Managing Member & Chief Compliance Officer

0001085146-23-000327.txt : 20230124 0001085146-23-000327.hdr.sgml : 20230124 20230123214044 ACCESSION NUMBER: 0001085146-23-000327 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230124 DATE AS OF CHANGE: 20230123 EFFECTIVENESS DATE: 20230124 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RHS Financial, LLC CENTRAL INDEX KEY: 0001766514 IRS NUMBER: 264441074 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-19046 FILM NUMBER: 23545721 BUSINESS ADDRESS: STREET 1: 4171 24TH STREET STREET 2: SUITE 101 CITY: SAN FRANCISCO STATE: CA ZIP: 94114 BUSINESS PHONE: 415-495-2900 MAIL ADDRESS: STREET 1: 4171 24TH STREET STREET 2: SUITE 101 CITY: SAN FRANCISCO STATE: CA ZIP: 94114 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001766514 XXXXXXXX 12-31-2022 12-31-2022 false RHS Financial, LLC

4171 24TH STREET SUITE 101 SAN FRANCISCO CA 94114

13F HOLDINGS REPORT 028-19046 N Risley Sams Managing Member & Chief Compliance Officer 415-495-2900 /s/Risley Sams San Francisco CA 01-23-2023 0 93 125770000 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 204000 2309 SH SOLE 2309 0 0 AMAZON COM INC COM 023135106 BBG001S5PQL7 208000 2476 SH SOLE 2476 0 0 APPLE INC COM 037833100 BBG001S5N8V8 1071000 8245 SH SOLE 8245 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 301000 974 SH SOLE 974 0 0 BLACKROCK CORE BD TR SHS BEN INT 09249E101 BBG001SFNB21 2745000 264418 SH SOLE 264418 0 0 DBX ETF TR XTRACKERS SHRT 233051283 BBG00JQ1CS66 756000 17738 SH SOLE 17738 0 0 FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 BBG005FHWBL1 203000 2148 SH SOLE 2148 0 0 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 2615000 26222 SH SOLE 26222 0 0 GRANITESHARES ETF TR HIPS US HIGH INC 38747R306 BBG007V9C3Z2 167000 13913 SH SOLE 13913 0 0 INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 BBG001S6VS16 298000 9399 SH SOLE 9399 0 0 INTUIT COM 461202103 BBG001S6TWR2 290000 745 SH SOLE 745 0 0 INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 BBG002DJ8H94 310000 13452 SH SOLE 13452 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 490000 1841 SH SOLE 1841 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 628000 20900 SH SOLE 20900 0 0 ISHARES INC JP MORGAN EM ETF 464286517 BBG0025X4J38 457000 13180 SH SOLE 13180 0 0 ISHARES INC MSCI EMERG MKT 46434G889 BBG00BM64QL2 2763000 67326 SH SOLE 67326 0 0 ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 1864000 35134 SH SOLE 35134 0 0 ISHARES INC MSCI GBL GOLD MN 46434G855 BBG002GKR7K6 954000 42737 SH SOLE 42737 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 621000 6407 SH SOLE 6407 0 0 ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 205000 5019 SH SOLE 5019 0 0 ISHARES TR 10-20 YR TRS ETF 464288653 BBG001SSD830 236000 2186 SH SOLE 2186 0 0 ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 1448000 28933 SH SOLE 28933 0 0 ISHARES TR BROAD USD HIGH 46435U853 BBG00J2DS0J6 333000 9638 SH SOLE 9638 0 0 ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 1608000 28650 SH SOLE 28650 0 0 ISHARES TR CONV BD ETF 46435G102 BBG009BKDMM6 646000 9304 SH SOLE 9304 0 0 ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 971000 15756 SH SOLE 15756 0 0 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 205000 2414 SH SOLE 2414 0 0 ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 2432000 6331 SH SOLE 6331 0 0 ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 340000 7577 SH SOLE 7577 0 0 ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 614000 6329 SH SOLE 6329 0 0 ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 298000 3552 SH SOLE 3552 0 0 ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 600000 13078 SH SOLE 13078 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1728000 26290 SH SOLE 26290 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 3493000 41213 SH SOLE 41213 0 0 ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC7F6 258000 9076 SH SOLE 9076 0 0 ISHARES TR HIGH YLD BD FCTR 46435G250 BBG00H4BNPR3 761000 17457 SH SOLE 17457 0 0 ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 4057000 81440 SH SOLE 81440 0 0 ISHARES TR ISHS 5-10YR INVT 464288638 BBG001SSD849 256000 5163 SH SOLE 5163 0 0 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 911000 9819 SH SOLE 9819 0 0 ISHARES TR MSCI EAFE MIN VL 46429B689 BBG0025X2WP7 1272000 20010 SH SOLE 20010 0 0 ISHARES TR MSCI INTL MOMENT 46434V449 BBG007WGK4B0 620000 20124 SH SOLE 20124 0 0 ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 224000 6917 SH SOLE 6917 0 0 ISHARES TR MSCI INTL SML CP 46434V266 BBG008LP7B65 585000 19498 SH SOLE 19498 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 BBG009DR6401 742000 32017 SH SOLE 32017 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 4173000 57881 SH SOLE 57881 0 0 ISHARES TR MSCI USA MMENTM 46432F396 BBG004FPV022 2610000 17884 SH SOLE 17884 0 0 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 421000 3691 SH SOLE 3691 0 0 ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 552000 6060 SH SOLE 6060 0 0 ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 253000 2398 SH SOLE 2398 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 347000 3331 SH SOLE 3331 0 0 ISHARES TR U S EQUITY FACTR 46434V282 BBG008LNYFB5 375000 9602 SH SOLE 9602 0 0 ISHARES TR US TREAS BD ETF 46429B267 BBG002NCKPP8 1543000 67922 SH SOLE 67922 0 0 ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 1081000 22006 SH SOLE 22006 0 0 J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 BBG007VDWC09 3491000 70830 SH SOLE 70830 0 0 J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845 BBG00F7XDRN7 619000 15980 SH SOLE 15980 0 0 J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 BBG00B3QWPR4 321000 3385 SH SOLE 3385 0 0 J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 BBG00J5DNBK2 313000 9452 SH SOLE 9452 0 0 LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827 BBG00P35J8L8 993000 34124 SH SOLE 34124 0 0 MCDONALDS CORP COM 580135101 BBG001S5T110 343000 1300 SH SOLE 1300 0 0 MICROSOFT CORP COM 594918104 BBG001S5TD05 1303000 5432 SH SOLE 5432 0 0 ORACLE CORP COM 68389X105 BBG001S5SJG6 222000 2717 SH SOLE 2717 0 0 PIMCO EQUITY SER RAFI ESG US 72201T342 BBG00QQF57H1 768000 27516 SH SOLE 27516 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 1240000 52383 SH SOLE 52383 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 5091000 158062 SH SOLE 158062 0 0 SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 BBG001T9F7C1 1839000 37365 SH SOLE 37365 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 8054000 150708 SH SOLE 150708 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 BBG0051NXNX3 1657000 35465 SH SOLE 35465 0 0 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 BBG0051QPC87 5237000 211353 SH SOLE 211353 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 9232000 317591 SH SOLE 317591 0 0 SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 BBG0051QD594 242000 7730 SH SOLE 7730 0 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 1322000 27396 SH SOLE 27396 0 0 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 BBG001WBMLH8 677000 14829 SH SOLE 14829 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 6124000 136662 SH SOLE 136662 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 2648000 35048 SH SOLE 35048 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2297000 50885 SH SOLE 50885 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 514000 26621 SH SOLE 26621 0 0 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 750000 14478 SH SOLE 14478 0 0 SIMPLIFY EXCHANGE TRADED FUN INTMD TERM TRSRY 82889N798 BBG012QCMJT2 283000 18679 SH SOLE 18679 0 0 UBS AG LONDON BRANCH ETRACS UBS BLOOM 90274D390 BBG00B59KD90 3111000 125844 SH SOLE 125844 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 373000 1751 SH SOLE 1751 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 250000 1361 SH SOLE 1361 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 3395000 17758 SH SOLE 17758 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 241000 1716 SH SOLE 1716 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 628000 16112 SH SOLE 16112 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 271000 3144 SH SOLE 3144 0 0 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 638000 10351 SH SOLE 10351 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 430000 2833 SH SOLE 2833 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 2452000 58420 SH SOLE 58420 0 0 VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 844000 13841 SH SOLE 13841 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 307000 2835 SH SOLE 2835 0 0 VANGUARD WORLD FD EXTENDED DUR 921910709 BBG001SV5CV2 211000 2552 SH SOLE 2552 0 0 WISDOMTREE TR INTERNATIONL EFI 97717Y634 BBG0112Z5KQ8 847000 26692 SH SOLE 26692 0 0 WISDOMTREE TR US EFFICIENT COR 97717Y790 BBG00LLPH6R3 3049000 93947 SH SOLE 93947 0 0