Managing Member & Chief Compliance Officer

0001085146-24-000281.txt : 20240118 0001085146-24-000281.hdr.sgml : 20240118 20240118093830 ACCESSION NUMBER: 0001085146-24-000281 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240118 DATE AS OF CHANGE: 20240118 EFFECTIVENESS DATE: 20240118 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RHS Financial, LLC CENTRAL INDEX KEY: 0001766514 ORGANIZATION NAME: IRS NUMBER: 264441074 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19046 FILM NUMBER: 24540302 BUSINESS ADDRESS: STREET 1: 4171 24TH STREET STREET 2: SUITE 101 CITY: SAN FRANCISCO STATE: CA ZIP: 94114 BUSINESS PHONE: 415-495-2900 MAIL ADDRESS: STREET 1: 4171 24TH STREET STREET 2: SUITE 101 CITY: SAN FRANCISCO STATE: CA ZIP: 94114 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001766514 XXXXXXXX 12-31-2023 12-31-2023 false RHS Financial, LLC

4171 24TH STREET SUITE 101 SAN FRANCISCO CA 94114

13F HOLDINGS REPORT 028-19046 N Risley Sams Managing Member & Chief Compliance Officer 415-495-2900 /s/Risley Sams San Francisco CA 01-18-2024 0 102 158024389 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABRDN ETFS BBRG ALL COMMDY 003261203 BBG00G9CGXD4 711432 23257 SH SOLE 23257 0 0 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 377023 2699 SH SOLE 2699 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 1029090 6773 SH SOLE 6773 0 0 APPLE INC COM 037833100 BBG001S5N8V8 1377552 7155 SH SOLE 7155 0 0 AT&T INC COM 00206R102 BBG001S5VWH2 223342 13310 SH SOLE 13310 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 359513 1008 SH SOLE 1008 0 0 DBX ETF TR XTRACKERS SHRT 233051283 BBG00JQ1CS66 428399 9656 SH SOLE 9656 0 0 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 BBG005FHWBL1 391850 2728 SH SOLE 2728 0 0 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 2797508 28048 SH SOLE 28048 0 0 GRANITESHARES ETF TR HIPS US HIGH INC 38747R306 BBG007V9C3Z2 446925 35754 SH SOLE 35754 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NP4 254479 14987 SH SOLE 14987 0 0 HP INC COM 40434L105 BBG001S6W7N7 383768 12754 SH SOLE 12754 0 0 INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 BBG001S6VS16 302510 9631 SH SOLE 9631 0 0 INTUIT COM 461202103 BBG001S6TWR2 331266 530 SH SOLE 530 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 411242 1219 SH SOLE 1219 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 852962 2083 SH SOLE 2083 0 0 ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 260901 5158 SH SOLE 5158 0 0 ISHARES INC EMNG MKTS EQT 46434G889 BBG00BM64QL2 895384 20891 SH SOLE 20891 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 605097 18874 SH SOLE 18874 0 0 ISHARES INC JP MORGAN EM ETF 464286517 BBG0025X4J38 1104868 30089 SH SOLE 30089 0 0 ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 827079 14878 SH SOLE 14878 0 0 ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 417126 7528 SH SOLE 7528 0 0 ISHARES INC MSCI GBL GOLD MN 46434G855 BBG002GKR7K6 723718 29443 SH SOLE 29443 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 781846 7930 SH SOLE 7930 0 0 ISHARES TR 10+ YR INVST GRD 464289511 BBG001T5MKD1 210654 3998 SH SOLE 3998 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 520406 4807 SH SOLE 4807 0 0 ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 4751495 94351 SH SOLE 94351 0 0 ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 1349712 23295 SH SOLE 23295 0 0 ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 657091 8361 SH SOLE 8361 0 0 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1548241 22008 SH SOLE 22008 0 0 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 320952 3050 SH SOLE 3050 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 3370787 7057 SH SOLE 7057 0 0 ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 878907 19078 SH SOLE 19078 0 0 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1402075 14127 SH SOLE 14127 0 0 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 419506 4332 SH SOLE 4332 0 0 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 796515 15288 SH SOLE 15288 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1933618 25597 SH SOLE 25597 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 4390608 41847 SH SOLE 41847 0 0 ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 267978 10947 SH SOLE 10947 0 0 ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC7F6 323515 8891 SH SOLE 8891 0 0 ISHARES TR INTERNATIONAL SL 46434V266 BBG008LP7B65 1792019 55774 SH SOLE 55774 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 7301757 142404 SH SOLE 142404 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 1358093 14436 SH SOLE 14436 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 480314 6927 SH SOLE 6927 0 0 ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 424304 12374 SH SOLE 12374 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 1303365 49165 SH SOLE 49165 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 4997448 64045 SH SOLE 64045 0 0 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 3615166 23043 SH SOLE 23043 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 2976330 20228 SH SOLE 20228 0 0 ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 425558 1905 SH SOLE 1905 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 681683 9077 SH SOLE 9077 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 631420 5989 SH SOLE 5989 0 0 ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 221765 4394 SH SOLE 4394 0 0 ISHARES TR U S EQUITY FACTR 46434V282 BBG008LNYFB5 397378 8229 SH SOLE 8229 0 0 ISHARES TR U.S. TECH ETF 464287721 BBG001SFB7Z7 474674 3867 SH SOLE 3867 0 0 ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 870115 37765 SH SOLE 37765 0 0 ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 209119 4080 SH SOLE 4080 0 0 J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 BBG007VDWC09 5495336 105093 SH SOLE 105093 0 0 J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 BBG007H0QWC3 653841 12037 SH SOLE 12037 0 0 J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 BBG00B3QWPR4 1769387 17225 SH SOLE 17225 0 0 J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 BBG00J5DRY91 387811 8484 SH SOLE 8484 0 0 J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 BBG00J5DNBK2 282558 7324 SH SOLE 7324 0 0 KEYSIGHT TECHNOLOGIES INC COM 49338L103 BBG0059FN820 261862 1646 SH SOLE 1646 0 0 LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 BBG00P35J8L8 1171256 45468 SH SOLE 45468 0 0 MCDONALDS CORP COM 580135101 BBG001S5T110 308706 1041 SH SOLE 1041 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 1723767 4584 SH SOLE 4584 0 0 NUVEEN CA QUALTY MUN INCOME COM 67066Y105 BBG001SCTG12 243669 21972 SH SOLE 21972 0 0 PIMCO EQUITY SER RAFI ESG US 72201T342 BBG00QQF57H1 700570 21542 SH SOLE 21542 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 497222 20057 SH SOLE 20057 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 5422170 146704 SH SOLE 146704 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 761915 15324 SH SOLE 15324 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 10122891 163431 SH SOLE 163431 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 557749 10077 SH SOLE 10077 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 6751665 248772 SH SOLE 248772 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 10072258 298614 SH SOLE 298614 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 1747586 50132 SH SOLE 50132 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 538457 11114 SH SOLE 11114 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 432502 9277 SH SOLE 9277 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 7705621 138416 SH SOLE 138416 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 1929966 25351 SH SOLE 25351 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 1268723 15293 SH SOLE 15293 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 3522834 62462 SH SOLE 62462 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 940473 18017 SH SOLE 18017 0 0 UBS AG LONDON BRANCH ETRACS UBS BLOOM 90274D390 BBG00B59KD90 3254180 134665 SH SOLE 134665 0 0 UFP INDUSTRIES INC COM 90278Q108 BBG001S7GZG9 210924 1680 SH SOLE 1680 0 0 VANECK ETF TRUST JP MRGAN EM LOC 92189H300 BBG001T9BPT7 1031254 40681 SH SOLE 40681 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 221738 4485 SH SOLE 4485 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 993306 3195 SH SOLE 3195 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 6070768 25591 SH SOLE 25591 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1051626 25587 SH SOLE 25587 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 220266 2141 SH SOLE 2141 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 294405 5767 SH SOLE 5767 0 0 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 1098333 17850 SH SOLE 17850 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 401037 2354 SH SOLE 2354 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 209467 3614 SH SOLE 3614 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 4661940 97327 SH SOLE 97327 0 0 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 280892 4406 SH SOLE 4406 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 298610 2675 SH SOLE 2675 0 0 VANGUARD WORLD FD EXTENDED DUR 921910709 BBG001SV5CV2 543486 6707 SH SOLE 6707 0 0 VANGUARD WORLD FD MEGA CAP INDEX 921910873 BBG001T0Y6Y7 377833 2232 SH SOLE 2232 0 0 WESTERN ASST INFLTN LKD INM COM SH BEN INT 95766Q106 BBG001SBSMH5 1299314 160014 SH SOLE 160014 0 0 WISDOMTREE TR US EFFICIENT COR 97717Y790 BBG00LLPH6R3 2636767 67093 SH SOLE 67093 0 0