The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
SPDR DOW JONES INDL AVERAGEUT SER 178467X1099532,817SH SOLE 2,81700
ISHARES TRCORE S&P MCP ETF4642875074,18115,894SH SOLE 15,89400
ISHARES TRS&P MC 400VL ETF4642877053183,084SH SOLE 3,08400
ISHARES TRS&P MC 400GR ETF4642876065657,131SH SOLE 7,13100
ISHARES TRCORE S&P SCP ETF4642878042,43322,279SH SOLE 22,27900
ISHARES TRCORE S&P500 ETF4642872007,12516,539SH SOLE 16,53900
ISHARES TRRUS 1000 VAL ETF4642875985113,265SH SOLE 3,26500
ISHARES TRRUS 1000 GRW ETF4642876141,2684,625SH SOLE 4,62500
ISHARES TRRUSSELL 2000 ETF4642876555302,425SH SOLE 2,42500
SPDR S&P MIDCAP 400 ETF TRUTSER1 S&PDCRP78467Y107327680SH SOLE 68000
SPDR S&P 500 ETF TRTR UNIT78462F1033,3397,781SH SOLE 7,78100
SELECT SECTOR SPDR TRSBI INT-UTILS81369Y88668810,765SH SOLE 10,76500
AMERICAN INTL GROUP INCCOM NEW0268747842765,026SH SOLE 5,02600
AMAZON COM INCCOM02313510622,4476,833SH SOLE 6,83300
BRISTOL-MYERS SQUIBB COCOM1101221082173,661SH SOLE 3,66100
BERKSHIRE HATHAWAY INC DELCL B NEW0846707022,2458,225SH SOLE 8,22500
BOEING COCOM0970231051,0364,708SH SOLE 4,70800
INVESCO QQQ TRUNIT SER 146090E1039,94327,778SH SOLE 27,77800
AMGEN INCCOM0311621002591,216SH SOLE 1,21600
ABBOTT LABSCOM0028241003262,761SH SOLE 2,76100
ALTRIA GROUP INCCOM02209S1032605,718SH SOLE 5,71800
FEDEX CORPCOM31428X1062641,206SH SOLE 1,20600
INTEL CORPCOM45814010068212,807SH SOLE 12,80700
ORACLE CORPCOM68389X1052402,750SH SOLE 2,75000
QUALCOMM INCCOM7475251031,1388,826SH SOLE 8,82600
DISNEY WALT COCOM2546871062,42314,321SH SOLE 14,32100
HONEYWELL INTL INCCOM4385161061,0364,880SH SOLE 4,88000
JOHNSON & JOHNSONCOM4781601041,5779,762SH SOLE 9,76200
PFIZER INCCOM7170811031,00223,302SH SOLE 23,30200
EXELON CORPCOM30161N1014268,815SH SOLE 8,81500
LOWES COS INCCOM5486611074942,433SH SOLE 2,43300
CHEVRON CORP NEWCOM1667641008738,609SH SOLE 8,60900
MICROSOFT CORPCOM59491810414,60251,794SH SOLE 51,79400
UNITED PARCEL SERVICE INCCL B9113121067664,208SH SOLE 4,20800
AT&T INCCOM00206R10297135,948SH SOLE 35,94800
CISCO SYS INCCOM17275R10254710,057SH SOLE 10,05700
DNP SELECT INCOME FD INCCOM23325P10430328,427SH SOLE 28,42700
INTERNATIONAL BUSINESS MACHSCOM4592001014473,218SH SOLE 3,21800
COCA COLA COCOM19121610077614,783SH SOLE 14,78300
LOCKHEED MARTIN CORPCOM5398301097932,299SH SOLE 2,29900
PEPSICO INCCOM7134481081,0286,835SH SOLE 6,83500
VERIZON COMMUNICATIONS INCCOM92343V10492017,041SH SOLE 17,04100
ISHARES TRRUS MID CAP ETF4642874992152,750SH SOLE 2,75000
SELECT SECTOR SPDR TRFINANCIAL81369Y60537910,101SH SOLE 10,10100
SELECT SECTOR SPDR TRSBI INT-INDS81369Y7042922,982SH SOLE 2,98200
SELECT SECTOR SPDR TRTECHNOLOGY81369Y8033572,388SH SOLE 2,38800
SELECT SECTOR SPDR TRSBI HEALTHCARE81369Y2093652,863SH SOLE 2,86300
VANGUARD SPECIALIZED FUNDSDIV APP ETF92190884414,78996,283SH SOLE 96,28300
DEERE & COCOM2441991057152,135SH SOLE 2,13500
BK OF AMERICA CORPCOM0605051041,52035,807SH SOLE 35,80700
STARBUCKS CORPCOM8552441093272,964SH SOLE 2,96400
AUTOMATIC DATA PROCESSING INCOM0530151033181,590SH SOLE 1,59000
EXXON MOBIL CORPCOM30231G1021,36923,275SH SOLE 23,27500
WEST PHARMACEUTICAL SVSC INCCOM955306105218514SH SOLE 51400
WALMART INCCOM9311421037195,156SH SOLE 5,15600
TARGET CORPCOM87612E1063071,343SH SOLE 1,34300
COSTCO WHSL CORP NEWCOM22160K1055321,185SH SOLE 1,18500
LILLY ELI & COCOM5324571081,0004,329SH SOLE 4,32900
CVS HEALTH CORPCOM1266501005306,248SH SOLE 6,24800
DOMINION ENERGY INCCOM25746U1094486,129SH SOLE 6,12900
DANAHER CORPORATIONCOM235851102255839SH SOLE 83900
MERCK & CO INCCOM58933Y1051,06014,113SH SOLE 14,11300
PROCTER AND GAMBLE COCOM7427181091,89413,549SH SOLE 13,54900
GENERAL ELECTRIC COCOM NEW3696043014914,765SH SOLE 4,76500
GOLDMAN SACHS GROUP INCCOM38141G104307813SH SOLE 81300
HOME DEPOT INCCOM4370761024,44613,544SH SOLE 13,54400
MCDONALDS CORPCOM5801351019593,979SH SOLE 3,97900
NIKE INCCL B6541061032691,851SH SOLE 1,85100
JPMORGAN CHASE & COCOM46625H1001,0176,210SH SOLE 6,21000
ISHARES TR20 YR TR BD ETF4642874329216,383SH SOLE 6,38300
ISHARES TRIBOXX INV CP ETF4642872422331,748SH SOLE 1,74800
XCEL ENERGY INCCOM98389B1002493,984SH SOLE 3,98400
FISERV INCCOM3377381083032,794SH SOLE 2,79400
FORD MTR CO DELCOM34537086048234,037SH SOLE 34,03700
UNITEDHEALTH GROUP INCCOM91324P1021,1833,027SH SOLE 3,02700
3M COCOM88579Y1014522,576SH SOLE 2,57600
COMCAST CORP NEWCL A20030N1011,30123,269SH SOLE 23,26900
VANGUARD INDEX FDSTOTAL STK MKT9229087691,1265,069SH SOLE 5,06900
NEXTERA ENERGY INCCOM65339F1011,90124,211SH SOLE 24,21100
DUKE ENERGY CORP NEWCOM NEW26441C2043683,771SH SOLE 3,77100
CONOCOPHILLIPSCOM20825C1043755,528SH SOLE 5,52800
APPLE INCCOM03783310026,905190,144SH SOLE 190,14400
CATERPILLAR INCCOM1491231016743,512SH SOLE 3,51200
INTERNATIONAL PAPER COCOM4601461032604,655SH SOLE 4,65500
ISHARES TRMSCI EMG MKT ETF4642872343066,082SH SOLE 6,08200
PPL CORPCOM69351T10690132,319SH SOLE 32,31900
INVESCO EXCHANGE TRADED FD TS&P500 EQL WGT46137V3571,4949,974SH SOLE 9,97400
AUDACY INCCL A05070N10310328,025SH SOLE 28,02500
GENERAL MLS INCCOM3703341042223,710SH SOLE 3,71000
PUBLIC SVC ENTERPRISE GRP INCOM7445731062243,684SH SOLE 3,68400
SOUTHERN COCOM8425871072013,237SH SOLE 3,23700
PAYCHEX INCCOM7043261076505,782SH SOLE 5,78200
BERKSHIRE HATHAWAY INC DELCL A0846701088232SH SOLE 200
PNC FINL SVCS GROUP INCCOM6934751052951,510SH SOLE 1,51000
NETFLIX INCCOM64110L1061,0221,675SH SOLE 1,67500
ISHARES TRCORE US AGGBD ET4642872264533,943SH SOLE 3,94300
PROLOGIS INC.COM74340W1032131,695SH SOLE 1,69500
ISHARES TRSELECT DIVID ETF4642871683102,702SH SOLE 2,70200
CLOROX CO DELCOM1890541094932,975SH SOLE 2,97500
NVIDIA CORPORATIONCOM67066G1041,3206,373SH SOLE 6,37300
BECTON DICKINSON & COCOM0758871092871,167SH SOLE 1,16700
ALPHABET INCCAP STK CL A02079K3058,1813,060SH SOLE 3,06000
SPDR GOLD TRGOLD SHS78463V1077024,272SH SOLE 4,27200
WEC ENERGY GROUP INCCOM92939U1062673,030SH SOLE 3,03000
VANGUARD INDEX FDSVALUE ETF9229087449527,034SH SOLE 7,03400
VANGUARD WORLD FDSHEALTH CAR ETF92204A5041,2475,044SH SOLE 5,04400
VANGUARD INDEX FDSMID CAP ETF9229086292,3169,782SH SOLE 9,78200
VANGUARD INDEX FDSREAL ESTATE ETF9229085531,03010,117SH SOLE 10,11700
TORONTO DOMINION BK ONTCOM NEW8911605096419,696SH SOLE 9,69600
BLACKROCK INCCOM09247X101243290SH SOLE 29000
VANGUARD INDEX FDSSMALL CP ETF9229087518,48238,788SH SOLE 38,78800
VANGUARD INDEX FDSGROWTH ETF9229087369973,436SH SOLE 3,43600
ADAMS DIVERSIFIED EQUITY FDCOM00621210428014,150SH SOLE 14,15000
SPDR SER TRS&P DIVID ETF78464A76314,308121,722SH SOLE 121,72200
BROOKFIELD ASSET MGMT INCCL A LTD VT SH11258510480515,045SH SOLE 15,04500
ISHARES TREAFE VALUE ETF4642888772745,387SH SOLE 5,38700
ISHARES TREAFE GRWTH ETF4642888852932,749SH SOLE 2,74900
INVESCO EXCHANGE TRADED FD TFTSE RAFI 100046137V6134682,954SH SOLE 2,95400
SALESFORCE COM INCCOM79466L302246907SH SOLE 90700
SOUTH JERSEY INDS INCCOM83851810843220,301SH SOLE 20,30100
VANGUARD WORLD FDSINF TECH ETF92204A7029692,415SH SOLE 2,41500
SPDR SER TRS&P BIOTECH78464A8703292,615SH SOLE 2,61500
MASTERCARD INCORPORATEDCL A57636Q1042,4196,956SH SOLE 6,95600
PROSHARES TRPSHS ULT S&P 50074347R1072281,904SH SOLE 1,90400
ISHARES TRUS AER DEF ETF4642887604103,932SH SOLE 3,93200
EXTRA SPACE STORAGE INCCOM30225T1022021,200SH SOLE 1,20000
FIDELITY COMWLTH TRNASDAQ COMPSIT3159128081,80032,042SH SOLE 32,04200
ISHARES TRCORE S&P TTL STK4642871503063,113SH SOLE 3,11300
MEDICAL PPTYS TRUST INCCOM58463J30425112,493SH SOLE 12,49300
VANGUARD BD INDEX FDSTOTAL BND MRKT9219378351,76220,625SH SOLE 20,62500
ISHARES TRMSCI KLD400 SOC4642885703564,274SH SOLE 4,27400
INVESCO EXCH TRADED FD TR IIS&P GBL WATER46138E2632233,992SH SOLE 3,99200
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464065275,103SH SOLE 5,10300
ISHARES TRNATIONAL MUN ETF4642884147326,301SH SOLE 6,30100
INVESCO EXCHANGE TRADED FD TS&P500 EQL HLT46137V3328993,015SH SOLE 3,01500
VISA INCCOM CL A92826C8393,79817,048SH SOLE 17,04800
PHILIP MORRIS INTL INCCOM7181721093824,031SH SOLE 4,03100
VANGUARD WORLD FDMEGA CAP INDEX9219108732191,436SH SOLE 1,43600
INVESCO EXCH TRADED FD TR IIPFD ETF46138E51115010,000SH SOLE 10,00000
OCEANFIRST FINL CORPCOM67523410825812,060SH SOLE 12,06000
ISHARES TRSHRT NAT MUN ETF4642881584564,242SH SOLE 4,24200
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C8702,00621,243SH SOLE 21,24300
MARKER THERAPEUTICS INCCOM57055L1071911,475SH SOLE 11,47500
BROADCOM INCCOM11135F1019171,892SH SOLE 1,89200
PIMCO ETF TRENHAN SHRT MA AC72201R8333213,150SH SOLE 3,15000
SCHWAB STRATEGIC TRUS BRD MKT ETF8085241022,59725,005SH SOLE 25,00500
SCHWAB STRATEGIC TRINTL EQTY ETF8085248051,26032,559SH SOLE 32,55900
VANGUARD SCOTTSDALE FDSSHRT TRM CORP BD92206C4095136,219SH SOLE 6,21900
SCHWAB STRATEGIC TRUS SML CAP ETF8085246071,82718,250SH SOLE 18,25000
SCHWAB STRATEGIC TRUS LCAP GR ETF8085243009,75165,844SH SOLE 65,84400
SCHWAB STRATEGIC TRUS LCAP VA ETF8085244092623,881SH SOLE 3,88100
PROSHARES TRULTRASHRT DOW 3074347G64837011,000SH SOLE 11,00000
DIREXION SHS ETF TRDLY SEMICNDTR BR25460G69018426,000SH SOLE 26,00000
TESLA INCCOM88160R1011,6942,184SH SOLE 2,18400
SCHWAB STRATEGIC TRSHT TM US TRES8085248622685,243SH SOLE 5,24300
SCHWAB STRATEGIC TRUS TIPS ETF8085248702153,438SH SOLE 3,43800
VANGUARD ADMIRAL FDS INCMIDCP 400 IDX9219328853752,104SH SOLE 2,10400
VANGUARD ADMIRAL FDS INCSMLLCP 600 IDX9219328281,6608,235SH SOLE 8,23500
VANGUARD INDEX FDSS&P 500 ETF SHS922908363328830SH SOLE 83000
GENERAL MTRS COCOM37045V1003316,274SH SOLE 6,27400
SCHWAB STRATEGIC TRUS MID-CAP ETF8085245082,23229,117SH SOLE 29,11700
VANGUARD STAR FDSVG TL INTL STK F9219097685248,290SH SOLE 8,29000
ISHARES TRCORE HIGH DV ETF46429B6632,53726,914SH SOLE 26,91400
INVESCO EXCH TRADED FD TR IIS&P500 LOW VOL46138E3543165,190SH SOLE 5,19000
SCHWAB STRATEGIC TRUS AGGREGATE B8085248394267,850SH SOLE 7,85000
SCHWAB STRATEGIC TRUS DIVIDEND EQ80852479712,373166,658SH SOLE 166,65800
ISHARES TRMSCI USA MIN VOL46429B6972473,367SH SOLE 3,36700
FACEBOOK INCCL A30303M1024,06311,971SH SOLE 11,97100
ZOOM VIDEO COMMUNICATIONS INCL A98980L1012801,072SH SOLE 1,07200
ISHARES TRCORE MSCI EAFE46432F84290912,241SH SOLE 12,24100
ABBVIE INCCOM00287Y1097737,169SH SOLE 7,16900
NORWEGIAN CRUISE LINE HLDG LSHSG6672110430911,570SH SOLE 11,57000
FIRST TR EXCH TRADED FD IIIPFD SECS INC ETF33739E10866632,428SH SOLE 32,42800
ISHARES TRMSCI USA MMENTM46432F3968895,060SH SOLE 5,06000
ALPHABET INCCAP STK CL C02079K1073,6331,363SH SOLE 1,36300
ISHARES TRCORE DIV GRWTH46434V62192718,452SH SOLE 18,45200
UBS AG LONDON BRANCHEN LG CP GRWTH902677780214303SH SOLE 30300
MATINAS BIOPHARMA HLDGS INCCOM5768101051310,000SH SOLE 10,00000
ALIBABA GROUP HLDG LTDSPONSORED ADS01609W1021,0146,849SH SOLE 6,84900
ARK ETF TRINNOVATION ETF00214Q1045585,049SH SOLE 5,04900
QUALIGEN THERAPEUTICS INCCOM74754R1032619,957SH SOLE 19,95700
PAYPAL HLDGS INCCOM70450Y1036512,503SH SOLE 2,50300
SQUARE INCCL A8522341035722,385SH SOLE 2,38500
JANUS DETROIT STR TRHENDRSN SHRT ETF47103U88657611,479SH SOLE 11,47900
SELECT SECTOR SPDR TRCOMMUNICATION81369Y8522903,614SH SOLE 3,61400
J P MORGAN EXCHANGE-TRADED FUS AGGREGATE ETF46641Q24166512,260SH SOLE 12,26000
DRAFTKINGS INCCOM CL A26142R1042715,635SH SOLE 5,63500
PELOTON INTERACTIVE INCCL A COM70614W1004435,085SH SOLE 5,08500
AMERICAN CENTY ETF TRUS EQT ETF0250728852523,420SH SOLE 3,42000
APPLE INCCOM037833100471,200SHCallSOLE 001,200
APPLE INCCOM037833100421,300SHCallSOLE 001,300
ALIBABA GROUP HLDG LTDSPONSORED ADS01609W1021200SHCallSOLE 00200
BOEING COCOM0970231053200SHCallSOLE 00200
ALIBABA GROUP HLDG LTDSPONSORED ADS01609W1024300SHCallSOLE 00300
DISNEY WALT COCOM2546871061200SHCallSOLE 00200
BOEING COCOM09702310518400SHCallSOLE 00400
DISNEY WALT COCOM2546871061200SHCallSOLE 00200
APPLE INCCOM03783310028700SHCallSOLE 00700
BOEING COCOM0970231057100SHCallSOLE 00100
BOEING COCOM09702310512500SHCallSOLE 00500
CVS HEALTH CORPCOM1266501005200SHCallSOLE 00200
VANGUARD BD INDEX FDSVANGUARD ULTRA92203C30356611,287SH SOLE 11,28700
COINBASE GLOBAL INCCOM CL A19260Q1077323,220SH SOLE 3,22000
ALIBABA GROUP HLDG LTDSPONSORED ADS01609W102382,000SHCallSOLE 002,000
DIMENSIONAL ETF TRUSTUS EQUITY ETF25434V40179016,746SH SOLE 16,74600
DIMENSIONAL ETF TRUSTUS CORE EQUITY 225434V70866925,195SH SOLE 25,19500
DIMENSIONAL ETF TRUSTUS SMALL CAP ETF25434V5004447,720SH SOLE 7,72000
NORWEGIAN CRUISE LINE HLDG LSHSG66721104121,500SHCallSOLE 001,500