The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   291 2,192 SH   SOLE   0 0 2,192
ABBVIE INC COM 00287Y109   389 1,856 SH   SOLE   0 0 1,856
ALPHABET INC CAP STK CL A 02079K305   346 2,236 SH   SOLE   0 0 2,236
ALPHABET INC CAP STK CL C 02079K107   1,339 8,573 SH   SOLE   0 0 8,573
AMAZON COM INC COM 023135106   3,347 17,594 SH   SOLE   0 0 17,594
AMGEN INC COM 031162100   204 656 SH   SOLE   0 0 656
APPLE INC COM 037833100   9,081 40,880 SH   SOLE   0 0 40,880
AUTOMATIC DATA PROCESSING IN COM 053015103   353 1,157 SH   SOLE   0 0 1,157
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   724 1,360 SH   SOLE   0 0 1,360
BLACKSTONE INC COM 09260D107   535 3,824 SH   SOLE   0 0 3,824
BOSTON SCIENTIFIC CORP COM 101137107   465 4,606 SH   SOLE   0 0 4,606
BROADCOM INC COM 11135F101   589 3,518 SH   SOLE   0 0 3,518
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   26,114 1,163,193 SH   SOLE   0 0 1,163,193
CHEVRON CORP NEW COM 166764100   634 3,793 SH   SOLE   0 0 3,793
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   9,588 158,526 SH   SOLE   0 0 158,526
ELI LILLY & CO COM 532457108   228 276 SH   SOLE   0 0 276
ESSENTIAL UTILS INC COM 29670G102   448 11,330 SH   SOLE   0 0 11,330
EXXON MOBIL CORP COM 30231G102   676 5,681 SH   SOLE   0 0 5,681
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   1,362 27,019 SH   SOLE   0 0 27,019
FIRST TR EXCHANGE-TRADED FD US EQTY OPPT ETF 336920103   5,290 59,009 SH   SOLE   0 0 59,009
FIRST TR VALUE LINE DIVID IN SHS 33734H106   496 11,129 SH   SOLE   0 0 11,129
GERON CORP COM 374163103   19 11,650 SH   SOLE   0 0 11,650
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   5,020 130,548 SH   SOLE   0 0 130,548
HOME DEPOT INC COM 437076102   282 770 SH   SOLE   0 0 770
INTERDIGITAL INC COM 45867G101   479 2,318 SH   SOLE   0 0 2,318
INTERNATIONAL BUSINESS MACHS COM 459200101   305 1,227 SH   SOLE   0 0 1,227
INTUIT COM 461202103   445 724 SH   SOLE   0 0 724
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   814 35,341 SH   SOLE   0 0 35,341
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   17,822 102,881 SH   SOLE   0 0 102,881
INVESCO QQQ TR UNIT SER 1 46090E103   12,515 26,688 SH   SOLE   0 0 26,688
ISHARES TR RUS MID CAP ETF 464287499   326 3,837 SH   SOLE   0 0 3,837
ISHARES TR S&P 500 GRWT ETF 464287309   1,890 20,365 SH   SOLE   0 0 20,365
ISHARES TR CORE US AGGBD ET 464287226   625 6,314 SH   SOLE   0 0 6,314
ISHARES TR MBS ETF 464288588   9,880 105,353 SH   SOLE   0 0 105,353
ISHARES TR S&P 500 VAL ETF 464287408   1,808 9,487 SH   SOLE   0 0 9,487
ISHARES TR RUSSELL 2000 ETF 464287655   264 1,325 SH   SOLE   0 0 1,325
ISHARES TR CORE S&P MCP ETF 464287507   334 5,724 SH   SOLE   0 0 5,724
ISHARES TR CORE HIGH DV ETF 46429B663   2,463 20,338 SH   SOLE   0 0 20,338
ISHARES TR MSCI USA MMENTM 46432F396   602 2,979 SH   SOLE   0 0 2,979
ISHARES TR ISHS 1-5YR INVS 464288646   11,699 223,395 SH   SOLE   0 0 223,395
ISHARES TR CORE S&P500 ETF 464287200   43,839 78,020 SH   SOLE   0 0 78,020
ISHARES TR SHRT NAT MUN ETF 464288158   450 4,262 SH   SOLE   0 0 4,262
ISHARES TR NATIONAL MUN ETF 464288414   1,801 17,084 SH   SOLE   0 0 17,084
ISHARES TR GLOBAL TECH ETF 464287291   2,609 34,442 SH   SOLE   0 0 34,442
ISHARES TR MSCI USA MIN VOL 46429B697   1,976 21,099 SH   SOLE   0 0 21,099
ISHARES TR MSCI USA QLT FCT 46432F339   1,067 6,245 SH   SOLE   0 0 6,245
ISHARES TR U.S. MED DVC ETF 464288810   263 4,368 SH   SOLE   0 0 4,368
ISHARES TR CORE S&P US GWT 464287671   262 2,059 SH   SOLE   0 0 2,059
ISHARES TR RUSSELL 3000 ETF 464287689   1,083 3,411 SH   SOLE   0 0 3,411
ISHARES TR U.S. ENERGY ETF 464287796   383 7,772 SH   SOLE   0 0 7,772
ISHARES TR CORE S&P SCP ETF 464287804   227 2,171 SH   SOLE   0 0 2,171
ISHARES TR US TREAS BD ETF 46429B267   12,742 554,353 SH   SOLE   0 0 554,353
ISHARES TR CORE S&P TTL STK 464287150   15,877 130,132 SH   SOLE   0 0 130,132
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   9,618 208,770 SH   SOLE   0 0 208,770
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   7,033 135,833 SH   SOLE   0 0 135,833
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   10,369 181,462 SH   SOLE   0 0 181,462
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   982 19,638 SH   SOLE   0 0 19,638
JOHNSON & JOHNSON COM 478160104   1,077 6,493 SH   SOLE   0 0 6,493
JPMORGAN CHASE & CO. COM 46625H100   577 2,353 SH   SOLE   0 0 2,353
MCDONALDS CORP COM 580135101   582 1,863 SH   SOLE   0 0 1,863
MERCK & CO INC COM 58933Y105   1,514 16,872 SH   SOLE   0 0 16,872
META PLATFORMS INC CL A 30303M102   818 1,419 SH   SOLE   0 0 1,419
MICROSOFT CORP COM 594918104   1,333 3,552 SH   SOLE   0 0 3,552
MICROSTRATEGY INC CL A NEW 594972408   214 743 SH   SOLE   0 0 743
NETFLIX INC COM 64110L106   497 533 SH   SOLE   0 0 533
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827   3,929 163,900 SH   SOLE   0 0 163,900
NVIDIA CORPORATION COM 67066G104   1,037 9,564 SH   SOLE   0 0 9,564
PHILIP MORRIS INTL INC COM 718172109   559 3,522 SH   SOLE   0 0 3,522
PPL CORP COM 69351T106   230 6,376 SH   SOLE   0 0 6,376
PROCTER AND GAMBLE CO COM 742718109   317 1,860 SH   SOLE   0 0 1,860
PROGRESSIVE CORP COM 743315103   537 1,897 SH   SOLE   0 0 1,897
PROSHARES TR S&P 500 HIGH INC 74347G242   337 8,006 SH   SOLE   0 0 8,006
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   228 2,776 SH   SOLE   0 0 2,776
ROPER TECHNOLOGIES INC COM 776696106   245 415 SH   SOLE   0 0 415
RTX CORPORATION COM 75513E101   229 1,727 SH   SOLE   0 0 1,727
SCHWAB CHARLES CORP COM 808513105   217 2,768 SH   SOLE   0 0 2,768
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   658 24,771 SH   SOLE   0 0 24,771
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   389 13,913 SH   SOLE   0 0 13,913
SPDR GOLD TR GOLD SHS 78463V107   296 1,027 SH   SOLE   0 0 1,027
SPDR S&P 500 ETF TR TR UNIT 78462F103   801 1,432 SH   SOLE   0 0 1,432
SPDR SER TR S&P DIVID ETF 78464A763   320 2,358 SH   SOLE   0 0 2,358
SPDR SER TR PORTFOLI S&P1500 78464A805   983 14,448 SH   SOLE   0 0 14,448
SPDR SER TR PORTFOLIO S&P500 78464A854   326 4,950 SH   SOLE   0 0 4,950
SPDR SER TR NUVEEN BLOOMBERG 78464A284   269 10,669 SH   SOLE   0 0 10,669
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   312 1,878 SH   SOLE   0 0 1,878
TESLA INC COM 88160R101   1,021 3,941 SH   SOLE   0 0 3,941
UNITED RENTALS INC COM 911363109   205 327 SH   SOLE   0 0 327
UNITEDHEALTH GROUP INC COM 91324P102   436 833 SH   SOLE   0 0 833
UNIVERSAL DISPLAY CORP COM 91347P105   408 2,923 SH   SOLE   0 0 2,923
UNIVEST FINANCIAL CORPORATIO COM 915271100   338 11,933 SH   SOLE   0 0 11,933
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,713 74,611 SH   SOLE   0 0 74,611
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,122 2,184 SH   SOLE   0 0 2,184
VANGUARD INDEX FDS MID CAP ETF 922908629   6,183 23,909 SH   SOLE   0 0 23,909
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,371 19,713 SH   SOLE   0 0 19,713
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,185 4,312 SH   SOLE   0 0 4,312
VANGUARD INDEX FDS VALUE ETF 922908744   1,910 11,057 SH   SOLE   0 0 11,057
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   665 2,720 SH   SOLE   0 0 2,720
VANGUARD INDEX FDS GROWTH ETF 922908736   386 1,042 SH   SOLE   0 0 1,042
VANGUARD INDEX FDS LARGE CAP ETF 922908637   555 2,160 SH   SOLE   0 0 2,160
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,331 26,823 SH   SOLE   0 0 26,823
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   18,352 197,785 SH   SOLE   0 0 197,785
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   27,077 328,050 SH   SOLE   0 0 328,050
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   299 1,542 SH   SOLE   0 0 1,542
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   220 4,321 SH   SOLE   0 0 4,321
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,534 97,192 SH   SOLE   0 0 97,192
VANGUARD WORLD FD MEGA GRWTH IND 921910816   37,035 119,900 SH   SOLE   0 0 119,900
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   30,674 238,076 SH   SOLE   0 0 238,076
VAXART INC COM NEW 92243A200   12 29,250 SH   SOLE   0 0 29,250
VISA INC COM CL A 92826C839   212 605 SH   SOLE   0 0 605
WALMART INC COM 931142103   616 7,017 SH   SOLE   0 0 7,017
WELLS FARGO CO NEW COM 949746101   294 4,102 SH   SOLE   0 0 4,102
WEYERHAEUSER CO MTN BE COM NEW 962166104   284 9,688 SH   SOLE   0 0 9,688
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   5,006 99,462 SH   SOLE   0 0 99,462