The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 727 5,308 SH   SOLE   0 0 5,308
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 417 1,499 SH   SOLE   0 0 1,499
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 8,922 293,198 SH   SOLE   0 0 293,198
ISHARES TR S&P 500 GRWT ETF 464287309 323 4,436 SH   SOLE   0 0 4,436
ISHARES TR ISHS 1-5YR INVS 464288646 498 9,080 SH   SOLE   0 0 9,080
ISHARES TR CORE MSCI EAFE 46432F842 630 8,419 SH   SOLE   0 0 8,419
ISHARES TR CORE MSCI TOTAL 46432F834 342 4,661 SH   SOLE   0 0 4,661
ISHARES TR CORE S&P MCP ETF 464287507 31,692 117,934 SH   SOLE   0 0 117,934
ISHARES TR CORE S&P SCP ETF 464287804 15,434 136,611 SH   SOLE   0 0 136,611
ISHARES TR CORE S&P TTL STK 464287150 595 6,022 SH   SOLE   0 0 6,022
ISHARES TR CORE S&P500 ETF 464287200 6,901 16,052 SH   SOLE   0 0 16,052
ISHARES TR CORE US AGGBD ET 464287226 436 3,779 SH   SOLE   0 0 3,779
ISHARES TR EAFE SML CP ETF 464288273 248 3,342 SH   SOLE   0 0 3,342
ISHARES TR ESG AWRE 1 5 YR 46435G243 218 8,368 SH   SOLE   0 0 8,368
ISHARES TR ESG AWARE MSCI 46435U663 222 5,506 SH   SOLE   0 0 5,506
ISHARES TR ESG AWR US AGRGT 46435U549 298 5,387 SH   SOLE   0 0 5,387
ISHARES TR IBOXX INV CP ETF 464287242 227 1,691 SH   SOLE   0 0 1,691
ISHARES TR MSCI EAFE ETF 464287465 567 7,193 SH   SOLE   0 0 7,193
LOCKHEED MARTIN CORP COM 539830109 378 1,000 SH   SOLE   0 0 1,000
MARSH & MCLENNAN COS INC COM 571748102 492 3,500 SH   SOLE   0 0 3,500
MICROSOFT CORP COM 594918104 313 1,154 SH   SOLE   0 0 1,154
SPDR SER TR PORTFOLIO AGRGTE 78464A649 16,528 550,755 SH   SOLE   0 0 550,755
SPDR SER TR PORTFOLIO LN COR 78464A367 1,008 31,732 SH   SOLE   0 0 31,732
SPDR SER TR PORTFOLIO S&P400 78464A847 1,338 28,331 SH   SOLE   0 0 28,331
SPDR SER TR PORTFOLIO S&P500 78464A854 1,650 32,791 SH   SOLE   0 0 32,791
SPDR SER TR PRTFLO S&P500 GW 78464A409 24,598 390,636 SH   SOLE   0 0 390,636
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 31,130 846,143 SH   SOLE   0 0 846,143
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 7,096 155,953 SH   SOLE   0 0 155,953
SPDR SER TR PORTFOLIO INTRMD 78464A375 9,737 265,325 SH   SOLE   0 0 265,325
SPDR SER TR PORTFOLIO SHORT 78464A474 5,786 184,858 SH   SOLE   0 0 184,858
VANGUARD WORLD FD ESG US STK ETF 921910733 464 5,798 SH   SOLE   0 0 5,798
VANGUARD INDEX FDS GROWTH ETF 922908736 1,620 5,647 SH   SOLE   0 0 5,647
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 299 3,476 SH   SOLE   0 0 3,476
VANGUARD INDEX FDS VALUE ETF 922908744 24,913 181,239 SH   SOLE   0 0 181,239
VISA INC COM CL A 92826C839 673 2,880 SH   SOLE   0 0 2,880