The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   37,032,150 399,398 SH   SOLE   2,878 0 396,520
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,780,891 47,496 SH   SOLE   0 0 47,496
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   12,881,613 134,886 SH   SOLE   854 0 134,032
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   11,864,222 111,443 SH   SOLE   683 0 110,760
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   17,751,658 618,956 SH   SOLE   4,001 0 614,955
ISHARES TR MSCI EAFE ETF 464287465   8,649,534 108,309 SH   SOLE   744 0 107,565
ISHARES TR MSCI EMG MKT ETF 464287234   4,965,052 120,863 SH   SOLE   939 0 119,924
ISHARES TR RUS 1000 GRW ETF 464287614   3,903,158 11,580 SH   SOLE   23 0 11,558
ISHARES TR RUS 1000 VAL ETF 464287598   12,164,055 67,914 SH   SOLE   568 0 67,346
ISHARES TR RUSSELL 2000 ETF 464287655   5,908,089 28,094 SH   SOLE   166 0 27,928
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   20,816,892 533,493 SH   SOLE   9,076 0 524,417
VANGUARD WORLD FD MEGA CAP INDEX 921910873   34,459,202 184,402 SH   SOLE   3,653 0 180,749
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   12,050,992 477,267 SH   SOLE   6,249 0 471,018
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   38,411,118 505,542 SH   SOLE   9,249 0 496,293
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   13,692,368 278,074 SH   SOLE   5,282 0 272,792
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,635,253 14,597 SH   SOLE   0 0 14,597
VANGUARD BD INDEX FDS INTERMED TERM 921937819   854,056 11,327 SH   SOLE   0 0 11,327
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,042,658 5,434 SH   SOLE   0 0 5,434
ADVANCED MICRO DEVICES INC COM 007903107   287,882 1,595 SH   SOLE   0 0 1,595
ALPHABET INC CAP STK CL A 02079K305   1,691,925 11,210 SH   SOLE   0 0 11,210
ALPHABET INC CAP STK CL C 02079K107   1,015,422 6,669 SH   SOLE   0 0 6,669
APPLE INC COM 037833100   3,988,743 23,261 SH   SOLE   1,236 0 22,025
COPART INC COM 217204106   1,393,092 24,052 SH   SOLE   0 0 24,052
COSTCO WHSL CORP NEW COM 22160K105   337,010 460 SH   SOLE   0 0 460
MICROSOFT CORP COM 594918104   3,119,639 7,415 SH   SOLE   469 0 6,946
NVIDIA CORPORATION COM 67066G104   1,032,769 1,143 SH   SOLE   0 0 1,143
HOME DEPOT INC COM 437076102   507,023 1,322 SH   SOLE   0 0 1,322
VISA INC COM CL A 92826C839   258,986 928 SH   SOLE   0 0 928
BANK AMERICA CORP COM 060505104   484,234 12,770 SH   SOLE   2,774 0 9,996
CISCO SYS INC COM 17275R102   246,607 4,941 SH   SOLE   328 0 4,613
JOHNSON & JOHNSON COM 478160104   352,764 2,230 SH   SOLE   0 0 2,230
PROCTER AND GAMBLE CO COM 742718109   436,796 2,692 SH   SOLE   24 0 2,668
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,778,724 78,276 SH   SOLE   0 0 78,276
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   720,771 1,714 SH   SOLE   70 0 1,644
ISHARES TR CORE HIGH DV ETF 46429B663   429,599 3,898 SH   SOLE   97 0 3,801
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   711,354 8,822 SH   SOLE   179 0 8,644
AMGEN INC COM 031162100   234,875 826 SH   SOLE   0 0 826
JPMORGAN CHASE & CO COM 46625H100   1,685,124 8,413 SH   SOLE   0 0 8,413
MERCK & CO INC COM 58933Y105   619,203 4,693 SH   SOLE   0 0 4,693
PALO ALTO NETWORKS INC COM 697435105   350,901 1,235 SH   SOLE   0 0 1,235
INVESCO QQQ TR UNIT SER 1 46090E103   485,549 1,094 SH   SOLE   0 0 1,094
ISHARES TR RUS 1000 ETF 464287622   460,560 1,599 SH   SOLE   0 0 1,599
META PLATFORMS INC CL A 30303M102   315,627 650 SH   SOLE   0 0 650
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   494,365 4,086 SH   SOLE   0 0 4,086
VANGUARD INDEX FDS LARGE CAP ETF 922908637   241,199 1,006 SH   SOLE   0 0 1,006
AMAZON COM INC COM 023135106   531,039 2,944 SH   SOLE   0 0 2,944
ISHARES TR CORE S&P MCP ETF 464287507   320,404 5,275 SH   SOLE   0 0 5,275
ISHARES TR CORE S&P US VLU 464287663   212,082 2,345 SH   SOLE   0 0 2,345
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   553,596 11,034 SH   SOLE   0 0 11,034
TESLA INC COM 88160R101   522,448 2,972 SH   SOLE   0 0 2,972
ABBVIE INC COM 00287Y109   227,625 1,250 SH   SOLE   0 0 1,250
EXXON MOBIL CORP COM 30231G102   248,890 2,141 SH   SOLE   0 0 2,141
DISNEY WALT CO COM 254687106   407,557 3,331 SH   SOLE   0 0 3,331
CHIPOTLE MEXICAN GRILL INC COM 169656105   470,897 162 SH   SOLE   0 0 162
PIONEER NAT RES CO COM 723787107   417,657 1,591 SH   SOLE   0 0 1,591
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   226,684 2,647 SH   SOLE   0 0 2,647
QUALCOMM INC COM 747525103   388,487 2,295 SH   SOLE   0 0 2,295
SIMPSON MFG INC COM 829073105   809,435 3,945 SH   SOLE   0 0 3,945
STATE STR CORP COM 857477103   310,981 4,022 SH   SOLE   0 0 4,022
VANGUARD INDEX FDS SMALL CP ETF 922908751   407,185 1,781 SH   SOLE   114 0 1,667
VANGUARD INDEX FDS MID CAP ETF 922908629   424,512 1,699 SH   SOLE   0 0 1,699
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   218,784 2,986 SH   SOLE   0 0 2,986
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   244,311 1,567 SH   SOLE   0 0 1,567