The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Common Stock 88579Y101 873 6,746 SH   SOLE   6,746 0 0
3M CO Common Stock 88579Y101 270 2,084 SH   OTR   2,084 0 0
ABBOTT LABS Common Stock 002824100 2,268 20,870 SH   SOLE   20,870 0 0
ABBOTT LABS Common Stock 002824100 191 1,760 SH   OTR   1,760 0 0
ABBVIE INC Common Stock 00287Y109 1,963 12,818 SH   SOLE   12,818 0 0
ABBVIE INC Common Stock 00287Y109 107 701 SH   OTR   701 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101 874 3,149 SH   SOLE   3,149 0 0
ACCENTURE PLC IRELAND Int'l Common Stock G1151C101 176 633 SH   OTR   633 0 0
AFLAC INC Common Stock 001055102 733 13,253 SH   SOLE   13,253 0 0
AFLAC INC Common Stock 001055102 139 2,509 SH   OTR   2,509 0 0
ALPHABET INC Common Stock 02079K107 3,176 1,452 SH   SOLE   1,452 0 0
ALPHABET INC Common Stock 02079K107 407 186 SH   OTR   186 0 0
ALPHABET INC Common Stock 02079K305 1,909 876 SH   SOLE   876 0 0
ALPHABET INC Common Stock 02079K305 205 94 SH   OTR   94 0 0
ALTRIA GROUP INC Common Stock 02209S103 654 15,664 SH   SOLE   15,664 0 0
AMAZON COM INC Common Stock 023135106 1,470 13,840 SH   SOLE   13,840 0 0
AMAZON COM INC Common Stock 023135106 89 840 SH   OTR   840 0 0
AMERICAN EXPRESS CO Common Stock 025816109 395 2,848 SH   SOLE   2,848 0 0
AMERICAN EXPRESS CO Common Stock 025816109 86 620 SH   OTR   620 0 0
AMERICAN TOWER CORP NEW Common Stock 03027X100 269 1,052 SH   SOLE   1,052 0 0
AMERICAN WTR WKS CO INC NEW Common Stock 030420103 689 4,633 SH   SOLE   4,633 0 0
AMGEN INC Common Stock 031162100 1,175 4,828 SH   SOLE   4,828 0 0
APPLE INC Common Stock 037833100 9,164 67,031 SH   SOLE   67,031 0 0
APPLE INC Common Stock 037833100 721 5,272 SH   OTR   5,272 0 0
APPLIED MATLS INC Common Stock 038222105 24 262 SH   SOLE   262 0 0
APPLIED MATLS INC Common Stock 038222105 325 3,575 SH   OTR   3,575 0 0
AT&T INC Common Stock 00206R102 259 12,349 SH   SOLE   12,349 0 0
AUTOMATIC DATA PROCESSING INC Common Stock 053015103 695 3,310 SH   SOLE   3,310 0 0
BAXTER INTL INC Common Stock 071813109 342 5,320 SH   SOLE   5,320 0 0
BAXTER INTL INC Common Stock 071813109 35 550 SH   OTR   550 0 0
BECTON DICKINSON & CO Common Stock 075887109 320 1,299 SH   SOLE   1,299 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 2,197 8,048 SH   SOLE   8,048 0 0
BERKSHIRE HATHAWAY INC DEL Common Stock 084670702 349 1,280 SH   OTR   1,280 0 0
BK OF AMERICA CORP Common Stock 060505104 371 11,907 SH   SOLE   11,907 0 0
BK OF AMERICA CORP Common Stock 060505104 37 1,200 SH   OTR   1,200 0 0
BLACKROCK INC Common Stock 09247X101 570 936 SH   SOLE   936 0 0
BLACKROCK INC Common Stock 09247X101 27 45 SH   OTR   45 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 509 6,611 SH   SOLE   6,611 0 0
BRISTOL-MYERS SQUIBB CO Common Stock 110122108 69 900 SH   OTR   900 0 0
BROADCOM INC Common Stock 11135F101 225 463 SH   SOLE   463 0 0
CANADIAN PAC RY LTD Int'l Common Stock 13645T100 721 10,328 SH   SOLE   10,328 0 0
CATERPILLAR INC Common Stock 149123101 176 985 SH   SOLE   985 0 0
CATERPILLAR INC Common Stock 149123101 331 1,850 SH   OTR   1,850 0 0
CHEVRON CORP NEW Common Stock 166764100 3,082 21,287 SH   SOLE   21,287 0 0
CHEVRON CORP NEW Common Stock 166764100 520 3,595 SH   OTR   3,595 0 0
CHUBB LIMITED Int'l Common Stock H1467J104 200 1,018 SH   SOLE   1,018 0 0
CISCO SYS INC Common Stock 17275R102 722 16,930 SH   SOLE   16,930 0 0
CISCO SYS INC Common Stock 17275R102 211 4,955 SH   OTR   4,955 0 0
CITIGROUP INC Common Stock 172967424 274 5,968 SH   SOLE   5,968 0 0
CITIGROUP INC Common Stock 172967424 30 647 SH   OTR   647 0 0
CME GROUP INC Common Stock 12572Q105 213 1,040 SH   SOLE   1,040 0 0
CMS ENERGY CORP Common Stock 125896100 280 4,150 SH   SOLE   4,150 0 0
COCA COLA CO Common Stock 191216100 1,273 20,235 SH   SOLE   20,235 0 0
COCA COLA CO Common Stock 191216100 151 2,400 SH   OTR   2,400 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102 439 6,504 SH   SOLE   6,504 0 0
COGNIZANT TECHNOLOGY SOLUTIONS Common Stock 192446102 17 250 SH   OTR   250 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 260 3,244 SH   SOLE   3,244 0 0
COLGATE PALMOLIVE CO Common Stock 194162103 215 2,686 SH   OTR   2,686 0 0
COMCAST CORP NEW Common Stock 20030N101 284 7,250 SH   SOLE   7,250 0 0
COMCAST CORP NEW Common Stock 20030N101 65 1,650 SH   OTR   1,650 0 0
CONOCOPHILLIPS Common Stock 20825C104 437 4,868 SH   SOLE   4,868 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 968 2,019 SH   SOLE   2,019 0 0
COSTCO WHSL CORP NEW Common Stock 22160K105 25 52 SH   OTR   52 0 0
CVS HEALTH CORP Common Stock 126650100 905 9,765 SH   SOLE   9,765 0 0
CVS HEALTH CORP Common Stock 126650100 68 738 SH   OTR   738 0 0
DANAHER CORPORATION Common Stock 235851102 2,526 9,963 SH   SOLE   9,963 0 0
DANAHER CORPORATION Common Stock 235851102 293 1,154 SH   OTR   1,154 0 0
DEERE & CO Common Stock 244199105 848 2,830 SH   SOLE   2,830 0 0
DEERE & CO Common Stock 244199105 513 1,713 SH   OTR   1,713 0 0
DISNEY WALT CO Common Stock 254687106 211 2,234 SH   SOLE   2,234 0 0
DOMINION ENERGY INC Common Stock 25746U109 643 8,062 SH   SOLE   8,062 0 0
DOMINION ENERGY INC Common Stock 25746U109 152 1,900 SH   OTR   1,900 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204 215 2,001 SH   SOLE   2,001 0 0
DUKE ENERGY CORP NEW Common Stock 26441C204 54 500 SH   OTR   500 0 0
EATON CORP PLC Int'l Common Stock G29183103 278 2,207 SH   SOLE   2,207 0 0
EXELON CORP Common Stock 30161N101 436 9,620 SH   SOLE   9,620 0 0
EXXON MOBIL CORP Common Stock 30231G102 3,535 41,279 SH   SOLE   41,279 0 0
EXXON MOBIL CORP Common Stock 30231G102 851 9,937 SH   OTR   9,937 0 0
FISERV INC Common Stock 337738108 533 5,989 SH   SOLE   5,989 0 0
FISERV INC Common Stock 337738108 102 1,141 SH   OTR   1,141 0 0
FLEXSHARES TR Exchange Traded Fund 33939L407 8,315 209,593 SH   SOLE   209,512 0 81
FLEXSHARES TR Exchange Traded Fund 33939L407 455 11,459 SH   OTR   11,459 0 0
FLEXSHARES TR Exchange Traded Fund 33939L860 19,507 384,520 SH   SOLE   384,345 0 175
FLEXSHARES TR Exchange Traded Fund 33939L860 871 17,169 SH   OTR   17,169 0 0
FLEXSHARES TR Fixed Income ETF 33939L506 5,531 222,915 SH   SOLE   222,842 0 73
FLEXSHARES TR Fixed Income ETF 33939L506 107 4,321 SH   OTR   4,321 0 0
FLEXSHARES TR Fixed Income ETF 33939L605 4,767 189,008 SH   SOLE   188,936 0 72
FLEXSHARES TR Fixed Income ETF 33939L605 95 3,756 SH   OTR   3,756 0 0
FORTIVE CORP Common Stock 34959J108 310 5,698 SH   SOLE   5,698 0 0
FORTIVE CORP Common Stock 34959J108 22 399 SH   OTR   399 0 0
GALLAGHER ARTHUR J & CO Common Stock 363576109 538 3,300 SH   SOLE   3,300 0 0
GENERAL DYNAMICS CORP Common Stock 369550108 305 1,377 SH   SOLE   1,377 0 0
GENERAL MLS INC Common Stock 370334104 316 4,187 SH   SOLE   4,187 0 0
HALLIBURTON CO Common Stock 406216101 531 16,932 SH   SOLE   16,932 0 0
HALLIBURTON CO Common Stock 406216101 114 3,639 SH   OTR   3,639 0 0
HCA HEALTHCARE INC Common Stock 40412C101 368 2,190 SH   SOLE   2,190 0 0
HCA HEALTHCARE INC Common Stock 40412C101 50 300 SH   OTR   300 0 0
HOME DEPOT INC Common Stock 437076102 365 1,332 SH   SOLE   1,332 0 0
HONEYWELL INTL INC Common Stock 438516106 797 4,585 SH   SOLE   4,585 0 0
INTEL CORP Common Stock 458140100 1,341 35,850 SH   SOLE   35,850 0 0
INTEL CORP Common Stock 458140100 120 3,200 SH   OTR   3,200 0 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 433 4,606 SH   SOLE   4,606 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 113 803 SH   SOLE   803 0 0
INTERNATIONAL BUSINESS MACHS Common Stock 459200101 103 728 SH   OTR   728 0 0
INVESCO ACTVELY MNGD ETC FD TR Common Stock 46090F100 464 25,720 SH   SOLE   25,720 0 0
ISHARES TR Exchange Traded Fund 464287150 479 5,715 SH   SOLE   5,715 0 0
ISHARES TR Exchange Traded Fund 464287507 1,250 5,524 SH   SOLE   5,524 0 0
ISHARES TR Exchange Traded Fund 464287507 267 1,180 SH   OTR   1,180 0 0
ISHARES TR Exchange Traded Fund 464287655 1,071 6,321 SH   SOLE   6,321 0 0
ISHARES TR Exchange Traded Fund 464287804 2,222 24,045 SH   SOLE   24,045 0 0
ISHARES TR Exchange Traded Fund 464287804 135 1,464 SH   OTR   1,464 0 0
ISHARES TR Fixed Income ETF 464287226 361 3,554 SH   SOLE   3,554 0 0
ISHARES TR Fixed Income ETF 464287242 509 4,625 SH   SOLE   4,625 0 0
ISHARES TR International Equity ETF 464287465 536 8,579 SH   SOLE   8,579 0 0
JOHNSON & JOHNSON Common Stock 478160104 2,238 12,609 SH   SOLE   12,609 0 0
JOHNSON & JOHNSON Common Stock 478160104 182 1,025 SH   OTR   1,025 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 2,459 21,835 SH   SOLE   21,835 0 0
JPMORGAN CHASE & CO Common Stock 46625H100 92 820 SH   OTR   820 0 0
KIMBERLY-CLARK CORP Common Stock 494368103 220 1,631 SH   SOLE   1,631 0 0
LABORATORY CORP AMER HLDGS Common Stock 50540R409 234 1,000 SH   SOLE   1,000 0 0
LAM RESEARCH CORP Common Stock 512807108 240 564 SH   SOLE   564 0 0
LILLY ELI & CO Common Stock 532457108 1,203 3,709 SH   SOLE   3,709 0 0
LINDE PLC Int'l Common Stock G5494J103 365 1,270 SH   SOLE   1,270 0 0
LINDE PLC Int'l Common Stock G5494J103 29 100 SH   OTR   100 0 0
LOCKHEED MARTIN CORP Common Stock 539830109 232 539 SH   SOLE   539 0 0
LOWES COS INC Common Stock 548661107 1,966 11,257 SH   SOLE   11,257 0 0
LOWES COS INC Common Stock 548661107 682 3,902 SH   OTR   3,902 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102 609 3,921 SH   SOLE   3,921 0 0
MARSH & MCLENNAN COS INC Common Stock 571748102 28 180 SH   OTR   180 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104 1,310 4,151 SH   SOLE   4,151 0 0
MASTERCARD INCORPORATED Common Stock 57636Q104 79 250 SH   OTR   250 0 0
MCDONALDS CORP Common Stock 580135101 1,766 7,155 SH   SOLE   7,155 0 0
MCDONALDS CORP Common Stock 580135101 113 458 SH   OTR   458 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103 529 5,889 SH   SOLE   5,889 0 0
MERCK & CO INC Common Stock 58933Y105 948 10,393 SH   SOLE   10,393 0 0
MERCK & CO INC Common Stock 58933Y105 218 2,388 SH   OTR   2,388 0 0
META PLATFORMS INC Common Stock 30303M102 326 2,023 SH   SOLE   2,023 0 0
MICROSOFT CORP Common Stock 594918104 7,275 28,326 SH   SOLE   28,326 0 0
MICROSOFT CORP Common Stock 594918104 90 350 SH   OTR   350 0 0
MONDELEZ INTL INC Common Stock 609207105 419 6,751 SH   SOLE   6,751 0 0
NEXTERA ENERGY INC Common Stock 65339F101 969 12,505 SH   SOLE   12,505 0 0
NEXTERA ENERGY INC Common Stock 65339F101 493 6,360 SH   OTR   6,360 0 0
NIKE INC Common Stock 654106103 1,877 18,365 SH   SOLE   18,365 0 0
NORFOLK SOUTHN CORP Common Stock 655844108 917 4,033 SH   SOLE   4,033 0 0
NORFOLK SOUTHN CORP Common Stock 655844108 45 200 SH   OTR   200 0 0
NUCOR CORP Common Stock 670346105 288 2,761 SH   SOLE   2,761 0 0
NUCOR CORP Common Stock 670346105 132 1,267 SH   OTR   1,267 0 0
ORACLE CORP Common Stock 68389X105 605 8,655 SH   SOLE   8,655 0 0
ORACLE CORP Common Stock 68389X105 50 720 SH   OTR   720 0 0
PALO ALTO NETWORKS INC Common Stock 697435105 332 673 SH   SOLE   673 0 0
PEPSICO INC Common Stock 713448108 2,148 12,886 SH   SOLE   12,886 0 0
PEPSICO INC Common Stock 713448108 408 2,450 SH   OTR   2,450 0 0
PFIZER INC Common Stock 717081103 2,094 39,940 SH   SOLE   39,940 0 0
PFIZER INC Common Stock 717081103 341 6,500 SH   OTR   6,500 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 613 6,204 SH   SOLE   6,204 0 0
PHILIP MORRIS INTL INC Common Stock 718172109 19 190 SH   OTR   190 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 1,737 12,082 SH   SOLE   12,082 0 0
PROCTER AND GAMBLE CO Common Stock 742718109 638 4,438 SH   OTR   4,438 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 922 9,594 SH   SOLE   9,594 0 0
RAYTHEON TECHNOLOGIES CORP Common Stock 75513E101 65 675 SH   OTR   675 0 0
S&P GLOBAL INC Common Stock 78409V104 211 626 SH   SOLE   626 0 0
SABINE RTY TR Common Stock 785688102 1,493 24,524 SH   SOLE   24,524 0 0
SALESFORCE INC Common Stock 79466L302 1,460 8,849 SH   SOLE   8,849 0 0
SALESFORCE INC Common Stock 79466L302 47 284 SH   OTR   284 0 0
SCHLUMBERGER LTD Int'l Common Stock 806857108 342 9,574 SH   SOLE   9,574 0 0
SOUTHERN CO Common Stock 842587107 143 2,012 SH   SOLE   2,012 0 0
SOUTHERN CO Common Stock 842587107 71 1,000 SH   OTR   1,000 0 0
SPDR S&P 500 ETF TR Exchange Traded Fund 78462F103 3,239 8,585 SH   SOLE   8,585 0 0
SPDR S&P MIDCAP 400 ETF TR Exchange Traded Fund 78467Y107 648 1,568 SH   SOLE   1,568 0 0
STARBUCKS CORP Common Stock 855244109 1,377 18,023 SH   SOLE   18,023 0 0
STARBUCKS CORP Common Stock 855244109 60 780 SH   OTR   780 0 0
SYSCO CORP Common Stock 871829107 96 1,139 SH   SOLE   1,139 0 0
SYSCO CORP Common Stock 871829107 146 1,725 SH   OTR   1,725 0 0
TARGET CORP Common Stock 87612E106 241 1,707 SH   SOLE   1,707 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 592 1,090 SH   SOLE   1,090 0 0
THERMO FISHER SCIENTIFIC INC Common Stock 883556102 54 100 SH   OTR   100 0 0
UNION PAC CORP Common Stock 907818108 995 4,664 SH   SOLE   4,664 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 833 4,563 SH   SOLE   4,563 0 0
UNITED PARCEL SERVICE INC Common Stock 911312106 119 650 SH   OTR   650 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 736 1,432 SH   SOLE   1,432 0 0
UNITEDHEALTH GROUP INC Common Stock 91324P102 56 110 SH   OTR   110 0 0
US BANCORP DEL Common Stock 902973304 664 14,431 SH   SOLE   14,431 0 0
US BANCORP DEL Common Stock 902973304 40 867 SH   OTR   867 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908553 253 2,782 SH   SOLE   2,782 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908629 1,693 8,594 SH   SOLE   8,594 0 0
VANGUARD INDEX FDS Exchange Traded Fund 922908744 299 2,264 SH   SOLE   2,264 0 0
VANGUARD INTL EQUITY INDEX FDS Exchange Traded Fund 922042858 376 9,037 SH   SOLE   9,037 0 0
VANGUARD TAX-MANAGED FDS International Equity ETF 921943858 351 8,594 SH   SOLE   8,594 0 0
VANGUARD WHITEHALL FDS Exchange Traded Fund 921946406 1,993 19,593 SH   SOLE   19,593 0 0
VANGUARD WHITEHALL FDS Exchange Traded Fund 921946406 471 4,630 SH   OTR   4,630 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 1,166 22,980 SH   SOLE   22,980 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104 124 2,450 SH   OTR   2,450 0 0
VISA INC Common Stock 92826C839 275 1,395 SH   SOLE   1,395 0 0
VISA INC Common Stock 92826C839 25 126 SH   OTR   126 0 0
WASTE MGMT INC DEL Common Stock 94106L109 977 6,384 SH   SOLE   6,384 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 194 1,842 SH   SOLE   1,842 0 0
ZIMMER BIOMET HOLDINGS INC Common Stock 98956P102 13 120 SH   OTR   120 0 0
ZOETIS INC Common Stock 98978V103 282 1,640 SH   SOLE   1,640 0 0