The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 779 4,386 SH   SOLE   0 0 4,386
ABBOTT LABS COM 002824100 757 5,380 SH   SOLE   0 0 5,380
ABBVIE INC COM 00287Y109 254 1,877 SH   SOLE   0 0 1,877
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 355 857 SH   SOLE   0 0 857
AFLAC INC COM 001055102 245 4,200 SH   SOLE   0 0 4,200
ALPHABET INC CAP STK CL A 02079K305 4,143 1,430 SH   SOLE   0 0 1,430
ALPHABET INC CAP STK CL C 02079K107 961 332 SH   SOLE   0 0 332
AMAZON COM INC COM 023135106 4,145 1,243 SH   SOLE   0 0 1,243
APPLE INC COM 037833100 11,287 63,563 SH   SOLE   0 0 63,563
ARDELYX INC COM 039697107 11 10,000 SH   SOLE   0 0 10,000
AUTOZONE INC COM 053332102 291 139 SH   SOLE   0 0 139
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,742 5,825 SH   SOLE   0 0 5,825
BK OF AMERICA CORP COM 060505104 651 14,637 SH   SOLE   0 0 14,637
BLACKROCK CAP INVT CORP NOTE 5.000% 6/1 092533AC2 15 15,000 PRN   SOLE   0 0 15,000
BLACKROCK INC COM 09247X101 222 243 SH   SOLE   0 0 243
BLACKROCK LONG-TERM MUN ADVA COM 09250B103 191 12,714 SH   SOLE   0 0 12,714
BLACKROCK MUN INCOME TR SH BEN INT 09248F109 212 13,667 SH   SOLE   0 0 13,667
BLACKROCK MUNIYIELD QUALITY COM 09254G108 197 13,314 SH   SOLE   0 0 13,314
BLACKSTONE INC COM 09260D107 460 3,558 SH   SOLE   0 0 3,558
BNY MELLON STRATEGIC MUN BD COM 09662E109 104 12,488 SH   SOLE   0 0 12,488
BNY MELLON STRATEGIC MUNS IN COM 05588W108 157 18,591 SH   SOLE   0 0 18,591
BOOKING HOLDINGS INC COM 09857L108 3,054 1,273 SH   SOLE   0 0 1,273
BROADCOM INC COM 11135F101 519 780 SH   SOLE   0 0 780
CARMAX INC COM 143130102 2,789 21,416 SH   SOLE   0 0 21,416
CDW CORP COM 12514G108 222 1,083 SH   SOLE   0 0 1,083
CIGNA CORP NEW COM 125523100 279 1,214 SH   SOLE   0 0 1,214
CISCO SYS INC COM 17275R102 476 7,506 SH   SOLE   0 0 7,506
COMCAST CORP NEW CL A 20030N101 416 8,266 SH   SOLE   0 0 8,266
COSTCO WHSL CORP NEW COM 22160K105 241 425 SH   SOLE   0 0 425
CSW INDUSTRIALS INC COM 126402106 474 3,920 SH   SOLE   0 0 3,920
CSX CORP COM 126408103 284 7,541 SH   SOLE   0 0 7,541
CVS HEALTH CORP COM 126650100 268 2,597 SH   SOLE   0 0 2,597
DANAHER CORPORATION COM 235851102 1,226 3,726 SH   SOLE   0 0 3,726
DEERE & CO COM 244199105 266 775 SH   SOLE   0 0 775
DISNEY WALT CO COM 254687106 2,482 16,026 SH   SOLE   0 0 16,026
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 393 6,568 SH   SOLE   0 0 6,568
FISERV INC COM 337738108 231 2,224 SH   SOLE   0 0 2,224
FS KKR CAP CORP COM 302635206 231 11,022 SH   SOLE   0 0 11,022
GALLAGHER ARTHUR J & CO COM 363576109 211 1,245 SH   SOLE   0 0 1,245
GENERAL DYNAMICS CORP COM 369550108 830 3,981 SH   SOLE   0 0 3,981
HOME DEPOT INC COM 437076102 1,379 3,323 SH   SOLE   0 0 3,323
HONEYWELL INTL INC COM 438516106 379 1,816 SH   SOLE   0 0 1,816
INTEL CORP COM 458140100 308 5,972 SH   SOLE   0 0 5,972
INVESCO QQQ TR UNIT SER 1 46090E103 286 718 SH   SOLE   0 0 718
INVESCO QUALITY MUN INCOME T COM 46133G107 162 11,942 SH   SOLE   0 0 11,942
IQVIA HLDGS INC COM 46266C105 3,527 12,501 SH   SOLE   0 0 12,501
ISHARES INC CORE MSCI EMKT 46434G103 9,911 165,568 SH   SOLE   0 0 165,568
ISHARES TR CORE S&P500 ETF 464287200 33,680 70,610 SH   SOLE   0 0 70,610
ISHARES TR CORE S&P MCP ETF 464287507 23,486 82,966 SH   SOLE   0 0 82,966
ISHARES TR CORE S&P SCP ETF 464287804 20,785 181,513 SH   SOLE   0 0 181,513
ISHARES TR CORE MSCI EAFE 46432F842 17,839 239,002 SH   SOLE   0 0 239,002
ISHARES TR EAFE SML CP ETF 464288273 10,677 146,081 SH   SOLE   0 0 146,081
ISHARES TR RUS 1000 GRW ETF 464287614 2,668 8,732 SH   SOLE   0 0 8,732
ISHARES TR RUS 1000 ETF 464287622 1,265 4,784 SH   SOLE   0 0 4,784
ISHARES TR RUS 1000 VAL ETF 464287598 1,045 6,221 SH   SOLE   0 0 6,221
ISHARES TR MSCI EAFE ETF 464287465 652 8,291 SH   SOLE   0 0 8,291
ISHARES TR U.S. REAL ES ETF 464287739 540 4,649 SH   SOLE   0 0 4,649
ISHARES TR SELECT DIVID ETF 464287168 444 3,621 SH   SOLE   0 0 3,621
ISHARES TR NATIONAL MUN ETF 464288414 391 3,362 SH   SOLE   0 0 3,362
ISHARES TR RUS MID CAP ETF 464287499 237 2,851 SH   SOLE   0 0 2,851
ISHARES TR MSCI USA QLT FCT 46432F339 207 1,421 SH   SOLE   0 0 1,421
JOHNSON & JOHNSON COM 478160104 1,257 7,349 SH   SOLE   0 0 7,349
JPMORGAN CHASE & CO COM 46625H100 3,949 24,936 SH   SOLE   0 0 24,936
LILLY ELI & CO COM 532457108 249 900 SH   SOLE   0 0 900
LINDE PLC SHS G5494J103 252 728 SH   SOLE   0 0 728
LOCKHEED MARTIN CORP COM 539830109 227 638 SH   SOLE   0 0 638
LOWES COS INC COM 548661107 4,949 19,146 SH   SOLE   0 0 19,146
MASTERCARD INCORPORATED CL A 57636Q104 2,412 6,713 SH   SOLE   0 0 6,713
MCDONALDS CORP COM 580135101 472 1,761 SH   SOLE   0 0 1,761
MEDTRONIC PLC SHS G5960L103 284 2,743 SH   SOLE   0 0 2,743
META PLATFORMS INC CL A 30303M102 3,121 9,280 SH   SOLE   0 0 9,280
MFS HIGH YIELD MUN TR SH BEN INT 59318E102 73 16,055 SH   SOLE   0 0 16,055
MICROSOFT CORP COM 594918104 6,378 18,964 SH   SOLE   0 0 18,964
MOTOROLA SOLUTIONS INC COM NEW 620076307 346 1,275 SH   SOLE   0 0 1,275
NETFLIX INC COM 64110L106 598 993 SH   SOLE   0 0 993
NEUBERGER BERMAN MUN FD INC COM 64124P101 169 11,029 SH   SOLE   0 0 11,029
NEXTERA ENERGY INC COM 65339F101 611 6,543 SH   SOLE   0 0 6,543
NIKE INC CL B 654106103 3,061 18,367 SH   SOLE   0 0 18,367
NORFOLK SOUTHN CORP COM 655844108 361 1,214 SH   SOLE   0 0 1,214
NOVARTIS AG SPONSORED ADR 66987V109 1,775 20,295 SH   SOLE   0 0 20,295
NUVEEN ENHANCED MUN VALUE FD COM 67074M101 193 12,342 SH   SOLE   0 0 12,342
NVIDIA CORPORATION COM 67066G104 847 2,880 SH   SOLE   0 0 2,880
OLD SECOND BANCORP INC ILL COM 680277100 1,259 100,000 SH   SOLE   0 0 100,000
OMNICOM GROUP INC COM 681919106 303 4,138 SH   SOLE   0 0 4,138
ORACLE CORP COM 68389X105 3,728 42,753 SH   SOLE   0 0 42,753
OREILLY AUTOMOTIVE INC COM 67103H107 231 327 SH   SOLE   0 0 327
PAYPAL HLDGS INC COM 70450Y103 2,276 12,069 SH   SOLE   0 0 12,069
PEPSICO INC COM 713448108 3,425 19,717 SH   SOLE   0 0 19,717
PFIZER INC COM 717081103 1,217 20,608 SH   SOLE   0 0 20,608
PROCTER AND GAMBLE CO COM 742718109 378 2,310 SH   SOLE   0 0 2,310
QUALCOMM INC COM 747525103 335 1,833 SH   SOLE   0 0 1,833
ROBLOX CORP CL A 771049103 2,457 23,813 SH   SOLE   0 0 23,813
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 212 5,419 SH   SOLE   0 0 5,419
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 208 1,196 SH   SOLE   0 0 1,196
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,715 5,716 SH   SOLE   0 0 5,716
STARBUCKS CORP COM 855244109 406 3,469 SH   SOLE   0 0 3,469
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 201 1,671 SH   SOLE   0 0 1,671
TELADOC HEALTH INC COM 87918A105 2,822 30,735 SH   SOLE   0 0 30,735
TESLA INC COM 88160R101 553 523 SH   SOLE   0 0 523
TRAVELERS COMPANIES INC COM 89417E109 244 1,560 SH   SOLE   0 0 1,560
UNILEVER PLC SPON ADR NEW 904767704 359 6,679 SH   SOLE   0 0 6,679
UNION PAC CORP COM 907818108 869 3,449 SH   SOLE   0 0 3,449
UNITED PARCEL SERVICE INC CL B 911312106 285 1,329 SH   SOLE   0 0 1,329
UNITEDHEALTH GROUP INC COM 91324P102 5,273 10,501 SH   SOLE   0 0 10,501
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 231 3,037 SH   SOLE   0 0 3,037
VANGUARD INDEX FDS TOTAL STK MKT 922908769 5,476 22,682 SH   SOLE   0 0 22,682
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 677 5,833 SH   SOLE   0 0 5,833
VANGUARD INDEX FDS GROWTH ETF 922908736 650 2,024 SH   SOLE   0 0 2,024
VANGUARD INDEX FDS VALUE ETF 922908744 484 3,291 SH   SOLE   0 0 3,291
VANGUARD INDEX FDS SM CP VAL ETF 922908611 261 1,458 SH   SOLE   0 0 1,458
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,197 35,850 SH   SOLE   0 0 35,850
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,791 69,032 SH   SOLE   0 0 69,032
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,768 21,942 SH   SOLE   0 0 21,942
VERIZON COMMUNICATIONS INC COM 92343V104 265 5,096 SH   SOLE   0 0 5,096
VISA INC COM CL A 92826C839 3,524 16,260 SH   SOLE   0 0 16,260
WALGREENS BOOTS ALLIANCE INC COM 931427108 357 6,852 SH   SOLE   0 0 6,852
WALMART INC COM 931142103 350 2,421 SH   SOLE   0 0 2,421
WASTE MGMT INC DEL COM 94106L109 383 2,294 SH   SOLE   0 0 2,294
WEC ENERGY GROUP INC COM 92939U106 248 2,556 SH   SOLE   0 0 2,556
WEST PHARMACEUTICAL SVSC INC COM 955306105 202 431 SH   SOLE   0 0 431
WINTRUST FINL CORP COM 97650W108 209 2,300 SH   SOLE   0 0 2,300