The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 514 1,751 SH   SOLE   0 0 1,751
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 340 1,499 SH   SOLE   0 0 1,499
ISHARES TR CORE MSCI EAFE 46432F842 566 8,669 SH   SOLE   0 0 8,669
ISHARES TR CORE S&P SCP ETF 464287804 10,435 124,443 SH   SOLE   0 0 124,443
ISHARES TR CORE S&P TTL STK 464287150 519 7,143 SH   SOLE   0 0 7,143
ISHARES TR CORE S&P500 ETF 464287200 3,149 9,742 SH   SOLE   0 0 9,742
ISHARES TR CORE US AGGBD ET 464287226 471 4,195 SH   SOLE   0 0 4,195
ISHARES TR IBOXX INV CP ETF 464287242 251 1,962 SH   SOLE   0 0 1,962
ISHARES TR MRGSTR MD CP ETF 464288208 552 2,636 SH   SOLE   0 0 2,636
ISHARES TR MSCI EAFE ETF 464287465 391 5,636 SH   SOLE   0 0 5,636
ISHARES TR EAFE SML CP ETF 464288273 374 6,013 SH   SOLE   0 0 6,013
ISHARES TR CORE MSCI TOTAL 46432F834 262 4,231 SH   SOLE   0 0 4,231
ISHARES TR S&P 500 GRWT ETF 464287309 221 1,143 SH   SOLE   0 0 1,143
ISHARES TR CORE S&P MCP ETF 464287507 20,712 100,630 SH   SOLE   0 0 100,630
LOCKHEED MARTIN CORP COM 539830109 389 1,000 SH   SOLE   0 0 1,000
MARSH & MCLENNAN COS INC COM 571748102 390 3,500 SH   SOLE   0 0 3,500
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 20,701 660,328 SH   SOLE   0 0 660,328
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,757 126,547 SH   SOLE   0 0 126,547
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 14,092 479,656 SH   SOLE   0 0 479,656
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 9,486 268,647 SH   SOLE   0 0 268,647
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 1,007 33,434 SH   SOLE   0 0 33,434
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 736 19,461 SH   SOLE   0 0 19,461
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 632 17,457 SH   SOLE   0 0 17,457
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 3,762 121,996 SH   SOLE   0 0 121,996
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 17,406 415,316 SH   SOLE   0 0 415,316
VANGUARD INDEX FDS GROWTH ETF 922908736 1,121 6,152 SH   SOLE   0 0 6,152
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 307 3,658 SH   SOLE   0 0 3,658
VANGUARD INDEX FDS VALUE ETF 922908744 17,829 148,763 SH   SOLE   0 0 148,763
VISA INC COM CL A 92826C839 541 2,880 SH   SOLE   0 0 2,880