205 269 1,622 SH   SOLE NONE 0 0 1,622
Eaton Corp PLC F SHS G29183103 202 2,426 SH   SOLE NONE 0 0 2,426
Endurance Intl COM 29272B105 257 68,639 SH   SOLE NONE 0 0 68,639
Exxon Mobil Corporation COM 30231G102 468 6,631 SH   SOLE NONE 0 0 6,631
Facebook Class A CL A 30303M102 983 5,518 SH   SOLE NONE 0 0 5,518
Fidelity MSCI Health Care ETF MSCI HLTH CARE I 316092600 993 22,888 SH   SOLE NONE 0 0 22,888
First TR Exchange (traded FD II First TR Dow Jones Global Select Dividend) DJ GLBL DIVID 33734X200 308 13,428 SH   SOLE NONE 0 0 13,428
Flexshares Trust (international Quality DIV Idx) INTL QLTDV IDX 33939L837 237 10,637 SH   SOLE NONE 0 0 10,637
Focus Finl Partners COM CL A 34417P100 24,276 1,020,000 SH   SOLE NONE 0 0 1,020,000
Health Care Select Sector SPDR ETF SBI HEALTHCARE 81369Y209 5,727 63,542 SH   SOLE NONE 0 0 63,542
Home Depot Inc COM 437076102 637 2,744 SH   SOLE NONE 0 0 2,744
Honeywell International COM 438516106 206 1,218 SH   SOLE NONE 0 0 1,218
Huazhu Group Limited SPONSORED ADS 44332N106 297 9,000 SH   SOLE NONE 0 0 9,000
Intel Corp COM 458140100 395 7,663 SH   SOLE NONE 0 0 7,663
Intl Business Mach COM 459200101 619 4,258 SH   SOLE NONE 0 0 4,258
Invesco Exchng (traded FD TR II SP500 Low Vol) S&P500 LOW VOL 46138E354 261 4,504 SH   SOLE NONE 0 0 4,504
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 802 13,140 SH   SOLE NONE 0 0 13,140
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 961 19,595 SH   SOLE NONE 0 0 19,595
iShares Core SP 500 ETF CORE S&P500 ETF 464287200 8,439 28,271 SH   SOLE NONE 0 0 28,271
iShares Core SP Mid-Cap ETF CORE S&P MCP ETF 464287507 2,363 12,230 SH   SOLE NONE 0 0 12,230
iShares Core SP Small-Cap ETF CORE S&P SCP ETF 464287804 7,358 94,527 SH   SOLE NONE 0 0 94,527
iShares Currency Hedged MSCI Eurozone ETF CUR HD EURZN ETF 46434V639 3,181 102,875 SH   SOLE NONE 0 0 102,875
iShares Dow Jones US Health Care ETF US HLTHCR PR ETF 464288828 420 2,596 SH   SOLE NONE 0 0 2,596
iShares Edge MSCI (multifactor Global Etf) MULTIFACTOR GLBL 46434V316 917 31,625 SH   SOLE NONE 0 0 31,625
iShares Emerging Markets Dividend ETF EM MKTS DIV ETF 464286319 1,013 27,060 SH   SOLE NONE 0 0 27,060
iShares Expanded Tech-Software ETF EXPANDED TECH 464287515 202 953 SH   SOLE NONE 0 0 953
iShares Morningstar Mid-Cap ETF MRGSTR MD CP ETF 464288208 475 2,403 SH   SOLE NONE 0 0 2,403
iShares MSCI ACWI Index ETF MSCI ACWI ETF 464288257 264 3,585 SH   SOLE NONE 0 0 3,585
iShares MSCI Canada ETF MSCI CDA ETF 464286509 483 16,722 SH   SOLE NONE 0 0 16,722
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 4,127 63,283 SH   SOLE NONE 0 0 63,283
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885 2,242 27,852 SH   SOLE NONE 0 0 27,852
iShares MSCI EAFE Small-Cap ETF EAFE SML CP ETF 464288273 803 14,033 SH   SOLE NONE 0 0 14,033
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 3,739 91,487 SH   SOLE NONE 0 0 91,487
iShares MSCI Pacific ex Japan MSCI PAC JP ETF 464286665 1,271 28,422 SH   SOLE NONE 0 0 28,422
iShares MSCI USA Minimum Volatility ETF MSCI MIN VOL ETF 46429B697 2,185 34,081 SH   SOLE NONE 0 0 34,081
iShares MSCI Utd Kingdom ETF New MSCI UK ETF NEW 46435G334 608 19,346 SH   SOLE NONE 0 0 19,346
iShares Russell 1000 ETF RUS 1000 ETF 464287622 253 1,536 SH   SOLE NONE 0 0 1,536
iShares Russell 1000 Growth Index ETF RUS 1000 GRW ETF 464287614 2,647 16,582 SH   SOLE NONE 0 0 16,582
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 429 2,225 SH   SOLE NONE 0 0 2,225
iShares Russell 2000 Index ETF RUSSELL 2000 ETF 464287655 1,245 8,229 SH   SOLE NONE 0 0 8,229
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499 911 16,280 SH   SOLE NONE 0 0 16,280
iShares SP 100 ETF S&P 100 ETF 464287101 427 3,250 SH   SOLE NONE 0 0 3,250
iShares SP 500 Growth ETF S&P 500 GRWT ETF 464287309 1,275 7,083 SH   SOLE NONE 0 0 7,083
iShares SP 500 Value ETF S&P 500 VAL ETF 464287408 287 2,412 SH   SOLE NONE 0 0 2,412
iShares SP SmallCap 600 Growth ETF S&P SML 600 GWT 464287887 220 1,231 SH   SOLE NONE 0 0 1,231
iShares TR U.S. Med Devices ETF U.S. MED DVC ETF 464288810 708 2,865 SH   SOLE NONE 0 0 2,865
iShares Trust Core (divid GWTH) CORE DIV GRWTH 46434V621 2,413 61,660 SH   SOLE NONE 0 0 61,660
Johnson Johnson COM 478160104 813 6,286 SH   SOLE NONE 0 0 6,286
JPMorgan Chase Co COM 46625H100 773 6,572 SH   SOLE NONE 0 0 6,572
Kraneshares CSI China Internet CSI CHI INTERNET 500767306 435 10,520 SH   SOLE NONE 0 0 10,520
Materials Select Sector SPDR ETF SBI MATERIALS 81369Y100 364 6,262 SH   SOLE NONE 0 0 6,262
MC Donalds Corp COM 580135101 301 1,400 SH   SOLE NONE 0 0 1,400
Merck Co Inc New COM 58933Y105 1,651 19,491 SH   SOLE NONE 0 0 19,491
Microsoft Corp COM 594918104 2,873 20,666 SH   SOLE NONE 0 0 20,666
MPLX LP COM UNIT REP LTD 55336V100 281 10,028 SH   SOLE NONE 0 0 10,028
Nextera Energy Inc COM 65339F101 501 2,150 SH   SOLE NONE 0 0 2,150
Nice SYS LTD SPONSORED ADR 653656108 258 1,795 SH   SOLE NONE 0 0 1,795
Nokia Corp Spon F SPONSORED ADR 654902204 112 22,040 SH   SOLE NONE 0 0 22,040
PNC Finl Services GP Inc COM 693475105 458 3,270 SH   SOLE NONE 0 0 3,270
Procter Gamble COM 742718109 261 2,100 SH   SOLE NONE 0 0 2,100
Real Estate Select Sector SPDR RL EST SEL SEC 81369Y860 278 7,066 SH   SOLE NONE 0 0 7,066
Ross Stores Inc COM 778296103 1,834 16,700 SH   SOLE NONE 0 0 16,700
Royal Dutch Shell SPON ADR B 780259107 231 3,855 SH   SOLE NONE 0 0 3,855
Schwab International Small-Cap Eq ETF INTL SCEQT ETF 808524888 276 8,680 SH   SOLE NONE 0 0 8,680
Sector SPDR Fincl Select SBI INT-FINL 81369Y605 3,799 135,665 SH   SOLE NONE 0 0 135,665
SPDR Consumer Discret Select Sector ETF SBI CONS DISCR 81369Y407 4,498 37,269 SH   SOLE NONE 0 0 37,269
SPDR Consumer Staples Select Sector ETF SBI CONS STPLS 81369Y308 670 10,916 SH   SOLE NONE 0 0 10,916
SPDR Industrial Select Sector ETF SBI INT-INDS 81369Y704 1,294 16,668 SH   SOLE NONE 0 0 16,668
SPDR SP 500 ETF TR UNIT 78462F103 13,102 43,943 SH   SOLE NONE 0 0 43,943
SPDR SP Bank ETF S&P BK ETF 78464A797 480 11,113 SH   SOLE NONE 0 0 11,113
SPDR SP Regional Banking ETF S&P REGL BKG 78464A698 353 6,680 SH   SOLE NONE 0 0 6,680
SPDR SP MidCap 400 ETF UTSER1 S&PDCRP 78467Y107 407 1,151 SH   SOLE NONE 0 0 1,151
Technology Select Sector SPDR ETF TECHNOLOGY 81369Y803 7,540 93,629 SH   SOLE NONE 0 0 93,629
US Bancorp COM NEW 902973304 2,738 49,111 SH   SOLE NONE 0 0 49,111
Utilities Select Sector SPDR SBI INT-UTILS 81369Y886 694 10,717 SH   SOLE NONE 0 0 10,717
Vanguard Admiral FDS (inc SP 500 Value Index FD ETF SHS) 500 VAL IDX FD 921932703 1,145 9,900 SH   SOLE NONE 0 0 9,900
Vanguard Dividend Appreciation ETF DIV APP ETF 921908844 7,758 64,879 SH   SOLE NONE 0 0 64,879
Vanguard FTSE Developed Markets ETF FTSE DEV MKT ETF 921943858 1,282 31,199 SH   SOLE NONE 0 0 31,199
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858 237 5,875 SH   SOLE NONE 0 0 5,875
Vanguard Growth ETF GROWTH ETF 922908736 4,594 27,627 SH   SOLE NONE 0 0 27,627
Vanguard SP 500 ETF S&P 500 ETF SHS 922908363 594 2,170 SH   SOLE NONE 0 0 2,170
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 492 3,256 SH   SOLE NONE 0 0 3,256
Vanguard Value ETF VALUE ETF 922908744 286 2,560 SH   SOLE NONE 0 0 2,560
Verizon Communications COM 92343V104 946 15,665 SH   SOLE NONE 0 0 15,665
Waste Management Inc COM 94106L109 483 4,200 SH   SOLE NONE 0 0 4,200
Wells Fargo Co New COM 949746101 590 11,690 SH   SOLE NONE 0 0 11,690
iShares 20 Year Treasury Bond 20 YR TR BD ETF 464287432 1,646 11,505 SH   SOLE NONE 0 0 11,505
PowerShares Senior Loan Portfolio SR LN ETF 46138G508 276 12,199 SH   SOLE NONE 0 0 12,199
SPDR Barclays Capital High Yield Bond BLOOMBERG BRCLYS 78468R622 3,241 29,807 SH   SOLE NONE 0 0 29,807
Powershares QQQ R Series 1 UNIT SER 1 46090E103 8,632 45,624 SH   SOLE NONE 0 0 45,624