The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   238,043 2,120 SH   SOLE 0 0 0 2,120
ABBVIE INC COM 00287Y109   305,240 1,743 SH   SOLE 0 0 0 1,743
ALPHABET INC CAP STK CL A 02079K305   334,860 1,744 SH   SOLE 0 0 0 1,744
ALPHABET INC CAP STK CL C 02079K107   1,788,548 9,259 SH   SOLE 0 0 0 9,259
AMAZON COM INC COM 023135106   3,774,088 17,238 SH   SOLE 0 0 0 17,238
APPLE INC COM 037833100   9,651,881 40,751 SH   SOLE 0 0 0 40,751
AUTOMATIC DATA PROCESSING IN COM 053015103   329,004 1,147 SH   SOLE 0 0 0 1,147
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   552,882 1,249 SH   SOLE 0 0 0 1,249
BLACKSTONE INC COM 09260D107   632,724 3,838 SH   SOLE 0 0 0 3,838
BOSTON SCIENTIFIC CORP COM 101137107   424,873 4,478 SH   SOLE 0 0 0 4,478
BROADCOM INC COM 11135F101   520,782 2,322 SH   SOLE 0 0 0 2,322
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   25,079,311 1,139,969 SH   SOLE 0 0 0 1,139,969
CHEVRON CORP NEW COM 166764100   586,003 3,827 SH   SOLE 0 0 0 3,827
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   9,436,979 149,272 SH   SOLE 0 0 0 149,272
DISNEY WALT CO COM 254687106   221,192 2,036 SH   SOLE 0 0 0 2,036
ESSENTIAL UTILS INC COM 29670G102   356,159 10,451 SH   SOLE 0 0 0 10,451
EXXON MOBIL CORP COM 30231G102   569,553 5,346 SH   SOLE 0 0 0 5,346
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   1,596,186 31,455 SH   SOLE 0 0 0 31,455
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   5,172,615 59,875 SH   SOLE 0 0 0 59,875
FIRST TR VALUE LINE DIVID IN SHS 33734H106   511,224 11,998 SH   SOLE 0 0 0 11,998
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   5,046,819 131,325 SH   SOLE 0 0 0 131,325
HOME DEPOT INC COM 437076102   278,771 715 SH   SOLE 0 0 0 715
INTERDIGITAL INC COM 45867G101   426,492 2,302 SH   SOLE 0 0 0 2,302
INTERNATIONAL BUSINESS MACHS COM 459200101   261,735 1,191 SH   SOLE 0 0 0 1,191
INTUIT COM 461202103   455,727 731 SH   SOLE 0 0 0 731
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   843,217 36,128 SH   SOLE 0 0 0 36,128
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   17,364,904 100,230 SH   SOLE 0 0 0 100,230
INVESCO QQQ TR UNIT SER 1 46090E103   13,495,278 26,608 SH   SOLE 0 0 0 26,608
ISHARES TR CORE US AGGBD ET 464287226   527,099 5,494 SH   SOLE 0 0 0 5,494
ISHARES TR S&P 500 GRWT ETF 464287309   2,058,494 20,365 SH   SOLE 0 0 0 20,365
ISHARES TR S&P 500 VAL ETF 464287408   1,785,169 9,487 SH   SOLE 0 0 0 9,487
ISHARES TR CORE S&P TTL STK 464287150   15,883,746 124,598 SH   SOLE 0 0 0 124,598
ISHARES TR SHRT NAT MUN ETF 464288158   477,182 4,529 SH   SOLE 0 0 0 4,529
ISHARES TR NATIONAL MUN ETF 464288414   1,791,145 16,954 SH   SOLE 0 0 0 16,954
ISHARES TR MSCI USA MIN VOL 46429B697   1,854,809 21,154 SH   SOLE 0 0 0 21,154
ISHARES TR U.S. MED DVC ETF 464288810   261,425 4,368 SH   SOLE 0 0 0 4,368
ISHARES TR MSCI USA QLT FCT 46432F339   1,102,585 6,252 SH   SOLE 0 0 0 6,252
ISHARES TR U.S. ENERGY ETF 464287796   365,767 7,781 SH   SOLE 0 0 0 7,781
ISHARES TR CORE S&P SCP ETF 464287804   258,105 2,282 SH   SOLE 0 0 0 2,282
ISHARES TR US TREAS BD ETF 46429B267   12,139,899 545,123 SH   SOLE 0 0 0 545,123
ISHARES TR CORE S&P US GWT 464287671   283,278 2,044 SH   SOLE 0 0 0 2,044
ISHARES TR RUSSELL 3000 ETF 464287689   1,130,337 3,411 SH   SOLE 0 0 0 3,411
ISHARES TR MBS ETF 464288588   9,325,999 103,027 SH   SOLE 0 0 0 103,027
ISHARES TR ISHS 1-5YR INVS 464288646   11,267,843 218,623 SH   SOLE 0 0 0 218,623
ISHARES TR RUSSELL 2000 ETF 464287655   287,300 1,325 SH   SOLE 0 0 0 1,325
ISHARES TR RUS MID CAP ETF 464287499   342,723 3,911 SH   SOLE 0 0 0 3,911
ISHARES TR CORE S&P MCP ETF 464287507   354,183 5,723 SH   SOLE 0 0 0 5,723
ISHARES TR GLOBAL TECH ETF 464287291   2,890,018 34,458 SH   SOLE 0 0 0 34,458
ISHARES TR MSCI USA MMENTM 46432F396   617,996 2,987 SH   SOLE 0 0 0 2,987
ISHARES TR CORE HIGH DV ETF 46429B663   2,261,787 20,402 SH   SOLE 0 0 0 20,402
ISHARES TR CORE S&P500 ETF 464287200   44,310,494 75,961 SH   SOLE 0 0 0 75,961
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   7,274,615 129,950 SH   SOLE 0 0 0 129,950
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   9,985,497 175,000 SH   SOLE 0 0 0 175,000
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   939,411 18,849 SH   SOLE 0 0 0 18,849
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   9,158,680 201,467 SH   SOLE 0 0 0 201,467
JOHNSON & JOHNSON COM 478160104   900,412 6,338 SH   SOLE 0 0 0 6,338
JPMORGAN CHASE & CO. COM 46625H100   546,053 2,276 SH   SOLE 0 0 0 2,276
MCDONALDS CORP COM 580135101   515,868 1,827 SH   SOLE 0 0 0 1,827
MERCK & CO INC COM 58933Y105   1,673,808 16,865 SH   SOLE 0 0 0 16,865
META PLATFORMS INC CL A 30303M102   885,668 1,438 SH   SOLE 0 0 0 1,438
MICROSOFT CORP COM 594918104   1,519,498 3,627 SH   SOLE 0 0 0 3,627
MICROSTRATEGY INC CL A NEW 594972408   200,025 610 SH   SOLE 0 0 0 610
NETFLIX INC COM 64110L106   433,923 518 SH   SOLE 0 0 0 518
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827   4,062,200 169,895 SH   SOLE 0 0 0 169,895
NVIDIA CORPORATION COM 67066G104   1,175,024 8,646 SH   SOLE 0 0 0 8,646
PHILIP MORRIS INTL INC COM 718172109   403,793 3,447 SH   SOLE 0 0 0 3,447
PPL CORP COM 69351T106   201,020 6,335 SH   SOLE 0 0 0 6,335
PROCTER AND GAMBLE CO COM 742718109   301,316 1,900 SH   SOLE 0 0 0 1,900
PROGRESSIVE CORP COM 743315103   441,132 1,872 SH   SOLE 0 0 0 1,872
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   232,896 2,765 SH   SOLE 0 0 0 2,765
ROPER TECHNOLOGIES INC COM 776696106   202,287 402 SH   SOLE 0 0 0 402
SCHWAB CHARLES CORP COM 808513105   200,263 2,752 SH   SOLE 0 0 0 2,752
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   365,881 13,546 SH   SOLE 0 0 0 13,546
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   638,361 24,771 SH   SOLE 0 0 0 24,771
SPDR GOLD TR GOLD SHS 78463V107   254,912 1,027 SH   SOLE 0 0 0 1,027
SPDR S&P 500 ETF TR TR UNIT 78462F103   918,677 1,583 SH   SOLE 0 0 0 1,583
SPDR SER TR PORTFOLIO S&P500 78464A854   336,158 4,922 SH   SOLE 0 0 0 4,922
SPDR SER TR NUVEEN BLOOMBERG 78464A284   258,760 10,207 SH   SOLE 0 0 0 10,207
SPDR SER TR PORTFOLI S&P1500 78464A805   1,022,540 14,447 SH   SOLE 0 0 0 14,447
SPDR SER TR S&P DIVID ETF 78464A763   303,555 2,358 SH   SOLE 0 0 0 2,358
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   412,156 1,978 SH   SOLE 0 0 0 1,978
TESLA INC COM 88160R101   1,424,617 3,609 SH   SOLE 0 0 0 3,609
UNITED RENTALS INC COM 911363109   216,175 322 SH   SOLE 0 0 0 322
UNITEDHEALTH GROUP INC COM 91324P102   414,308 796 SH   SOLE 0 0 0 796
UNIVERSAL DISPLAY CORP COM 91347P105   429,847 2,903 SH   SOLE 0 0 0 2,903
UNIVEST FINANCIAL CORPORATIO COM 915271100   329,986 11,930 SH   SOLE 0 0 0 11,930
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   214,294 588 SH   SOLE 0 0 0 588
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,356,186 72,459 SH   SOLE 0 0 0 72,459
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   696,701 2,720 SH   SOLE 0 0 0 2,720
VANGUARD INDEX FDS LARGE CAP ETF 922908637   577,714 2,160 SH   SOLE 0 0 0 2,160
VANGUARD INDEX FDS GROWTH ETF 922908736   424,206 1,041 SH   SOLE 0 0 0 1,041
VANGUARD INDEX FDS MID CAP ETF 922908629   6,199,869 23,590 SH   SOLE 0 0 0 23,590
VANGUARD INDEX FDS VALUE ETF 922908744   1,886,849 11,249 SH   SOLE 0 0 0 11,249
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,656,323 19,555 SH   SOLE 0 0 0 19,555
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,162,869 2,178 SH   SOLE 0 0 0 2,178
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,235,824 4,302 SH   SOLE 0 0 0 4,302
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,326,927 26,693 SH   SOLE 0 0 0 26,693
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   25,779,224 319,604 SH   SOLE 0 0 0 319,604
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   19,658,239 191,806 SH   SOLE 0 0 0 191,806
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   297,041 1,540 SH   SOLE 0 0 0 1,540
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   203,550 4,283 SH   SOLE 0 0 0 4,283
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,063,511 95,659 SH   SOLE 0 0 0 95,659
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   29,013,189 234,716 SH   SOLE 0 0 0 234,716
VANGUARD WORLD FD MEGA GRWTH IND 921910816   40,490,996 119,000 SH   SOLE 0 0 0 119,000
VERIZON COMMUNICATIONS INC COM 92343V104   328,338 8,684 SH   SOLE 0 0 0 8,684
WALMART INC COM 931142103   643,506 6,919 SH   SOLE 0 0 0 6,919
WELLS FARGO CO NEW COM 949746101   271,565 3,882 SH   SOLE 0 0 0 3,882
WEYERHAEUSER CO MTN BE COM NEW 962166104   262,366 9,614 SH   SOLE 0 0 0 9,614
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   4,795,718 95,153 SH   SOLE 0 0 0 95,153