The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ishares Gold ETF ISHARES 464285105 6,965 480,365 SH   SOLE NONE 480,365 0 0
Microsoft, Inc. COM 594918104 5,814 36,870 SH   SOLE NONE 36,870 0 0
Apple, Inc. COM 037833100 5,430 18,492 SH   SOLE NONE 18,492 0 0
Intel Corp. COM 458140100 4,391 73,373 SH   SOLE NONE 73,373 0 0
Wal-Mart Stores COM 931142103 3,921 33,000 SH   SOLE NONE 33,000 0 0
J.P. Morgan Chase Co. COM 46625H100 3,696 26,519 SH   SOLE NONE 26,519 0 0
Verizon Communications COM 92343V104 3,284 53,492 SH   SOLE NONE 53,492 0 0
Conocophillips COM 20825C104 2,717 41,788 SH   SOLE NONE 41,788 0 0
Procter Gamble COM 742718109 2,646 21,192 SH   SOLE NONE 21,192 0 0
Merck Co, Inc. COM 58933Y105 2,575 28,318 SH   SOLE NONE 28,318 0 0
Johnson Johnson, Inc. COM 478160104 2,567 17,599 SH   SOLE NONE 17,599 0 0
Oracle Corp. COM 68389X105 2,545 48,047 SH   SOLE NONE 48,047 0 0
ATT Corp. COM 00206R102 2,454 62,806 SH   SOLE NONE 62,806 0 0
Pfizer, Inc. COM 717081103 2,451 62,567 SH   SOLE NONE 62,567 0 0
Exxon Mobil Corp. COM 30231G102 2,374 34,025 SH   SOLE NONE 34,025 0 0
CSX Corp. COM 126408103 2,294 31,710 SH   SOLE NONE 31,710 0 0
Waste Management, Inc. COM 94106L109 2,129 18,685 SH   SOLE NONE 18,685 0 0
Cisco Systems, Inc. COM 17275R102 2,047 42,700 SH   SOLE NONE 42,700 0 0
Eli Lilly Co. COM 532457108 1,981 15,080 SH   SOLE NONE 15,080 0 0
U.S. Bancorp COM NEW 902973304 1,968 33,200 SH   SOLE NONE 33,200 0 0
Home Depot COM 437076102 1,959 8,975 SH   SOLE NONE 8,975 0 0
UnitedHealth Group, Inc. COM 91324P102 1,891 6,435 SH   SOLE NONE 6,435 0 0
American Express COM 025816109 1,889 15,180 SH   SOLE NONE 15,180 0 0
Honeywell, Inc. COM 438516106 1,870 10,565 SH   SOLE NONE 10,565 0 0
CVS Health COM 126650100 1,790 24,107 SH   SOLE NONE 24,107 0 0
Amgen, Inc. COM 031162100 1,691 7,017 SH   SOLE NONE 7,017 0 0
Wells Fargo Co., Inc. COM 949746101 1,594 29,640 SH   SOLE NONE 29,640 0 0
International Business Machines COM 459200101 1,501 11,204 SH   SOLE NONE 11,204 0 0
Chevron Corp. COM 166764100 1,433 11,898 SH   SOLE NONE 11,898 0 0
McDonald's Corp. COM 580135101 1,423 7,205 SH   SOLE NONE 7,205 0 0
General Mills, Inc. COM 370334104 1,287 24,040 SH   SOLE NONE 24,040 0 0
Pepsico, Inc. COM 713448108 1,264 9,254 SH   SOLE NONE 9,254 0 0
Coca-Cola COM 191216100 1,248 22,558 SH   SOLE NONE 22,558 0 0
Altria Group, Inc. COM 02209S103 1,167 23,390 SH   SOLE NONE 23,390 0 0
Novo Nordisk ADR ADR 670100205 1,157 20,000 SH   SOLE NONE 20,000 0 0
Starbucks Corp COM 855244109 1,058 12,040 SH   SOLE NONE 12,040 0 0
Royal Dutch Shell A ADR SPONS ADR A 780259206 1,025 17,390 SH   SOLE NONE 17,390 0 0
Boeing Co. COM 097023105 985 3,024 SH   SOLE NONE 3,024 0 0
Costco Wholesale Corp. COM 22160K105 966 3,290 SH   SOLE NONE 3,290 0 0
The Bank of New York Co., Inc. COM 064058100 955 18,975 SH   SOLE NONE 18,975 0 0
Comcast Corp Class A CL A 20030N101 913 20,320 SH   SOLE NONE 20,320 0 0
The Charles Schwab Corp. COM 808513105 885 18,624 SH   SOLE NONE 18,624 0 0
T-Mobile US Inc COM 872590104 838 10,692 SH   SOLE NONE 10,692 0 0
Clorox Co. COM 189054109 834 5,435 SH   SOLE NONE 5,435 0 0
Eaton Corp. PLC F SHS G29183103 742 7,840 SH   SOLE NONE 7,840 0 0
Adobe Systems, Inc. COM 00724F101 669 2,030 SH   SOLE NONE 2,030 0 0
Walt Disney Co. COM DISNEY 254687106 660 4,563 SH   SOLE NONE 4,563 0 0
Visa Inc. COM CL A 92826C839 632 3,367 SH   SOLE NONE 3,367 0 0
Alphabet, Inc. Class C CAP STK CL C 02079K107 629 471 SH   SOLE NONE 471 0 0
General Dynamics Corp. COM 369550108 608 3,453 SH   SOLE NONE 3,453 0 0
Norfolk Southern Corporation COM 655844108 600 3,095 SH   SOLE NONE 3,095 0 0
Deere Co. COM 244199105 599 3,460 SH   SOLE NONE 3,460 0 0
Campbell Soup Co. COM 134429109 558 11,310 SH   SOLE NONE 11,310 0 0
Bristol Myers Squibb COM 110122108 555 8,655 SH   SOLE NONE 8,655 0 0
United Technologies Corp. COM 913017109 553 3,695 SH   SOLE NONE 3,695 0 0
Schwab US TIPS ETF US TIPS ETF 808524870 477 8,435 SH   SOLE NONE 8,435 0 0
Constellation Brands, Inc. CL A 21036P108 450 2,376 SH   SOLE NONE 2,376 0 0
Bank Of America Corp. COM 060505104 401 11,393 SH   SOLE NONE 11,393 0 0
Ametek, Inc. COM 031100100 363 3,648 SH   SOLE NONE 3,648 0 0
Southern Co. COM 842587107 353 5,550 SH   SOLE NONE 5,550 0 0
Caterpillar, Inc. COM 149123101 347 2,350 SH   SOLE NONE 2,350 0 0
Viacom-CBS Inc CL B 92556H206 334 7,981 SH   SOLE NONE 7,981 0 0
American Electric Power COM 025537101 312 3,309 SH   SOLE NONE 3,309 0 0
Alphabet, Inc. Class A CAP STK CL A 02079K305 285 213 SH   SOLE NONE 213 0 0
Glaxosmithkline Plc ADR SPONSORED ADR 37733W105 272 5,800 SH   SOLE NONE 5,800 0 0
3M Co. COM 88579Y101 262 1,490 SH   SOLE NONE 1,490 0 0
Royal Dutch Shell B Adrf SPON ADR B 780259107 256 4,270 SH   SOLE NONE 4,270 0 0
Lockheed Martin Corp. COM 539830109 234 603 SH   SOLE NONE 603 0 0
Kimberly Clark Corp. COM 494368103 231 1,683 SH   SOLE NONE 1,683 0 0
Schlumberger, LTD COM 806857108 230 5,735 SH   SOLE NONE 5,735 0 0
General Electric COM 369604103 176 15,800 SH   SOLE NONE 15,800 0 0
Extreme Networks, Inc. COM 30226D106 73 10,000 SH   SOLE NONE 10,000 0 0