The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 388,874 3,567 SH   SOLE   3,567 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 579,942 1,186 SH   SOLE   1,186 0 0
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 300,836 2,641 SH   SOLE   2,641 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 BBG001S7YHX0 527,896 5,874 SH   SOLE   5,874 0 0
ALBEMARLE CORP COM 012653101 BBG001S7SBP9 1,327,386 5,950 SH   SOLE   5,950 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 968,373 8,090 SH   SOLE   8,090 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 2,179,670 18,018 SH   SOLE   18,018 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 697,296 5,349 SH   SOLE   5,349 0 0
APPLE INC COM 037833100 BBG001S5N8V8 61,266,452 315,855 SH   SOLE   315,855 0 0
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 388,813 2,690 SH   SOLE   2,690 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 1,318,393 20,616 SH   SOLE   20,616 0 0
CAPITAL GRP FIXED INCM ETF T SHORT DURATION 14020Y409 BBG019XFYS46 6,661,136 265,331 SH   SOLE   265,331 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,138,227 4,626 SH   SOLE   4,626 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 414,075 8,003 SH   SOLE   8,003 0 0
CLOROX CO DEL COM 189054109 BBG001S5PX50 424,796 2,671 SH   SOLE   2,671 0 0
DANA INC COM 235825205 BBG001SRW699 556,597 32,741 SH   SOLE   32,741 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 7,818,091 320,808 SH   SOLE   320,808 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 216,861 2,429 SH   SOLE   2,429 0 0
EBAY INC. COM 278642103 BBG001S9B9J5 562,675 12,590 SH   SOLE   12,590 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 2,156,360 85,945 SH   SOLE   85,945 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 6,510,912 143,349 SH   SOLE   143,349 0 0
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740U208 BBG00VZR6K84 1,860,300 47,700 SH   SOLE   47,700 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 BBG00FZ4KG74 6,091,176 137,903 SH   SOLE   137,903 0 0
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 BBG00RPK2N78 663,293 16,651 SH   SOLE   16,651 0 0
FRANKLIN TEMPLETON ETF TR INTL AGGREGTE BD 35473P611 BBG00L2CLCB2 625,768 31,781 SH   SOLE   31,781 0 0
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 12,144,459 157,577 SH   SOLE   157,577 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 218,380 703 SH   SOLE   703 0 0
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 BBG00HZ6Q3N0 381,843 15,675 SH   SOLE   15,675 0 0
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 BBG00MYXK7W8 2,123,253 56,290 SH   SOLE   56,290 0 0
INTEL CORP COM 458140100 BBG001S5SF65 461,898 13,812 SH   SOLE   13,812 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 BBG001SSH3K8 6,611,528 214,660 SH   SOLE   214,660 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 BBG001SS78M6 4,278,553 157,833 SH   SOLE   157,833 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 4,936,112 78,588 SH   SOLE   78,588 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 BBG001SDTVQ0 7,449,296 147,657 SH   SOLE   147,657 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 722,429 22,840 SH   SOLE   22,840 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 601,264 5,975 SH   SOLE   5,975 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 14,258,856 250,375 SH   SOLE   250,375 0 0
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 382,978 6,266 SH   SOLE   6,266 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 3,784,155 14,472 SH   SOLE   14,472 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 286,671 2,930 SH   SOLE   2,930 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 250,489 562 SH   SOLE   562 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 12,071,269 265,477 SH   SOLE   265,477 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 313,510 6,406 SH   SOLE   6,406 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 668,576 6,860 SH   SOLE   6,860 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 224,859 4,767 SH   SOLE   4,767 0 0
ISHARES TR ESG EAFE ETF 46436E759 BBG00VHK1HS9 1,215,703 19,959 SH   SOLE   19,959 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 1,426,640 39,684 SH   SOLE   39,684 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 211,642 11,502 SH   SOLE   11,502 0 0
ISHARES TR MRGSTR SM CP GR 464288604 BBG001SBRKD4 4,232,102 102,200 SH   SOLE   102,200 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 4,075,034 122,742 SH   SOLE   122,742 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 1,504,278 42,255 SH   SOLE   42,255 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 618,144 7,344 SH   SOLE   7,344 0 0
ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 6,380,477 44,232 SH   SOLE   44,232 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 4,691,271 17,048 SH   SOLE   17,048 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 2,724,290 17,260 SH   SOLE   17,260 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 1,821,210 17,000 SH   SOLE   17,000 0 0
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 1,649,705 29,219 SH   SOLE   29,219 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 597,669 11,920 SH   SOLE   11,920 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 478,389 9,445 SH   SOLE   9,445 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,356,602 8,195 SH   SOLE   8,195 0 0
KRANESHARES TR QUADRTC INT RT 500767736 BBG00NW3SL00 1,859,732 90,366 SH   SOLE   90,366 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 307,356 1,071 SH   SOLE   1,071 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,810,863 8,254 SH   SOLE   8,254 0 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 210,942 2,892 SH   SOLE   2,892 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 334,772 760 SH   SOLE   760 0 0
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 351,485 4,737 SH   SOLE   4,737 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 453,510 4,109 SH   SOLE   4,109 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 BBG00FJ5HBJ1 2,006,685 57,913 SH   SOLE   57,913 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 BBG00FJ5HT75 818,499 27,624 SH   SOLE   27,624 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,310,948 3,099 SH   SOLE   3,099 0 0
NXP SEMICONDUCTORS N V COM N6596X109 BBG001SF62F6 452,343 2,210 SH   SOLE   2,210 0 0
OKTA INC CL A 679295105 BBG001YV1SN3 208,744 3,010 SH   SOLE   3,010 0 0
ON24 INC COM 68339B104 BBG001TCT0B5 629,300 77,500 SH   SOLE   77,500 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 229,367 1,926 SH   SOLE   1,926 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 608,110 9,113 SH   SOLE   9,113 0 0
PEPSICO INC COM 713448108 BBG001S695T1 497,210 2,684 SH   SOLE   2,684 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 307,015 3,145 SH   SOLE   3,145 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 321,408 2,700 SH   SOLE   2,700 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 273,308 2,790 SH   SOLE   2,790 0 0
ROKU INC COM CL A 77543R102 BBG001ZZPQM2 351,780 5,500 SH   SOLE   5,500 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 298,933 1,415 SH   SOLE   1,415 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY 808515530 BBG00TCBL6Q3 140,015 140,015 SH   SOLE   140,015 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 BBG0051GPYJ9 9,061,037 159,692 SH   SOLE   159,692 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 11,475,371 199,329 SH   SOLE   199,329 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 5,551,014 110,030 SH   SOLE   110,030 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 20,372,181 630,913 SH   SOLE   630,913 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 4,748,874 143,081 SH   SOLE   143,081 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 520,597 11,278 SH   SOLE   11,278 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 8,273,354 160,026 SH   SOLE   160,026 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 2,151,004 29,620 SH   SOLE   29,620 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 7,003,028 93,436 SH   SOLE   93,436 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 6,819,031 101,640 SH   SOLE   101,640 0 0
SELECTQUOTE INC COM 816307300 BBG001SQZ7Z7 116,064 59,520 SH   SOLE   59,520 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 275,365 490 SH   SOLE   490 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 BBG001S5W6H8 451,100 5,010 SH   SOLE   5,010 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 5,183,850 159,307 SH   SOLE   159,307 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 7,409,509 215,518 SH   SOLE   215,518 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 567,553 1,280 SH   SOLE   1,280 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 668,719 23,638 SH   SOLE   23,638 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 246,164 2,485 SH   SOLE   2,485 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 442,130 1,689 SH   SOLE   1,689 0 0
TRIMBLE INC COM 896239100 BBG001S5SZP0 723,275 18,850 SH   SOLE   18,850 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 241,247 1,179 SH   SOLE   1,179 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 505,196 6,950 SH   SOLE   6,950 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 245,043 866 SH   SOLE   866 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 9,015,813 43,815 SH   SOLE   43,815 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 6,346,937 45,866 SH   SOLE   45,866 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 646,978 7,742 SH   SOLE   7,742 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 547,091 1,343 SH   SOLE   1,343 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 949,892 5,743 SH   SOLE   5,743 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 2,922,899 71,851 SH   SOLE   71,851 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 712,622 14,190 SH   SOLE   14,190 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 BBG00LWSF8K0 294,206 4,300 SH   SOLE   4,300 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 5,672,474 122,834 SH   SOLE   122,834 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 1,492,299 14,069 SH   SOLE   14,069 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 BBG00M0P2VR5 372,036 7,005 SH   SOLE   7,005 0 0
WISDOMTREE TR EMERG MKTS ESG 97717X214 BBG00CMHTYQ7 622,815 21,925 SH   SOLE   21,925 0 0
WISDOMTREE TR PUTWRITE STRAT 97717X560 BBG00C839794 1,943,757 59,985 SH   SOLE   59,985 0 0
WISDOMTREE TR US ESG FUND 97717W596 BBG001SSZBH4 590,430 12,855 SH   SOLE   12,855 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 1,105,200 26,283 SH   SOLE   26,283 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 686,254 3,038 SH   SOLE   3,038 0 0