The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 210 757 SH   SOLE   0 0 757
ISHARES TR CORE S&P MCP ETF 464287507 379 2,047 SH   SOLE   0 0 2,047
ISHARES TR CORE S&P SCP ETF 464287804 313 4,455 SH   SOLE   0 0 4,455
ISHARES TR CORE S&P500 ETF 464287200 327 972 SH   SOLE   0 0 972
ISHARES TR S&P 500 GRWT ETF 464287309 263 1,138 SH   SOLE   0 0 1,138
ISHARES TR RUS 1000 GRW ETF 464287614 248 1,143 SH   SOLE   0 0 1,143
ISHARES TR RUSSELL 2000 ETF 464287655 1,342 8,960 SH   SOLE   0 0 8,960
ISHARES TR DOW JONES US ETF 464287846 2,081 12,486 SH   SOLE   0 0 12,486
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 205 606 SH   SOLE   0 0 606
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,281 3,824 SH   SOLE   0 0 3,824
ADOBE SYSTEMS INCORPORATED COM 00724F101 563 1,148 SH   SOLE   0 0 1,148
AMAZON COM INC COM 023135106 19,796 6,287 SH   SOLE   0 0 6,287
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,212 5,691 SH   SOLE   0 0 5,691
CARLISLE COS INC COM 142339100 483 3,945 SH   SOLE   0 0 3,945
REALTY INCOME CORP COM 756109104 330 5,426 SH   SOLE   0 0 5,426
AMGEN INC COM 031162100 1,342 5,280 SH   SOLE   0 0 5,280
ABBOTT LABS COM 002824100 1,643 15,097 SH   SOLE   0 0 15,097
ALTRIA GROUP INC COM 02209S103 1,853 47,944 SH   SOLE   0 0 47,944
FEDEX CORP COM 31428X106 421 1,674 SH   SOLE   0 0 1,674
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 300 7,967 SH   SOLE   0 0 7,967
INTEL CORP COM 458140100 981 18,952 SH   SOLE   0 0 18,952
ILLINOIS TOOL WKS INC COM 452308109 485 2,509 SH   SOLE   0 0 2,509
ORACLE CORP COM 68389X105 237 3,972 SH   SOLE   0 0 3,972
QUALCOMM INC COM 747525103 2,062 17,525 SH   SOLE   0 0 17,525
DISNEY WALT CO COM DISNEY 254687106 706 5,692 SH   SOLE   0 0 5,692
HONEYWELL INTL INC COM 438516106 5,441 33,053 SH   SOLE   0 0 33,053
SHERWIN WILLIAMS CO COM 824348106 414 594 SH   SOLE   0 0 594
JOHNSON & JOHNSON COM 478160104 5,857 39,338 SH   SOLE   0 0 39,338
MEDTRONIC PLC SHS G5960L103 2,385 22,949 SH   SOLE   0 0 22,949
PFIZER INC COM 717081103 3,891 106,014 SH   SOLE   0 0 106,014
LOWES COS INC COM 548661107 1,507 9,088 SH   SOLE   0 0 9,088
CHEVRON CORP NEW COM 166764100 1,331 18,487 SH   SOLE   0 0 18,487
MICROSOFT CORP COM 594918104 12,572 59,772 SH   SOLE   0 0 59,772
UNITED PARCEL SERVICE INC CL B 911312106 3,399 20,396 SH   SOLE   0 0 20,396
AT&T INC COM 00206R102 2,064 72,406 SH   SOLE   0 0 72,406
TRUIST FINL CORP COM 89832Q109 220 5,779 SH   SOLE   0 0 5,779
CITIGROUP INC COM NEW 172967424 408 9,469 SH   SOLE   0 0 9,469
CISCO SYS INC COM 17275R102 1,207 30,650 SH   SOLE   0 0 30,650
INTERNATIONAL BUSINESS MACHS COM 459200101 1,190 9,781 SH   SOLE   0 0 9,781
COCA COLA CO COM 191216100 758 15,347 SH   SOLE   0 0 15,347
LOCKHEED MARTIN CORP COM 539830109 499 1,302 SH   SOLE   0 0 1,302
PEPSICO INC COM 713448108 411 2,963 SH   SOLE   0 0 2,963
STRYKER CORPORATION COM 863667101 430 2,064 SH   SOLE   0 0 2,064
VERIZON COMMUNICATIONS INC COM 92343V104 1,646 27,663 SH   SOLE   0 0 27,663
ISHARES TR U.S. TECH ETF 464287721 708 2,351 SH   SOLE   0 0 2,351
SELECT SECTOR SPDR TR ENERGY 81369Y506 408 13,627 SH   SOLE   0 0 13,627
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,659 110,486 SH   SOLE   0 0 110,486
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,616 46,972 SH   SOLE   0 0 46,972
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,587 30,735 SH   SOLE   0 0 30,735
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 992 15,478 SH   SOLE   0 0 15,478
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,234 30,663 SH   SOLE   0 0 30,663
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,823 12,402 SH   SOLE   0 0 12,402
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 264 2,054 SH   SOLE   0 0 2,054
BK OF AMERICA CORP COM 060505104 2,865 118,917 SH   SOLE   0 0 118,917
STARBUCKS CORP COM 855244109 355 4,136 SH   SOLE   0 0 4,136
AUTOMATIC DATA PROCESSING IN COM 053015103 531 3,804 SH   SOLE   0 0 3,804
EXXON MOBIL CORP COM 30231G102 369 10,759 SH   SOLE   0 0 10,759
WALMART INC COM 931142103 1,039 7,427 SH   SOLE   0 0 7,427
APPLIED MATLS INC COM 038222105 732 12,317 SH   SOLE   0 0 12,317
ANTHEM INC COM 036752103 1,344 5,004 SH   SOLE   0 0 5,004
UNION PAC CORP COM 907818108 2,601 13,212 SH   SOLE   0 0 13,212
UNILEVER PLC SPON ADR NEW 904767704 908 14,724 SH   SOLE   0 0 14,724
TEXAS INSTRS INC COM 882508104 500 3,500 SH   SOLE   0 0 3,500
COMMERCE BANCSHARES INC COM 200525103 395 7,012 SH   SOLE   0 0 7,012
CAPITAL ONE FINL CORP COM 14040H105 2,207 30,715 SH   SOLE   0 0 30,715
COSTCO WHSL CORP NEW COM 22160K105 694 1,956 SH   SOLE   0 0 1,956
CVS HEALTH CORP COM 126650100 5,695 97,512 SH   SOLE   0 0 97,512
DANAHER CORPORATION COM 235851102 365 1,693 SH   SOLE   0 0 1,693
MERCK & CO. INC COM 58933Y105 1,405 16,938 SH   SOLE   0 0 16,938
MICRON TECHNOLOGY INC COM 595112103 912 19,427 SH   SOLE   0 0 19,427
NOVARTIS AG SPONSORED ADR 66987V109 608 6,994 SH   SOLE   0 0 6,994
PROCTER AND GAMBLE CO COM 742718109 2,076 14,936 SH   SOLE   0 0 14,936
GENERAL ELECTRIC CO COM 369604103 66 10,639 SH   SOLE   0 0 10,639
KIMBERLY CLARK CORP COM 494368103 542 3,673 SH   SOLE   0 0 3,673
GILEAD SCIENCES INC COM 375558103 260 4,117 SH   SOLE   0 0 4,117
GOLDMAN SACHS GROUP INC COM 38141G104 707 3,518 SH   SOLE   0 0 3,518
HOME DEPOT INC COM 437076102 3,198 11,517 SH   SOLE   0 0 11,517
TRANE TECHNOLOGIES PLC SHS G8994E103 970 8,001 SH   SOLE   0 0 8,001
MCDONALDS CORP COM 580135101 996 4,537 SH   SOLE   0 0 4,537
NIKE INC CL B 654106103 529 4,211 SH   SOLE   0 0 4,211
JPMORGAN CHASE & CO COM 46625H100 3,484 36,187 SH   SOLE   0 0 36,187
SIRIUS XM HOLDINGS INC COM 82968B103 227 42,275 SH   SOLE   0 0 42,275
TJX COS INC NEW COM 872540109 791 14,206 SH   SOLE   0 0 14,206
MONDELEZ INTL INC CL A 609207105 922 16,050 SH   SOLE   0 0 16,050
ISHARES TR 1 3 YR TREAS BD 464287457 8,495 98,192 SH   SOLE   0 0 98,192
ISHARES TR IBOXX INV CP ETF 464287242 1,166 8,656 SH   SOLE   0 0 8,656
XCEL ENERGY INC COM 98389B100 753 10,914 SH   SOLE   0 0 10,914
UNITEDHEALTH GROUP INC COM 91324P102 2,428 7,787 SH   SOLE   0 0 7,787
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 664 2,937 SH   SOLE   0 0 2,937
AMERICAN TOWER CORP NEW COM 03027X100 973 4,027 SH   SOLE   0 0 4,027
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,267 22,022 SH   SOLE   0 0 22,022
INTUIT COM 461202103 469 1,437 SH   SOLE   0 0 1,437
MARSH & MCLENNAN COS INC COM 571748102 955 8,328 SH   SOLE   0 0 8,328
COMCAST CORP NEW CL A 20030N101 1,744 37,703 SH   SOLE   0 0 37,703
XILINX INC COM 983919101 320 3,074 SH   SOLE   0 0 3,074
VANGUARD INDEX FDS TOTAL STK MKT 922908769 660 3,877 SH   SOLE   0 0 3,877
NORFOLK SOUTHN CORP COM 655844108 267 1,246 SH   SOLE   0 0 1,246
NEXTERA ENERGY INC COM 65339F101 1,785 6,430 SH   SOLE   0 0 6,430
DUKE ENERGY CORP NEW COM NEW 26441C204 312 3,526 SH   SOLE   0 0 3,526
APPLE INC COM 037833100 21,854 188,707 SH   SOLE   0 0 188,707
CATERPILLAR INC DEL COM 149123101 1,531 10,267 SH   SOLE   0 0 10,267
PPL CORP COM 69351T106 737 27,082 SH   SOLE   0 0 27,082
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 233 1,796 SH   SOLE   0 0 1,796
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 496 4,589 SH   SOLE   0 0 4,589
AES CORP COM 00130H105 785 43,342 SH   SOLE   0 0 43,342
AMERICAN EXPRESS CO COM 025816109 1,991 19,862 SH   SOLE   0 0 19,862
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 495 9,016 SH   SOLE   0 0 9,016
KLA CORP COM NEW 482480100 770 3,974 SH   SOLE   0 0 3,974
SOUTHERN CO COM 842587107 773 14,265 SH   SOLE   0 0 14,265
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 294 6,808 SH   SOLE   0 0 6,808
ISHARES TR MSCI AC ASIA ETF 464288182 1,921 24,895 SH   SOLE   0 0 24,895
STERIS PLC SHS USD G8473T100 490 2,780 SH   SOLE   0 0 2,780
BERKLEY W R CORP COM 084423102 243 3,980 SH   SOLE   0 0 3,980
GLACIER BANCORP INC NEW COM 37637Q105 250 7,805 SH   SOLE   0 0 7,805
TRACTOR SUPPLY CO COM 892356106 694 4,841 SH   SOLE   0 0 4,841
BLACKROCK MUNIYIELD QUALITY COM 09254E103 1,265 94,156 SH   SOLE   0 0 94,156
BOSTON SCIENTIFIC CORP COM 101137107 203 5,300 SH   SOLE   0 0 5,300
BIOGEN INC COM 09062X103 747 2,634 SH   SOLE   0 0 2,634
ISHARES TR TIPS BD ETF 464287176 321 2,539 SH   SOLE   0 0 2,539
ROYCE VALUE TR INC COM 780910105 135 10,695 SH   SOLE   0 0 10,695
AIR PRODS & CHEMS INC COM 009158106 600 2,014 SH   SOLE   0 0 2,014
DOLLAR GEN CORP NEW COM 256677105 613 2,925 SH   SOLE   0 0 2,925
ESSENTIAL UTILS INC COM 29670G102 371 9,205 SH   SOLE   0 0 9,205
CONSOLIDATED EDISON INC COM 209115104 509 6,538 SH   SOLE   0 0 6,538
NEWPARK RES INC COM PAR $.01NEW 651718504 13 12,465 SH   SOLE   0 0 12,465
NVIDIA CORPORATION COM 67066G104 1,828 3,377 SH   SOLE   0 0 3,377
PDL BIOPHARMA INC COM 69329Y104 38 11,947 SH   SOLE   0 0 11,947
V F CORP COM 918204108 284 4,041 SH   SOLE   0 0 4,041
TRAVELERS COMPANIES INC COM 89417E109 603 5,569 SH   SOLE   0 0 5,569
L3HARRIS TECHNOLOGIES INC COM 502431109 404 2,377 SH   SOLE   0 0 2,377
GALLAGHER ARTHUR J & CO COM 363576109 461 4,370 SH   SOLE   0 0 4,370
JACOBS ENGR GROUP INC COM 469814107 2,413 26,006 SH   SOLE   0 0 26,006
SNAP ON INC COM 833034101 296 2,009 SH   SOLE   0 0 2,009
HENRY JACK & ASSOC INC COM 426281101 408 2,507 SH   SOLE   0 0 2,507
WATSCO INC COM 942622200 575 2,469 SH   SOLE   0 0 2,469
SANOFI SPONSORED ADR 80105N105 988 19,693 SH   SOLE   0 0 19,693
NOVO-NORDISK A S ADR 670100205 1,078 15,523 SH   SOLE   0 0 15,523
BECTON DICKINSON & CO COM 075887109 539 2,318 SH   SOLE   0 0 2,318
AMPHENOL CORP NEW CL A 032095101 205 1,898 SH   SOLE   0 0 1,898
BALL CORP COM 058498106 283 3,400 SH   SOLE   0 0 3,400
ALPHABET INC CAP STK CL A 02079K305 4,048 2,762 SH   SOLE   0 0 2,762
SPDR GOLD TR GOLD SHS 78463V107 1,311 7,399 SH   SOLE   0 0 7,399
WEC ENERGY GROUP INC COM 92939U106 419 4,326 SH   SOLE   0 0 4,326
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,332 19,568 SH   SOLE   0 0 19,568
VANGUARD INDEX FDS MID CAP ETF 922908629 2,687 15,242 SH   SOLE   0 0 15,242
LAS VEGAS SANDS CORP COM 517834107 2,649 56,781 SH   SOLE   0 0 56,781
VANGUARD INDEX FDS SMALL CP ETF 922908751 430 2,793 SH   SOLE   0 0 2,793
VANGUARD INDEX FDS GROWTH ETF 922908736 234 1,030 SH   SOLE   0 0 1,030
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 136 10,058 SH   SOLE   0 0 10,058
REPUBLIC SVCS INC COM 760759100 654 7,003 SH   SOLE   0 0 7,003
PROSPERITY BANCSHARES INC COM 743606105 219 4,232 SH   SOLE   0 0 4,232
ABIOMED INC COM 003654100 6,698 24,175 SH   SOLE   0 0 24,175
NASDAQ INC COM 631103108 388 3,158 SH   SOLE   0 0 3,158
MCCORMICK & CO INC COM NON VTG 579780206 440 2,269 SH   SOLE   0 0 2,269
CENTENE CORP DEL COM 15135B101 213 3,654 SH   SOLE   0 0 3,654
ASML HOLDING N V N Y REGISTRY SHS N07059210 311 843 SH   SOLE   0 0 843
CASEYS GEN STORES INC COM 147528103 441 2,483 SH   SOLE   0 0 2,483
COHEN & STEERS INFRASTRUCTUR COM 19248A109 629 28,290 SH   SOLE   0 0 28,290
ISHARES GOLD TRUST ISHARES 464285105 4,466 248,244 SH   SOLE   0 0 248,244
THERMO FISHER SCIENTIFIC INC COM 883556102 242 549 SH   SOLE   0 0 549
FIDELITY NATL INFORMATION SV COM 31620M106 406 2,756 SH   SOLE   0 0 2,756
ENBRIDGE INC COM 29250N105 247 8,475 SH   SOLE   0 0 8,475
ASSURANT INC COM 04621X108 351 2,897 SH   SOLE   0 0 2,897
SPDR SER TR S&P BIOTECH 78464A870 6,620 59,406 SH   SOLE   0 0 59,406
SPDR SER TR NUVEEN BLMBRG SR 78468R739 789 15,831 SH   SOLE   0 0 15,831
MASTERCARD INCORPORATED CL A 57636Q104 2,999 8,868 SH   SOLE   0 0 8,868
ICON PLC SHS G4705A100 967 5,059 SH   SOLE   0 0 5,059
APTARGROUP INC COM 038336103 393 3,476 SH   SOLE   0 0 3,476
DIGITAL RLTY TR INC COM 253868103 204 1,388 SH   SOLE   0 0 1,388
NUVEEN AMT FREE QLTY MUN INC COM 670657105 4,407 307,354 SH   SOLE   0 0 307,354
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,474 88,682 SH   SOLE   0 0 88,682
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 426 3,226 SH   SOLE   0 0 3,226
BLACKSTONE GROUP INC COM CL A 09260D107 871 16,677 SH   SOLE   0 0 16,677
ISHARES TR 3 7 YR TREAS BD 464288661 1,144 8,566 SH   SOLE   0 0 8,566
ISHARES TR NATIONAL MUN ETF 464288414 1,546 13,333 SH   SOLE   0 0 13,333
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,343 5,703 SH   SOLE   0 0 5,703
SPDR SER TR BLOOMBERG BRCLYS 78468R622 3,314 31,781 SH   SOLE   0 0 31,781
VISA INC COM CL A 92826C839 2,727 13,636 SH   SOLE   0 0 13,636
PHILIP MORRIS INTL INC COM 718172109 1,695 22,597 SH   SOLE   0 0 22,597
VANGUARD WORLD FD MEGA CAP INDEX 921910873 238 1,987 SH   SOLE   0 0 1,987
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,280 23,799 SH   SOLE   0 0 23,799
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 10,368 130,183 SH   SOLE   0 0 130,183
SPDR SER TR PORTFOLIO SHORT 78464A474 3,091 98,536 SH   SOLE   0 0 98,536
TESLA INC COM 88160R101 825 1,923 SH   SOLE   0 0 1,923
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,660 51,657 SH   SOLE   0 0 51,657
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,174 54,089 SH   SOLE   0 0 54,089
SCHWAB STRATEGIC TR US TIPS ETF 808524870 4,122 66,876 SH   SOLE   0 0 66,876
AMYRIS INC COM NEW 03236M200 152 51,986 SH   SOLE   0 0 51,986
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 273 887 SH   SOLE   0 0 887
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,152 11,075 SH   SOLE   0 0 11,075
ISHARES TR CORE HIGH DV ETF 46429B663 336 4,175 SH   SOLE   0 0 4,175
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 906 16,149 SH   SOLE   0 0 16,149
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,729 85,511 SH   SOLE   0 0 85,511
ISHARES TR MSCI USA MIN VOL 46429B697 1,634 25,640 SH   SOLE   0 0 25,640
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 1,304 61,438 SH   SOLE   0 0 61,438
FACEBOOK INC CL A 30303M102 2,806 10,715 SH   SOLE   0 0 10,715
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 807 32,289 SH   SOLE   0 0 32,289
BERRY GLOBAL GROUP INC COM 08579W103 617 12,761 SH   SOLE   0 0 12,761
ABBVIE INC COM 00287Y109 2,845 32,481 SH   SOLE   0 0 32,481
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 868 40,721 SH   SOLE   0 0 40,721
ALPHABET INC CAP STK CL C 02079K107 11,174 7,604 SH   SOLE   0 0 7,604
ISHARES TR CORE DIV GRWTH 46434V621 551 13,851 SH   SOLE   0 0 13,851
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 242 824 SH   SOLE   0 0 824
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 287 13,150 SH   SOLE   0 0 13,150
ARK ETF TR INNOVATION ETF 00214Q104 1,525 16,574 SH   SOLE   0 0 16,574
ARK ETF TR GENOMIC REV ETF 00214Q302 201 3,155 SH   SOLE   0 0 3,155
LENDINGCLUB CORP COM NEW 52603A208 240 50,850 SH   SOLE   0 0 50,850
PAYPAL HLDGS INC COM 70450Y103 16,623 84,366 SH   SOLE   0 0 84,366
SQUARE INC CL A 852234103 321 1,972 SH   SOLE   0 0 1,972
EDITAS MEDICINE INC COM 28106W103 1,068 38,047 SH   SOLE   0 0 38,047
AMERICOLD RLTY TR COM 03064D108 416 11,645 SH   SOLE   0 0 11,645
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,542 42,794 SH   SOLE   0 0 42,794
TWIST BIOSCIENCE CORP COM 90184D100 1,936 25,486 SH   SOLE   0 0 25,486
DRAFTKINGS INC COM CL A 26142R104 1,804 30,660 SH   SOLE   0 0 30,660
SCHWAB STRATEGIC TR LONG TERM US 808524680 1,727 30,457 SH   SOLE   0 0 30,457
SPDR S&P 500 ETF TR TR UNIT 78462F103 4 600 SH Put SOLE   0 0 600