The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   367,290 2,055 SH   SOLE   0 0 2,055
ALPHABET INC CAP STK CL C 02079K107   341,944 1,404 SH   SOLE   0 0 1,404
AMAZON COM INC COM 023135106   626,872 2,855 SH   SOLE   0 0 2,855
APPLE INC COM 037833100   1,824,292 7,164 SH   SOLE   0 0 7,164
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   753,607 1,499 SH   SOLE   0 0 1,499
BITFARMS LTD COM 09173B107   73,320 26,000 SH   SOLE   0 0 26,000
BROADCOM INC COM 11135F101   612,973 1,858 SH   SOLE   0 0 1,858
COOPER STD HLDGS INC COM 21676P103   276,975 7,500 SH   SOLE   0 0 7,500
EATON CORP PLC SHS G29183103   290,044 775 SH   SOLE   0 0 775
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   17,838,402 641,438 SH   SOLE   0 0 641,438
FIRST TR EXCHANGE-TRADED ALP COM SHS 33733F101   236,647 1,474 SH   SOLE   0 0 1,474
FIRST TR EXCHANGE-TRADED ALP COM SHS 33735B108   233,380 1,861 SH   SOLE   0 0 1,861
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   267,566 5,607 SH   SOLE   0 0 5,607
IREN LIMITED ORDINARY SHARES Q4982L109   422,370 9,000 SH   SOLE   0 0 9,000
ISHARES TR S&P 500 GRWT ETF 464287309   535,606 4,437 SH   SOLE   0 0 4,437
ISHARES TR S&P 500 VAL ETF 464287408   236,454 1,145 SH   SOLE   0 0 1,145
ISHARES TR ISHS 1-5YR INVS 464288646   369,488 6,968 SH   SOLE   0 0 6,968
ISHARES TR CORE MSCI EAFE 46432F842   972,197 11,135 SH   SOLE   0 0 11,135
ISHARES TR CORE MSCI TOTAL 46432F834   588,630 7,128 SH   SOLE   0 0 7,128
ISHARES TR CORE S&P MCP ETF 464287507   53,388,262 818,086 SH   SOLE   0 0 818,086
ISHARES TR CORE S&P SCP ETF 464287804   25,556,119 215,065 SH   SOLE   0 0 215,065
ISHARES TR CORE S&P TTL STK 464287150   907,836 6,233 SH   SOLE   0 0 6,233
ISHARES TR CORE S&P500 ETF 464287200   6,040,096 9,024 SH   SOLE   0 0 9,024
ISHARES TR CORE US AGGBD ET 464287226   624,211 6,227 SH   SOLE   0 0 6,227
ISHARES TR EAFE SML CP ETF 464288273   301,249 3,927 SH   SOLE   0 0 3,927
ISHARES TR ESG AWRE 1 5 YR 46435G243   388,610 15,354 SH   SOLE   0 0 15,354
ISHARES TR ESG AW MSCI EAFE 46435G516   426,220 4,584 SH   SOLE   0 0 4,584
ISHARES TR ESG AWARE MSCI 46435U663   450,665 9,997 SH   SOLE   0 0 9,997
ISHARES TR ESG AWR US AGRGT 46435U549   600,183 12,496 SH   SOLE   0 0 12,496
ISHARES TR IBOXX INV CP ETF 464287242   218,856 1,963 SH   SOLE   0 0 1,963
ISHARES TR MRGSTR MD CP ETF 464288208   731,587 8,809 SH   SOLE   0 0 8,809
ISHARES TR MSCI EAFE ETF 464287465   1,063,017 11,385 SH   SOLE   0 0 11,385
ISHARES TR MSCI EMG MKT ETF 464287234   268,549 5,029 SH   SOLE   0 0 5,029
LOCKHEED MARTIN CORP COM 539830109   499,709 1,001 SH   SOLE   0 0 1,001
MARSH & MCLENNAN COS INC COM 571748102   1,007,650 5,000 SH   SOLE   0 0 5,000
MERCADOLIBRE INC COM 58733R102   633,311 271 SH   SOLE   0 0 271
MICROSOFT CORP COM 594918104   629,822 1,216 SH   SOLE   0 0 1,216
NVIDIA CORPORATION COM 67066G104   592,392 3,175 SH   SOLE   0 0 3,175
OCUGEN INC COM 67577C105   34,230 21,000 SH   SOLE   0 0 21,000
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   452,823 10,016 SH   SOLE   0 0 10,016
PROSHARES TR SP500 EX HLTH 74347B565   725,103 9,883 SH   SOLE   0 0 9,883
ROCKET LAB CORP COM 773121108   315,392 6,583 SH   SOLE   0 0 6,583
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   324,819 1,376 SH   SOLE   0 0 1,376
SHOPIFY INC CL A SUB VTG SHS 82509L107   328,428 2,210 SH   SOLE   0 0 2,210
SOFI TECHNOLOGIES INC COM 83406F102   430,646 16,300 SH   SOLE   0 0 16,300
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   29,462,565 1,139,751 SH   SOLE   0 0 1,139,751
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367   1,153,411 49,888 SH   SOLE   0 0 49,888
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   4,429,709 77,456 SH   SOLE   0 0 77,456
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   5,325,005 67,973 SH   SOLE   0 0 67,973
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   46,891,864 448,683 SH   SOLE   0 0 448,683
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   59,592,768 1,392,680 SH   SOLE   0 0 1,392,680
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   12,906,169 275,714 SH   SOLE   0 0 275,714
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   16,598,225 489,768 SH   SOLE   0 0 489,768
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474   8,995,554 296,981 SH   SOLE   0 0 296,981
TESLA INC COM 88160R101   739,125 1,662 SH   SOLE   0 0 1,662
VANGUARD WORLD FD ESG US STK ETF 921910733   1,021,190 8,622 SH   SOLE   0 0 8,622
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   491,740 2,349 SH   SOLE   0 0 2,349
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   263,646 4,400 SH   SOLE   0 0 4,400
VANGUARD INDEX FDS GROWTH ETF 922908736   2,508,840 5,231 SH   SOLE   0 0 5,231
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   341,149 4,780 SH   SOLE   0 0 4,780
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   550,635 7,404 SH   SOLE   0 0 7,404
VANGUARD INDEX FDS VALUE ETF 922908744   45,566,220 244,336 SH   SOLE   0 0 244,336
VISA INC COM CL A 92826C839   1,312,265 3,844 SH   SOLE   0 0 3,844