The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   411,056 3,273 SH   SOLE   3,273 0 0
ALPHABET INC CAP STK CL A 02079K305   398,531 3,842 SH   SOLE   3,842 0 0
APPLE INC COM 037833100   330,789 2,006 SH   SOLE   2,006 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,193,097 13,580 SH   SOLE   13,580 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   2,685,584 76,295 SH   SOLE   76,295 0 0
GLOBAL PMTS INC COM 37940X102   1,799,920 17,103 SH   SOLE   17,103 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,529,567 31,350 SH   SOLE   31,350 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   5,867,966 59,135 SH   SOLE   59,135 0 0
ISHARES TR CHINA LG-CAP ETF 464287184   833,632 28,230 SH   SOLE   28,230 0 0
ISHARES TR CORE S&P SCP ETF 464287804   621,201 6,424 SH   SOLE   6,424 0 0
ISHARES TR CORE US AGGBD ET 464287226   4,008,019 40,225 SH   SOLE   40,225 0 0
ISHARES TR IBOXX HI YD ETF 464288513   254,981 3,375 SH   SOLE   3,375 0 0
ISHARES TR MSCI EAFE ETF 464287465   321,840 4,500 SH   SOLE   4,500 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   229,855 5,825 SH   SOLE   5,825 0 0
ISHARES TR RUS 1000 ETF 464287622   2,099,144 9,320 SH   SOLE   9,320 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   2,945,398 12,055 SH   SOLE   12,055 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   4,315,505 28,343 SH   SOLE   28,343 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   13,678,285 76,672 SH   SOLE   76,672 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   9,044,901 39,877 SH   SOLE   39,877 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   10,416,260 76,020 SH   SOLE   76,020 0 0
ISHARES TR TIPS BD ETF 464287176   4,139,888 37,550 SH   SOLE   37,550 0 0
JPMORGAN CHASE & CO COM 46625H100   561,636 4,310 SH   SOLE   4,310 0 0
LANDS END INC NEW COM 51509F105   136,080 14,000 SH   SOLE   14,000 0 0
MICROSOFT CORP COM 594918104   247,650 859 SH   SOLE   859 0 0
ONCONOVA THERAPEUTICS INC COM NEW 68232V801   12,219 16,723 SH   SOLE   16,723 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   483,113 24,775 SH   SOLE   24,775 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   257,554 3,927 SH   SOLE   3,927 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,721,818 13,300 SH   SOLE   13,300 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   404,720 4,000 SH   SOLE   4,000 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,070,460 64,400 SH   SOLE   64,400 0 0
SPDR GOLD TR GOLD SHS 78463V107   513,016 2,800 SH   SOLE   2,800 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,231,615 27,435 SH   SOLE   27,435 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   883,646 9,520 SH   SOLE   9,520 0 0
SPDR SER TR S&P BIOTECH 78464A870   1,628,455 21,368 SH   SOLE   21,368 0 0
SPDR SER TR S&P DIVID ETF 78464A763   3,065,534 24,780 SH   SOLE   24,780 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,829,947 23,924 SH   SOLE   23,924 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   239,726 3,247 SH   SOLE   3,247 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,784,998 11,165 SH   SOLE   11,165 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   415,200 5,000 SH   SOLE   5,000 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   37,791,274 100,490 SH   SOLE   100,490 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   244,920 1,200 SH   SOLE   1,200 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   3,379,552 24,470 SH   SOLE   24,470 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   11,993,802 224,309 SH   SOLE   224,309 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,872,986 95,866 SH   SOLE   95,866 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,307,528 28,765 SH   SOLE   28,765 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   8,313,990 184,060 SH   SOLE   184,060 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   290,280 1,500 SH   SOLE   1,500 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,920,412 4,982 SH   SOLE   4,982 0 0