The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   303,058 2,341 SH   SOLE   0 0 2,341
ABBOTT LABS COM 002824100   424,030 3,902 SH   SOLE   0 0 3,902
ABBVIE INC COM 00287Y109   1,740,918 11,366 SH   SOLE   0 0 11,366
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   196,783 10,107 SH   SOLE   0 0 10,107
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   276,464 995 SH   SOLE   0 0 995
ADOBE SYSTEMS INCORPORATED COM 00724F101   263,563 720 SH   SOLE   0 0 720
ADVANCED MICRO DEVICES INC COM 007903107   488,184 6,384 SH   SOLE   0 0 6,384
AGNC INVT CORP COM 00123Q104   123,419 11,149 SH   SOLE   0 0 11,149
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106   442,347 10,638 SH   SOLE   0 0 10,638
ALPHABET INC CAP STK CL A 02079K305   1,564,709 718 SH   SOLE   0 0 718
ALPHABET INC CAP STK CL C 02079K107   325,930 149 SH   SOLE   0 0 149
ALPS ETF TR OSHARES US QUALT 00162Q387   2,417,004 59,900 SH   SOLE   0 0 59,900
ALTRIA GROUP INC COM 02209S103   1,167,523 27,951 SH   SOLE   0 0 27,951
AMAZON COM INC COM 023135106   2,127,174 20,028 SH   SOLE   0 0 20,028
AMERICAN ELEC PWR CO INC COM 025537101   504,476 5,258 SH   SOLE   0 0 5,258
AMERICAN EXPRESS CO COM 025816109   237,589 1,713 SH   SOLE   0 0 1,713
AMERICAN TOWER CORP NEW COM 03027X100   303,925 1,189 SH   SOLE   0 0 1,189
AMGEN INC COM 031162100   246,720 1,014 SH   SOLE   0 0 1,014
ANNALY CAPITAL MANAGEMENT IN COM 035710409   68,450 11,582 SH   SOLE   0 0 11,582
APPLE INC COM 037833100   8,573,944 62,711 SH   SOLE   0 0 62,711
AT&T INC COM 00206R102   1,017,837 48,560 SH   SOLE   0 0 48,560
AUTOMATIC DATA PROCESSING IN COM 053015103   435,617 2,073 SH   SOLE   0 0 2,073
BED BATH & BEYOND INC COM 075896100   184,990 37,221 SH   SOLE   0 0 37,221
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,480,314 5,422 SH   SOLE   0 0 5,422
BK OF AMERICA CORP COM 060505104   565,690 18,171 SH   SOLE   0 0 18,171
BLACKROCK INCOME TR INC COM 09247F100   65,008 14,319 SH   SOLE   0 0 14,319
BLACKROCK MUNIHLDGS NJ QLTY COM 09254X101   545,908 41,388 SH   SOLE   0 0 41,388
BLOCK INC CL A 852234103   330,901 5,384 SH   SOLE   0 0 5,384
BOEING CO COM 097023105   803,093 5,874 SH   SOLE   0 0 5,874
BRISTOL-MYERS SQUIBB CO COM 110122108   2,993,536 38,877 SH   SOLE   0 0 38,877
BROADCOM INC COM 11135F101   251,911 518 SH   SOLE   0 0 518
CATERPILLAR INC COM 149123101   313,394 1,753 SH   SOLE   0 0 1,753
CELANESE CORP DEL COM 150870103   471,381 4,008 SH   SOLE   0 0 4,008
CHEVRON CORP NEW COM 166764100   2,496,430 17,242 SH   SOLE   0 0 17,242
CHUBB LIMITED COM H1467J104   623,730 3,172 SH   SOLE   0 0 3,172
CIGNA CORP NEW COM 125523100   225,443 855 SH   SOLE   0 0 855
CISCO SYS INC COM 17275R102   409,329 9,599 SH   SOLE   0 0 9,599
COCA COLA CO COM 191216100   759,156 12,067 SH   SOLE   0 0 12,067
COMCAST CORP NEW CL A 20030N101   424,184 10,809 SH   SOLE   0 0 10,809
CONOCOPHILLIPS COM 20825C104   391,033 4,354 SH   SOLE   0 0 4,354
CORTEVA INC COM 22052L104   337,694 6,237 SH   SOLE   0 0 6,237
COSTCO WHSL CORP NEW COM 22160K105   662,068 1,381 SH   SOLE   0 0 1,381
CVS HEALTH CORP COM 126650100   639,598 6,902 SH   SOLE   0 0 6,902
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   294,582 7,229 SH   SOLE   0 0 7,229
DISH NETWORK CORPORATION NOTE 2.375% 3/1 25470MAD1   22,173 25,000 PRN   SOLE   0 0 25,000
DISNEY WALT CO COM 254687106   752,364 7,969 SH   SOLE   0 0 7,969
DOW INC COM 260557103   893,424 17,311 SH   SOLE   0 0 17,311
EA SERIES TRUST US QUAN MOMENTUM 02072L409   635,277 14,946 SH   SOLE   0 0 14,946
EA SERIES TRUST US QUAN VALUE 02072L102   564,247 18,883 SH   SOLE   0 0 18,883
EATON CORP PLC SHS G29183103   348,488 2,766 SH   SOLE   0 0 2,766
EATON VANCE TAX ADVT DIV INC COM 27828G107   269,636 11,296 SH   SOLE   0 0 11,296
ELECTRONIC ARTS INC COM 285512109   276,875 2,276 SH   SOLE   0 0 2,276
ENTERPRISE PRODS PARTNERS L COM 293792107   424,601 17,423 SH   SOLE   0 0 17,423
EQUINIX INC COM 29444U700   483,579 736 SH   SOLE   0 0 736
ETF MANAGERS TR ETHO CLIMATE LEA 26924G888   381,671 8,025 SH   SOLE   0 0 8,025
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   242,367 5,391 SH   SOLE   0 0 5,391
EXXON MOBIL CORP COM 30231G102   3,413,627 39,860 SH   SOLE   0 0 39,860
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   912,595 52,965 SH   SOLE   0 0 52,965
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   264,339 9,878 SH   SOLE   0 0 9,878
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853   256,198 5,914 SH   SOLE   0 0 5,914
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   415,938 10,336 SH   SOLE   0 0 10,336
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   289,628 2,280 SH   SOLE   0 0 2,280
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   1,215,271 20,465 SH   SOLE   0 0 20,465
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   637,435 13,197 SH   SOLE   0 0 13,197
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   1,208,414 29,531 SH   SOLE   0 0 29,531
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   1,757,021 39,841 SH   SOLE   0 0 39,841
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   367,143 4,165 SH   SOLE   0 0 4,165
GENERAL ELECTRIC CO COM NEW 369604301   225,561 3,542 SH   SOLE   0 0 3,542
GENERAL MTRS CO COM 37045V100   364,295 11,470 SH   SOLE   0 0 11,470
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   232,539 3,103 SH   SOLE   0 0 3,103
GSK PLC SPONSORED ADR 37733W105   283,467 6,511 SH   SOLE   0 0 6,511
GUGGENHEIM TAXABLE MUNICP BO COM 401664107   407,357 22,910 SH   SOLE   0 0 22,910
HANCOCK JOHN PREM DIVID FD COM SH BEN INT 41013T105   174,787 12,467 SH   SOLE   0 0 12,467
HOME DEPOT INC COM 437076102   848,583 3,093 SH   SOLE   0 0 3,093
HONEYWELL INTL INC COM 438516106   345,712 1,989 SH   SOLE   0 0 1,989
HUMANA INC COM 444859102   506,452 1,082 SH   SOLE   0 0 1,082
INTEL CORP COM 458140100   438,907 11,732 SH   SOLE   0 0 11,732
INTERNATIONAL BUSINESS MACHS COM 459200101   730,068 5,170 SH   SOLE   0 0 5,170
INTUITIVE SURGICAL INC COM NEW 46120E602   549,745 2,739 SH   SOLE   0 0 2,739
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   214,350 17,370 SH   SOLE   0 0 17,370
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   355,465 6,917 SH   SOLE   0 0 6,917
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   748,162 5,573 SH   SOLE   0 0 5,573
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   304,170 7,242 SH   SOLE   0 0 7,242
INVESCO QQQ TR UNIT SER 1 46090E103   3,500,208 12,488 SH   SOLE   0 0 12,488
IRON MTN INC NEW COM 46284V101   277,751 5,704 SH   SOLE   0 0 5,704
ISHARES GOLD TR ISHARES NEW 464285204   770,242 22,449 SH   SOLE   0 0 22,449
ISHARES INC CORE MSCI EMKT 46434G103   4,622,394 94,219 SH   SOLE   0 0 94,219
ISHARES INC MSCI EMERG MRKT 464286533   1,094,946 19,753 SH   SOLE   0 0 19,753
ISHARES INC MSCI JPN ETF NEW 46434G822   2,058,619 38,966 SH   SOLE   0 0 38,966
ISHARES SILVER TR ISHARES 46428Q109   553,086 29,672 SH   SOLE   0 0 29,672
ISHARES TR 0-5 YR TIPS ETF 46429B747   304,657 3,003 SH   SOLE   0 0 3,003
ISHARES TR 1 3 YR TREAS BD 464287457   341,381 4,123 SH   SOLE   0 0 4,123
ISHARES TR 10-20 YR TRS ETF 464288653   678,231 5,644 SH   SOLE   0 0 5,644
ISHARES TR 7-10 YR TRSY BD 464287440   4,959,855 48,483 SH   SOLE   0 0 48,483
ISHARES TR CONV BD ETF 46435G102   502,987 7,251 SH   SOLE   0 0 7,251
ISHARES TR CORE DIV GRWTH 46434V621   234,770 4,928 SH   SOLE   0 0 4,928
ISHARES TR CORE HIGH DV ETF 46429B663   945,945 9,418 SH   SOLE   0 0 9,418
ISHARES TR CORE MSCI EAFE 46432F842   420,918 7,152 SH   SOLE   0 0 7,152
ISHARES TR CORE S&P MCP ETF 464287507   1,482,415 6,552 SH   SOLE   0 0 6,552
ISHARES TR CORE S&P SCP ETF 464287804   1,607,646 17,396 SH   SOLE   0 0 17,396
ISHARES TR CORE S&P TTL STK 464287150   650,175 7,760 SH   SOLE   0 0 7,760
ISHARES TR CORE S&P500 ETF 464287200   8,821,712 23,267 SH   SOLE   0 0 23,267
ISHARES TR CORE TOTAL USD 46434V613   5,268,163 112,519 SH   SOLE   0 0 112,519
ISHARES TR EAFE GRWTH ETF 464288885   8,360,981 103,876 SH   SOLE   0 0 103,876
ISHARES TR EAFE SML CP ETF 464288273   5,213,845 95,509 SH   SOLE   0 0 95,509
ISHARES TR EAFE VALUE ETF 464288877   2,175,948 50,137 SH   SOLE   0 0 50,137
ISHARES TR ESG AWR MSCI USA 46435G425   4,477,829 53,371 SH   SOLE   0 0 53,371
ISHARES TR FALN ANGLS USD 46435G474   1,020,036 41,431 SH   SOLE   0 0 41,431
ISHARES TR IBONDS DEC2026 46435GAA0   389,252 16,362 PRN   SOLE   0 0 16,362
ISHARES TR IBOXX INV CP ETF 464287242   434,746 3,951 SH   SOLE   0 0 3,951
ISHARES TR ISHARES SEMICDTR 464287523   438,061 1,253 SH   SOLE   0 0 1,253
ISHARES TR JPMORGAN USD EMG 464288281   1,547,923 18,142 SH   SOLE   0 0 18,142
ISHARES TR MBS ETF 464288588   1,459,990 14,975 SH   SOLE   0 0 14,975
ISHARES TR MSCI EAFE ETF 464287465   590,258 9,445 SH   SOLE   0 0 9,445
ISHARES TR MSCI EAFE MIN VL 46429B689   813,988 12,857 SH   SOLE   0 0 12,857
ISHARES TR MSCI EMG MKT ETF 464287234   3,849,892 96,007 SH   SOLE   0 0 96,007
ISHARES TR MSCI USA MIN VOL 46429B697   899,736 12,814 SH   SOLE   0 0 12,814
ISHARES TR MSCI USA QLT FCT 46432F339   519,543 4,649 SH   SOLE   0 0 4,649
ISHARES TR NATIONAL MUN ETF 464288414   10,413,356 97,906 SH   SOLE   0 0 97,906
ISHARES TR PFD AND INCM SEC 464288687   894,236 27,196 SH   SOLE   0 0 27,196
ISHARES TR RUS 1000 ETF 464287622   233,730 1,125 SH   SOLE   0 0 1,125
ISHARES TR RUS 1000 GRW ETF 464287614   2,426,001 11,092 SH   SOLE   0 0 11,092
ISHARES TR RUS 1000 VAL ETF 464287598   1,081,564 7,460 SH   SOLE   0 0 7,460
ISHARES TR RUS 2000 GRW ETF 464287648   273,980 1,328 SH   SOLE   0 0 1,328
ISHARES TR RUS 2000 VAL ETF 464287630   298,423 2,191 SH   SOLE   0 0 2,191
ISHARES TR RUS MD CP GR ETF 464287481   644,861 8,140 SH   SOLE   0 0 8,140
ISHARES TR RUS MDCP VAL ETF 464287473   272,966 2,687 SH   SOLE   0 0 2,687
ISHARES TR RUS MID CAP ETF 464287499   1,097,714 16,976 SH   SOLE   0 0 16,976
ISHARES TR RUSSELL 2000 ETF 464287655   1,814,487 10,713 SH   SOLE   0 0 10,713
ISHARES TR S&P 500 GRWT ETF 464287309   302,255 5,008 SH   SOLE   0 0 5,008
ISHARES TR SELECT DIVID ETF 464287168   2,054,099 17,456 SH   SOLE   0 0 17,456
ISHARES TR SHRT NAT MUN ETF 464288158   3,842,236 36,708 SH   SOLE   0 0 36,708
ISHARES TR SP SMCP600VL ETF 464287879   539,154 6,055 SH   SOLE   0 0 6,055
ISHARES TR TIPS BD ETF 464287176   8,077,243 70,908 SH   SOLE   0 0 70,908
ISHARES TR U.S. ENERGY ETF 464287796   362,200 9,501 SH   SOLE   0 0 9,501
ISHARES TR U.S. FIN SVC ETF 464287770   229,821 1,550 SH   SOLE   0 0 1,550
ISHARES TR US AER DEF ETF 464288760   335,195 3,380 SH   SOLE   0 0 3,380
ISHARES TR US INFRASTRUC 46435U713   283,211 8,319 SH   SOLE   0 0 8,319
ISHARES TR US TREAS BD ETF 46429B267   3,237,726 135,469 SH   SOLE   0 0 135,469
ISHARES TR US TRSPRTION 464287192   494,993 2,325 SH   SOLE   0 0 2,325
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853   366,595 8,954 SH   SOLE   0 0 8,954
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   394,798 8,936 SH   SOLE   0 0 8,936
JOHN HANCOCK EXCHANGE TRADED MULTIFACTR SML 47804J842   372,785 12,757 SH   SOLE   0 0 12,757
JOHNSON & JOHNSON COM 478160104   2,038,665 11,484 SH   SOLE   0 0 11,484
JPMORGAN CHASE & CO COM 46625H100   1,539,321 13,669 SH   SOLE   0 0 13,669
KINDER MORGAN INC DEL COM 49456B101   400,700 23,908 SH   SOLE   0 0 23,908
LILLY ELI & CO COM 532457108   770,115 2,375 SH   SOLE   0 0 2,375
LISTED FD TR ROUNDHILL BALL 53656F417   166,221 20,700 SH   SOLE   0 0 20,700
LOCKHEED MARTIN CORP COM 539830109   439,492 1,022 SH   SOLE   0 0 1,022
MAGNA INTL INC COM 559222401   307,934 5,609 SH   SOLE   0 0 5,609
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   255,530 10,537 SH   SOLE   0 0 10,537
MASTERCARD INCORPORATED CL A 57636Q104   582,202 1,845 SH   SOLE   0 0 1,845
MCDONALDS CORP COM 580135101   677,558 2,744 SH   SOLE   0 0 2,744
MERCK & CO INC COM 58933Y105   485,853 5,329 SH   SOLE   0 0 5,329
META PLATFORMS INC CL A 30303M102   548,573 3,402 SH   SOLE   0 0 3,402
METLIFE INC COM 59156R108   215,562 3,433 SH   SOLE   0 0 3,433
MICRON TECHNOLOGY INC COM 595112103   463,424 8,383 SH   SOLE   0 0 8,383
MICROSOFT CORP COM 594918104   5,455,521 21,241 SH   SOLE   0 0 21,241
MORGAN STANLEY COM NEW 617446448   574,117 7,548 SH   SOLE   0 0 7,548
NETFLIX INC COM 64110L106   214,740 1,228 SH   SOLE   0 0 1,228
NORFOLK SOUTHN CORP COM 655844108   250,019 1,100 SH   SOLE   0 0 1,100
NVIDIA CORPORATION COM 67066G104   1,103,486 7,279 SH   SOLE   0 0 7,279
ORACLE CORP COM 68389X105   341,575 4,888 SH   SOLE   0 0 4,888
ORAMED PHARMACEUTICALS INC COM NEW 68403P203   247,366 54,010 SH   SOLE   0 0 54,010
OSI ETF TR OSHS GBL INTER 67110P704   568,199 20,990 SH   SOLE   0 0 20,990
PARSONS CORP DEL COM 70202L102   250,968 6,209 SH   SOLE   0 0 6,209
PAYPAL HLDGS INC COM 70450Y103   419,250 6,003 SH   SOLE   0 0 6,003
PEPSICO INC COM 713448108   621,237 3,727 SH   SOLE   0 0 3,727
PERSHING SQUARE TONTINE HLDG COM CL A 71531R109   339,590 17,005 SH   SOLE   0 0 17,005
PFIZER INC COM 717081103   1,026,294 19,574 SH   SOLE   0 0 19,574
PHILIP MORRIS INTL INC COM 718172109   329,494 3,336 SH   SOLE   0 0 3,336
PHILLIPS 66 COM 718546104   284,854 3,474 SH   SOLE   0 0 3,474
PPG INDS INC COM 693506107   288,114 2,519 SH   SOLE   0 0 2,519
PROCTER AND GAMBLE CO COM 742718109   1,167,429 8,118 SH   SOLE   0 0 8,118
PROLOGIS INC. COM 74340W103   375,422 3,191 SH   SOLE   0 0 3,191
PROSHARES TR SHORT QQQ NEW 74347B714   221,803 15,403 SH   SOLE   0 0 15,403
PRUDENTIAL FINL INC COM 744320102   636,925 6,656 SH   SOLE   0 0 6,656
QUALCOMM INC COM 747525103   627,469 4,912 SH   SOLE   0 0 4,912
RAYTHEON TECHNOLOGIES CORP COM 75513E101   547,974 5,701 SH   SOLE   0 0 5,701
REPUBLIC SVCS INC COM 760759100   246,063 1,880 SH   SOLE   0 0 1,880
ROSS STORES INC COM 778296103   240,917 3,430 SH   SOLE   0 0 3,430
S&P GLOBAL INC COM 78409V104   452,672 1,343 SH   SOLE   0 0 1,343
SACHEM CAP CORP COM 78590A109   106,080 26,000 SH   SOLE   0 0 26,000
SALESFORCE INC COM 79466L302   293,606 1,779 SH   SOLE   0 0 1,779
SCHLUMBERGER LTD COM STK 806857108   326,596 9,133 SH   SOLE   0 0 9,133
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,052,891 46,456 SH   SOLE   0 0 46,456
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,413,764 47,658 SH   SOLE   0 0 47,658
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   630,421 14,116 SH   SOLE   0 0 14,116
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,810,301 25,315 SH   SOLE   0 0 25,315
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   566,597 18,015 SH   SOLE   0 0 18,015
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   276,358 2,010 SH   SOLE   0 0 2,010
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,220,835 9,519 SH   SOLE   0 0 9,519
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   286,956 3,285 SH   SOLE   0 0 3,285
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   789,055 11,251 SH   SOLE   0 0 11,251
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,102,909 8,676 SH   SOLE   0 0 8,676
SERVICENOW INC COM 81762P102   252,501 531 SH   SOLE   0 0 531
SHOPIFY INC CL A 82509L107   336,455 10,770 SH   SOLE   0 0 10,770
SMART SAND INC COM 83191H107   49,028 24,514 SH   SOLE   0 0 24,514
SOUTH JERSEY INDS INC COM 838518108   217,404 6,368 SH   SOLE   0 0 6,368
SOUTHERN CO COM 842587107   245,328 3,440 SH   SOLE   0 0 3,440
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   820,282 2,664 SH   SOLE   0 0 2,664
SPDR GOLD TR GOLD SHS 78463V107   960,559 5,702 SH   SOLE   0 0 5,702
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,414,217 11,701 SH   SOLE   0 0 11,701
SPDR SER TR BBG CONV SEC ETF 78464A359   722,640 11,193 SH   SOLE   0 0 11,193
SPDR SER TR PORTFLI TIPS ETF 78464A656   1,403,336 50,993 SH   SOLE   0 0 50,993
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,225,783 23,446 SH   SOLE   0 0 23,446
SPDR SER TR PRTFLO S&P500 HI 78468R788   365,226 9,151 SH   SOLE   0 0 9,151
SPDR SER TR S&P DIVID ETF 78464A763   780,079 6,572 SH   SOLE   0 0 6,572
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   429,900 10,192 SH   SOLE   0 0 10,192
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104   273,845 17,945 SH   SOLE   0 0 17,945
SYSCO CORP COM 871829107   247,136 2,917 SH   SOLE   0 0 2,917
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   287,823 2,349 SH   SOLE   0 0 2,349
TESLA INC COM 88160R101   354,892 527 SH   SOLE   0 0 527
THERMO FISHER SCIENTIFIC INC COM 883556102   297,174 547 SH   SOLE   0 0 547
UNION PAC CORP COM 907818108   429,745 2,014 SH   SOLE   0 0 2,014
UNITED PARCEL SERVICE INC CL B 911312106   1,323,458 7,250 SH   SOLE   0 0 7,250
UNITEDHEALTH GROUP INC COM 91324P102   880,674 1,714 SH   SOLE   0 0 1,714
VALERO ENERGY CORP COM 91913Y100   320,919 3,019 SH   SOLE   0 0 3,019
VALLEY NATL BANCORP COM 919794107   131,634 12,645 SH   SOLE   0 0 12,645
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   322,570 3,730 SH   SOLE   0 0 3,730
VANECK ETF TRUST GOLD MINERS ETF 92189F106   311,739 11,385 SH   SOLE   0 0 11,385
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,890,349 29,661 SH   SOLE   0 0 29,661
VANECK ETF TRUST OIL SERVICES ETF 92189H607   360,903 1,551 SH   SOLE   0 0 1,551
VANECK ETF TRUST VANECK RUSSIA ET 92189F403   0 16,908 SH   SOLE   0 0 16,908
VANECK MERK GOLD TR GOLD TRUST 921078101   404,961 23,101 SH   SOLE   0 0 23,101
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   254,242 1,168 SH   SOLE   0 0 1,168
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   544,364 7,089 SH   SOLE   0 0 7,089
VANGUARD INDEX FDS GROWTH ETF 922908736   24,841,951 111,453 SH   SOLE   0 0 111,453
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,140,070 12,417 SH   SOLE   0 0 12,417
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   227,483 1,756 SH   SOLE   0 0 1,756
VANGUARD INDEX FDS MID CAP ETF 922908629   1,561,351 7,926 SH   SOLE   0 0 7,926
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,244,710 13,661 SH   SOLE   0 0 13,661
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,280,005 9,455 SH   SOLE   0 0 9,455
VANGUARD INDEX FDS SM CP VAL ETF 922908611   9,123,816 60,898 SH   SOLE   0 0 60,898
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,471,822 25,392 SH   SOLE   0 0 25,392
VANGUARD INDEX FDS SML CP GRW ETF 922908595   12,764,158 64,782 SH   SOLE   0 0 64,782
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,628,856 13,937 SH   SOLE   0 0 13,937
VANGUARD INDEX FDS VALUE ETF 922908744   27,371,289 207,546 SH   SOLE   0 0 207,546
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   227,660 4,556 SH   SOLE   0 0 4,556
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   7,221,825 173,393 SH   SOLE   0 0 173,393
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   253,896 4,806 SH   SOLE   0 0 4,806
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,474,230 14,283 SH   SOLE   0 0 14,283
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,043,988 20,829 SH   SOLE   0 0 20,829
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,715,043 18,924 SH   SOLE   0 0 18,924
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   3,802,062 93,187 SH   SOLE   0 0 93,187
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,462,124 23,851 SH   SOLE   0 0 23,851
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,657,448 16,297 SH   SOLE   0 0 16,297
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,348,128 4,128 SH   SOLE   0 0 4,128
VAXART INC COM NEW 92243A200   467,425 133,550 SH   SOLE   0 0 133,550
VECTOR GROUP LTD COM 92240M108   147,000 14,000 SH   SOLE   0 0 14,000
VERIZON COMMUNICATIONS INC COM 92343V104   1,453,155 28,633 SH   SOLE   0 0 28,633
VIATRIS INC COM 92556V106   127,551 12,182 SH   SOLE   0 0 12,182
VISA INC COM CL A 92826C839   1,246,425 6,330 SH   SOLE   0 0 6,330
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   163,064 10,466 SH   SOLE   0 0 10,466
WALMART INC COM 931142103   491,136 4,039 SH   SOLE   0 0 4,039
WARNER BROS DISCOVERY INC COM SER A 934423104   161,751 12,053 SH   SOLE   0 0 12,053
WELLS FARGO CO NEW COM 949746101   449,768 11,482 SH   SOLE   0 0 11,482
WISDOMTREE TR EUROPE HEDGED EQ 97717X701   5,837,861 89,073 SH   SOLE   0 0 89,073
WISDOMTREE TR JAPN HEDGE EQT 97717W851   546,075 8,747 SH   SOLE   0 0 8,747
WISDOMTREE TR US QTLY DIV GRT 97717X669   282,022 4,920 SH   SOLE   0 0 4,920
WISDOMTREE TR US SMALLCAP DIVD 97717W604   4,292,247 152,099 SH   SOLE   0 0 152,099