The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 34,710 463,910 SH   SOLE   0 0 463,910
VANGUARD WORLD FD MEGA CAP INDEX 921910873 30,303 190,534 SH   SOLE   0 0 190,534
VANGUARD BD INDEX FDS INTERMED TERM 921937819 22,730 277,530 SH   SOLE   0 0 277,530
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 17,459 244,557 SH   SOLE   0 0 244,557
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 13,473 366,908 SH   SOLE   0 0 366,908
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 9,641 100,343 SH   SOLE   0 0 100,343
TIDAL ETF TR RPAR RISK PARI 886364603 8,787 371,392 SH   SOLE   0 0 371,392
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,100 171,024 SH   SOLE   0 0 171,024
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,056 290,112 SH   SOLE   0 0 290,112
ISHARES TR RUS 1000 VAL ETF 464287598 7,562 45,560 SH   SOLE   0 0 45,560
ISHARES TR MSCI EAFE ETF 464287465 7,114 96,651 SH   SOLE   0 0 96,651
ISHARES TR MBS ETF 464288588 6,559 64,387 SH   SOLE   0 0 64,387
ISHARES TR NATIONAL MUN ETF 464288414 6,163 56,208 SH   SOLE   0 0 56,208
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 5,174 100,378 SH   SOLE   0 0 100,378
ISHARES TR RUSSELL 2000 ETF 464287655 4,950 24,115 SH   SOLE   0 0 24,115
ISHARES TR MSCI EMG MKT ETF 464287234 4,387 97,165 SH   SOLE   0 0 97,165
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,233 79,276 SH   SOLE   0 0 79,276
ISHARES TR CORE US AGGBD ET 464287226 4,201 39,229 SH   SOLE   0 0 39,229
ISHARES TR RUS 1000 GRW ETF 464287614 3,915 14,103 SH   SOLE   0 0 14,103
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,909 62,131 SH   SOLE   0 0 62,131
APPLE INC COM 037833100 3,121 17,876 SH   SOLE   0 0 17,876
FORGEROCK INC CL A 34631B101 3,111 141,935 SH   SOLE   0 0 141,935
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 2,815 112,933 SH   SOLE   0 0 112,933
SPDR SER TR BLOOMBERG SHORT 78464A334 2,728 93,703 SH   SOLE   0 0 93,703
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,537 5,617 SH   SOLE   0 0 5,617
ISHARES TR 0-5YR HI YL CP 46434V407 2,482 56,451 SH   SOLE   0 0 56,451
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,369 47,286 SH   SOLE   0 0 47,286
MICROSOFT CORP COM 594918104 2,306 7,480 SH   SOLE   0 0 7,480
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 2,251 74,043 SH   SOLE   0 0 74,043
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 2,163 83,829 SH   SOLE   0 0 83,829
SPDR SER TR NUVEEN BLOOMBERG 78464A284 2,010 36,450 SH   SOLE   0 0 36,450
JPMORGAN CHASE & CO COM 46625H100 1,655 12,138 SH   SOLE   0 0 12,138
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 1,592 68,431 SH   SOLE   0 0 68,431
ALPHABET INC CAP STK CL A 02079K305 1,571 565 SH   SOLE   0 0 565
ISHARES TR MODERT ALLOC ETF 464289875 1,540 35,828 SH   SOLE   0 0 35,828
AMAZON COM INC COM 023135106 1,372 421 SH   SOLE   0 0 421
ISHARES TR JPMORGAN USD EMG 464288281 1,288 13,176 SH   SOLE   0 0 13,176
ISHARES TR CALIF MUN BD ETF 464288356 1,283 22,055 SH   SOLE   0 0 22,055
REGENERON PHARMACEUTICALS COM 75886F107 1,201 1,720 SH   SOLE   0 0 1,720
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,171 14,838 SH   SOLE   0 0 14,838
VANECK ETF TRUST EMERGING MRKT HI 92189F353 1,137 56,403 SH   SOLE   0 0 56,403
PALO ALTO NETWORKS INC COM 697435105 1,111 1,784 SH   SOLE   0 0 1,784
BLACKROCK FLOATING RATE INCO COM 09255X100 967 74,282 SH   SOLE   0 0 74,282
ELECTRONIC ARTS INC COM 285512109 931 7,359 SH   SOLE   0 0 7,359
T-MOBILE US INC COM 872590104 912 7,107 SH   SOLE   0 0 7,107
ALASKA AIR GROUP INC COM 011659109 885 15,260 SH   SOLE   0 0 15,260
VISA INC COM CL A 92826C839 875 3,945 SH   SOLE   0 0 3,945
FLEXSHARES TR HIG YLD VL ETF 33939L662 862 18,614 SH   SOLE   0 0 18,614
ADVANCED MICRO DEVICES INC COM 007903107 844 7,715 SH   SOLE   0 0 7,715
INGERSOLL RAND INC COM 45687V106 801 15,912 SH   SOLE   0 0 15,912
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 799 15,242 SH   SOLE   0 0 15,242
PENNYMAC FINL SVCS INC NEW COM 70932M107 747 14,046 SH   SOLE   0 0 14,046
ISHARES TR IBOXX INV CP ETF 464287242 734 6,073 SH   SOLE   0 0 6,073
COPART INC COM 217204106 728 5,800 SH   SOLE   0 0 5,800
PROSHARES TR INVT INT RT HG 74347B607 713 9,877 SH   SOLE   0 0 9,877
SALESFORCE COM INC COM 79466L302 693 3,263 SH   SOLE   0 0 3,263
META PLATFORMS INC CL A 30303M102 678 3,050 SH   SOLE   0 0 3,050
PRUDENTIAL FINL INC COM 744320102 675 5,714 SH   SOLE   0 0 5,714
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 627 10,925 SH   SOLE   0 0 10,925
MODERNA INC COM 60770K107 625 3,629 SH   SOLE   0 0 3,629
FLEXSHARES TR CR SCD US BD 33939L761 606 12,174 SH   SOLE   0 0 12,174
MASTERCARD INCORPORATED CL A 57636Q104 597 1,670 SH   SOLE   0 0 1,670
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 592 52,898 SH   SOLE   0 0 52,898
NUTRIEN LTD COM 67077M108 576 5,540 SH   SOLE   0 0 5,540
EVEREST RE GROUP LTD COM G3223R108 542 1,800 SH   SOLE   0 0 1,800
STARBUCKS CORP COM 855244109 538 5,911 SH   SOLE   0 0 5,911
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 523 10,040 SH   SOLE   0 0 10,040
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 485 9,136 SH   SOLE   0 0 9,136
VICTORY CAP HLDGS INC COM CL A 92645B103 482 16,695 SH   SOLE   0 0 16,695
VANECK ETF TRUST CHINA BOND ETF 92189F379 472 19,158 SH   SOLE   0 0 19,158
DUTCH BROS INC CL A 26701L100 447 8,081 SH   SOLE   0 0 8,081
KINDER MORGAN INC DEL COM 49456B101 442 23,374 SH   SOLE   0 0 23,374
CONOCOPHILLIPS COM 20825C104 438 4,379 SH   SOLE   0 0 4,379
ISHARES TR 1 3 YR TREAS BD 464287457 403 4,829 SH   SOLE   0 0 4,829
ISHARES INC JP MRGN EM HI BD 464286285 393 9,870 SH   SOLE   0 0 9,870
MEDIFAST INC COM 58470H101 391 2,288 SH   SOLE   0 0 2,288
BLUEPRINT MEDICINES CORP COM 09627Y109 390 6,112 SH   SOLE   0 0 6,112
DUKE REALTY CORP COM NEW 264411505 386 6,649 SH   SOLE   0 0 6,649
SAREPTA THERAPEUTICS INC COM 803607100 374 4,785 SH   SOLE   0 0 4,785
PROCTER AND GAMBLE CO COM 742718109 357 2,335 SH   SOLE   0 0 2,335
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 354 13,129 SH   SOLE   0 0 13,129
FLEXSHARES TR CR SCORED LONG 33939L753 334 6,408 SH   SOLE   0 0 6,408
DIAMONDBACK ENERGY INC COM 25278X109 313 2,284 SH   SOLE   0 0 2,284
MEDTRONIC PLC SHS G5960L103 307 2,763 SH   SOLE   0 0 2,763
GUARDANT HEALTH INC COM 40131M109 293 4,417 SH   SOLE   0 0 4,417
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 290 2,587 SH   SOLE   0 0 2,587
BRISTOL-MYERS SQUIBB CO COM 110122108 289 3,955 SH   SOLE   0 0 3,955
VISTRA CORP COM 92840M102 286 12,285 SH   SOLE   0 0 12,285
CSX CORP COM 126408103 282 7,540 SH   SOLE   0 0 7,540
SPDR SER TR BLOOMBERG EMERGI 78464A391 277 12,200 SH   SOLE   0 0 12,200
VANGUARD INDEX FDS SM CP VAL ETF 922908611 270 1,535 SH   SOLE   0 0 1,535
LEIDOS HOLDINGS INC COM 525327102 267 2,468 SH   SOLE   0 0 2,468
CHEVRON CORP NEW COM 166764100 256 1,573 SH   SOLE   0 0 1,573
ALPHABET INC CAP STK CL C 02079K107 249 89 SH   SOLE   0 0 89
MERCK & CO INC COM 58933Y105 238 2,901 SH   SOLE   0 0 2,901
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 235 4,620 SH   SOLE   0 0 4,620
ZENDESK INC COM 98936J101 217 1,806 SH   SOLE   0 0 1,806
ISHARES TR RUS MID CAP ETF 464287499 215 2,749 SH   SOLE   0 0 2,749
PALANTIR TECHNOLOGIES INC CL A 69608A108 137 10,000 SH   SOLE   0 0 10,000
CO-DIAGNOSTICS INC COM 189763105 88 14,248 SH   SOLE   0 0 14,248
MAMAMANCINI S HLDGS INC COM 56146T103 66 39,614 SH   SOLE   0 0 39,614
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100 52 12,829 SH   SOLE   0 0 12,829