The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   323,523 3,232 SH   SOLE   3,232 0 0
ALPHABET INC CAP STK CL A 02079K305   424,248 3,242 SH   SOLE   3,242 0 0
APPLE INC COM 037833100   317,937 1,857 SH   SOLE   1,857 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,616,954 13,180 SH   SOLE   13,180 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,449,806 70,195 SH   SOLE   70,195 0 0
GLOBAL PMTS INC COM 37940X102   1,635,999 14,178 SH   SOLE   14,178 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,012,477 21,275 SH   SOLE   21,275 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   7,093,090 73,185 SH   SOLE   73,185 0 0
ISHARES TR CHINA LG-CAP ETF 464287184   880,133 33,175 SH   SOLE   33,175 0 0
ISHARES TR CORE S&P SCP ETF 464287804   605,976 6,424 SH   SOLE   6,424 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,563,291 48,525 SH   SOLE   48,525 0 0
ISHARES TR IBOXX HI YD ETF 464288513   530,784 7,200 SH   SOLE   7,200 0 0
ISHARES TR MSCI EAFE ETF 464287465   310,140 4,500 SH   SOLE   4,500 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   221,059 5,825 SH   SOLE   5,825 0 0
ISHARES TR RUS 1000 ETF 464287622   2,165,870 9,220 SH   SOLE   9,220 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,568,931 9,658 SH   SOLE   9,658 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   4,215,738 27,768 SH   SOLE   27,768 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   14,170,483 80,177 SH   SOLE   80,177 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   9,240,584 41,225 SH   SOLE   41,225 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   10,626,442 78,395 SH   SOLE   78,395 0 0
ISHARES TR TIPS BD ETF 464287176   9,116,469 87,895 SH   SOLE   87,895 0 0
JPMORGAN CHASE & CO COM 46625H100   625,036 4,310 SH   SOLE   4,310 0 0
MICROSOFT CORP COM 594918104   258,599 819 SH   SOLE   819 0 0
ONCONOVA THERAPEUTICS INC COM NEW 68232V801   11,897 16,723 SH   SOLE   16,723 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   913,238 51,450 SH   SOLE   51,450 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   253,156 3,927 SH   SOLE   3,927 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,506,258 11,700 SH   SOLE   11,700 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   380,175 3,750 SH   SOLE   3,750 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,088,217 62,955 SH   SOLE   62,955 0 0
SPDR GOLD TR GOLD SHS 78463V107   480,060 2,800 SH   SOLE   2,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,648,527 24,910 SH   SOLE   24,910 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   988,072 10,930 SH   SOLE   10,930 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,699,394 23,273 SH   SOLE   23,273 0 0
SPDR SER TR S&P DIVID ETF 78464A763   2,723,437 23,680 SH   SOLE   23,680 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,734,473 23,074 SH   SOLE   23,074 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   352,180 5,047 SH   SOLE   5,047 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,804,793 10,300 SH   SOLE   10,300 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   525,459 6,945 SH   SOLE   6,945 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   38,039,278 96,866 SH   SOLE   96,866 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   254,892 1,200 SH   SOLE   1,200 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,375,147 24,470 SH   SOLE   24,470 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   11,520,794 222,109 SH   SOLE   222,109 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,753,860 121,241 SH   SOLE   121,241 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,223,555 29,265 SH   SOLE   29,265 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,028,617 206,510 SH   SOLE   206,510 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   274,005 1,500 SH   SOLE   1,500 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,016,505 2,450 SH   SOLE   2,450 0 0