The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101   227,823 2,084 SH   OTR   1,584 500 0
3M CO Common Stock 88579Y101   654,062 5,983 SH   SOLE   5,983 0 0
ABBOTT LABS Common Stock 002824100   1,998,541 18,157 SH   SOLE   18,146 0 11
ABBOTT LABS Common Stock 002824100   193,723 1,760 SH   OTR   1,060 700 0
ABBVIE INC Common Stock 00287Y109   1,921,783 12,401 SH   SOLE   12,392 0 9
ABBVIE INC Common Stock 00287Y109   108,634 701 SH   OTR   467 234 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101   204,581 583 SH   OTR   0 583 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101   1,034,834 2,949 SH   SOLE   2,946 0 3
ADOBE INC Common Stock 00724F101   226,111 379 SH   SOLE   379 0 0
ADOBE INC Common Stock 00724F101   20,284 34 SH   OTR   34 0 0
AFLAC INC Common Stock 001055102   907,170 10,996 SH   SOLE   10,996 0 0
AFLAC INC Common Stock 001055102   206,993 2,509 SH   OTR   2,509 0 0
ALPHABET INC Common Stock 02079K107   3,721,961 26,410 SH   SOLE   26,410 0 0
ALPHABET INC Common Stock 02079K107   524,260 3,720 SH   OTR   2,680 1,040 0
ALPHABET INC Common Stock 02079K305   2,469,300 17,677 SH   SOLE   17,677 0 0
ALPHABET INC Common Stock 02079K305   262,617 1,880 SH   OTR   1,080 800 0
ALTRIA GROUP INC Common Stock 02209S103   603,970 14,972 SH   SOLE   14,972 0 0
AMAZON COM INC Common Stock 023135106   2,133,238 14,040 SH   SOLE   14,040 0 0
AMAZON COM INC Common Stock 023135106   127,630 840 SH   OTR   520 320 0
AMERICAN EXPRESS CO Common Stock 025816109   492,330 2,628 SH   SOLE   2,628 0 0
AMERICAN EXPRESS CO Common Stock 025816109   50,582 270 SH   OTR   270 0 0
AMERICAN WTR WKS CO INC NEW Common Stock 030420103   544,591 4,126 SH   SOLE   4,120 0 6
AMGEN INC Common Stock 031162100   1,373,567 4,769 SH   SOLE   4,764 0 5
APPLE INC Common Stock 037833100   11,595,889 60,229 SH   SOLE   60,224 0 5
APPLE INC Common Stock 037833100   976,512 5,072 SH   OTR   3,336 1,736 0
APPLIED MATLS INC Common Stock 038222105   36,952 228 SH   SOLE   228 0 0
APPLIED MATLS INC Common Stock 038222105   530,779 3,275 SH   OTR   0 3,275 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103   771,131 3,310 SH   SOLE   3,310 0 0
BANK AMERICA CORP Common Stock 060505104   382,188 11,351 SH   SOLE   11,295 0 56
BANK AMERICA CORP Common Stock 060505104   40,404 1,200 SH   OTR   1,200 0 0
BAXTER INTL INC Common Stock 071813109   183,442 4,745 SH   SOLE   4,745 0 0
BAXTER INTL INC Common Stock 071813109   21,263 550 SH   OTR   550 0 0
BECTON DICKINSON & CO Common Stock 075887109   316,735 1,299 SH   SOLE   1,299 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   2,501,970 7,015 SH   SOLE   7,015 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702   456,525 1,280 SH   OTR   580 700 0
BLACKROCK INC Common Stock 09247X101   661,617 815 SH   SOLE   814 0 1
BLACKROCK INC Common Stock 09247X101   36,531 45 SH   OTR   45 0 0
BOEING CO Common Stock 097023105   323,479 1,241 SH   SOLE   1,241 0 0
BOOKING HOLDINGS INC Common Stock 09857L108   400,836 113 SH   SOLE   113 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108   335,875 6,546 SH   SOLE   6,539 0 7
BRISTOL-MYERS SQUIBB CO Common Stock 110122108   5,131 100 SH   OTR   100 0 0
BROADCOM INC Common Stock 11135F101   570,404 511 SH   SOLE   509 0 2
CANADIAN PACIFIC KANSAS CITY Common Stock 13646K108   816,532 10,328 SH   SOLE   10,328 0 0
CATERPILLAR INC Common Stock 149123101   318,141 1,076 SH   SOLE   1,076 0 0
CATERPILLAR INC Common Stock 149123101   73,918 250 SH   OTR   250 0 0
CDW CORP Common Stock 12514G108   263,691 1,160 SH   SOLE   1,160 0 0
CHEVRON CORP NEW Common Stock 166764100   3,111,627 20,861 SH   SOLE   20,855 0 6
CHEVRON CORP NEW Common Stock 166764100   136,631 916 SH   OTR   916 0 0
CHUBB LIMITED Int'l Common Stock H1467J104   234,814 1,039 SH   SOLE   1,039 0 0
CISCO SYS INC Common Stock 17275R102   812,362 16,080 SH   SOLE   16,063 0 17
CISCO SYS INC Common Stock 17275R102   250,327 4,955 SH   OTR   2,155 2,800 0
CITIGROUP INC Common Stock 172967424   222,992 4,335 SH   SOLE   4,335 0 0
CITIGROUP INC Common Stock 172967424   7,150 139 SH   OTR   0 139 0
CME GROUP INC Common Stock 12572Q105   219,024 1,040 SH   SOLE   1,040 0 0
COCA COLA CO Common Stock 191216100   1,151,374 19,538 SH   SOLE   19,538 0 0
COCA COLA CO Common Stock 191216100   70,716 1,200 SH   OTR   1,200 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102   471,307 6,240 SH   SOLE   6,240 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102   18,883 250 SH   OTR   250 0 0
COLGATE PALMOLIVE CO Common Stock 194162103   258,579 3,244 SH   SOLE   3,244 0 0
COLGATE PALMOLIVE CO Common Stock 194162103   214,101 2,686 SH   OTR   1,619 1,067 0
COMCAST CORP NEW Common Stock 20030N101   267,134 6,092 SH   SOLE   6,060 0 32
COMCAST CORP NEW Common Stock 20030N101   72,353 1,650 SH   OTR   700 950 0
CONOCOPHILLIPS Common Stock 20825C104   500,378 4,311 SH   SOLE   4,311 0 0
CONSTELLATION ENERGY CORP Common Stock 21037T109   335,124 2,867 SH   SOLE   2,867 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105   1,417,192 2,147 SH   SOLE   2,147 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105   132,016 200 SH   OTR   200 0 0
CVS HEALTH CORP Common Stock 126650100   581,067 7,359 SH   SOLE   7,359 0 0
CVS HEALTH CORP Common Stock 126650100   58,272 738 SH   OTR   371 367 0
DANAHER CORPORATION Common Stock 235851102   2,014,277 8,707 SH   SOLE   8,707 0 0
DANAHER CORPORATION Common Stock 235851102   255,399 1,104 SH   OTR   304 800 0
DEERE & CO Common Stock 244199105   1,007,273 2,519 SH   SOLE   2,518 0 1
DEERE & CO Common Stock 244199105   670,982 1,678 SH   OTR   778 900 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V104   13,302,527 400,076 SH   SOLE   399,279 0 797
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V104   77,539 2,332 SH   OTR   2,332 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V500   4,646,067 77,928 SH   SOLE   77,780 0 148
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V500   12,222 205 SH   OTR   205 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V666   8,192,255 302,856 SH   SOLE   302,468 0 388
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V666   40,521 1,498 SH   OTR   1,498 0 0
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V732   4,224,106 169,235 SH   SOLE   168,907 0 328
DIMENSIONAL ETF TRUST Exchange Traded Fund 25434V732   26,258 1,052 SH   OTR   1,052 0 0
DIMENSIONAL ETF TRUST International Equity ETF 25434V799   8,170,979 320,054 SH   SOLE   319,510 0 544
DIMENSIONAL ETF TRUST International Equity ETF 25434V799   26,858 1,052 SH   OTR   1,052 0 0
DIMENSIONAL ETF TRUST International Equity ETF 25434V807   6,856,160 199,539 SH   SOLE   199,424 0 115
DIMENSIONAL ETF TRUST International Equity ETF 25434V807   154,826 4,506 SH   OTR   3,703 803 0
DOMINION ENERGY INC Common Stock 25746U109   364,814 7,762 SH   SOLE   7,762 0 0
DOMINION ENERGY INC Common Stock 25746U109   72,051 1,533 SH   OTR   733 800 0
DUKE ENERGY CORP NEW Common Stock 26441C204   200,194 2,063 SH   SOLE   2,063 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204   48,520 500 SH   OTR   500 0 0
EATON CORP PLC Int'l Common Stock G29183103   582,544 2,419 SH   SOLE   2,413 0 6
ELI LILLY & CO Common Stock 532457108   2,229,669 3,825 SH   SOLE   3,819 0 6
EXELON CORP Common Stock 30161N101   345,358 9,620 SH   SOLE   9,620 0 0
EXXON MOBIL CORP Common Stock 30231G102   828,534 8,287 SH   OTR   5,947 2,340 0
EXXON MOBIL CORP Common Stock 30231G102   3,798,040 37,988 SH   SOLE   37,988 0 0
FISERV INC Common Stock 337738108   141,607 1,066 SH   OTR   0 1,066 0
FISERV INC Common Stock 337738108   775,653 5,839 SH   SOLE   5,839 0 0
FLEXSHARES TR Exchange Traded Fund 33939L407   10,140,203 247,624 SH   SOLE   247,512 0 112
FLEXSHARES TR Exchange Traded Fund 33939L407   296,601 7,243 SH   OTR   6,099 1,144 0
FLEXSHARES TR Exchange Traded Fund 33939L860   24,804,589 403,130 SH   SOLE   402,955 0 175
FLEXSHARES TR Exchange Traded Fund 33939L860   773,986 12,579 SH   OTR   10,776 1,803 0
FLEXSHARES TR Fixed Income ETF 33939L506   7,493,894 317,269 SH   SOLE   317,113 0 156
FLEXSHARES TR Fixed Income ETF 33939L506   79,741 3,376 SH   OTR   3,376 0 0
FLEXSHARES TR Fixed Income ETF 33939L605   2,889,264 122,271 SH   SOLE   122,271 0 0
FLEXSHARES TR Fixed Income ETF 33939L605   24,481 1,036 SH   OTR   1,036 0 0
FORTIVE CORP Common Stock 34959J108   19,586 266 SH   OTR   0 266 0
FORTIVE CORP Common Stock 34959J108   358,505 4,869 SH   SOLE   4,869 0 0
GALLAGHER ARTHUR J & CO Common Stock 363576109   742,104 3,300 SH   SOLE   3,300 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   270,576 1,042 SH   SOLE   1,037 0 5
GENERAL MLS INC Common Stock 370334104   261,016 4,007 SH   SOLE   4,007 0 0
GOLDMAN SACHS ETF TR Exchange Traded Fund 381430503   275,520 2,937 SH   SOLE   2,937 0 0
HALLIBURTON CO Common Stock 406216101   136,249 3,769 SH   OTR   2,792 977 0
HALLIBURTON CO Common Stock 406216101   665,738 18,416 SH   SOLE   18,416 0 0
HCA HEALTHCARE INC Common Stock 40412C101   49,534 183 SH   OTR   0 183 0
HCA HEALTHCARE INC Common Stock 40412C101   592,789 2,190 SH   SOLE   2,190 0 0
HOME DEPOT INC Common Stock 437076102   534,727 1,543 SH   SOLE   1,539 0 4
HONEYWELL INTL INC Common Stock 438516106   828,774 3,952 SH   SOLE   3,952 0 0
INTEL CORP Common Stock 458140100   160,800 3,200 SH   OTR   1,950 1,250 0
INTEL CORP Common Stock 458140100   1,397,453 27,810 SH   SOLE   27,810 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104   501,648 3,906 SH   SOLE   3,906 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   119,064 728 SH   OTR   238 490 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101   131,658 805 SH   SOLE   805 0 0
INVESCO ACTVELY MNGD ETC FD TR Exchange Traded Fund 46090F100   288,171 21,667 SH   SOLE   21,667 0 0
ISHARES TR Exchange Traded Fund 464287150   969,800 9,216 SH   SOLE   9,216 0 0
ISHARES TR Exchange Traded Fund 464287200   11,411,536 23,892 SH   SOLE   23,846 0 46
ISHARES TR Exchange Traded Fund 464287200   34,389 72 SH   OTR   72 0 0
ISHARES TR Exchange Traded Fund 464287507   1,413,465 5,100 SH   SOLE   5,100 0 0
ISHARES TR Exchange Traded Fund 464287507   327,037 1,180 SH   OTR   1,180 0 0
ISHARES TR Exchange Traded Fund 464287598   1,051,486 6,363 SH   SOLE   6,363 0 0
ISHARES TR Exchange Traded Fund 464287606   222,371 2,807 SH   SOLE   2,807 0 0
ISHARES TR Exchange Traded Fund 464287614   1,501,601 4,953 SH   SOLE   4,953 0 0
ISHARES TR Exchange Traded Fund 464287655   937,717 4,672 SH   SOLE   4,672 0 0
ISHARES TR Exchange Traded Fund 464287804   2,359,742 21,799 SH   SOLE   21,752 0 47
ISHARES TR Exchange Traded Fund 464287804   137,369 1,269 SH   OTR   1,269 0 0
ISHARES TR International Equity ETF 464287465   1,543,469 20,484 SH   SOLE   20,484 0 0
J P MORGAN EXCHANGE TRADED FD Exchange Traded Fund 46641Q332   10,165,857 184,901 SH   SOLE   184,815 0 86
J P MORGAN EXCHANGE TRADED FD Exchange Traded Fund 46641Q332   57,069 1,038 SH   OTR   1,038 0 0
JOHNSON & JOHNSON Common Stock 478160104   144,985 925 SH   OTR   700 225 0
JOHNSON & JOHNSON Common Stock 478160104   1,818,968 11,605 SH   SOLE   11,599 0 6
JPMORGAN CHASE & CO Common Stock 46625H100   139,482 820 SH   OTR   820 0 0
JPMORGAN CHASE & CO Common Stock 46625H100   3,536,889 20,793 SH   SOLE   20,779 0 14
KIMBERLY-CLARK CORP Common Stock 494368103   201,342 1,657 SH   SOLE   1,657 0 0
LABORATORY CORP AMER HLDGS Common Stock 50540R409   227,290 1,000 SH   SOLE   1,000 0 0
LAM RESEARCH CORP Common Stock 512807108   444,108 567 SH   SOLE   567 0 0
LINDE PLC Common Stock G54950103   447,674 1,090 SH   SOLE   1,090 0 0
LINDE PLC Common Stock G54950103   41,071 100 SH   OTR   100 0 0
LOCKHEED MARTIN CORP Common Stock 539830109   276,930 611 SH   SOLE   608 0 3
LOWES COS INC Common Stock 548661107   806,076 3,622 SH   OTR   2,252 1,370 0
LOWES COS INC Common Stock 548661107   2,498,569 11,227 SH   SOLE   11,227 0 0
MARATHON PETE CORP Common Stock 56585A102   96,434 650 SH   OTR   650 0 0
MARATHON PETE CORP Common Stock 56585A102   163,196 1,100 SH   SOLE   1,100 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102   685,124 3,616 SH   SOLE   3,610 0 6
MARSH & MCLENNAN COS INC Common Stock 571748102   34,105 180 SH   OTR   180 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104   85,302 200 SH   OTR   200 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104   1,567,851 3,676 SH   SOLE   3,676 0 0
MCDONALDS CORP Common Stock 580135101   135,802 458 SH   OTR   458 0 0
MCDONALDS CORP Common Stock 580135101   1,940,954 6,546 SH   SOLE   6,542 0 4
MEDTRONIC PLC Int'l Common Stock G5960L103   331,497 4,024 SH   SOLE   4,024 0 0
MERCK & CO INC Common Stock 58933Y105   260,340 2,388 SH   OTR   1,738 650 0
MERCK & CO INC Common Stock 58933Y105   1,061,092 9,733 SH   SOLE   9,721 0 12
META PLATFORMS INC Common Stock 30303M102   686,682 1,940 SH   SOLE   1,940 0 0
MICROSOFT CORP Common Stock 594918104   112,812 300 SH   OTR   300 0 0
MICROSOFT CORP Common Stock 594918104   10,501,293 27,926 SH   SOLE   27,923 0 3
MONDELEZ INTL INC Common Stock 609207105   452,325 6,245 SH   SOLE   6,236 0 9
NEXTERA ENERGY INC Common Stock 65339F101   362,010 5,960 SH   OTR   3,160 2,800 0
NEXTERA ENERGY INC Common Stock 65339F101   708,775 11,669 SH   SOLE   11,654 0 15
NIKE INC Common Stock 654106103   1,735,709 15,987 SH   SOLE   15,987 0 0
NORFOLK SOUTHN CORP Common Stock 655844108   893,044 3,778 SH   SOLE   3,778 0 0
NUCOR CORP Common Stock 670346105   220,509 1,267 SH   OTR   1,000 267 0
NUCOR CORP Common Stock 670346105   480,524 2,761 SH   SOLE   2,761 0 0
NUVEEN PFD & INCOME OPPORTUNIT Exchange Traded Fund 67073B106   92,328 13,658 SH   SOLE   13,658 0 0
ORACLE CORP Common Stock 68389X105   75,910 720 SH   OTR   720 0 0
ORACLE CORP Common Stock 68389X105   1,682,241 15,956 SH   SOLE   15,956 0 0
PALO ALTO NETWORKS INC Common Stock 697435105   595,363 2,019 SH   SOLE   2,019 0 0
PEPSICO INC Common Stock 713448108   110,396 650 SH   OTR   650 0 0
PEPSICO INC Common Stock 713448108   2,174,631 12,804 SH   SOLE   12,800 0 4
PFIZER INC Common Stock 717081103   28,790 1,000 SH   OTR   1,000 0 0
PFIZER INC Common Stock 717081103   1,085,585 37,707 SH   SOLE   37,707 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   17,875 190 SH   OTR   190 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   569,184 6,050 SH   SOLE   6,044 0 6
PHILLIPS 66 Common Stock 718546104   239,918 1,802 SH   SOLE   1,802 0 0
PROCTER AND GAMBLE CO Common Stock 742718109   320,630 2,188 SH   OTR   488 1,700 0
PROCTER AND GAMBLE CO Common Stock 742718109   1,640,076 11,192 SH   SOLE   11,181 0 11
RTX CORPORATION Common Stock 75513E101   793,861 9,435 SH   SOLE   9,435 0 0
RTX CORPORATION Common Stock 75513E101   40,724 484 SH   OTR   484 0 0
S&P GLOBAL INC Common Stock 78409V104   275,766 626 SH   SOLE   626 0 0
SABINE RTY TR Common Stock 785688102   1,630,269 24,024 SH   SOLE   24,024 0 0
SALESFORCE INC Common Stock 79466L302   44,734 170 SH   OTR   170 0 0
SALESFORCE INC Common Stock 79466L302   2,051,176 7,795 SH   SOLE   7,795 0 0
SCHLUMBERGER LTD Int'l Common Stock 806857108   420,483 8,080 SH   SOLE   8,080 0 0
SOUTHERN CO Common Stock 842587107   70,120 1,000 SH   OTR   1,000 0 0
SOUTHERN CO Common Stock 842587107   141,081 2,012 SH   SOLE   2,012 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103   3,326,695 6,999 SH   SOLE   6,999 0 0
SPDR S&P MIDCAP 400 ETF TR Exchange Traded Fund 78467Y107   783,902 1,545 SH   SOLE   1,545 0 0
STARBUCKS CORP Common Stock 855244109   55,686 580 SH   OTR   280 300 0
STARBUCKS CORP Common Stock 855244109   1,633,418 17,013 SH   SOLE   17,013 0 0
SYSCO CORP Common Stock 871829107   126,149 1,725 SH   OTR   600 1,125 0
SYSCO CORP Common Stock 871829107   77,372 1,058 SH   SOLE   1,058 0 0
TARGET CORP Common Stock 87612E106   229,866 1,614 SH   SOLE   1,609 0 5
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   39,809 75 SH   OTR   75 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102   638,010 1,202 SH   SOLE   1,202 0 0
UNION PAC CORP Common Stock 907818108   833,634 3,394 SH   SOLE   3,394 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106   102,200 650 SH   OTR   250 400 0
UNITED PARCEL SERVICE INC Common Stock 911312106   710,522 4,519 SH   SOLE   4,515 0 4
UNITEDHEALTH GROUP INC Common Stock 91324P102   57,912 110 SH   OTR   110 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102   680,726 1,293 SH   SOLE   1,291 0 2
US BANCORP DEL Common Stock 902973304   37,524 867 SH   OTR   0 867 0
US BANCORP DEL Common Stock 902973304   508,713 11,754 SH   SOLE   11,743 0 11
VANGUARD INDEX FDS Exchange Traded Fund 922908553   2,860,125 32,369 SH   SOLE   32,311 0 58
VANGUARD INDEX FDS Exchange Traded Fund 922908553   22,532 255 SH   OTR   255 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908629   1,799,470 7,735 SH   SOLE   7,735 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908736   8,137,284 26,175 SH   SOLE   26,121 0 54
VANGUARD INDEX FDS Exchange Traded Fund 922908736   54,404 175 SH   OTR   175 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908744   896,402 5,996 SH   SOLE   5,996 0 0
VANGUARD INTL EQUITY INDEX FDS Exchange Traded Fund 922042858   276,809 6,735 SH   SOLE   6,735 0 0
VANGUARD TAX-MANAGED FDS International Equity ETF 921943858   462,475 9,655 SH   SOLE   9,655 0 0
VANGUARD WHITEHALL FDS Exchange Traded Fund 921946406   2,127,333 19,057 SH   SOLE   19,057 0 0
VANGUARD WHITEHALL FDS International Equity ETF 921946810   22,655,061 285,544 SH   SOLE   285,419 0 125
VANGUARD WHITEHALL FDS International Equity ETF 921946810   530,150 6,682 SH   OTR   5,292 1,390 0
VERALTO CORP Common Stock 92338C103   236,086 2,870 SH   SOLE   2,870 0 0
VERALTO CORP Common Stock 92338C103   20,976 255 SH   OTR   78 177 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   92,365 2,450 SH   OTR   1,750 700 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   771,644 20,468 SH   SOLE   20,447 0 21
VISA INC Common Stock 92826C839   19,787 76 SH   OTR   76 0 0
VISA INC Common Stock 92826C839   381,413 1,465 SH   SOLE   1,465 0 0
WASTE MGMT INC DEL Common Stock 94106L109   1,151,434 6,429 SH   SOLE   6,429 0 0
ZOETIS INC Common Stock 98978V103   296,055 1,500 SH   SOLE   1,500 0 0