The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   12,114,489 133,097 SH   SOLE   0 0 133,097
ADVANCED MICRO DEVICES INC COM 007903107   256,199 1,738 SH   SOLE   0 0 1,738
ALPHABET INC CAP STK CL C 02079K107   931,406 6,609 SH   SOLE   0 0 6,609
ALPHABET INC CAP STK CL A 02079K305   890,384 6,374 SH   SOLE   0 0 6,374
AMAZON COM INC COM 023135106   378,179 2,489 SH   SOLE   0 0 2,489
AMGEN INC COM 031162100   223,452 776 SH   SOLE   0 0 776
APPLE INC COM 037833100   2,932,942 15,234 SH   SOLE   0 0 15,234
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   381,983 1,071 SH   SOLE   0 0 1,071
BILL HOLDINGS INC COM 090043100   1,223,850 15,000 SH   SOLE   0 0 15,000
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   81,304 10,928 SH   SOLE   0 0 10,928
CHEVRON CORP NEW COM 166764100   361,659 2,425 SH   SOLE   0 0 2,425
CHIPOTLE MEXICAN GRILL INC COM 169656105   370,488 162 SH   SOLE   0 0 162
COPART INC COM 217204106   655,620 13,380 SH   SOLE   0 0 13,380
COSTCO WHSL CORP NEW COM 22160K105   365,684 554 SH   SOLE   0 0 554
DISNEY WALT CO COM 254687106   264,475 2,929 SH   SOLE   0 0 2,929
HOME DEPOT INC COM 437076102   552,308 1,594 SH   SOLE   0 0 1,594
INVESCO QQQ TR UNIT SER 1 46090E103   247,760 605 SH   SOLE   0 0 605
ISHARES TR MSCI EMG MKT ETF 464287234   4,579,638 113,893 SH   SOLE   0 0 113,893
ISHARES TR MSCI EAFE ETF 464287465   8,300,487 110,159 SH   SOLE   0 0 110,159
ISHARES TR CORE S&P MCP ETF 464287507   292,393 1,055 SH   SOLE   0 0 1,055
ISHARES TR RUS 1000 VAL ETF 464287598   11,283,985 68,284 SH   SOLE   0 0 68,284
ISHARES TR RUS 1000 GRW ETF 464287614   3,522,272 11,618 SH   SOLE   0 0 11,618
ISHARES TR RUSSELL 2000 ETF 464287655   5,666,877 28,234 SH   SOLE   0 0 28,234
ISHARES TR CORE HIGH DV ETF 46429B663   509,032 4,991 SH   SOLE   0 0 4,991
JPMORGAN CHASE & CO COM 46625H100   1,559,307 9,167 SH   SOLE   0 0 9,167
KRANESHARES TR KFA MOUNT LUCAS 500767652   6,569,605 227,953 SH   SOLE   0 0 227,953
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   8,356,699 324,406 SH   SOLE   0 0 324,406
MERCK & CO INC COM 58933Y105   519,298 4,763 SH   SOLE   0 0 4,763
MICROSOFT CORP COM 594918104   1,882,456 5,006 SH   SOLE   0 0 5,006
NVIDIA CORPORATION COM 67066G104   619,025 1,250 SH   SOLE   0 0 1,250
PALO ALTO NETWORKS INC COM 697435105   385,408 1,307 SH   SOLE   0 0 1,307
PIONEER NAT RES CO COM 723787107   357,801 1,591 SH   SOLE   0 0 1,591
PROCTER AND GAMBLE CO COM 742718109   464,082 3,167 SH   SOLE   0 0 3,167
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,788,853 14,283 SH   SOLE   0 0 14,283
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   4,383,387 78,739 SH   SOLE   0 0 78,739
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   31,612,566 381,058 SH   SOLE   0 0 381,058
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   33,695,851 480,683 SH   SOLE   0 0 480,683
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   12,067,923 255,460 SH   SOLE   0 0 255,460
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   11,389,468 459,438 SH   SOLE   0 0 459,438
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   960,511 12,617 SH   SOLE   0 0 12,617
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   18,817,779 509,139 SH   SOLE   0 0 509,139
SIMPSON MFG INC COM 829073105   338,546 1,710 SH   SOLE   0 0 1,710
TESLA INC COM 88160R101   775,506 3,121 SH   SOLE   0 0 3,121
VANGUARD WORLD FD MEGA CAP INDEX 921910873   30,507,134 180,217 SH   SOLE   0 0 180,217
VANGUARD BD INDEX FDS INTERMED TERM 921937819   896,090 11,732 SH   SOLE   0 0 11,732
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,444,818 18,759 SH   SOLE   0 0 18,759
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   522,014 10,898 SH   SOLE   0 0 10,898
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   456,120 4,086 SH   SOLE   0 0 4,086
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   2,918,366 49,197 SH   SOLE   0 0 49,197
VANGUARD INDEX FDS SM CP VAL ETF 922908611   727,892 4,045 SH   SOLE   0 0 4,045
VANGUARD INDEX FDS MID CAP ETF 922908629   395,255 1,699 SH   SOLE   0 0 1,699
VANGUARD INDEX FDS LARGE CAP ETF 922908637   219,459 1,006 SH   SOLE   0 0 1,006
VANGUARD INDEX FDS SMALL CP ETF 922908751   349,435 1,638 SH   SOLE   0 0 1,638
VISA INC COM CL A 92826C839   318,408 1,223 SH   SOLE   0 0 1,223