The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 703 3,550 SH   SOLE   3,550 0 0
VERITEX HLDGS INC COM 923451108 463 17,840 SH   SOLE   17,840 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,153 19,299 SH   SOLE   19,299 0 0
GLOBAL PMTS INC COM 37940X102 4,787 29,893 SH   SOLE   29,893 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,750 63,400 SH   SOLE   63,400 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,317 55,544 SH   SOLE   55,544 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 3,968 125,540 SH   SOLE   125,540 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 3,469 31,278 SH   SOLE   31,278 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 622 2,950 SH   SOLE   2,950 0 0
ISHARES GOLD TRUST ISHARES 464285105 196 14,500 SH   SOLE   14,500 0 0
ISHARES TR RUS 1000 ETF 464287622 1,647 10,120 SH   SOLE   10,120 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 267 2,238 SH   SOLE   2,238 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 612 7,000 SH   SOLE   7,000 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 386 4,400 SH   SOLE   4,400 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,749 27,251 SH   SOLE   27,251 0 0
RIVERVIEW FINL CORP NEW COM 76940Q105 126 12,047 SH   SOLE   12,047 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 19,215 65,580 SH   SOLE   65,580 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 4,163 41,393 SH   SOLE   41,393 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 764 7,015 SH   SOLE   7,015 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,131 12,209 SH   SOLE   12,209 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,289 100,855 SH   SOLE   100,855 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 6,791 33,810 SH   SOLE   33,810 0 0
ISHARES TR MSCI EAFE ETF 464287465 263 4,000 SH   SOLE   4,000 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,873 232,841 SH   SOLE   232,841 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,660 39,608 SH   SOLE   39,608 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,506 18,703 SH   SOLE   18,703 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 4,466 35,107 SH   SOLE   35,107 0 0
ISHARES TR CHINA LG-CAP ETF 464287184 529 12,363 SH   SOLE   12,363 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,138 39,470 SH   SOLE   39,470 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 373 2,800 SH   SOLE   2,800 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 714 8,600 SH   SOLE   8,600 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 7,592 63,005 SH   SOLE   63,005 0 0
ISHARES INC CORE MSCI EMKT 46434G103 331 6,425 SH   SOLE   6,425 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 599 9,400 SH   SOLE   9,400 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,195 20,305 SH   SOLE   20,305 0 0
ISHARES TR TIPS BD ETF 464287176 676 5,850 SH   SOLE   5,850 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,343 39,006 SH   SOLE   39,006 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 456 3,232 SH   SOLE   3,232 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 670 46,745 SH   SOLE   46,745 0 0
BOEING CO COM 097023105 382 1,050 SH   SOLE   1,050 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 315 2,101 SH   SOLE   2,101 0 0