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Self-Funded insurance
9 Months Ended
Sep. 30, 2025
Self-Funded insurance  
Self-Funded insurance

Note 11. Self-Funded insurance

The Company is self-funded for the medical benefits provided to its employees and their dependents. Healthcare costs are expensed as incurred and are based upon actual claims paid, reinsurance premiums, administration fees, and estimated unpaid claims. The Company has an aggregate stop loss limit to mitigate risk. Expenses related to this contract were $5,314 and $6,104 for the three months ended September 30, 2025 and 2024, respectively and $13,086 and $18,655 for the nine months ended September 30, 2025 and 2024. An estimated accrued liability of $836 and $1,184 was recorded as of September 30, 2025 and December 31, 2024, respectively, for estimated unpaid claims and is included within other current liabilities on the Condensed Consolidated Balance Sheets.