The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   517,043 5,339 SH   SOLE   0 0 5,339
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   214,363 698 SH   SOLE   0 0 698
AFLAC INC COM 001055102   329,718 4,296 SH   SOLE   0 0 4,296
AIR PRODS & CHEMS INC COM 009158106   2,277,984 8,038 SH   SOLE   97 0 7,941
ALPHABET INC CAP STK CL A 02079K305   4,244,706 32,437 SH   SOLE   357 0 32,080
ALPHABET INC CAP STK CL C 02079K107   934,685 7,089 SH   SOLE   0 0 7,089
ALPHATEC HLDGS INC COM NEW 02081G201   348,232 26,849 SH   SOLE   0 0 26,849
AMAZON COM INC COM 023135106   3,844,109 30,240 SH   SOLE   768 0 29,472
APPLE INC COM 037833100   12,181,164 71,148 SH   SOLE   769 0 70,379
ARCHER DANIELS MIDLAND CO COM 039483102   2,315,011 30,695 SH   SOLE   342 0 30,353
AUTOZONE INC COM 053332102   353,059 139 SH   SOLE   0 0 139
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,896,174 5,413 SH   SOLE   56 0 5,357
BLACKROCK LONG-TERM MUN ADVA COM 09250B103   169,524 18,899 SH   SOLE   0 0 18,899
BLACKROCK MUN INCOME TR SH BEN INT 09248F109   121,226 13,667 SH   SOLE   0 0 13,667
BLACKROCK MUNIYIELD QUALITY COM 09254E103   127,149 13,314 SH   SOLE   0 0 13,314
BLACKSTONE INC COM 09260D107   385,408 3,597 SH   SOLE   0 0 3,597
BNY MELLON STRATEGIC MUN BD COM 09662E109   62,065 12,488 SH   SOLE   0 0 12,488
BNY MELLON STRATEGIC MUNS IN COM 05588W108   99,090 18,591 SH   SOLE   0 0 18,591
BOOKING HOLDINGS INC COM 09857L108   339,235 110 SH   SOLE   0 0 110
BROADCOM INC COM 11135F101   542,369 653 SH   SOLE   35 0 618
CISCO SYS INC COM 17275R102   398,201 7,407 SH   SOLE   0 0 7,407
COMCAST CORP NEW CL A 20030N101   235,484 5,311 SH   SOLE   0 0 5,311
COSTCO WHSL CORP NEW COM 22160K105   445,753 789 SH   SOLE   0 0 789
CSW INDUSTRIALS INC COM 126402106   686,941 3,920 SH   SOLE   0 0 3,920
CSX CORP COM 126408103   220,908 7,184 SH   SOLE   567 0 6,617
DANAHER CORPORATION COM 235851102   846,517 3,412 SH   SOLE   0 0 3,412
DEERE & CO COM 244199105   292,470 775 SH   SOLE   0 0 775
DUKE ENERGY CORP NEW COM NEW 26441C204   2,146,622 24,322 SH   SOLE   313 0 24,009
ELI LILLY & CO COM 532457108   374,917 698 SH   SOLE   0 0 698
EXXON MOBIL CORP COM 30231G102   2,209,646 18,793 SH   SOLE   280 0 18,513
FISERV INC COM 337738108   251,223 2,224 SH   SOLE   0 0 2,224
GARTNER INC COM 366651107   359,416 1,046 SH   SOLE   0 0 1,046
GENERAL DYNAMICS CORP COM 369550108   821,186 3,716 SH   SOLE   0 0 3,716
GOLDMAN SACHS GROUP INC COM 38141G104   510,270 1,577 SH   SOLE   1,500 0 77
GRITSTONE BIO INC COM 39868T105   20,640 12,000 SH   SOLE   0 0 12,000
HOME DEPOT INC COM 437076102   1,020,696 3,378 SH   SOLE   0 0 3,378
HONEYWELL INTL INC COM 438516106   2,047,505 11,083 SH   SOLE   150 0 10,933
INVESCO MUN OPPORTUNITY TR COM 46132C107   108,685 13,206 SH   SOLE   0 0 13,206
INVESCO MUNI INCOME OPP TRST COM 46132X101   107,195 18,450 SH   SOLE   0 0 18,450
INVESCO QQQ TR UNIT SER 1 46090E103   389,844 1,088 SH   SOLE   0 0 1,088
INVESCO QUALITY MUN INCOME T COM 46133G107   154,728 18,442 SH   SOLE   0 0 18,442
IQVIA HLDGS INC COM 46266C105   2,741,318 13,933 SH   SOLE   131 0 13,802
ISHARES INC CORE MSCI EMKT 46434G103   9,426,933 198,086 SH   SOLE   4,661 0 193,425
ISHARES TR CORE MSCI EAFE 46432F842   18,714,358 290,821 SH   SOLE   6,353 0 284,468
ISHARES TR CORE S&P500 ETF 464287200   34,983,891 81,466 SH   SOLE   2,261 0 79,205
ISHARES TR CORE S&P MCP ETF 464287507   22,317,898 89,504 SH   SOLE   1,558 0 87,946
ISHARES TR CORE S&P SCP ETF 464287804   19,170,698 203,230 SH   SOLE   3,618 0 199,612
ISHARES TR EAFE SML CP ETF 464288273   9,447,135 167,295 SH   SOLE   3,371 0 163,924
ISHARES TR IBONDS DEC23 ETF 46434VAX8   839,086 33,087 SH   SOLE   0 0 33,087
ISHARES TR IBONDS DEC24 ETF 46434VBG4   850,786 34,403 SH   SOLE   0 0 34,403
ISHARES TR IBONDS 24 TRM HG 46435U184   404,492 17,435 SH   SOLE   0 0 17,435
ISHARES TR IBONDS 25 TRM HG 46435U168   224,164 9,776 SH   SOLE   0 0 9,776
ISHARES TR MSCI EAFE ETF 464287465   466,719 6,772 SH   SOLE   0 0 6,772
ISHARES TR MSCI USA QLT FCT 46432F339   277,286 2,104 SH   SOLE   0 0 2,104
ISHARES TR RUS 1000 GRW ETF 464287614   2,322,625 8,732 SH   SOLE   0 0 8,732
ISHARES TR RUS 1000 VAL ETF 464287598   946,446 6,234 SH   SOLE   0 0 6,234
ISHARES TR NATIONAL MUN ETF 464288414   1,880,994 18,344 SH   SOLE   26 0 18,318
ISHARES TR U.S. REAL ES ETF 464287739   304,141 3,892 SH   SOLE   0 0 3,892
ISHARES TR IBONDS 23 TRM TS 46436E882   877,859 35,369 SH   SOLE   0 0 35,369
ISHARES TR RUS 1000 ETF 464287622   1,214,485 5,170 SH   SOLE   88 0 5,082
ISHARES TR IBONDS 24 TRM TS 46436E874   615,573 25,821 SH   SOLE   0 0 25,821
ISHARES TR RUS MID CAP ETF 464287499   204,842 2,958 SH   SOLE   0 0 2,958
JOHNSON & JOHNSON COM 478160104   1,219,876 7,832 SH   SOLE   25 0 7,807
JPMORGAN CHASE & CO COM 46625H100   4,407,547 30,393 SH   SOLE   187 0 30,206
LOCKHEED MARTIN CORP COM 539830109   267,869 655 SH   SOLE   0 0 655
LOWES COS INC COM 548661107   4,252,125 20,459 SH   SOLE   125 0 20,334
MASTERCARD INCORPORATED CL A 57636Q104   3,704,948 9,358 SH   SOLE   72 0 9,286
MATTEL INC COM 577081102   251,539 11,418 SH   SOLE   0 0 11,418
MCDONALDS CORP COM 580135101   695,618 2,641 SH   SOLE   0 0 2,641
MERCK & CO INC COM 58933Y105   3,123,548 30,340 SH   SOLE   266 0 30,074
MFS HIGH YIELD MUN TR SH BEN INT 59318E102   50,252 16,055 SH   SOLE   0 0 16,055
MICROSOFT CORP COM 594918104   6,174,289 19,554 SH   SOLE   104 0 19,450
NEUBERGER BERMAN MUN FD INC COM 64124P101   101,577 11,029 SH   SOLE   0 0 11,029
NEXTERA ENERGY INC COM 65339F101   261,701 4,568 SH   SOLE   108 0 4,460
NOVARTIS AG SPONSORED ADR 66987V109   200,562 1,969 SH   SOLE   0 0 1,969
NUVEEN DYNAMIC MUN OPPORTUNI COM SHS 67079X102   106,929 10,900 SH   SOLE   0 0 10,900
NUVEEN MUN CR OPPORTUNITIES COM 670663103   103,712 10,703 SH   SOLE   0 0 10,703
NUVEEN MUNICIPAL CREDIT INC COM SH BEN INT 67070X101   223,525 21,431 SH   SOLE   0 0 21,431
NVIDIA CORPORATION COM 67066G104   575,927 1,324 SH   SOLE   0 0 1,324
OLD SECOND BANCORP INC ILL COM 680277100   1,286,145 94,500 SH   SOLE   0 0 94,500
OMNICOM GROUP INC COM 681919106   282,354 3,791 SH   SOLE   0 0 3,791
ORACLE CORP COM 68389X105   5,071,531 47,881 SH   SOLE   246 0 47,635
PEPSICO INC COM 713448108   3,655,728 21,575 SH   SOLE   154 0 21,421
PFIZER INC COM 717081103   296,187 8,929 SH   SOLE   0 0 8,929
PIMCO ETF TR INTER MUN BD ACT 72201R866   218,806 4,370 SH   SOLE   0 0 4,370
PROCTER AND GAMBLE CO COM 742718109   274,788 1,884 SH   SOLE   0 0 1,884
PUBLIC STORAGE COM 74460D109   2,025,552 7,687 SH   SOLE   102 0 7,585
PUTNAM MANAGED MUN INCOME TR COM 746823103   100,101 18,300 SH   SOLE   0 0 18,300
QUALCOMM INC COM 747525103   202,462 1,823 SH   SOLE   58 0 1,765
RTX CORPORATION COM 75513E101   1,526,266 21,207 SH   SOLE   332 0 20,875
SPDR GOLD TR GOLD SHS 78463V107   303,638 1,771 SH   SOLE   526 0 1,245
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   523,294 16,875 SH   SOLE   0 0 16,875
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,539,256 5,940 SH   SOLE   0 0 5,940
TELADOC HEALTH INC COM 87918A105   343,023 18,452 SH   SOLE   0 0 18,452
TESLA INC COM 88160R101   379,083 1,515 SH   SOLE   0 0 1,515
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   164,973 11,920 SH   SOLE   0 0 11,920
TRAVELERS COMPANIES INC COM 89417E109   235,820 1,444 SH   SOLE   0 0 1,444
UNION PAC CORP COM 907818108   547,293 2,688 SH   SOLE   0 0 2,688
UNITEDHEALTH GROUP INC COM 91324P102   5,269,464 10,451 SH   SOLE   56 0 10,395
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   914,125 18,629 SH   SOLE   0 0 18,629
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   353,486 4,661 SH   SOLE   0 0 4,661
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   242,765 3,479 SH   SOLE   2,124 0 1,355
VANGUARD INDEX FDS MID CAP ETF 922908629   255,302 1,226 SH   SOLE   0 0 1,226
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   569,808 1,451 SH   SOLE   7 0 1,444
VANGUARD INDEX FDS LARGE CAP ETF 922908637   516,971 2,642 SH   SOLE   0 0 2,642
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   628,583 8,308 SH   SOLE   0 0 8,308
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,646,733 26,584 SH   SOLE   16 0 26,568
VANGUARD INDEX FDS GROWTH ETF 922908736   527,737 1,938 SH   SOLE   0 0 1,938
VANGUARD INDEX FDS VALUE ETF 922908744   460,824 3,341 SH   SOLE   10 0 3,331
VANGUARD INDEX FDS SM CP VAL ETF 922908611   294,546 1,847 SH   SOLE   9 0 1,838
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,645,576 51,004 SH   SOLE   0 0 51,004
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,983,266 103,602 SH   SOLE   0 0 103,602
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,479,064 22,391 SH   SOLE   0 0 22,391
VERIZON COMMUNICATIONS INC COM 92343V104   244,636 7,548 SH   SOLE   206 0 7,342
VISA INC COM CL A 92826C839   4,158,497 18,080 SH   SOLE   182 0 17,898
WALMART INC COM 931142103   533,207 3,334 SH   SOLE   0 0 3,334
WASTE MGMT INC DEL COM 94106L109   231,166 1,516 SH   SOLE   0 0 1,516