Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities
Net loss	$ (26,974)	$ (6,128)
Adjustments to reconcile net loss to net cash provided by operating activities:
Provision for loan losses	19,729	21,286
Goodwill impairment	11,288
Gain on sale of receivables	(207)
Loss on disposal of assets	593
Depreciation	5,426	9,576
Amortization of deferred debt issuance costs	527	43
Amortization of intangibles	110	110
Non-cash interest on PIK notes	8,274	7,408
Right of use assets - operating leases	240	1,209
Changes in assets and liabilities:
Card related pre-funding and receivables	1	(1,268)
Other assets	3,738	(2,060)
Deferred revenue	(634)	(633)
Accrued interest	(1,154)	17
Money orders payable	(6,148)	(1,149)
Lease termination payable		(387)
Accounts payable and accrued expenses	(3,356)	3,109
Net cash provided by operating activities	11,453	31,133
Cash flows from investing activities
Proceeds from sale of receivables	1,368
Net receivables collected (originated)	583	(9,045)
Purchase of leasehold improvements and equipment	(2,129)	(1,298)
Net cash used in investing activities	(178)	(10,343)
Cash flows from financing activities
Repurchase of secured notes		(2,000)
Payments on subsidiary note	(32)	(31)
Debt issuance costs	(1,318)	(1,070)
Net cash used in financing activities	(1,350)	(3,101)
Net increase in cash and cash equivalents and restricted cash	9,925	17,689
Cash and cash equivalents and restricted cash:
Beginning	55,106	57,383
Ending	$ 65,031	$ 75,072