The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 263 2,417 SH   SOLE   2,417 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 248 678 SH   SOLE   678 0 0
ADVANCED MICRO DEVICES INC COM 007903107 232 3,040 SH   SOLE   3,040 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 416 4,558 SH   SOLE   4,558 0 0
ALBEMARLE CORP COM 012653101 1,081 5,175 SH   SOLE   5,175 0 0
ALPHABET INC CAP STK CL A 02079K305 931 427 SH   SOLE   427 0 0
ALPHABET INC CAP STK CL C 02079K107 315 144 SH   SOLE   144 0 0
AMAZON COM INC COM 023135106 445 4,190 SH   SOLE   4,190 0 0
APPLE INC COM 037833100 45,219 330,744 SH   SOLE   330,744 0 0
ATLASSIAN CORP PLC CL A G06242104 448 2,390 SH   SOLE   2,390 0 0
CATERPILLAR INC COM 149123101 477 2,666 SH   SOLE   2,666 0 0
CISCO SYS INC COM 17275R102 279 6,550 SH   SOLE   6,550 0 0
DANA INC COM 235825205 366 26,004 SH   SOLE   26,004 0 0
DISNEY WALT CO COM 254687106 208 2,207 SH   SOLE   2,207 0 0
EBAY INC. COM 278642103 522 12,521 SH   SOLE   12,521 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 1,500 55,239 SH   SOLE   55,239 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 3,045 65,450 SH   SOLE   65,450 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 3,075 66,315 SH   SOLE   66,315 0 0
GILEAD SCIENCES INC COM 375558103 8,938 144,610 SH   SOLE   144,610 0 0
INTEL CORP COM 458140100 316 8,453 SH   SOLE   8,453 0 0
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735 7,201 247,372 SH   SOLE   247,372 0 0
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214 3,508 147,085 SH   SOLE   147,085 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 4,770 76,936 SH   SOLE   76,936 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 6,092 145,050 SH   SOLE   145,050 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 414 12,800 SH   SOLE   12,800 0 0
ISHARES TR CALIF MUN BD ETF 464288356 208 3,680 SH   SOLE   3,680 0 0
ISHARES TR CORE MSCI INTL 46435G326 395 7,345 SH   SOLE   7,345 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,003 13,276 SH   SOLE   13,276 0 0
ISHARES TR CORE TOTAL USD 46434V613 6,082 129,900 SH   SOLE   129,900 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,278 32,237 SH   SOLE   32,237 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 333 3,965 SH   SOLE   3,965 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 214 4,372 SH   SOLE   4,372 0 0
ISHARES TR ESG EAFE ETF 46436E759 680 13,045 SH   SOLE   13,045 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 958 32,064 SH   SOLE   32,064 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 219 11,502 SH   SOLE   11,502 0 0
ISHARES TR INTL TREA BD ETF 464288117 621 15,183 SH   SOLE   15,183 0 0
ISHARES TR MRGSTR SM CP GR 464288604 2,464 69,765 SH   SOLE   69,765 0 0
ISHARES TR MSCI INTL MOMENT 46434V449 3,343 111,679 SH   SOLE   111,679 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 1,198 38,719 SH   SOLE   38,719 0 0
ISHARES TR MSCI USA MMENTM 46432F396 5,674 41,611 SH   SOLE   41,611 0 0
ISHARES TR NATIONAL MUN ETF 464288414 7,299 68,630 SH   SOLE   68,630 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,992 18,254 SH   SOLE   18,254 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,726 18,803 SH   SOLE   18,803 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,706 18,066 SH   SOLE   18,066 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 478 9,445 SH   SOLE   9,445 0 0
JOHNSON & JOHNSON COM 478160104 980 5,519 SH   SOLE   5,519 0 0
KRANESHARES TR QUADRTC INT RT 500767736 1,633 64,427 SH   SOLE   64,427 0 0
MICROSOFT CORP COM 594918104 2,025 7,884 SH   SOLE   7,884 0 0
NIKE INC CL B 654106103 400 3,916 SH   SOLE   3,916 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 1,146 34,340 SH   SOLE   34,340 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 395 12,890 SH   SOLE   12,890 0 0
NVIDIA CORPORATION COM 67066G104 438 2,889 SH   SOLE   2,889 0 0
NXP SEMICONDUCTORS N V COM N6596X109 314 2,118 SH   SOLE   2,118 0 0
ON24 INC COM 68339B104 878 92,500 SH   SOLE   92,500 0 0
ORACLE CORP COM 68389X105 253 3,626 SH   SOLE   3,626 0 0
PAYPAL HLDGS INC COM 70450Y103 859 12,303 SH   SOLE   12,303 0 0
PEPSICO INC COM 713448108 425 2,547 SH   SOLE   2,547 0 0
QUALCOMM INC COM 747525103 255 2,000 SH   SOLE   2,000 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 270 2,806 SH   SOLE   2,806 0 0
ROKU INC COM CL A 77543R102 452 5,500 SH   SOLE   5,500 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 7,189 143,129 SH   SOLE   143,129 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 9,265 182,033 SH   SOLE   182,033 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 4,936 109,088 SH   SOLE   109,088 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 5,213 201,033 SH   SOLE   201,033 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 17,439 615,987 SH   SOLE   615,987 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 2,967 97,561 SH   SOLE   97,561 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,295 27,058 SH   SOLE   27,058 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,024 158,948 SH   SOLE   158,948 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,335 18,632 SH   SOLE   18,632 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,041 86,931 SH   SOLE   86,931 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,019 96,426 SH   SOLE   96,426 0 0
SERVICENOW INC COM 81762P102 227 478 SH   SOLE   478 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 410 5,010 SH   SOLE   5,010 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,786 165,960 SH   SOLE   165,960 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 6,179 177,712 SH   SOLE   177,712 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 424 1,123 SH   SOLE   1,123 0 0
SPDR SER TR BLOOMBERG INTL 78464A151 346 12,322 SH   SOLE   12,322 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 1,073 46,315 SH   SOLE   46,315 0 0
STARBUCKS CORP COM 855244109 242 3,169 SH   SOLE   3,169 0 0
TESLA INC COM 88160R101 293 435 SH   SOLE   435 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 627 8,327 SH   SOLE   8,327 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,459 42,147 SH   SOLE   42,147 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 302 870 SH   SOLE   870 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,326 79,849 SH   SOLE   79,849 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 213 4,275 SH   SOLE   4,275 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 7,018 100,031 SH   SOLE   100,031 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,395 13,721 SH   SOLE   13,721 0 0
WISDOMTREE TR CBOE S&P 500 97717X560 1,629 50,994 SH   SOLE   50,994 0 0
WISDOMTREE TR EMERG MKTS ESG 97717X214 365 12,790 SH   SOLE   12,790 0 0
WISDOMTREE TR US ESG FUND 97717W596 372 9,125 SH   SOLE   9,125 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,081 27,743 SH   SOLE   27,743 0 0
WORKDAY INC CL A 98138H101 425 3,048 SH   SOLE   3,048 0 0