The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 318 2,139 SH   SOLE   0 0 2,139
ABBOTT LABS COM 002824100 653 5,519 SH   SOLE   0 0 5,519
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 289 857 SH   SOLE   0 0 857
AFLAC INC COM 001055102 277 4,296 SH   SOLE   0 0 4,296
ALPHABET INC CAP STK CL A 02079K305 4,036 1,451 SH   SOLE   0 0 1,451
ALPHABET INC CAP STK CL C 02079K107 961 344 SH   SOLE   0 0 344
ALPHATEC HLDGS INC COM NEW 02081G201 300 26,071 SH   SOLE   0 0 26,071
AMAZON COM INC COM 023135106 4,196 1,287 SH   SOLE   0 0 1,287
ANTHEM INC COM 036752103 201 410 SH   SOLE   0 0 410
APPLE INC COM 037833100 11,355 65,030 SH   SOLE   0 0 65,030
ARCHER DANIELS MIDLAND CO COM 039483102 1,693 18,754 SH   SOLE   0 0 18,754
ARDELYX INC COM 039697107 21 20,000 SH   SOLE   0 0 20,000
AUTOZONE INC COM 053332102 284 139 SH   SOLE   0 0 139
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,055 5,822 SH   SOLE   0 0 5,822
BK OF AMERICA CORP COM 060505104 612 14,839 SH   SOLE   0 0 14,839
BLACKROCK CAP INVT CORP NOTE 5.000% 6/1 092533AC2 15 15,000 PRN   SOLE   0 0 15,000
BLACKROCK INC COM 09247X101 222 290 SH   SOLE   0 0 290
BLACKROCK LONG-TERM MUN ADVA COM 09250B103 149 12,714 SH   SOLE   0 0 12,714
BLACKROCK MUN INCOME TR SH BEN INT 09248F109 166 13,667 SH   SOLE   0 0 13,667
BLACKROCK MUNIYIELD QUALITY COM 09254E103 167 13,314 SH   SOLE   0 0 13,314
BLACKROCK MUNIYILD QULT FD I COM 09254F100 139 10,057 SH   SOLE   0 0 10,057
BLACKSTONE GROUP INC COM 09260D107 452 3,564 SH   SOLE   0 0 3,564
BNY MELLON STRATEGIC MUN BD COM 09662E109 88 12,488 SH   SOLE   0 0 12,488
BNY MELLON STRATEGIC MUNS IN COM 05588W108 134 18,591 SH   SOLE   0 0 18,591
BOEING CO COM 097023105 224 1,168 SH   SOLE   0 0 1,168
BOOKING HOLDINGS INC COM 09857L108 3,060 1,303 SH   SOLE   0 0 1,303
BROADCOM INC COM 11135F101 491 780 SH   SOLE   0 0 780
CALLAWAY GOLF CO COM 131193104 286 12,212 SH   SOLE   0 0 12,212
CARMAX INC COM 143130102 2,088 21,640 SH   SOLE   0 0 21,640
CIGNA CORP NEW COM 125523100 291 1,214 SH   SOLE   0 0 1,214
CISCO SYS INC COM 17275R102 423 7,591 SH   SOLE   0 0 7,591
COMCAST CORP NEW CL A 20030N101 391 8,358 SH   SOLE   0 0 8,358
COSTCO WHSL CORP NEW COM 22160K105 251 436 SH   SOLE   0 0 436
CSW INDUSTRIALS INC COM 126402106 461 3,920 SH   SOLE   0 0 3,920
CSX CORP COM 126408103 271 7,238 SH   SOLE   0 0 7,238
CVS HEALTH CORP COM 126650100 273 2,699 SH   SOLE   0 0 2,699
DANAHER CORPORATION COM 235851102 1,093 3,726 SH   SOLE   0 0 3,726
DEERE & CO COM 244199105 322 775 SH   SOLE   0 0 775
DISNEY WALT CO COM 254687106 785 5,721 SH   SOLE   0 0 5,721
DRAFTKINGS INC COM CL A 26142R104 2 10,000 SH Call SOLE   0 0 10,000
DUKE ENERGY CORP NEW COM NEW 26441C204 207 1,858 SH   SOLE   0 0 1,858
ENBRIDGE INC COM 29250N105 1,432 31,072 SH   SOLE   0 0 31,072
FACEBOOK INC CL A 30303M102 636 2,860 SH   SOLE   0 0 2,860
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 308 5,172 SH   SOLE   0 0 5,172
FISERV INC COM 337738108 226 2,224 SH   SOLE   0 0 2,224
FS KKR CAP CORP COM 302635206 252 11,022 SH   SOLE   0 0 11,022
GALLAGHER ARTHUR J & CO COM 363576109 217 1,245 SH   SOLE   0 0 1,245
GENERAL DYNAMICS CORP COM 369550108 960 3,982 SH   SOLE   0 0 3,982
HOME DEPOT INC COM 437076102 1,006 3,360 SH   SOLE   0 0 3,360
HONEYWELL INTL INC COM 438516106 358 1,841 SH   SOLE   0 0 1,841
INTEL CORP COM 458140100 299 6,030 SH   SOLE   0 0 6,030
INVACARE CORP COM 461203101 54 37,956 SH   SOLE   0 0 37,956
INVESCO MUN OPPORTUNITY TR COM 46132C107 151 13,206 SH   SOLE   0 0 13,206
INVESCO QQQ TR UNIT SER 1 46090E103 261 720 SH   SOLE   0 0 720
INVESCO QUALITY MUN INCOME T COM 46133G107 135 11,942 SH   SOLE   0 0 11,942
IQVIA HLDGS INC COM 46266C105 2,950 12,761 SH   SOLE   0 0 12,761
ISHARES INC CORE MSCI EMKT 46434G103 9,435 169,845 SH   SOLE   0 0 169,845
ISHARES TR CORE S&P500 ETF 464287200 33,431 73,687 SH   SOLE   0 0 73,687
ISHARES TR CORE S&P MCP ETF 464287507 22,711 84,636 SH   SOLE   0 0 84,636
ISHARES TR CORE S&P SCP ETF 464287804 20,251 187,722 SH   SOLE   0 0 187,722
ISHARES TR CORE MSCI EAFE 46432F842 17,320 249,174 SH   SOLE   0 0 249,174
ISHARES TR EAFE SML CP ETF 464288273 10,100 152,241 SH   SOLE   0 0 152,241
ISHARES TR RUS 1000 GRW ETF 464287614 2,424 8,732 SH   SOLE   0 0 8,732
ISHARES TR RUS 1000 ETF 464287622 1,196 4,784 SH   SOLE   0 0 4,784
ISHARES TR RUS 1000 VAL ETF 464287598 1,033 6,221 SH   SOLE   0 0 6,221
ISHARES TR NATIONAL MUN ETF 464288414 885 8,069 SH   SOLE   0 0 8,069
ISHARES TR MSCI EAFE ETF 464287465 600 8,153 SH   SOLE   0 0 8,153
ISHARES TR U.S. REAL ES ETF 464287739 503 4,649 SH   SOLE   0 0 4,649
ISHARES TR SELECT DIVID ETF 464287168 464 3,621 SH   SOLE   0 0 3,621
ISHARES TR RUS MID CAP ETF 464287499 222 2,851 SH   SOLE   0 0 2,851
JOHNSON & JOHNSON COM 478160104 1,572 8,872 SH   SOLE   0 0 8,872
JPMORGAN CHASE & CO COM 46625H100 3,499 25,670 SH   SOLE   0 0 25,670
LILLY ELI & CO COM 532457108 264 923 SH   SOLE   0 0 923
LINDE PLC SHS G5494J103 233 728 SH   SOLE   0 0 728
LOCKHEED MARTIN CORP COM 539830109 287 650 SH   SOLE   0 0 650
LOWES COS INC COM 548661107 3,929 19,432 SH   SOLE   0 0 19,432
MASTERCARD INCORPORATED CL A 57636Q104 2,670 7,471 SH   SOLE   0 0 7,471
MCDONALDS CORP COM 580135101 455 1,840 SH   SOLE   0 0 1,840
MEDTRONIC PLC SHS G5960L103 304 2,744 SH   SOLE   0 0 2,744
MERCK & CO. INC COM 58933Y105 1,621 19,753 SH   SOLE   0 0 19,753
MFS HIGH YIELD MUN TR SH BEN INT 59318E102 62 16,055 SH   SOLE   0 0 16,055
MICROSOFT CORP COM 594918104 6,030 19,559 SH   SOLE   0 0 19,559
MOTOROLA SOLUTIONS INC COM NEW 620076307 309 1,275 SH   SOLE   0 0 1,275
NETFLIX INC COM 64110L106 258 688 SH   SOLE   0 0 688
NEUBERGER BERMAN MUN FD INC COM 64124P101 148 11,029 SH   SOLE   0 0 11,029
NEXTERA ENERGY INC COM 65339F101 559 6,599 SH   SOLE   0 0 6,599
NIKE INC CL B 654106103 2,510 18,651 SH   SOLE   0 0 18,651
NORFOLK SOUTHN CORP COM 655844108 346 1,214 SH   SOLE   0 0 1,214
NOVARTIS AG SPONSORED ADR 66987V109 428 4,881 SH   SOLE   0 0 4,881
NUVEEN ENHANCED MUN VALUE FD COM 67074M101 161 12,342 SH   SOLE   0 0 12,342
NVIDIA CORPORATION COM 67066G104 816 2,990 SH   SOLE   0 0 2,990
OLD SECOND BANCORP INC ILL COM 680277100 1,451 100,000 SH   SOLE   0 0 100,000
OMNICOM GROUP INC COM 681919106 322 3,791 SH   SOLE   0 0 3,791
ORACLE CORP COM 68389X105 3,770 45,574 SH   SOLE   0 0 45,574
OREILLY AUTOMOTIVE INC COM 67103H107 224 327 SH   SOLE   0 0 327
PAYPAL HLDGS INC COM 70450Y103 1,718 14,859 SH   SOLE   0 0 14,859
PEPSICO INC COM 713448108 3,426 20,468 SH   SOLE   0 0 20,468
PFIZER INC COM 717081103 1,067 20,608 SH   SOLE   0 0 20,608
PROCTER AND GAMBLE CO COM 742718109 357 2,338 SH   SOLE   0 0 2,338
QUALCOMM INC COM 747525103 280 1,833 SH   SOLE   0 0 1,833
ROBLOX CORP CL A 771049103 282 6,102 SH   SOLE   0 0 6,102
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 216 5,625 SH   SOLE   0 0 5,625
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,597 5,750 SH   SOLE   0 0 5,750
STARBUCKS CORP COM 855244109 308 3,389 SH   SOLE   0 0 3,389
TARGET CORP COM 87612E106 1,350 6,361 SH   SOLE   0 0 6,361
TELADOC HEALTH INC COM 87918A105 2,218 30,747 SH   SOLE   0 0 30,747
TESLA INC COM 88160R101 569 528 SH   SOLE   0 0 528
TRAVELERS COMPANIES INC COM 89417E109 285 1,560 SH   SOLE   0 0 1,560
UNION PAC CORP COM 907818108 778 2,849 SH   SOLE   0 0 2,849
UNITED PARCEL SERVICE INC CL B 911312106 285 1,330 SH   SOLE   0 0 1,330
UNITEDHEALTH GROUP INC COM 91324P102 5,436 10,659 SH   SOLE   0 0 10,659
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 243 3,248 SH   SOLE   0 0 3,248
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,761 25,304 SH   SOLE   0 0 25,304
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 712 6,568 SH   SOLE   0 0 6,568
VANGUARD INDEX FDS GROWTH ETF 922908736 582 2,024 SH   SOLE   0 0 2,024
VANGUARD INDEX FDS VALUE ETF 922908744 486 3,291 SH   SOLE   0 0 3,291
VANGUARD INDEX FDS SM CP VAL ETF 922908611 257 1,458 SH   SOLE   0 0 1,458
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 223 538 SH   SOLE   0 0 538
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,486 43,166 SH   SOLE   0 0 43,166
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,572 69,288 SH   SOLE   0 0 69,288
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,589 22,135 SH   SOLE   0 0 22,135
VERIZON COMMUNICATIONS INC COM 92343V104 240 4,711 SH   SOLE   0 0 4,711
VISA INC COM CL A 92826C839 3,662 16,514 SH   SOLE   0 0 16,514
WALGREENS BOOTS ALLIANCE INC COM 931427108 307 6,852 SH   SOLE   0 0 6,852
WALMART INC COM 931142103 510 3,427 SH   SOLE   0 0 3,427
WASTE MGMT INC DEL COM 94106L109 364 2,294 SH   SOLE   0 0 2,294
WEC ENERGY GROUP INC COM 92939U106 273 2,737 SH   SOLE   0 0 2,737
WINTRUST FINL CORP COM 97650W108 214 2,300 SH   SOLE   0 0 2,300