The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 978 9,041 SH   SOLE   0 0 9,041
ALPHABET INC CAP STK CL A 02079K305 4,672 2,265 SH   SOLE   0 0 2,265
ALTRIA GROUP INC COM 02209S103 477 9,320 SH   SOLE   0 0 9,320
AMAZON COM INC COM 023135106 8,679 2,805 SH   SOLE   0 0 2,805
APPLE INC COM 037833100 16,985 139,048 SH   SOLE   0 0 139,048
ARK ETF TR NEXT GNRTN INTER 00214Q401 5,677 38,505 SH   SOLE   0 0 38,505
ARK ETF TR INNOVATION ETF 00214Q104 3,243 27,036 SH   SOLE   0 0 27,036
ARK ETF TR GENOMIC REV ETF 00214Q302 3,394 38,252 SH   SOLE   0 0 38,252
AT&T INC COM 00206R102 1,129 37,291 SH   SOLE   0 0 37,291
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,163 4,553 SH   SOLE   0 0 4,553
BLACKROCK ENHANCED GLOBAL DI COM 092501105 173 15,022 SH   SOLE   0 0 15,022
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 210 8,500 SH   SOLE   0 0 8,500
BRF SA SPONSORED ADR 10552T107 45 10,000 SH   SOLE   0 0 10,000
BRISTOL-MYERS SQUIBB CO COM 110122108 1,153 18,271 SH   SOLE   0 0 18,271
CALAMOS CONV & HIGH INCOME F COM SHS 12811P108 8,849 593,463 SH   SOLE   0 0 593,463
CATERPILLAR INC COM 149123101 3,020 13,025 SH   SOLE   0 0 13,025
CBRE CLARION GLOBAL REAL EST COM 12504G100 257 32,897 SH   SOLE   0 0 32,897
CISCO SYS INC COM 17275R102 1,246 24,088 SH   SOLE   0 0 24,088
CLOROX CO DEL COM 189054109 2,145 11,119 SH   SOLE   0 0 11,119
COCA COLA CO COM 191216100 1,443 27,381 SH   SOLE   0 0 27,381
COSTCO WHSL CORP NEW COM 22160K105 640 1,816 SH   SOLE   0 0 1,816
CROWDSTRIKE HLDGS INC CL A 22788C105 3,382 18,533 SH   SOLE   0 0 18,533
CVS HEALTH CORP COM 126650100 740 9,839 SH   SOLE   0 0 9,839
DEERE & CO COM 244199105 247 660 SH   SOLE   0 0 660
DISNEY WALT CO COM 254687106 1,331 7,212 SH   SOLE   0 0 7,212
DOCUSIGN INC COM 256163106 2,087 10,309 SH   SOLE   0 0 10,309
DUKE ENERGY CORP NEW COM NEW 26441C204 368 3,808 SH   SOLE   0 0 3,808
FASTLY INC CL A 31188V100 2,440 36,270 SH   SOLE   0 0 36,270
HOME DEPOT INC COM 437076102 4,898 16,047 SH   SOLE   0 0 16,047
HONEYWELL INTL INC COM 438516106 921 4,242 SH   SOLE   0 0 4,242
INVESCO CALIF VALUE MUN INCO COM 46132H106 972 76,025 SH   SOLE   0 0 76,025
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 4,373 202,092 SH   SOLE   0 0 202,092
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 4,632 212,772 SH   SOLE   0 0 212,772
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 3,563 152,594 SH   SOLE   0 0 152,594
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 397 17,197 SH   SOLE   0 0 17,197
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 6,580 296,800 SH   SOLE   0 0 296,800
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 3,377 133,482 SH   SOLE   0 0 133,482
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833 3,432 137,406 SH   SOLE   0 0 137,406
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 7,814 92,789 SH   SOLE   0 0 92,789
INVESCO QQQ TR UNIT SER 1 46090E103 10,064 31,536 SH   SOLE   0 0 31,536
ISHARES INC ASIA/PAC DIV ETF 464286293 265 6,500 SH   SOLE   0 0 6,500
KIMBERLY-CLARK CORP COM 494368103 1,396 10,039 SH   SOLE   0 0 10,039
LOCKHEED MARTIN CORP COM 539830109 2,289 6,196 SH   SOLE   0 0 6,196
MCDONALDS CORP COM 580135101 1,202 5,361 SH   SOLE   0 0 5,361
MERCK & CO. INC COM 58933Y105 1,364 17,698 SH   SOLE   0 0 17,698
MICROSOFT CORP COM 594918104 7,363 31,230 SH   SOLE   0 0 31,230
NORFOLK SOUTHN CORP COM 655844108 926 3,450 SH   SOLE   0 0 3,450
NORTHROP GRUMMAN CORP COM 666807102 926 2,861 SH   SOLE   0 0 2,861
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 9,583 644,854 SH   SOLE   0 0 644,854
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 4,105 265,709 SH   SOLE   0 0 265,709
NVIDIA CORPORATION COM 67066G104 3,516 6,585 SH   SOLE   0 0 6,585
OKTA INC CL A 679295105 259 1,175 SH   SOLE   0 0 1,175
PAYPAL HLDGS INC COM 70450Y103 2,897 11,930 SH   SOLE   0 0 11,930
PEPSICO INC COM 713448108 1,230 8,696 SH   SOLE   0 0 8,696
PFIZER INC COM 717081103 368 10,160 SH   SOLE   0 0 10,160
PHILIP MORRIS INTL INC COM 718172109 733 8,262 SH   SOLE   0 0 8,262
PROCTER AND GAMBLE CO COM 742718109 2,354 17,379 SH   SOLE   0 0 17,379
PROSHARES TR S&P 500 DV ARIST 74348A467 10,408 120,659 SH   SOLE   0 0 120,659
QUALCOMM INC COM 747525103 1,293 9,750 SH   SOLE   0 0 9,750
RAYTHEON TECHNOLOGIES CORP COM 75513E101 532 6,884 SH   SOLE   0 0 6,884
SALESFORCE COM INC COM 79466L302 2,101 9,917 SH   SOLE   0 0 9,917
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,584 16,375 SH   SOLE   0 0 16,375
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,932 51,363 SH   SOLE   0 0 51,363
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,948 84,362 SH   SOLE   0 0 84,362
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,547 34,933 SH   SOLE   0 0 34,933
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 3,331 65,746 SH   SOLE   0 0 65,746
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 6,767 130,975 SH   SOLE   0 0 130,975
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 208 2,634 SH   SOLE   0 0 2,634
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 398 4,047 SH   SOLE   0 0 4,047
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 8,936 67,287 SH   SOLE   0 0 67,287
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,535 13,151 SH   SOLE   0 0 13,151
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 511 3,041 SH   SOLE   0 0 3,041
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 689 9,398 SH   SOLE   0 0 9,398
SHOPIFY INC CL A 82509L107 1,725 1,559 SH   SOLE   0 0 1,559
SIERRA BANCORP COM 82620P102 309 11,525 SH   SOLE   0 0 11,525
SOUTHERN CO COM 842587107 592 9,518 SH   SOLE   0 0 9,518
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,954 7,453 SH   SOLE   0 0 7,453
SPOTIFY TECHNOLOGY S A SHS L8681T102 251 936 SH   SOLE   0 0 936
SQUARE INC CL A 852234103 1,593 7,017 SH   SOLE   0 0 7,017
TESLA INC COM 88160R101 900 1,347 SH   SOLE   0 0 1,347
THE TRADE DESK INC COM CL A 88339J105 3,092 4,745 SH   SOLE   0 0 4,745
TRACTOR SUPPLY CO COM 892356106 361 2,040 SH   SOLE   0 0 2,040
VERIZON COMMUNICATIONS INC COM 92343V104 4,142 71,233 SH   SOLE   0 0 71,233
VISA INC COM CL A 92826C839 785 3,706 SH   SOLE   0 0 3,706