The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 8,025 83,202 SH   SOLE   0 0 83,202
ADVANCED MICRO DEVICES INC COM 007903107 828 8,814 SH   SOLE   0 0 8,814
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 782 3,450 SH   SOLE   0 0 3,450
ALPHABET INC CAP STK CL C 02079K107 474 189 SH   SOLE   0 0 189
ALPHABET INC CAP STK CL A 02079K305 1,555 637 SH   SOLE   0 0 637
AMAZON COM INC COM 023135106 1,744 507 SH   SOLE   0 0 507
APPLE INC COM 037833100 3,570 26,064 SH   SOLE   0 0 26,064
BLUEPRINT MEDICINES CORP COM 09627Y109 622 7,070 SH   SOLE   0 0 7,070
BRISTOL-MYERS SQUIBB CO COM 110122108 329 4,930 SH   SOLE   0 0 4,930
CSX CORP COM 126408103 355 11,073 SH   SOLE   0 0 11,073
CO-DIAGNOSTICS INC COM 189763105 298 36,112 SH   SOLE   0 0 36,112
DUKE REALTY CORP COM NEW 264411505 451 9,523 SH   SOLE   0 0 9,523
ETF SER SOLUTIONS DEFIANCE NXT GN 26922B204 945 35,771 SH   SOLE   0 0 35,771
ELECTRONIC ARTS INC COM 285512109 1,565 10,884 SH   SOLE   0 0 10,884
FLEXSHARES TR HIG YLD VL ETF 33939L662 1,451 28,945 SH   SOLE   0 0 28,945
FLEXSHARES TR CR SCORED LONG 33939L753 412 6,787 SH   SOLE   0 0 6,787
FLEXSHARES TR CR SCD US BD 33939L761 880 16,247 SH   SOLE   0 0 16,247
FUTU HLDGS LTD SPON ADS CL A 36118L106 998 5,571 SH   SOLE   0 0 5,571
GUARDANT HEALTH INC COM 40131M109 576 4,641 SH   SOLE   0 0 4,641
INGERSOLL RAND INC COM 45687V106 1,138 23,314 SH   SOLE   0 0 23,314
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 2,892 102,891 SH   SOLE   0 0 102,891
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 4,228 155,116 SH   SOLE   0 0 155,116
ISHARES TR CORE US AGGBD ET 464287226 4,525 39,233 SH   SOLE   0 0 39,233
ISHARES TR MSCI EMG MKT ETF 464287234 4,672 84,711 SH   SOLE   0 0 84,711
ISHARES TR IBOXX INV CP ETF 464287242 934 6,952 SH   SOLE   0 0 6,952
ISHARES TR 1 3 YR TREAS BD 464287457 435 5,045 SH   SOLE   0 0 5,045
ISHARES TR MSCI EAFE ETF 464287465 6,557 83,132 SH   SOLE   0 0 83,132
ISHARES TR RUS MID CAP ETF 464287499 239 3,019 SH   SOLE   0 0 3,019
ISHARES TR RUS 1000 VAL ETF 464287598 6,124 38,610 SH   SOLE   0 0 38,610
ISHARES TR RUS 1000 GRW ETF 464287614 1,927 7,097 SH   SOLE   0 0 7,097
ISHARES TR RUSSELL 2000 ETF 464287655 3,982 17,363 SH   SOLE   0 0 17,363
ISHARES TR JPMORGAN USD EMG 464288281 1,884 16,749 SH   SOLE   0 0 16,749
ISHARES TR CALIF MUN BD ETF 464288356 1,804 28,801 SH   SOLE   0 0 28,801
ISHARES TR NATIONAL MUN ETF 464288414 12,311 105,044 SH   SOLE   0 0 105,044
ISHARES TR MBS ETF 464288588 7,717 71,306 SH   SOLE   0 0 71,306
ISHARES TR MODERT ALLOC ETF 464289875 9,351 207,560 SH   SOLE   0 0 207,560
ISHARES TR 0-5YR HI YL CP 46434V407 2,972 64,533 SH   SOLE   0 0 64,533
JPMORGAN CHASE & CO COM 46625H100 358 2,301 SH   SOLE   0 0 2,301
KINDER MORGAN INC DEL COM 49456B101 779 42,732 SH   SOLE   0 0 42,732
LIVERAMP HLDGS INC COM 53815P108 201 4,295 SH   SOLE   0 0 4,295
MEDIFAST INC COM 58470H101 818 2,890 SH   SOLE   0 0 2,890
MERCADOLIBRE INC COM 58733R102 595 382 SH   SOLE   0 0 382
MICROSOFT CORP COM 594918104 1,784 6,587 SH   SOLE   0 0 6,587
NIKE INC CL B 654106103 240 1,553 SH   SOLE   0 0 1,553
NUTRIEN LTD COM 67077M108 428 7,059 SH   SOLE   0 0 7,059
PALO ALTO NETWORKS INC COM 697435105 819 2,207 SH   SOLE   0 0 2,207
PENNYMAC FINL SVCS INC NEW COM 70932M107 1,058 17,142 SH   SOLE   0 0 17,142
PRIMORIS SVCS CORP COM 74164F103 418 14,203 SH   SOLE   0 0 14,203
PROSHARES TR INVT INT RT HG 74347B607 679 8,872 SH   SOLE   0 0 8,872
REGENERON PHARMACEUTICALS COM 75886F107 1,421 2,544 SH   SOLE   0 0 2,544
SPDR SER TR NUVEEN BBG BRCLY 78464A284 2,544 41,829 SH   SOLE   0 0 41,829
SPDR SER TR BLOMBERG BRC INT 78464A334 3,291 103,666 SH   SOLE   0 0 103,666
SALESFORCE COM INC COM 79466L302 864 3,538 SH   SOLE   0 0 3,538
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,113 39,445 SH   SOLE   0 0 39,445
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 30,633 209,874 SH   SOLE   0 0 209,874
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 15,028 219,807 SH   SOLE   0 0 219,807
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,384 80,474 SH   SOLE   0 0 80,474
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,539 229,295 SH   SOLE   0 0 229,295
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,203 15,906 SH   SOLE   0 0 15,906
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,377 313,745 SH   SOLE   0 0 313,745
T-MOBILE US INC COM 872590104 1,199 8,279 SH   SOLE   0 0 8,279
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 216 1,795 SH   SOLE   0 0 1,795
TIDAL ETF TR RPAR RISK PARI 886364603 7,871 322,313 SH   SOLE   0 0 322,313
VANECK VECTORS ETF TR EMERGING MKTS HI 92189F353 2,290 95,899 SH   SOLE   0 0 95,899
VANECK VECTORS ETF TR CHINAAMC CHINA B 92189F379 614 25,470 SH   SOLE   0 0 25,470
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 1,982 77,863 SH   SOLE   0 0 77,863
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 2,466 74,965 SH   SOLE   0 0 74,965
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 2,046 65,187 SH   SOLE   0 0 65,187
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 717 11,275 SH   SOLE   0 0 11,275
VANGUARD WORLD FD MEGA CAP INDEX 921910873 27,966 183,574 SH   SOLE   0 0 183,574
VANGUARD BD INDEX FDS INTERMED TERM 921937819 21,619 240,315 SH   SOLE   0 0 240,315
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,606 53,175 SH   SOLE   0 0 53,175
VIATRIS INC COM 92556V106 391 27,347 SH   SOLE   0 0 27,347
VISA INC COM CL A 92826C839 1,080 4,621 SH   SOLE   0 0 4,621
VISTRA CORP COM 92840M102 207 11,180 SH   SOLE   0 0 11,180
WALMART INC COM 931142103 242 1,716 SH   SOLE   0 0 1,716
ZENDESK INC COM 98936J101 261 1,806 SH   SOLE   0 0 1,806
STELLANTIS N.V SHS N82405106 396 20,096 SH   SOLE   0 0 20,096