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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   271,733 2,055 SH   SOLE   0 0 2,055
CLEANSPARK INC COM NEW 18452B209   84,000 12,500 SH   SOLE   0 0 12,500
EATON CORP PLC SHS G29183103   210,668 775 SH   SOLE   0 0 775
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   16,127,611 587,099 SH   SOLE   0 0 587,099
ISHARES TR S&P 500 GRWT ETF 464287309   411,831 4,436 SH   SOLE   0 0 4,436
ISHARES TR S&P 500 VAL ETF 464287408   218,214 1,145 SH   SOLE   0 0 1,145
ISHARES TR ISHS 1-5YR INVS 464288646   390,446 7,456 SH   SOLE   0 0 7,456
ISHARES TR CORE MSCI EAFE 46432F842   864,528 11,428 SH   SOLE   0 0 11,428
ISHARES TR CORE MSCI TOTAL 46432F834   498,792 7,145 SH   SOLE   0 0 7,145
ISHARES TR CORE S&P MCP ETF 464287507   45,687,727 782,994 SH   SOLE   0 0 782,994
ISHARES TR CORE S&P SCP ETF 464287804   21,263,518 203,342 SH   SOLE   0 0 203,342
ISHARES TR CORE S&P TTL STK 464287150   750,484 6,151 SH   SOLE   0 0 6,151
ISHARES TR CORE S&P500 ETF 464287200   5,293,262 9,420 SH   SOLE   0 0 9,420
ISHARES TR CORE US AGGBD ET 464287226   635,120 6,421 SH   SOLE   0 0 6,421
ISHARES TR EAFE SML CP ETF 464288273   252,064 3,968 SH   SOLE   0 0 3,968
ISHARES TR ESG AWRE 1 5 YR 46435G243   375,550 15,028 SH   SOLE   0 0 15,028
ISHARES TR ESG AW MSCI EAFE 46435G516   369,892 4,528 SH   SOLE   0 0 4,528
ISHARES TR ESG AWARE MSCI 46435U663   382,295 9,953 SH   SOLE   0 0 9,953
ISHARES TR ESG AWR US AGRGT 46435U549   561,736 11,831 SH   SOLE   0 0 11,831
ISHARES TR MRGSTR MD CP ETF 464288208   696,232 9,398 SH   SOLE   0 0 9,398
ISHARES TR MSCI EAFE ETF 464287465   982,395 12,020 SH   SOLE   0 0 12,020
ISHARES TR MSCI EMG MKT ETF 464287234   217,932 4,987 SH   SOLE   0 0 4,987
LOCKHEED MARTIN CORP COM 539830109   447,157 1,001 SH   SOLE   0 0 1,001
MARSH & MCLENNAN COS INC COM 571748102   854,105 3,500 SH   SOLE   0 0 3,500
MERCADOLIBRE INC COM 58733R102   528,686 271 SH   SOLE   0 0 271
MICROSOFT CORP COM 594918104   448,189 1,194 SH   SOLE   0 0 1,194
NVIDIA CORPORATION COM 67066G104   481,424 4,442 SH   SOLE   0 0 4,442
OCUGEN INC COM 67577C105   14,832 21,000 SH   SOLE   0 0 21,000
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   474,696 11,747 SH   SOLE   0 0 11,747
PROSHARES TR SP500 EX HLTH 74347B565   628,398 10,465 SH   SOLE   0 0 10,465
SHOPIFY INC CL A 82509L107   211,011 2,210 SH   SOLE   0 0 2,210
SOFI TECHNOLOGIES INC COM 83406F102   189,569 16,300 SH   SOLE   0 0 16,300
SPDR SER TR PORTFOLIO AGRGTE 78464A649   27,089,947 1,060,687 SH   SOLE   0 0 1,060,687
SPDR SER TR PORTFOLIO S&P400 78464A847   3,695,503 72,206 SH   SOLE   0 0 72,206
SPDR SER TR PORTFOLIO S&P500 78464A854   4,323,457 65,746 SH   SOLE   0 0 65,746
SPDR SER TR PRTFLO S&P500 GW 78464A409   37,569,613 467,458 SH   SOLE   0 0 467,458
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   49,352,721 1,355,472 SH   SOLE   0 0 1,355,472
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   10,592,077 269,039 SH   SOLE   0 0 269,039
SPDR SER TR PORTFOLIO INTRMD 78464A375   15,494,682 466,146 SH   SOLE   0 0 466,146
SPDR SER TR PORTFOLIO LN COR 78464A367   1,111,776 49,259 SH   SOLE   0 0 49,259
SPDR SER TR PORTFOLIO SHORT 78464A474   8,374,332 278,217 SH   SOLE   0 0 278,217
TESLA INC COM 88160R101   265,380 1,024 SH   SOLE   0 0 1,024
VANGUARD WORLD FD ESG US STK ETF 921910733   879,591 8,980 SH   SOLE   0 0 8,980
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   376,905 2,188 SH   SOLE   0 0 2,188
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   222,982 4,387 SH   SOLE   0 0 4,387
VANGUARD INDEX FDS GROWTH ETF 922908736   1,973,133 5,321 SH   SOLE   0 0 5,321
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   288,196 4,751 SH   SOLE   0 0 4,751
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   517,749 7,049 SH   SOLE   0 0 7,049
VANGUARD INDEX FDS VALUE ETF 922908744   39,845,987 230,670 SH   SOLE   0 0 230,670
VISA INC COM CL A 92826C839   1,078,015 3,076 SH   SOLE   0 0 3,076