The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 939 7,258 SH   SOLE NONE 7,258 0 0
ABBOTT LABS COM 002824100 395 3,635 SH   SOLE NONE 3,635 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 982 2,683 SH   SOLE NONE 2,683 0 0
ALPHABET INC CAP STK CL C 02079K107 2,023 925 SH   SOLE NONE 925 0 0
ALTRIA GROUP INC COM 02209S103 788 18,875 SH   SOLE NONE 18,875 0 0
AMAZON COM INC COM 023135106 1,401 13,190 SH   SOLE NONE 13,190 0 0
AMERICAN EXPRESS CO COM 025816109 1,539 11,102 SH   SOLE NONE 11,102 0 0
AMERICAN TOWER CORP NEW COM 03027X100 277 1,085 SH   SOLE NONE 1,085 0 0
AMGEN INC COM 031162100 1,458 5,994 SH   SOLE NONE 5,994 0 0
AMPHENOL CORP NEW CL A 032095101 258 4,000 SH   SOLE NONE 4,000 0 0
APPLE INC COM 037833100 5,328 38,974 SH   SOLE NONE 38,974 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 523 2,490 SH   SOLE NONE 2,490 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,008 7,356 SH   SOLE NONE 7,356 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 764 9,922 SH   SOLE NONE 9,922 0 0
CATERPILLAR INC COM 149123101 270 1,510 SH   SOLE NONE 1,510 0 0
CECO ENVIRONMENTAL CORP COM 125141101 87 14,496 SH   SOLE NONE 14,496 0 0
CHEVRON CORP NEW COM 166764100 1,527 10,544 SH   SOLE NONE 10,544 0 0
CISCO SYS INC COM 17275R102 2,743 64,338 SH   SOLE NONE 64,338 0 0
CLOROX CO DEL COM 189054109 755 5,355 SH   SOLE NONE 5,355 0 0
COCA COLA CO COM 191216100 2,313 36,765 SH   SOLE NONE 36,765 0 0
COMCAST CORP NEW CL A 20030N101 1,000 25,485 SH   SOLE NONE 25,485 0 0
CONOCOPHILLIPS COM 20825C104 2,407 26,804 SH   SOLE NONE 26,804 0 0
COSTCO WHSL CORP NEW COM 22160K105 884 1,844 SH   SOLE NONE 1,844 0 0
CSX CORP COM 126408103 2,118 72,894 SH   SOLE NONE 72,894 0 0
CVS HEALTH CORP COM 126650100 2,789 30,102 SH   SOLE NONE 30,102 0 0
DEERE & CO COM 244199105 611 2,040 SH   SOLE NONE 2,040 0 0
DIGITAL RLTY TR INC COM 253868103 1,995 15,369 SH   SOLE NONE 15,369 0 0
DISNEY WALT CO COM 254687106 648 6,864 SH   SOLE NONE 6,864 0 0
EATON CORP PLC SHS G29183103 1,052 8,348 SH   SOLE NONE 8,348 0 0
GENERAL DYNAMICS CORP COM 369550108 501 2,263 SH   SOLE NONE 2,263 0 0
GENERAL MLS INC COM 370334104 1,904 25,237 SH   SOLE NONE 25,237 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 239 805 SH   SOLE NONE 805 0 0
HOME DEPOT INC COM 437076102 1,922 7,006 SH   SOLE NONE 7,006 0 0
HONEYWELL INTL INC COM 438516106 2,133 12,273 SH   SOLE NONE 12,273 0 0
INTEL CORP COM 458140100 2,816 75,279 SH   SOLE NONE 75,279 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,019 14,301 SH   SOLE NONE 14,301 0 0
ISHARES GOLD TR ISHARES NEW 464285204 8,453 246,366 SH   SOLE NONE 246,366 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 328 17,240 SH   SOLE NONE 17,240 0 0
JOHNSON & JOHNSON COM 478160104 4,154 23,404 SH   SOLE NONE 23,404 0 0
JPMORGAN CHASE & CO COM 46625H100 3,086 27,403 SH   SOLE NONE 27,403 0 0
LILLY ELI & CO COM 532457108 3,132 9,659 SH   SOLE NONE 9,659 0 0
LOCKHEED MARTIN CORP COM 539830109 1,381 3,212 SH   SOLE NONE 3,212 0 0
MCDONALDS CORP COM 580135101 1,943 7,869 SH   SOLE NONE 7,869 0 0
MEDTRONIC PLC SHS G5960L103 1,368 15,247 SH   SOLE NONE 15,247 0 0
MERCK & CO INC COM 58933Y105 1,772 19,437 SH   SOLE NONE 19,437 0 0
MICROSOFT CORP COM 594918104 6,242 24,304 SH   SOLE NONE 24,304 0 0
MONDELEZ INTL INC CL A 609207105 556 8,959 SH   SOLE NONE 8,959 0 0
NEXTERA ENERGY INC COM 65339F101 2,883 37,218 SH   SOLE NONE 37,218 0 0
NIKE INC CL B 654106103 215 2,100 SH   SOLE NONE 2,100 0 0
NORFOLK SOUTHN CORP COM 655844108 466 2,050 SH   SOLE NONE 2,050 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,429 2,986 SH   SOLE NONE 2,986 0 0
NOVO-NORDISK A S ADR 670100205 1,671 15,000 SH   SOLE NONE 15,000 0 0
ORACLE CORP COM 68389X105 2,933 41,979 SH   SOLE NONE 41,979 0 0
PEPSICO INC COM 713448108 2,318 13,911 SH   SOLE NONE 13,911 0 0
PFIZER INC COM 717081103 4,744 90,474 SH   SOLE NONE 90,474 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 226 4,390 SH   SOLE NONE 4,390 0 0
PROCTER AND GAMBLE CO COM 742718109 2,814 19,568 SH   SOLE NONE 19,568 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 517 5,380 SH   SOLE NONE 5,380 0 0
SCHWAB CHARLES CORP COM 808513105 1,150 18,200 SH   SOLE NONE 18,200 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,588 209,484 SH   SOLE NONE 209,484 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 638 12,980 SH   SOLE NONE 12,980 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 815 17,033 SH   SOLE NONE 17,033 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,176 16,420 SH   SOLE NONE 16,420 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,022 17,621 SH   SOLE NONE 17,621 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 8,330 149,288 SH   SOLE NONE 149,288 0 0
STARBUCKS CORP COM 855244109 993 12,998 SH   SOLE NONE 12,998 0 0
T-MOBILE US INC COM 872590104 1,899 14,116 SH   SOLE NONE 14,116 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,029 22,462 SH   SOLE NONE 22,462 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,634 5,129 SH   SOLE NONE 5,129 0 0
US BANCORP DEL COM NEW 902973304 622 13,506 SH   SOLE NONE 13,506 0 0
VERISK ANALYTICS INC COM 92345Y106 260 1,500 SH   SOLE NONE 1,500 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,191 62,876 SH   SOLE NONE 62,876 0 0
VISA INC COM CL A 92826C839 3,439 17,468 SH   SOLE NONE 17,468 0 0
WALMART INC COM 931142103 3,761 30,937 SH   SOLE NONE 30,937 0 0
WASTE MGMT INC DEL COM 94106L109 2,384 15,582 SH   SOLE NONE 15,582 0 0
ZOETIS INC CL A 98978V103 258 1,500 SH   SOLE NONE 1,500 0 0