The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,982,385 8,499 SH   SOLE   8,499 0 0
ADOBE INC COM 00724F101   1,866,762 3,129 SH   SOLE   3,129 0 0
AIR PRODS & CHEMS INC COM 009158106   734,332 2,682 SH   SOLE   2,682 0 0
ALPHABET INC CAP STK CL C 02079K107   2,528,989 17,945 SH   SOLE   17,945 0 0
ALPHABET INC CAP STK CL A 02079K305   208,837 1,495 SH   SOLE   1,495 0 0
AMAZON COM INC COM 023135106   2,178,668 14,339 SH   SOLE   14,339 0 0
AMERICAN EXPRESS CO COM 025816109   1,712,288 9,140 SH   SOLE   9,140 0 0
AMERICAN TOWER CORP NEW COM 03027X100   234,230 1,085 SH   SOLE   1,085 0 0
AMGEN INC COM 031162100   1,756,922 6,100 SH   SOLE   6,100 0 0
APPLE INC COM 037833100   7,266,096 37,740 SH   SOLE   37,740 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,742,509 13,297 SH   SOLE   13,297 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   419,306 8,172 SH   SOLE   8,172 0 0
CATERPILLAR INC COM 149123101   422,809 1,430 SH   SOLE   1,430 0 0
CHEVRON CORP NEW COM 166764100   1,618,386 10,850 SH   SOLE   10,850 0 0
CISCO SYS INC COM 17275R102   3,467,042 68,627 SH   SOLE   68,627 0 0
CLOROX CO DEL COM 189054109   672,170 4,714 SH   SOLE   4,714 0 0
COCA COLA CO COM 191216100   2,350,608 39,888 SH   SOLE   39,888 0 0
COMCAST CORP NEW CL A 20030N101   1,385,792 31,603 SH   SOLE   31,603 0 0
CONOCOPHILLIPS COM 20825C104   2,494,229 21,489 SH   SOLE   21,489 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,008,603 1,528 SH   SOLE   1,528 0 0
CSX CORP COM 126408103   3,947,981 113,873 SH   SOLE   113,873 0 0
CVS HEALTH CORP COM 126650100   2,648,957 33,548 SH   SOLE   33,548 0 0
DEERE & CO COM 244199105   707,770 1,770 SH   SOLE   1,770 0 0
DIGITAL RLTY TR INC COM 253868103   2,497,793 18,559 SH   SOLE   18,559 0 0
DISNEY WALT CO COM 254687106   370,901 4,108 SH   SOLE   4,108 0 0
EATON CORP PLC SHS G29183103   1,579,298 6,558 SH   SOLE   6,558 0 0
ELI LILLY & CO COM 532457108   4,461,670 7,654 SH   SOLE   7,654 0 0
FEDERAL SIGNAL CORP COM 313855108   211,035 2,750 SH   SOLE   2,750 0 0
GENERAL DYNAMICS CORP COM 369550108   562,705 2,167 SH   SOLE   2,167 0 0
GENERAL MLS INC COM 370334104   1,200,067 18,423 SH   SOLE   18,423 0 0
HOME DEPOT INC COM 437076102   2,662,544 7,683 SH   SOLE   7,683 0 0
HONEYWELL INTL INC COM 438516106   3,011,030 14,358 SH   SOLE   14,358 0 0
INTEL CORP COM 458140100   4,408,282 87,727 SH   SOLE   87,727 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,378,017 14,540 SH   SOLE   14,540 0 0
ISHARES GOLD TR ISHARES NEW 464285204   8,771,095 224,727 SH   SOLE   224,727 0 0
JOHNSON & JOHNSON COM 478160104   3,726,181 23,773 SH   SOLE   23,773 0 0
JPMORGAN CHASE & CO COM 46625H100   4,189,259 24,628 SH   SOLE   24,628 0 0
LOCKHEED MARTIN CORP COM 539830109   1,244,144 2,745 SH   SOLE   2,745 0 0
MCDONALDS CORP COM 580135101   2,070,530 6,983 SH   SOLE   6,983 0 0
MEDTRONIC PLC SHS G5960L103   1,622,914 19,700 SH   SOLE   19,700 0 0
MERCK & CO INC COM 58933Y105   1,911,666 17,535 SH   SOLE   17,535 0 0
MICROSOFT CORP COM 594918104   8,253,337 21,948 SH   SOLE   21,948 0 0
NEXTERA ENERGY INC COM 65339F101   2,914,678 47,986 SH   SOLE   47,986 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,699,349 3,630 SH   SOLE   3,630 0 0
NOVO-NORDISK A S ADR 670100205   2,482,800 24,000 SH   SOLE   24,000 0 0
ORACLE CORP COM 68389X105   3,417,409 32,414 SH   SOLE   32,414 0 0
PEPSICO INC COM 713448108   2,212,596 13,027 SH   SOLE   13,027 0 0
PFIZER INC COM 717081103   3,054,979 106,112 SH   SOLE   106,112 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   398,640 7,550 SH   SOLE   7,550 0 0
PROCTER AND GAMBLE CO COM 742718109   3,076,174 20,992 SH   SOLE   20,992 0 0
RTX CORPORATION COM 75513E101   421,963 5,015 SH   SOLE   5,015 0 0
SCHWAB CHARLES CORP COM 808513105   1,155,015 16,788 SH   SOLE   16,788 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,504,644 230,104 SH   SOLE   230,104 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,138,981 14,961 SH   SOLE   14,961 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   8,618,899 165,113 SH   SOLE   165,113 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,356,736 16,354 SH   SOLE   16,354 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   780,559 16,743 SH   SOLE   16,743 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   437,698 9,034 SH   SOLE   9,034 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   324,162 682 SH   SOLE   682 0 0
STARBUCKS CORP COM 855244109   1,756,324 18,293 SH   SOLE   18,293 0 0
UNILEVER PLC SPON ADR NEW 904767704   1,444,753 29,801 SH   SOLE   29,801 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,901,377 5,511 SH   SOLE   5,511 0 0
US BANCORP DEL COM NEW 902973304   2,741,807 63,349 SH   SOLE   63,349 0 0
VISA INC COM CL A 92826C839   4,712,856 18,102 SH   SOLE   18,102 0 0
WALMART INC COM 931142103   4,855,999 30,802 SH   SOLE   30,802 0 0
WASTE MGMT INC DEL COM 94106L109   3,261,053 18,208 SH   SOLE   18,208 0 0