The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 237 1,833 SH   SOLE   1,833 0 0
ABBOTT LABS COM 002824100 306 2,819 SH   SOLE   2,819 0 0
ABBVIE INC COM 00287Y109 1,391 9,080 SH   SOLE   9,080 0 0
ADAMS DIVERSIFIED EQUITY FD COM 006212104 217 14,150 SH   SOLE   14,150 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 266 727 SH   SOLE   727 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 573 5,042 SH   SOLE   5,042 0 0
ALPHABET INC CAP STK CL C 02079K107 3,246 1,484 SH   SOLE   1,484 0 0
ALPHABET INC CAP STK CL A 02079K305 7,126 3,270 SH   SOLE   3,270 0 0
ALTRIA GROUP INC COM 02209S103 235 5,626 SH   SOLE   5,626 0 0
AMAZON COM INC COM 023135106 14,973 140,972 SH   SOLE   140,972 0 0
AMERICAN CENTY ETF TR SUSTAINABLE EQTY 025072752 202 4,355 SH   SOLE   4,355 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 203 3,121 SH   SOLE   3,121 0 0
AMERICAN CENTY ETF TR DIVERSIFIED MU 025072505 443 8,890 SH   SOLE   8,890 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 459 6,718 SH   SOLE   6,718 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 257 5,026 SH   SOLE   5,026 0 0
AMGEN INC COM 031162100 403 1,655 SH   SOLE   1,655 0 0
APPLE INC COM 037833100 27,017 197,608 SH   SOLE   197,608 0 0
AT&T INC COM 00206R102 579 27,615 SH   SOLE   27,615 0 0
AUDACY INC CL A 05070N103 25 27,025 SH   SOLE   27,025 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 339 1,613 SH   SOLE   1,613 0 0
BECTON DICKINSON & CO COM 075887109 232 943 SH   SOLE   943 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 818 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,537 9,291 SH   SOLE   9,291 0 0
BK OF AMERICA CORP COM 060505104 1,145 36,778 SH   SOLE   36,778 0 0
BLACKROCK INC COM 09247X101 314 515 SH   SOLE   515 0 0
BLACKSTONE INC COM 09260D107 352 3,853 SH   SOLE   3,853 0 0
BLUE OWL CAPITAL INC COM CL A 09581B103 140 14,000 SH   SOLE   14,000 0 0
BOEING CO COM 097023105 729 5,332 SH   SOLE   5,332 0 0
BP PLC SPONSORED ADR 055622104 216 7,634 SH   SOLE   7,634 0 0
BROADCOM INC COM 11135F101 959 1,973 SH   SOLE   1,973 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 677 15,226 SH   SOLE   15,226 0 0
CATERPILLAR INC COM 149123101 685 3,832 SH   SOLE   3,832 0 0
CHEVRON CORP NEW COM 166764100 1,573 10,867 SH   SOLE   10,867 0 0
CISCO SYS INC COM 17275R102 460 10,799 SH   SOLE   10,799 0 0
CITIZENS FINL GROUP INC COM 174610105 226 6,340 SH   SOLE   6,340 0 0
COCA COLA CO COM 191216100 767 12,187 SH   SOLE   12,187 0 0
COMCAST CORP NEW CL A 20030N101 960 24,471 SH   SOLE   24,471 0 0
CONOCOPHILLIPS COM 20825C104 393 4,374 SH   SOLE   4,374 0 0
COSTCO WHSL CORP NEW COM 22160K105 633 1,320 SH   SOLE   1,320 0 0
CVS HEALTH CORP COM 126650100 669 7,218 SH   SOLE   7,218 0 0
DANAHER CORPORATION COM 235851102 301 1,189 SH   SOLE   1,189 0 0
DEERE & CO COM 244199105 656 2,191 SH   SOLE   2,191 0 0
DEVON ENERGY CORP NEW COM 25179M103 201 3,644 SH   SOLE   3,644 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 220 6,976 SH   SOLE   6,976 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 371 7,720 SH   SOLE   7,720 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 587 25,195 SH   SOLE   25,195 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 682 16,746 SH   SOLE   16,746 0 0
DISNEY WALT CO COM 254687106 1,583 16,774 SH   SOLE   16,774 0 0
DNP SELECT INCOME FD INC COM 23325P104 336 31,033 SH   SOLE   31,033 0 0
DOMINION ENERGY INC COM 25746U109 394 4,941 SH   SOLE   4,941 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 375 3,502 SH   SOLE   3,502 0 0
EATON CORP PLC SHS G29183103 333 2,641 SH   SOLE   2,641 0 0
EXELON CORP COM 30161N101 363 8,010 SH   SOLE   8,010 0 0
EXTRA SPACE STORAGE INC COM 30225T102 255 1,500 SH   SOLE   1,500 0 0
EXXON MOBIL CORP COM 30231G102 2,331 27,223 SH   SOLE   27,223 0 0
FEDEX CORP COM 31428X106 456 2,011 SH   SOLE   2,011 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 1,469 34,035 SH   SOLE   34,035 0 0
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 251 11,565 SH   SOLE   11,565 0 0
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 386 10,004 SH   SOLE   10,004 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 500 29,028 SH   SOLE   29,028 0 0
FISERV INC COM 337738108 253 2,843 SH   SOLE   2,843 0 0
FORD MTR CO DEL COM 345370860 375 33,694 SH   SOLE   33,694 0 0
GENERAL DYNAMICS CORP COM 369550108 206 931 SH   SOLE   931 0 0
GENERAL MLS INC COM 370334104 281 3,731 SH   SOLE   3,731 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 306 1,029 SH   SOLE   1,029 0 0
HOME DEPOT INC COM 437076102 4,315 15,731 SH   SOLE   15,731 0 0
HONEYWELL INTL INC COM 438516106 789 4,539 SH   SOLE   4,539 0 0
INNOVATOR ETFS TR US EQTY BUF OCT 45782C771 221 7,260 SH   SOLE   7,260 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748 329 11,300 SH   SOLE   11,300 0 0
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466 362 10,253 SH   SOLE   10,253 0 0
INNOVATOR ETFS TR US EQT PWR BUF 45782C870 415 15,360 SH   SOLE   15,360 0 0
INNOVATOR ETFS TR US EQTY ULTRA BU 45782C565 533 19,485 SH   SOLE   19,485 0 0
INNOVATOR ETFS TR US EQTY BUF NOV 45782C581 608 21,200 SH   SOLE   21,200 0 0
INNOVATOR ETFS TR US EQTY BUFR JAN 45782C409 696 21,650 SH   SOLE   21,650 0 0
INNOVATOR ETFS TR US EQTY BUF DEC 45782C557 761 24,990 SH   SOLE   24,990 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797 1,026 36,565 SH   SOLE   36,565 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508 1,139 37,930 SH   SOLE   37,930 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540 1,373 47,732 SH   SOLE   47,732 0 0
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573 2,110 74,530 SH   SOLE   74,530 0 0
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300 4,839 166,181 SH   SOLE   166,181 0 0
INTEL CORP COM 458140100 492 13,143 SH   SOLE   13,143 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 522 3,694 SH   SOLE   3,694 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 130 10,499 SH   SOLE   10,499 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 322 5,195 SH   SOLE   5,195 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 438 2,954 SH   SOLE   2,954 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 776 2,898 SH   SOLE   2,898 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,391 10,361 SH   SOLE   10,361 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 9,258 33,032 SH   SOLE   33,032 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 201 5,019 SH   SOLE   5,019 0 0
ISHARES TR RUS MD CP GR ETF 464287481 204 2,580 SH   SOLE   2,580 0 0
ISHARES TR EAFE GRWTH ETF 464288885 209 2,601 SH   SOLE   2,601 0 0
ISHARES TR MSCI CHINA ETF 46429B671 212 3,800 SH   SOLE   3,800 0 0
ISHARES TR RUS MID CAP ETF 464287499 222 3,432 SH   SOLE   3,432 0 0
ISHARES TR MSCI KLD400 SOC 464288570 233 3,234 SH   SOLE   3,234 0 0
ISHARES TR EAFE VALUE ETF 464288877 234 5,387 SH   SOLE   5,387 0 0
ISHARES TR CORE S&P TTL STK 464287150 260 3,108 SH   SOLE   3,108 0 0
ISHARES TR S&P MC 400VL ETF 464287705 268 2,834 SH   SOLE   2,834 0 0
ISHARES TR US AER DEF ETF 464288760 385 3,884 SH   SOLE   3,884 0 0
ISHARES TR S&P MC 400GR ETF 464287606 417 6,550 SH   SOLE   6,550 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 494 2,918 SH   SOLE   2,918 0 0
ISHARES TR SELECT DIVID ETF 464287168 499 4,237 SH   SOLE   4,237 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 604 4,164 SH   SOLE   4,164 0 0
ISHARES TR MSCI USA MMENTM 46432F396 620 4,545 SH   SOLE   4,545 0 0
ISHARES TR NATIONAL MUN ETF 464288414 716 6,734 SH   SOLE   6,734 0 0
ISHARES TR CORE DIV GRWTH 46434V621 879 18,452 SH   SOLE   18,452 0 0
ISHARES TR CORE MSCI EAFE 46432F842 881 14,975 SH   SOLE   14,975 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 918 11,088 SH   SOLE   11,088 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,112 10,932 SH   SOLE   10,932 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,270 5,805 SH   SOLE   5,805 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,348 25,411 SH   SOLE   25,411 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,984 29,708 SH   SOLE   29,708 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,684 16,284 SH   SOLE   16,284 0 0
ISHARES TR CORE S&P500 ETF 464287200 7,656 20,192 SH   SOLE   20,192 0 0
J P MORGAN EXCHANGE TRADED F US AGGREGATE ETF 46641Q241 499 10,410 SH   SOLE   10,410 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 424 8,725 SH   SOLE   8,725 0 0
JOHNSON & JOHNSON COM 478160104 2,244 12,640 SH   SOLE   12,640 0 0
JPMORGAN CHASE & CO COM 46625H100 936 8,315 SH   SOLE   8,315 0 0
LILLY ELI & CO COM 532457108 1,420 4,380 SH   SOLE   4,380 0 0
LOCKHEED MARTIN CORP COM 539830109 1,033 2,403 SH   SOLE   2,403 0 0
LOWES COS INC COM 548661107 555 3,178 SH   SOLE   3,178 0 0
MARKER THERAPEUTICS INC COM 57055L107 4 11,500 SH   SOLE   11,500 0 0
MASTERCARD INCORPORATED CL A 57636Q104 2,307 7,312 SH   SOLE   7,312 0 0
MATINAS BIOPHARMA HLDGS INC COM 576810105 8 10,000 SH   SOLE   10,000 0 0
MCDONALDS CORP COM 580135101 1,275 5,166 SH   SOLE   5,166 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 191 12,493 SH   SOLE   12,493 0 0
MERCK & CO INC COM 58933Y105 1,312 14,388 SH   SOLE   14,388 0 0
META PLATFORMS INC CL A 30303M102 2,233 13,847 SH   SOLE   13,847 0 0
MICROSOFT CORP COM 594918104 10,222 39,799 SH   SOLE   39,799 0 0
NETFLIX INC COM 64110L106 384 2,197 SH   SOLE   2,197 0 0
NEXTERA ENERGY INC COM 65339F101 2,028 26,180 SH   SOLE   26,180 0 0
NORTHROP GRUMMAN CORP COM 666807102 201 421 SH   SOLE   421 0 0
NVIDIA CORPORATION COM 67066G104 1,292 8,525 SH   SOLE   8,525 0 0
OCEANFIRST FINL CORP COM 675234108 473 24,734 SH   SOLE   24,734 0 0
PAYCHEX INC COM 704326107 652 5,729 SH   SOLE   5,729 0 0
PAYPAL HLDGS INC COM 70450Y103 407 5,825 SH   SOLE   5,825 0 0
PEPSICO INC COM 713448108 1,170 7,018 SH   SOLE   7,018 0 0
PFIZER INC COM 717081103 1,284 24,482 SH   SOLE   24,482 0 0
PHILIP MORRIS INTL INC COM 718172109 412 4,169 SH   SOLE   4,169 0 0
PNC FINL SVCS GROUP INC COM 693475105 227 1,442 SH   SOLE   1,442 0 0
PPL CORP COM 69351T106 825 30,409 SH   SOLE   30,409 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 200 3,000 SH   SOLE   3,000 0 0
PROCTER AND GAMBLE CO COM 742718109 1,476 10,262 SH   SOLE   10,262 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 223 3,525 SH   SOLE   3,525 0 0
QUALCOMM INC COM 747525103 1,158 9,064 SH   SOLE   9,064 0 0
QUALIGEN THERAPEUTICS INC COM 74754R103 11 19,957 SH   SOLE   19,957 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 252 2,626 SH   SOLE   2,626 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 203 4,245 SH   SOLE   4,245 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 222 4,519 SH   SOLE   4,519 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 286 4,575 SH   SOLE   4,575 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,293 41,107 SH   SOLE   41,107 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,596 40,930 SH   SOLE   40,930 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,077 33,112 SH   SOLE   33,112 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,723 61,612 SH   SOLE   61,612 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,893 170,598 SH   SOLE   170,598 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 15,519 216,656 SH   SOLE   216,656 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 233 2,672 SH   SOLE   2,672 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 330 2,598 SH   SOLE   2,598 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 378 5,290 SH   SOLE   5,290 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 388 12,328 SH   SOLE   12,328 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 434 3,387 SH   SOLE   3,387 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 709 10,115 SH   SOLE   10,115 0 0
SHELL PLC SPON ADS 780259305 222 4,255 SH   SOLE   4,255 0 0
SOUTH JERSEY INDS INC COM 838518108 726 21,255 SH   SOLE   21,255 0 0
SOUTHERN CO COM 842587107 231 3,237 SH   SOLE   3,237 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 901 2,928 SH   SOLE   2,928 0 0
SPDR GOLD TR GOLD SHS 78463V107 723 4,290 SH   SOLE   4,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,850 10,205 SH   SOLE   10,205 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 285 689 SH   SOLE   689 0 0
SPDR SER TR S&P DIVID ETF 78464A763 14,641 123,355 SH   SOLE   123,355 0 0
STARBUCKS CORP COM 855244109 211 2,763 SH   SOLE   2,763 0 0
TARGET CORP COM 87612E106 238 1,685 SH   SOLE   1,685 0 0
TESLA INC COM 88160R101 1,874 2,783 SH   SOLE   2,783 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 612 9,339 SH   SOLE   9,339 0 0
TRAVELERS COMPANIES INC COM 89417E109 207 1,224 SH   SOLE   1,224 0 0
UNITED PARCEL SERVICE INC CL B 911312106 969 5,311 SH   SOLE   5,311 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,572 3,060 SH   SOLE   3,060 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 305 1,994 SH   SOLE   1,994 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,439 8,463 SH   SOLE   8,463 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 289 3,841 SH   SOLE   3,841 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 348 4,528 SH   SOLE   4,528 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 553 11,234 SH   SOLE   11,234 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 464 1,338 SH   SOLE   1,338 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 806 3,615 SH   SOLE   3,615 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 960 5,091 SH   SOLE   5,091 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,017 7,715 SH   SOLE   7,715 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,034 11,352 SH   SOLE   11,352 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,616 13,280 SH   SOLE   13,280 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,358 41,782 SH   SOLE   41,782 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 204 4,085 SH   SOLE   4,085 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 303 3,971 SH   SOLE   3,971 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,485 18,557 SH   SOLE   18,557 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 14,084 98,163 SH   SOLE   98,163 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 418 8,103 SH   SOLE   8,103 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 649 6,384 SH   SOLE   6,384 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 825 2,527 SH   SOLE   2,527 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,200 5,094 SH   SOLE   5,094 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 821 16,183 SH   SOLE   16,183 0 0
VISA INC COM CL A 92826C839 3,438 17,460 SH   SOLE   17,460 0 0
WALMART INC COM 931142103 587 4,824 SH   SOLE   4,824 0 0
WEC ENERGY GROUP INC COM 92939U106 305 3,030 SH   SOLE   3,030 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 1,053 17,822 SH   SOLE   17,822 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,277 22,279 SH   SOLE   22,279 0 0
XCEL ENERGY INC COM 98389B100 282 3,984 SH   SOLE   3,984 0 0