The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,453,809 7,990 SH   SOLE   7,990 0 0
ADOBE INC COM 00724F101   1,595,478 3,129 SH   SOLE   3,129 0 0
AIR PRODS & CHEMS INC COM 009158106   651,254 2,298 SH   SOLE   2,298 0 0
ALPHABET INC CAP STK CL A 02079K305   219,584 1,678 SH   SOLE   1,678 0 0
ALPHABET INC CAP STK CL C 02079K107   2,431,974 18,445 SH   SOLE   18,445 0 0
AMAZON COM INC COM 023135106   1,829,257 14,390 SH   SOLE   14,390 0 0
AMERICAN EXPRESS CO COM 025816109   1,365,089 9,150 SH   SOLE   9,150 0 0
AMGEN INC COM 031162100   1,644,005 6,117 SH   SOLE   6,117 0 0
APPLE INC COM 037833100   6,345,567 37,063 SH   SOLE   37,063 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,614,152 13,172 SH   SOLE   13,172 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   462,695 7,972 SH   SOLE   7,972 0 0
CATERPILLAR INC COM 149123101   393,120 1,440 SH   SOLE   1,440 0 0
CHEVRON CORP NEW COM 166764100   1,821,096 10,800 SH   SOLE   10,800 0 0
CISCO SYS INC COM 17275R102   3,559,131 66,204 SH   SOLE   66,204 0 0
CLOROX CO DEL COM 189054109   627,647 4,789 SH   SOLE   4,789 0 0
COCA COLA CO COM 191216100   2,193,748 39,188 SH   SOLE   39,188 0 0
COMCAST CORP NEW CL A 20030N101   1,341,773 30,261 SH   SOLE   30,261 0 0
CONOCOPHILLIPS COM 20825C104   2,593,670 21,650 SH   SOLE   21,650 0 0
COSTCO WHSL CORP NEW COM 22160K105   876,818 1,552 SH   SOLE   1,552 0 0
CSX CORP COM 126408103   3,433,701 111,665 SH   SOLE   111,665 0 0
CVS HEALTH CORP COM 126650100   2,301,133 32,958 SH   SOLE   32,958 0 0
DEERE & CO COM 244199105   667,963 1,770 SH   SOLE   1,770 0 0
DIGITAL RLTY TR INC COM 253868103   2,210,794 18,268 SH   SOLE   18,268 0 0
DISNEY WALT CO COM 254687106   351,890 4,342 SH   SOLE   4,342 0 0
EATON CORP PLC SHS G29183103   1,404,023 6,583 SH   SOLE   6,583 0 0
ELI LILLY & CO COM 532457108   4,154,701 7,735 SH   SOLE   7,735 0 0
EXXON MOBIL CORP COM 30231G102   207,294 1,763 SH   SOLE   1,763 0 0
GENERAL DYNAMICS CORP COM 369550108   500,498 2,265 SH   SOLE   2,265 0 0
GENERAL MLS INC COM 370334104   1,173,122 18,333 SH   SOLE   18,333 0 0
HOME DEPOT INC COM 437076102   2,263,783 7,492 SH   SOLE   7,492 0 0
HONEYWELL INTL INC COM 438516106   2,564,201 13,880 SH   SOLE   13,880 0 0
INTEL CORP COM 458140100   3,054,172 85,912 SH   SOLE   85,912 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   2,039,682 14,538 SH   SOLE   14,538 0 0
ISHARES GOLD TR ISHARES NEW 464285204   7,851,547 224,394 SH   SOLE   224,394 0 0
JOHNSON & JOHNSON COM 478160104   3,639,099 23,365 SH   SOLE   23,365 0 0
JPMORGAN CHASE & CO COM 46625H100   3,543,154 24,432 SH   SOLE   24,432 0 0
LOCKHEED MARTIN CORP COM 539830109   1,114,416 2,725 SH   SOLE   2,725 0 0
MCDONALDS CORP COM 580135101   1,771,634 6,725 SH   SOLE   6,725 0 0
MEDTRONIC PLC SHS G5960L103   1,511,122 19,284 SH   SOLE   19,284 0 0
MERCK & CO INC COM 58933Y105   1,796,993 17,455 SH   SOLE   17,455 0 0
MICROSOFT CORP COM 594918104   6,989,450 22,136 SH   SOLE   22,136 0 0
NEXTERA ENERGY INC COM 65339F101   2,636,664 46,023 SH   SOLE   46,023 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,549,909 3,521 SH   SOLE   3,521 0 0
NOVO-NORDISK A S ADR 670100205   2,182,560 24,000 SH   SOLE   24,000 0 0
ORACLE CORP COM 68389X105   3,494,725 32,994 SH   SOLE   32,994 0 0
PEPSICO INC COM 713448108   2,098,357 12,384 SH   SOLE   12,384 0 0
PFIZER INC COM 717081103   3,385,575 102,067 SH   SOLE   102,067 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866   360,004 7,190 SH   SOLE   7,190 0 0
PROCTER AND GAMBLE CO COM 742718109   3,000,490 20,571 SH   SOLE   20,571 0 0
RTX CORPORATION COM 75513E101   370,718 5,151 SH   SOLE   5,151 0 0
SCHWAB CHARLES CORP COM 808513105   947,245 17,254 SH   SOLE   17,254 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,737,073 227,829 SH   SOLE   227,829 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,054,961 14,909 SH   SOLE   14,909 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   8,232,294 163,048 SH   SOLE   163,048 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   472,148 9,859 SH   SOLE   9,859 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   767,789 17,359 SH   SOLE   17,359 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,187,373 16,328 SH   SOLE   16,328 0 0
STARBUCKS CORP COM 855244109   1,541,104 16,885 SH   SOLE   16,885 0 0
UNILEVER PLC SPON ADR NEW 904767704   1,401,627 28,373 SH   SOLE   28,373 0 0
UNITEDHEALTH GROUP INC COM 91324P102   2,760,441 5,475 SH   SOLE   5,475 0 0
US BANCORP DEL COM NEW 902973304   1,966,498 59,481 SH   SOLE   59,481 0 0
VISA INC COM CL A 92826C839   4,142,941 18,012 SH   SOLE   18,012 0 0
WALMART INC COM 931142103   4,905,859 30,675 SH   SOLE   30,675 0 0
WASTE MGMT INC DEL COM 94106L109   2,698,036 17,699 SH   SOLE   17,699 0 0